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8-K - 8-K - JPMorgan Chase Bank, National Associationd453681d8k.htm
EX-99.2 - EX-99.2 - JPMorgan Chase Bank, National Associationd453681dex992.htm

Exhibit 99.1

Chase Credit Card Master Trust

Excess Spread Analysis – November 2012

 

Series

     2003-4   

Deal Size

     $725MM   

Expected Maturity

     10/15/2013   

Yield

     18.30%   

Less: Coupon

     0.57%   

Servicing Fee

     1.50%   

Net Credit Losses

     3.63%   

Excess Spread:

  

November-12

     12.60%   

October-12

     12.20%   

September-12

     11.81%   

Three Month Average Excess Spread

     12.20%   

Delinquency:

  

30 to 59 Days

     0.61%   

60 to 89 Days

     0.48%   

90+ Days

     0.90%   

Total

     1.99%   

Principal Payment Rate

     22.70%