AFS SENSUB CORP. - FORM 8-K - EX-99.1 - STATISTICAL INFORMATION FOR THE RECEIVABLES. - January 22, 2013

Attached files

file filename
8-K - FORM 8-K - AFS SENSUB CORP.d470720d8k.htm

Exhibit 99.1

AmeriCredit Automobile Receivables Trust 2013-1

Final Pool as of the Cutoff Date

1/16/2013

Composition of the Auto Loan Contracts

as of the Cutoff Date

 

   

New

  

Used

  

Total

Aggregate Principal Balance (1)

   $488,562,234.70   $566,857,701.52   $1,055,419,936.22

Number of Automobile Loan Contracts

   20,855   36,398   57,253

Percent of Aggregate Principal Balance

   46.29%   53.71%   100.00%

Average Principal Balance

   $23,426.62   $15,573.87   $18,434.32

Range of Principal Balances

   ($302.80 to $78,747.02)   ($251.11 to $69,289.51)   ($251.11 to $78,747.02)

Weighted Average APR (1)

   12.26%   15.68%   14.10%

Range of APRs

   (3.90% to 26.00%)   (3.90% to 29.99%)   (3.90% to 29.99%)

Weighted Average Remaining Term

   69   64   66

Range of Remaining Terms

   (3 to 72 months)   (3 to 72 months)   (3 to 72 months)

Weighted Average Original Term

   72   69   71

Range of Original Terms

   (24 to 72 months)   (24 to 72 months)   (24 to 72 months)

 

(1) Aggregate Principal Balance includes some portion of accrued interest. As a result, the Weighted Average APR of the automobile loan contracts may not be equivalent to the automobile loan contracts' aggregate yield on the Aggregate Principal Balance.

Score Distribution of the Automobile Loan Contracts

as of the Cutoff Date

 

    AmeriCredit Score  (1)     % of Aggregate
Principal Balance (2)		     Credit Bureau Score  (3)     % of Aggregate
Principal Balance (2)		  
    Less than 215        11.90 %     
    215-224        14.41 %      Less than 540        29.27 % 
    225-244        34.04 %      540-599        47.93 % 
    245-259        21.54 %      600-659        20.69 % 
    260 and greater        18.12 %      660 and greater        2.12 % 
 

 

 

    

 

 

    

 

 

    

 

 

  

Weighted Average Score

     240          566     

 

(1) Proprietary credit score developed and utilized by AmeriCredit to support the credit approval and pricing process. The scale of the proprietary score is not comparable to a credit bureau score. An AmeriCredit score may not be available for a small portion of accounts originated under discontinued origination platforms and those accounts will not be included in the AmeriCredit score table above. Since these accounts are not included in the percentages above, the Aggregate Principal Balance of the accounts based on the AmeriCredit score may be less than the total pool.
(2) Percentages may not add to 100% because of rounding.
(3) A statistically based score (sometimes referred to as FICO score) generated by credit reporting agencies. AmeriCredit utilizes TransUnion, Equifax or Experian credit reports depending on the location of the obligor. Credit Bureau Scores are unavailable for some accounts and those accounts are not included in the Credit Bureau Score table above. Since these accounts are not included in the percentages above, the Aggregate Principal Balance of the accounts based on Credit Bureau Score may be less than the total pool.

AmeriCredit Automobile Receivables Trust 2013-1

Final Pool as of the Cutoff Date

1/16/2013

Distribution of the Automobile Loan Contracts by APR

as of the Cutoff Date

 

Distribution by APR

    Aggregate Principal
Balance  (1)		      % of Aggregate
Principal Balance (2)		     Number of Automobile
Loan Contracts		      % of Total Number
of Automobile
Loan Contracts (2)		  

1.000% to 1.999%

    $ 0.00         0.00 %      0         0.00 % 

2.000% to 2.999%

      —           0.00 %      0         0.00 % 

3.000% to 3.999%

      315,870.54         0.03 %      13         0.02 % 

4.000% to 4.999%

      2,063,369.46         0.20 %      69         0.12 % 

5.000% to 5.999%

      3,280,899.94         0.31 %      115         0.20 % 

6.000% to 6.999%

      15,329,935.17         1.45 %      607         1.06 % 

7.000% to 7.999%

      17,152,155.64         1.63 %      688         1.20 % 

8.000% to 8.999%

      50,323,623.43         4.77 %      2,382         4.16 % 

9.000% to 9.999%

      89,180,634.93         8.45 %      3,638         6.35 % 

10.000% to 10.999%

      96,524,386.00         9.15 %      4,296         7.50 % 

11.000% to 11.999%

      143,053,814.54         13.55 %      6,110         10.67 % 

12.000% to 12.999%

      75,280,879.53         7.13 %      3,985         6.96 % 

13.000% to 13.999%

      72,321,230.90         6.85 %      3,902         6.82 % 

14.000% to 14.999%

      77,865,676.47         7.38 %      4,319         7.54 % 

15.000% to 15.999%

      70,403,122.63         6.67 %      4,127         7.21 % 

16.000% to 16.999%

      81,096,238.99         7.68 %      4,849         8.47 % 

17.000% to 17.999%

      70,725,431.74         6.70 %      4,515         7.89 % 

18.000% to 18.999%

      78,522,394.44         7.44 %      5,379         9.40 % 

19.000% to 19.999%

      35,604,538.86         3.37 %      2,561         4.47 % 

20.000% to 20.999%

      29,268,445.26         2.77 %      2,174         3.80 % 

21.000% to 21.999%

      22,289,703.46         2.11 %      1,685         2.94 % 

22.000% to 22.999%

      11,169,107.74         1.06 %      826         1.44 % 

23.000% to 23.999%

      7,915,284.51         0.75 %      585         1.02 % 

24.000% to 24.999%

      4,394,299.15         0.42 %      325         0.57 % 

25.000% to 25.999%

      1,149,684.01         0.11 %      88         0.15 % 

26.000% to 26.999%

      128,348.83         0.01 %      10         0.02 % 

27.000% to 27.999%

      53,006.87         0.01 %      4         0.01 % 

28.000% to 28.999%

      —           0.00 %      0         0.00 % 

29.000% to 29.999%

      7,853.18         0.00 %      1         0.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

TOTAL

    $ 1,055,419,936.22         100.00 %      57,253         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Aggregate Principal Balances include some portion of accrued interest. Indicated APRs represent APRs on principal balance net of such accrued interest.
(2) Percentages may not add to 100% because of rounding.

AmeriCredit Automobile Receivables Trust 2013-1

Final Pool as of the Cutoff Date

1/16/2013

Distribution of the Automobile Loan Contracts by Geographic Location

of Obligor as of the Cutoff Date

 

Geographic Location

    Aggregate
Principal
Balance  (1)		      % of Aggregate
Principal Balance (2)		     Number of
Automobile
Loan Contracts		      % of Total Number
of Automobile
Loan Contracts (2)		  

Alabama

    $ 15,476,082.75         1.47 %      867         1.51 % 

Alaska

      2,150,692.41         0.20 %      111         0.19 % 

Arizona

      24,949,773.20         2.36 %      1,292         2.26 % 

Arkansas

      9,820,892.87         0.93 %      577         1.01 % 

California

      92,366,034.54         8.75 %      5,022         8.77 % 

Colorado

      20,754,487.42         1.97 %      1,108         1.94 % 

Connecticut

      6,512,030.13         0.62 %      389         0.68 % 

Delaware

      4,009,771.13         0.38 %      233         0.41 % 

District of Columbia

      2,352,275.71         0.22 %      112         0.20 % 

Florida

      90,486,684.46         8.57 %      5,062         8.84 % 

Georgia

      40,410,679.58         3.83 %      2,131         3.72 % 

Hawaii

      3,708,552.28         0.35 %      208         0.36 % 

Idaho

      2,101,441.57         0.20 %      114         0.20 % 

Illinois

      35,831,534.77         3.40 %      2,049         3.58 % 

Indiana

      26,057,724.97         2.47 %      1,459         2.55 % 

Iowa

      6,026,915.69         0.57 %      339         0.59 % 

Kansas

      5,431,541.25         0.51 %      289         0.50 % 

Kentucky

      14,558,734.12         1.38 %      860         1.50 % 

Louisiana

      27,839,200.76         2.64 %      1,294         2.26 % 

Maine

      3,424,166.88         0.32 %      218         0.38 % 

Maryland

      27,122,596.37         2.57 %      1,349         2.36 % 

Massachusetts

      14,001,753.31         1.33 %      854         1.49 % 

Michigan

      30,473,320.01         2.89 %      1,816         3.17 % 

Minnesota

      10,460,887.65         0.99 %      582         1.02 % 

Mississippi

      13,027,932.23         1.23 %      699         1.22 % 

Missouri

      13,646,598.51         1.29 %      753         1.32 % 

Montana

      3,302,669.32         0.31 %      154         0.27 % 

Nebraska

      2,615,280.70         0.25 %      153         0.27 % 

Nevada

      9,528,166.61         0.90 %      500         0.87 % 

New Hampshire

      3,543,020.40         0.34 %      218         0.38 % 

New Jersey

      18,940,781.46         1.79 %      1,096         1.91 % 

New Mexico

      13,776,967.52         1.31 %      665         1.16 % 

New York

      35,369,326.88         3.35 %      2,049         3.58 % 

North Carolina

      36,574,552.11         3.47 %      2,034         3.55 % 

North Dakota

      2,418,514.46         0.23 %      113         0.20 % 

Ohio

      44,551,936.11         4.22 %      2,803         4.90 % 

Oklahoma

      13,993,280.87         1.33 %      705         1.23 % 

Oregon

      5,784,453.54         0.55 %      345         0.60 % 

Pennsylvania

      38,648,179.88         3.66 %      2,392         4.18 % 

Rhode Island

      1,811,514.33         0.17 %      120         0.21 % 

South Carolina

      15,786,557.60         1.50 %      886         1.55 % 

South Dakota

      1,536,958.65         0.15 %      85         0.15 % 

Tennessee

      20,667,281.15         1.96 %      1,174         2.05 % 

Texas

      175,377,344.05         16.62 %      8,232         14.38 % 

Utah

      5,487,508.29         0.52 %      296         0.52 % 

Vermont

      1,270,185.27         0.12 %      69         0.12 % 

Virginia

      22,212,861.83         2.10 %      1,187         2.07 % 

Washington

      11,857,547.72         1.12 %      677         1.18 % 

West Virginia

      10,653,416.88         1.01 %      547         0.96 % 

Wisconsin

      13,133,977.66         1.24 %      796         1.39 % 

Wyoming

      3,400,193.73         0.32 %      145         0.25 % 

Other  (3)

      175,154.63         0.02 %      25         0.04 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

TOTAL

    $ 1,055,419,936.22         100.00 %      57,253         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.
(3) States and Territories with Aggregate Principal Balances less than $1,000,000 each.

AmeriCredit Automobile Receivables Trust 2013-1

Final Pool as of the Cutoff Date

1/16/2013

Distribution of the Automobile Loan Contracts by Wholesale LTV

as of the Cutoff Date

 

     Wholesale LTV (1)  Range     % of Aggregate
Principal Balance (2)(3)		  
     Less than 100 %      22.55 % 
     100-109        22.13 % 
     110-119        24.79 % 
     120-129        19.14 % 
     130-139        9.15 % 
     140-149        2.01 % 
     150 and greater        0.25 % 
  

 

 

    

 

 

  

Weighted Average Wholesale LTV

      111 %   

 

(1) Wholesale LTV is calculated using the total amount financed, which may include taxes, title fees and ancillary products over the wholesale auction value of the financed vehicle at the time the vehicle is financed. The vehicle value at origination is determined by using NADA or "Kelley Blue Book Trade-in" prices for used vehicles or dealer invoice/dealer wholesale price for new vehicles.
(2) Wholesale LTV was not available or could not be calculated on certain accounts and these accounts are not included in the table above. Since these accounts are not included in the Wholesale LTV table, the Aggregate Principal Balance may be less than the total pool.
(3) Percentages may not add up to 100% because of rounding.

AmeriCredit Automobile Receivables Trust 2013-1

Final Pool as of the Cutoff Date

1/16/2013

Distribution of the Automobile Loan Contracts by Vehicle Make

as of the Cutoff Date

 

Vehicle Make

    Aggregate Principal
Balance (1)		      % of Aggregate
Principal Balance (2)		     Number of
Automobile
Loan Contracts		      % of Total Number
of Automobile
Loan Contracts (2)		  

BMW

    $ 11,526,059.78         1.09 %      520         0.91 % 

Buick(4)

      15,938,912.94         1.51 %      741         1.29 % 

Cadillac(4)

     16,424,190.62         1.56 %      732         1.28 % 

Chevrolet(4)

      355,237,268.68         33.66 %      16,662         29.10 % 

Chrysler

      32,283,738.98         3.06 %      2,141         3.74 % 

Dodge

      93,607,386.63         8.87 %      5,155         9.00 % 

Ford

      90,427,730.38         8.57 %      5,615         9.81 % 

GMC(4)

      50,944,363.17         4.83 %      1,985         3.47 % 

Honda

      28,582,024.93         2.71 %      1,818         3.18 % 

Hyundai

      30,118,092.90         2.85 %      1,930         3.37 % 

Jeep

      33,610,150.79         3.18 %      1,918         3.35 % 

Kia

      54,411,488.71         5.16 %      3,296         5.76 % 

Mazda

      13,315,726.39         1.26 %      871         1.52 % 

Mercedes

      13,194,980.37         1.25 %      541         0.94 % 

Mitsubishi

      13,165,907.91         1.25 %      838         1.46 % 

Nissan

      78,062,377.23         7.40 %      4,456         7.78 % 

Toyota

      47,382,049.77         4.49 %      2,805         4.90 % 

Volkswagen

      12,468,201.87         1.18 %      766         1.34 % 

Other (3)

      64,719,284.17         6.13 %      4,463         7.80 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

Total

    $ 1,055,419,936.22         100.00 %      57,253         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.
(3) Aggregate Principal Balance of less than 1% of Total Aggregate Principal Balance per vehicle make.
(4) The total Aggregate Principal Balance of all new GM vehicles is $278,867,489.32, or approximately 26% of the total pool.

Distribution of the Automobile Loan Contracts by Vehicle Segment

as of the Cutoff Date

 

Vehicle Segment (1)

    Aggregate
Principal
Balance (2)		      % of Aggregate
Principal Balance (3)		     Number of
Automobile
Loan Contracts		      % of Total Number
of Automobile
Loan Contracts (3)		  

Full-Size Car

    $ 5,242,104.21         0.50 %      306         0.53 % 

Full-Size Van/Truck

      165,823,173.50         15.71 %      6,745         11.78 % 

Full-Size SUV

      57,579,819.96         5.46 %      2,471         4.32 % 

Mid-Size Car

      261,628,605.73         24.79 %      15,350         26.81 % 

Mid-Size SUV

      237,438,721.56         22.50 %      12,552         21.92 % 

Economy/Compact Car

      211,314,180.97         20.02 %      13,310         23.25 % 

Compact Van/Truck

      42,261,511.00         4.00 %      2,825         4.93 % 

Sports Car

      72,958,211.63         6.91 %      3,655         6.38 % 

Segment Unavailable (4)

      1,173,607.66         0.11 %      39         0.07 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

Total

    $ 1,055,419,936.22         100.00 %      57,253         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Categories reflect consolidated categories based on J.D. Power defined segments.
(2) Aggregate Principal Balances include some portion of accrued interest.
(3) Percentages may not add up to 100% because of rounding.
(4) Vehicle segmentation was not available for certain accounts at the time the pool was selected.

AmeriCredit Automobile Receivables Trust 2013-1

Final Pool as of the Cutoff Date

1/16/2013

Historical Delinquency Experience of the Automobile Loan Contracts

as of the Cutoff Date

 

Number of Times

Ever 31 to 60 Days

Delinquent

    Aggregate Principal
Balance (1)		      % of Aggregate
Principal Balance (2)		     Number of
Automobile
Loan Contracts		      % of Total Number of
Automobile Loan
Contracts (2)		  

0

    $ 1,001,731,880.22         94.91 %      49,745         86.89 % 

1

      9,292,888.06         0.88 %      1,008         1.76 % 

2+

      44,395,167.94         4.21 %      6,500         11.35 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

Total

    $ 1,055,419,936.22         100.00 %      57,253         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.

 

Number of Times

Ever 61 to 90 Days

Delinquent

    Aggregate Principal
Balance (1)		      % of Aggregate
Principal Balance (2)		     Number of
Automobile
Loan Contracts		      % of Total Number of
Automobile Loan
Contracts (2)		  

0

    $ 1,028,870,714.69         97.48 %      53,720         93.83 % 

1

      8,227,954.35         0.78 %      1,140         1.99 % 

2+

      18,321,267.18         1.74 %      2,393         4.18 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

Total

    $ 1,055,419,936.22         100.00 %      57,253         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.

 

Number of Times

Ever Greater Than

90 Days Delinquent

    Aggregate Principal
Balance (1)		      % of Aggregate
Principal Balance (2)		     Number of
Automobile
Loan Contracts		      % of Total Number of
Automobile Loan
Contracts (2)		  

0

    $ 1,049,542,547.34         99.44 %      56,472         98.64 % 

1

      3,901,036.40         0.37 %      528         0.92 % 

2+

      1,976,352.48         0.19 %      253         0.44 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

Total

    $ 1,055,419,936.22         100.00 %      57,253         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.