Attached files
| file | filename |
|---|---|
| 8-K/A - FORM 8-K - FNB BANCORP/CA/ | fnb_8k.htm |
| EX-99.4 - EXHIBIT 99.4 - FNB BANCORP/CA/ | ex99_4.htm |
| EX-99.1 - EXHIBIT 99.1 - FNB BANCORP/CA/ | ex99_1.htm |
| EX-99.3 - EXHIBIT 99.3 - FNB BANCORP/CA/ | ex99_3.htm |
| EX-23.1 - EXHIBIT 23.1 - FNB BANCORP/CA/ | ex23_1.htm |
Exhibit 99.2
| OCEANIC BANK HOLDING, INC. AND SUBSIDIARY |
| CONDENSED CONSOLIDATED STATEMENTS OF EARNINGS |
| (UNAUDITED) |
| For the Six Months ended June 30, 2012 and 2011 |
| (Dollar amounts are in thousands) |
| For the Six | For the Six | |||||||
| Months Ended | Months Ended | |||||||
| June 30, 2012 | June 30, 2011 | |||||||
| Interest income: | ||||||||
| Interest and fees on loans | $ | 3,054 | $ | 3,198 | ||||
| Interest and dividends on cash and securities | 223 | 410 | ||||||
| Total interest income | 3,277 | 3,608 | ||||||
| Interest expense: | ||||||||
| Interest on deposits | 418 | 493 | ||||||
| Interest on FHLB Advances | 109 | 279 | ||||||
| Total interest expense | 527 | 772 | ||||||
| Net interest income | 2,750 | 2,836 | ||||||
| Provision for loan losses | 55 | 53 | ||||||
| Net interest income after provision for loan losses | 2,695 | 2,783 | ||||||
| Noninterest income: | ||||||||
| Service charges | 13 | 10 | ||||||
| Other income | 136 | 130 | ||||||
| Total noninterest income | 149 | 140 | ||||||
| Noninterest expense: | ||||||||
| Salaries and employee benefits | 867 | 915 | ||||||
| Occupancy expense | 419 | 416 | ||||||
| Other expense | 474 | 477 | ||||||
| Total noninterest expense | 1,760 | 1,808 | ||||||
| Earnings before provision for income tax expense | 1,084 | 1,115 | ||||||
| Provision for income tax expense | 412 | 418 | ||||||
| Net earnings | $ | 672 | $ | 697 | ||||