Attached files

file filename
EX-33.5 - REPORT ON ASSESSMENT OF COMPLIANCE WITH SERVICING CRITERIA - DISCOVER CARD MASTER TRUST Id488452dex335.htm
EX-35.1 - SERVICER COMPLIANCE STATEMENT OF DISCOVER - DISCOVER CARD MASTER TRUST Id488452dex351.htm
EX-34.4 - INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM ATTESTATION REPORT - DISCOVER CARD MASTER TRUST Id488452dex344.htm
EX-23.1 - CONSENT OF DELOITTE & TOUCHE LLP. - DISCOVER CARD MASTER TRUST Id488452dex231.htm
EX-34.1 - INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM ATTESTATION REPORT - DISCOVER CARD MASTER TRUST Id488452dex341.htm
EX-35.4 - SERVICER COMPLIANCE STATEMENT OF BANCTEC, INC. - DISCOVER CARD MASTER TRUST Id488452dex354.htm
EX-23.2 - CONSENT OF ERNST & YOUNG LLP. - DISCOVER CARD MASTER TRUST Id488452dex232.htm
EX-35.3 - SERVICER COMPLIANCE STATEMENT OF DB SERVICING CORPORATION - DISCOVER CARD MASTER TRUST Id488452dex353.htm
EX-34.2 - INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM ATTESTATION REPORT - DISCOVER CARD MASTER TRUST Id488452dex342.htm
EX-31.1 - RULE 13A-14(A)/15D-14(A) CERTIFICATION - DISCOVER CARD MASTER TRUST Id488452dex311.htm
EX-34.3 - INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM ATTESTATION REPORT - DISCOVER CARD MASTER TRUST Id488452dex343.htm
EX-33.1 - REPORT ON ASSESSMENT OF COMPLIANCE WITH SERVICING CRITERIA - DISCOVER CARD MASTER TRUST Id488452dex331.htm
EX-33.3 - REPORT ON ASSESSMENT OF COMPLIANCE WITH SERVICING CRITERIA - DISCOVER CARD MASTER TRUST Id488452dex333.htm
EX-35.2 - SERVICER COMPLIANCE STATEMENT OF DISCOVER PRODUCTS INC. - DISCOVER CARD MASTER TRUST Id488452dex352.htm
EX-23.3 - CONSENT OF GRANT THORNTON LLP. - DISCOVER CARD MASTER TRUST Id488452dex233.htm
EX-33.2 - REPORT ON ASSESSMENT OF COMPLIANCE WITH SERVICING CRITERIA - DISCOVER CARD MASTER TRUST Id488452dex332.htm
10-K - FORM 10-K - DISCOVER CARD MASTER TRUST Id488452d10k.htm
EX-33.4 - REPORT ON ASSESSMENT OF COMPLIANCE WITH SERVICING CRITERIA - DISCOVER CARD MASTER TRUST Id488452dex334.htm

Exhibit 34.5

Report of Independent Registered Public Accounting Firm

The Board of Directors

U.S. Bank National Association

We have examined management’s assertion, Report on Assessment of Compliance with Applicable Servicing Criteria, that U.S. Bank National Association (the “Company”) complied with the servicing criteria set forth in Item 1122 (d) of the Securities and Exchange Commission’s Regulation AB for the Corporate Trust Asset Backed Securities Platform (the “Platform”), as of November 30, 2012, and for the period from December 1, 2011 through November 30, 2012, except for servicing criteria 1122 (d)(1)(i)–(iv), 1122 (d)(2)(iii), 1122 (d)(2)(vi)–(vii), 1122 (d)(3)(i), 1122 (d)(4)(i)–(ii), and 1122 (d)(4)(iv)–(xiv), which the Company has determined are not applicable to the activities performed by them with respect to the servicing platform covered by this report. Management is responsible for the Company’s compliance with those servicing criteria. Our responsibility is to express an opinion on management’s assertion about the Company’s compliance with the servicing criteria based on our examination.

Our examination was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants, as adopted by the Public Company Accounting Oversight Board (United States) and, accordingly, included examining, on a test basis, evidence about the Company’s compliance with the applicable servicing criteria and performing such other procedures as we considered necessary in the circumstances. Our examination included testing of less than all of the individual asset backed transactions and securities that comprise the platform, testing of less than all of the servicing activities related to the Platform, and determining whether the Company processed those selected transactions and performed those selected activities in compliance with the servicing criteria. Furthermore, our procedures were limited to the selected transactions and servicing activities performed by the Company during the period covered by this report. Our procedures were not designed to determine whether errors may have occurred either prior to or subsequent to our tests that may have affected the balances or amounts calculated or reported by the Company during the period covered by this report for the selected transactions or any other transactions. We believe that our examination provides a reasonable basis for our opinion. Our examination does not provide a legal determination on the Company’s compliance with the servicing criteria.

In our opinion, management’s assertion that the Company complied with the aforementioned servicing criteria as of November 30, 2012, and for the period from December 1, 2011 through November 30, 2012, for the Corporate Trust Asset Backed Securities Platform is fairly stated, in all material respects.

/s/ Ernst & Young LLP

February 6, 2013