Heritage Financial Group Inc - FORM 8-K - EX-99.2 - EXHIBIT 99.2

Heritage Financial Group Inc - FORM 8-K - EX-99.2 - EXHIBIT 99.2 - March 12, 2013

file	filename
8-K - HERITAGE FINANCIAL GROUP INC 8-K 3-8-2013 - Heritage Financial Group Inc	form8k.htm
EX-99.1 - EXHIBIT 99.1 - Heritage Financial Group Inc	ex99_1.htm
EX-10.15 - EXHIBIT 10.15 - Heritage Financial Group Inc	ex10_15.htm

EXHIBIT 99.2

FDIC ACQUISITION OF FRONTIER BANK

Investor Presentation

March 8, 2013