AFS SENSUB CORP. - FORM 8-K - EX-99.1 - June 18, 2013

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Exhibit 99.1

AmeriCredit Automobile Receivables Trust 2013-3

Final Pool as of the Cutoff Date

6/12/2013

Composition of the Auto Loan Contracts

as of the Cutoff Date

 

     New     Used     Total  

Aggregate Principal Balance (1)

    $ 520,654,196.20      $ 534,769,456.82      $ 1,055,423,653.02   

Number of Automobile Loan Contracts

      20,712        28,692        49,404   

Percent of Aggregate Principal Balance

      49.33 %      50.67 %      100.00 % 

Average Principal Balance

    $ 25,137.80      $ 18,638.28      $ 21,363.12   

Range of Principal Balances

    ($ 441.65 to $71,958.12 )    ($ 254.22 to $77,724.16 )    ($ 254.22 to $77,724.16 ) 

Weighted Average APR (1)

      11.53 %      14.91 %      13.24 % 

Range of APRs

      (1.90% to 24.99% )      (3.90% to 29.00% )      (1.90% to 29.00% ) 

Weighted Average Remaining Term

      71        68        69   

Range of Remaining Terms

      (3 to 72 months )      (3 to 72 months )      (3 to 72 months ) 

Weighted Average Original Term

      72        70        71   

Range of Original Terms

      (36 to 72 months )      (24 to 72 months )      (24 to 72 months ) 

 

(1) Aggregate Principal Balance includes some portion of accrued interest. As a result, the Weighted Average APR of the automobile loan contracts may not be equivalent to the automobile loan contracts’ aggregate yield on the Aggregate Principal Balance.

Score Distribution of the Automobile Loan Contracts

as of the Cutoff Date

 

     AmeriCredit Score (1)    % of Aggregate
Principal Balance (2)		     Credit Bureau Score  (3)    % of Aggregate
Principal Balance (2)		  
   Less than 215      12.71 %      
   215-224      14.23 %    Less than 540      31.78 % 
   225-244      34.24 %    540-599      48.52 % 
   245-259      21.26 %    600-659      18.36 % 
   260 and greater      17.56 %    660 and greater      1.33 % 
  

 

   

 

 

    

 

   

 

 

  

Weighted Average Score

    240      562   

 

(1) Proprietary credit score developed and utilized by AmeriCredit to support the credit approval and pricing process. The scale of the proprietary score is not comparable to a credit bureau score. An AmeriCredit score may not be available for a small portion of accounts originated under discontinued origination platforms and those accounts will not be included in the AmeriCredit score table above. Since these accounts are not included in the percentages above, the Aggregate Principal Balance of the accounts based on the AmeriCredit score may be less than the total pool.
(2) Percentages may not add to 100% because of rounding.
(3) A statistically based score (sometimes referred to as FICO score) generated by credit reporting agencies. AmeriCredit utilizes TransUnion, Equifax or Experian credit reports depending on the location of the obligor. Credit Bureau Scores are unavailable for some accounts and those accounts are not included in the Credit Bureau Score table above. Since these accounts are not included in the percentages above, the Aggregate Principal Balance of the accounts based on Credit Bureau Score may be less than the total pool.

AmeriCredit Automobile Receivables Trust 2013-3

Final Pool as of the Cutoff Date

6/12/2013

 

Distribution of the Automobile Loan Contracts by APR

as of the Cutoff Date

 

Distribution by APR

    Aggregate Principal
Balance (1)		      % of Aggregate
Principal Balance (2)		     Number of Automobile
Loan Contracts		      % of Total Number
of Automobile
Loan Contracts (2)		  

  1.000% to   1.999%

    $ 20,266.50         0.00 %      1         0.00 % 

  2.000% to   2.999%

      9,649.33         0.00 %      1         0.00 % 

  3.000% to   3.999%

      315,436.19         0.03 %      15         0.03 % 

  4.000% to   4.999%

      1,620,326.20         0.15 %      56         0.11 % 

  5.000% to   5.999%

      5,091,194.92         0.48 %      182         0.37 % 

  6.000% to   6.999%

      25,340,054.63         2.40 %      996         2.02 % 

  7.000% to   7.999%

      41,893,539.95         3.97 %      1,470         2.98 % 

  8.000% to   8.999%

      92,093,833.80         8.73 %      3,792         7.68 % 

  9.000% to   9.999%

      106,470,669.97         10.09 %      4,171         8.44 % 

10.000% to 10.999%

      91,229,950.43         8.64 %      3,973         8.04 % 

11.000% to 11.999%

      128,152,574.28         12.14 %      5,652         11.44 % 

12.000% to 12.999%

      80,915,771.78         7.67 %      3,833         7.76 % 

13.000% to 13.999%

      73,205,381.50         6.94 %      3,508         7.10 % 

14.000% to 14.999%

      74,497,871.16         7.06 %      3,671         7.43 % 

15.000% to 15.999%

      65,374,430.34         6.19 %      3,305         6.69 % 

16.000% to 16.999%

      74,805,094.21         7.09 %      3,832         7.76 % 

17.000% to 17.999%

      58,656,936.51         5.56 %      3,107         6.29 % 

18.000% to 18.999%

      59,202,844.34         5.61 %      3,215         6.51 % 

19.000% to 19.999%

      29,044,690.67         2.75 %      1,686         3.41 % 

20.000% to 20.999%

      20,926,518.84         1.98 %      1,250         2.53 % 

21.000% to 21.999%

      13,392,287.20         1.27 %      828         1.68 % 

22.000% to 22.999%

      6,474,525.71         0.61 %      408         0.83 % 

23.000% to 23.999%

      3,892,044.78         0.37 %      256         0.52 % 

24.000% to 24.999%

      2,154,782.27         0.20 %      152         0.31 % 

25.000% to 25.999%

      526,856.70         0.05 %      34         0.07 % 

26.000% to 26.999%

      72,711.87         0.01 %      6         0.01 % 

27.000% to 27.999%

      25,087.36         0.00 %      2         0.00 % 

28.000% to 28.999%

      10,762.44         0.00 %      1         0.00 % 

29.000% to 29.999%

      7,559.14         0.00 %      1         0.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

TOTAL

    $ 1,055,423,653.02         100.00 %      49,404         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Aggregate Principal Balances include some portion of accrued interest. Indicated APRs represent APRs on principal balance net of such accrued interest.
(2) Percentages may not add to 100% because of rounding.

 

AmeriCredit Automobile Receivables Trust 2013-3

Final Pool as of the Cutoff Date

6/12/2013

 

Distribution of the Automobile Loan Contracts by Geographic Location

of Obligor as of the Cutoff Date

 

Geographic Location

    Aggregate
Principal
Balance (1)		      % of Aggregate
Principal Balance (2)		     Number of
Automobile
Loan Contracts		      % of Total Number
of Automobile
Loan Contracts (2)		  

Alabama

    $ 16,450,008.53         1.56 %      754         1.53 % 

Alaska

      2,328,865.53         0.22 %      103         0.21 % 

Arizona

      24,233,625.11         2.30 %      1,061         2.15 % 

Arkansas

      10,343,326.32         0.98 %      459         0.93 % 

California

      86,374,855.93         8.18 %      4,039         8.18 % 

Colorado

      19,344,301.95         1.83 %      938         1.90 % 

Connecticut

      6,370,854.53         0.60 %      322         0.65 % 

Delaware

      4,653,388.42         0.44 %      228         0.46 % 

District of Columbia

      1,956,321.22         0.19 %      96         0.19 % 

Florida

      82,483,798.57         7.82 %      4,089         8.28 % 

Georgia

      43,427,664.97         4.11 %      1,960         3.97 % 

Hawaii

      4,141,650.23         0.39 %      190         0.38 % 

Idaho

      2,823,907.99         0.27 %      138         0.28 % 

Illinois

      40,929,762.60         3.88 %      1,968         3.98 % 

Indiana

      25,305,591.59         2.40 %      1,222         2.47 % 

Iowa

      5,580,895.89         0.53 %      285         0.58 % 

Kansas

      4,912,877.79         0.47 %      225         0.46 % 

Kentucky

      15,572,162.99         1.48 %      780         1.58 % 

Louisiana

      29,381,172.68         2.78 %      1,177         2.38 % 

Maine

      3,113,669.68         0.30 %      169         0.34 % 

Maryland

      29,490,264.50         2.79 %      1,331         2.69 % 

Massachusetts

      18,498,339.63         1.75 %      986         2.00 % 

Michigan

      26,107,195.38         2.47 %      1,350         2.73 % 

Minnesota

      9,502,175.72         0.90 %      494         1.00 % 

Mississippi

      14,640,288.78         1.39 %      656         1.33 % 

Missouri

      15,868,366.49         1.50 %      791         1.60 % 

Montana

      3,202,078.50         0.30 %      134         0.27 % 

Nebraska

      2,887,505.29         0.27 %      148         0.30 % 

Nevada

      9,697,648.73         0.92 %      416         0.84 % 

New Hampshire

      3,986,911.54         0.38 %      224         0.45 % 

New Jersey

      18,843,042.81         1.79 %      952         1.93 % 

New Mexico

      16,407,077.76         1.55 %      704         1.42 % 

New York

      32,665,668.08         3.10 %      1,662         3.36 % 

North Carolina

      38,903,698.81         3.69 %      1,854         3.75 % 

North Dakota

      1,604,706.04         0.15 %      67         0.14 % 

Ohio

      41,740,492.31         3.95 %      2,194         4.44 % 

Oklahoma

      13,912,150.57         1.32 %      597         1.21 % 

Oregon

      6,520,120.96         0.62 %      342         0.69 % 

Pennsylvania

      39,145,742.49         3.71 %      2,045         4.14 % 

Rhode Island

      2,455,132.02         0.23 %      137         0.28 % 

South Carolina

      16,199,938.36         1.53 %      774         1.57 % 

South Dakota

      1,669,981.10         0.16 %      85         0.17 % 

Tennessee

      21,532,539.35         2.04 %      1,016         2.06 % 

Texas

      173,619,560.88         16.45 %      7,060         14.29 % 

Utah

      5,398,698.61         0.51 %      242         0.49 % 

Vermont

      1,613,462.33         0.15 %      77         0.16 % 

Virginia

      20,319,398.15         1.93 %      965         1.95 % 

Washington

      12,205,559.36         1.16 %      588         1.19 % 

West Virginia

      12,873,310.55         1.22 %      584         1.18 % 

Wisconsin

      11,488,122.56         1.09 %      617         1.25 % 

Wyoming

      2,655,185.30         0.25 %      107         0.22 % 

Other (3)

      40,587.54         0.00 %      2         0.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

TOTAL

    $ 1,055,423,653.02         100.00 %      49,404         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.
(3) States and Territories with Aggregate Principal Balances less than $1,000,000 each.

 

AmeriCredit Automobile Receivables Trust 2013-3

Final Pool as of the Cutoff Date

6/12/2013

 

Distribution of the Automobile Loan Contracts by Wholesale LTV

as of the Cutoff Date

 

     Wholesale LTV (1)  Range   % of Aggregate
Principal Balance (2)(3)		  
   Less than 100%     26.57 % 
   100-109     23.67 % 
   110-119     24.46 % 
   120-129     17.25 % 
   130-139     6.94 % 
   140-149     1.06 % 
   150 and greater     0.05 % 
  

 

  

 

 

  

Weighted Average Wholesale LTV

    109%  

 

(1) Wholesale LTV is calculated using the total amount financed, which may include taxes, title fees and ancillary products over the wholesale auction value of the financed vehicle at the time the vehicle is financed. The vehicle value at origination is determined by using NADA or “Kelley Blue Book Trade-in” prices for used vehicles or dealer invoice/dealer wholesale price for new vehicles.
(2) Wholesale LTV was not available or could not be calculated on certain accounts and these accounts are not included in the table above. Since these accounts are not included in the Wholesale LTV table, the Aggregate Principal Balance may be less than the total pool.
(3) Percentages may not add up to 100% because of rounding.

 

AmeriCredit Automobile Receivables Trust 2013-3

Final Pool as of the Cutoff Date

6/12/2013

 

Distribution of the Automobile Loan Contracts by Vehicle Make

as of the Cutoff Date

 

Vehicle Make

    Aggregate
Principal
Balance (1)		      % of Aggregate
Principal Balance (2)		     Number of
Automobile
Loan Contracts		      % of Total Number
of Automobile
Loan Contracts (2)		  

BMW

    $ 13,000,096.72         1.23 %      555         1.12 % 

Buick (4)

      17,680,291.81         1.68 %      726         1.47 % 

Cadillac (4)

      14,491,467.13         1.37 %      594         1.20 % 

Chevrolet (4)

      368,835,759.62         34.95 %      15,795         31.97 % 

Chrysler

      28,844,272.78         2.73 %      1,534         3.11 % 

Dodge

      84,762,016.78         8.03 %      4,069         8.24 % 

Ford

      93,418,603.35         8.85 %      4,532         9.17 % 

GMC (4)

      52,074,511.93         4.93 %      1,791         3.63 % 

Honda

      32,022,496.21         3.03 %      1,711         3.46 % 

Hyundai

      36,776,389.38         3.48 %      1,983         4.01 % 

Jeep

      26,074,665.17         2.47 %      1,294         2.62 % 

Kia

      48,983,018.38         4.64 %      2,533         5.13 % 

Mazda

      12,468,056.65         1.18 %      716         1.45 % 

Mercedes

      13,764,379.28         1.30 %      544         1.10 % 

Mitsubishi

      11,272,512.40         1.07 %      609         1.23 % 

Nissan

      74,951,162.16         7.10 %      3,835         7.76 % 

Toyota

      58,547,212.95         5.55 %      2,973         6.02 % 

Volkswagen

      13,215,289.39         1.25 %      743         1.50 % 

Other (3)

      54,241,450.93         5.14 %      2,867         5.80 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

Total

    $ 1,055,423,653.02         100.00 %      49,404         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.
(3) Aggregate Principal Balance of less than 1% of Total Aggregate Principal Balance per vehicle make.
(4) The total Aggregate Principal Balance of all new GM vehicles is $311,014,216.79, or approximately 29% of the total pool.

Distribution of the Automobile Loan Contracts by Vehicle Segment

as of the Cutoff Date

 

Vehicle Segment (1)

    Aggregate
Principal
Balance (2)		      % of Aggregate
Principal Balance (3)		     Number of
Automobile
Loan Contracts		      % of Total Number
of Automobile
Loan Contracts (3)		  

Full-Size Car

    $ 5,142,354.84         0.49 %      242         0.49 % 

Full-Size Van/Truck

      164,886,823.09         15.62 %      5,714         11.57 % 

Full-Size SUV

      47,142,400.55         4.47 %      1,780         3.60 % 

Mid-Size Car

      281,000,952.85         26.62 %      13,742         27.82 % 

Mid-Size SUV

      228,171,607.53         21.62 %      10,466         21.18 % 

Economy/Compact Car

      213,094,686.37         20.19 %      11,907         24.10 % 

Compact Van/Truck

      35,855,552.08         3.40 %      1,874         3.79 % 

Sports Car

      79,787,835.08         7.56 %      3,668         7.42 % 

Segment Unavailable (4)

      341,440.63         0.03 %      11         0.02 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

Total

    $ 1,055,423,653.02         100.00 %      49,404         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  
          

 

(1) Categories reflect consolidated categories based on J.D. Power defined segments.
(2) Aggregate Principal Balances include some portion of accrued interest.
(3) Percentages may not add up to 100% because of rounding.
(4) Vehicle segmentation was not available for certain accounts at the time the pool was selected.

 

AmeriCredit Automobile Receivables Trust 2013-3

Final Pool as of the Cutoff Date

6/12/2013

 

Historical Delinquency Experience of the Automobile Loan Contracts

as of the Cutoff Date

 

Number of Times
Ever 31 to 60 Days
Delinquent

    Aggregate Principal
Balance (1)		      % of Aggregate
Principal Balance (2)		     Number of
Automobile
Loan Contracts		      % of Total Number
of Automobile
Loan Contracts (2)		  

0

    $ 1,042,534,008.90         98.78 %      48,079         97.32 % 

1

      4,244,469.30         0.40 %      207         0.42 % 

2+

      8,645,174.82         0.82 %      1,118         2.26 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

Total

    $ 1,055,423,653.02         100.00 %      49,404         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.

 

Number of Times
Ever 61 to 90 Days
Delinquent

    Aggregate Principal
Balance (1)		      % of Aggregate
Principal Balance (2)		     Number of
Automobile
Loan Contracts		      % of Total Number
of Automobile
Loan Contracts (2)		  

0

    $ 1,048,114,096.99         99.31 %      48,474         98.12 % 

1

      1,139,675.69         0.11 %      150         0.30 % 

2+

      6,169,880.34         0.58 %      780         1.58 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

Total

    $ 1,055,423,653.02         100.00 %      49,404         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.

 

Number of Times
Ever Greater Than
90 Days Delinquent

    Aggregate Principal
Balance (1)		      % of Aggregate
Principal Balance (2)		     Number of
Automobile
Loan Contracts		      % of Total Number
of Automobile
Loan Contracts (2)		  

0

    $ 1,053,307,106.70         99.80 %      49,121         99.43 % 

1

      1,224,935.35         0.12 %      162         0.33 % 

2+

      891,610.97         0.08 %      121         0.24 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

Total

    $ 1,055,423,653.02         100.00 %      49,404         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.