Exhibit 99.1

4390 Davisville Road, Hatboro, PA 19040 Phone (215) 682-7400 Fax (215) 682-4144

NEWS RELEASE

For Immediate Release

FOX CHASE BANCORP, INC. ANNOUNCES RESULTS

FOR THE THREE AND NINE MONTHS ENDED SEPTEMBER 30, 2012

(Dividend of $0.04 per share declared)

HATBORO, PA. October 31, 2012 — Fox Chase Bancorp, Inc. (the “Company”) (NASDAQ GM: FXCB), the holding company for Fox Chase Bank (the “Bank”), today announced net income of $1.4 million, or $0.12 per share, and $3.2 million, or $0.27 per share, for the three and nine months ended September 30, 2012, respectively, compared to net income of $1.2 million, or $0.09 per share, and $3.7 million, or $0.28 per share, for the three and nine months ended September 30, 2011, respectively.

Highlights for the three and nine month periods ended September 30, 2012 included:

·                  Total assets were $1.07 billion at September 30, 2012, an increase of $55.4 million, or 5.5%, from $1.02 billion at December 31, 2011.  Total loans were $673.7 million at September 30, 2012, an increase of $16.9 million, or 2.6%, from $656.8 million at June 30, 2012, and an increase of $3.1 million, or 0.5%, from $670.6 million at December 31, 2011. The increase during the three months ended September 30, 2012 was driven by an increase in commercial loans of $27.7 million, comprised of increases of $18.6 million in multi-family and commercial real estate loans, $4.6 million in commercial construction

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loans and $4.5 million in commercial and industrial loans, offset by an $8.4 million decrease in one-to four-family residential mortgage loans due to normal amortization exceeding new loans originated, and a $2.4 million decrease in consumer loans.

·                  Return on average assets improved to 0.56% for the three months ended September 30, 2012 compared to 0.22% for the three months ended June 30, 2012 and 0.46% for the three months ended September 30, 2011.

·                  Net interest income increased $172,000, or 2.1%, to $8.2 million for the three months ended September 30, 2012, compared to $8.1 million for the three months ended September 30, 2011; and increased $421,000, or 1.8%, to $23.9 million for the nine months ended September 30, 2012, compared to $23.5 million for the nine months ended September 30, 2011. The net interest margin was 3.29% for the three months ended September 30, 2012, compared to 3.10% for the three months ended September 30, 2011.

·                  Net interest income increased $562,000, or 7.3%, to $8.2 million for the three months ended September 30, 2012, compared to $7.7 million for the three months ended June 30, 2012. This increase was primarily driven by a $27.8 million increase in average loans, primarily due to commercial loan growth during the third quarter, and a 14 basis point increase in net interest margin to 3.29% from 3.15%, due to the Company’s balance sheet restructuring in June 2012.

·                  The efficiency ratio improved to 61.5% for the three months ended September 30, 2012 compared to 68.3% for the three months ended June 30, 2012 and 61.6% for the three months ended September 30, 2011.

·                  Other noninterest income increased $115,000 to $248,000 for the three months ended September 30, 2012, compared to $133,000 for the three months ended September 30, 2011.  Other noninterest income increased $322,000 to $544,000 for the nine months ended September 30, 2012, compared to $222,000 for the nine months ended September 30, 2011.  The increase is primarily due to higher income and volumes from mortgage banking activities.

·                  Noninterest expense increased $708,000 to $6.4 million for the three months ended September 30, 2012, compared to $5.7 million for the three months ended September 30, 2011.  Assets acquired through foreclosure expense increased $647,000, of which $577,000 related to an increase in valuation adjustments on assets acquired through foreclosure. Valuation adjustments on assets acquired through foreclosure were $887,000

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for the three months ended September 30, 2012 compared to $310,000 for the three months ended September 30, 2011. Salaries, benefits and other compensation increased $161,000, or 4.9%, for the three months ended September 30, 2012 compared to the three months ended September 30, 2011, primarily as a result of increased staffing in compliance areas, stock-based compensation expense and annual merit increases.

·                  Excluding the loss on extinguishment of debt of $3.0 million, noninterest expense increased $1.2 million to $17.7 million for the nine months ended September 30, 2012, compared to $16.5 million for the nine months ended September 30, 2011.  Assets acquired through foreclosure expense increased $656,000, of which $522,000 related to an increase in valuation adjustments on assets acquired through foreclosure. Valuation adjustments on assets acquired through foreclosure were $932,000 for the nine months ended September 30, 2012 compared to $410,000 for the nine months ended September 30, 2011. Salaries, benefits and other compensation increased $472,000, or 4.9%,  for the nine months ended September 30, 2012 compared to the nine months ended September 30, 2011, primarily as a result of increased staffing in compliance areas, stock-based compensation expense and annual merit increases.

·                  The Company reported $2.3 million of gains on sale of investment securities for the nine months ended September 30, 2012 compared to no gains on investment securities for the comparable period in 2011.

Credit related items as of and for the quarter ended September 30, 2012 include:

·                  The allowance for loan losses was $11.2 million, or 1.64% of total loans at September 30, 2012 compared to $11.2 million, or 1.68% of total loans at June 30, 2012 and $12.1 million, or 1.77% of total loans at December 31, 2011;

·                  Total credit related costs, which includes (i) provision for loan losses, (ii) valuation adjustments on assets acquired through foreclosure, offset by (iii) net gain on sale of assets acquired through foreclosure totalled $1.3 million for the three months ended September 30, 2012, compared to $1.3 million for the three months ended September 30, 2011 and $1.2 million for the three months ended June 30, 2012;

·                  Net loan charge-offs totaled $476,000 and $3.9 million for the three and nine months ended September 30, 2012, respectively, compared to $889,000 and $3.0 million for the three and nine months ended September 30, 2011, respectively;

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·                  Classified loans decreased $15.0 million for the three months ended September 30, 2012 to $27.2 million compared to $42.2 million at June 30, 2012, largely due to payoffs of substandard loans; and

·                  Nonperforming assets decreased $240,000 for the three months ended September 30, 2012 to $25.2 million, or 2.35% of total assets at September 30, 2012.

The Company also announced that its Board of Directors declared a cash dividend of $0.04 per outstanding share of common stock. The dividend will be paid on or about November 29, 2012 to stockholders of record as of the close of business on November 15, 2012.

Commenting on the quarter, Thomas M. Petro, President and Chief Executive Officer said, “We are pleased with our financial performance for the quarter. Solid commercial loan growth coupled with the positive benefit of our second quarter balance sheet restructuring provided for a significant increase in net interest income for the quarter. Economic conditions remain largely unchanged in our markets since the end of the second quarter.  We are encouraged by the improvement in classified loans, however, the sustained low rate environment, increased regulatory related costs and uneven loan demand may continue to provide earnings headwinds.  We believe our strategy is appropriate and we are well-positioned to exit this economic cycle.”

Fox Chase Bancorp, Inc. will host a conference call to discuss third quarter 2012 results on Thursday, November 1, 2012 at 9:00 am EDT.  The general public can access the call by dialing (877) 317-6789.  A replay of the conference call will be available through December 10, 2012 by dialing (877) 344-7529; use Conference ID: 10019874.

Fox Chase Bancorp, Inc. is a stock holding company of Fox Chase Bank. The Bank is a federally chartered savings bank originally established in 1867.  The Bank offers traditional banking services and products from its main office in Hatboro, Pennsylvania and ten branch offices in Bucks, Montgomery, Chester, Delaware and Philadelphia Counties in Pennsylvania and Atlantic and Cape May Counties in New Jersey.  For more information, please visit the Bank’s website at www.foxchasebank.com.

This news release contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements can generally be identified by the fact that they do not relate strictly to historical or current facts.  They often include words like “believe,” “expect,” “anticipate,” “estimate” and “intend” or future or conditional verbs such as “will,” “would,” “should,” “could” or “may.”  Statements in this release that are not strictly historical are forward-looking and are based upon current expectations that may differ materially from actual results.  These forward-looking statements involve risks and uncertainties that could cause actual results to differ materially from those anticipated by the statements made herein.  These risks and uncertainties involve general economic trends, changes in interest rates, loss of deposits and loan

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demand to other financial institutions, substantial changes in financial markets; changes in real estate value and the real estate market, regulatory changes, possibility of unforeseen events affecting the industry generally, the uncertainties associated with newly developed or acquired operations, the outcome of pending litigation, and market disruptions and other effects of terrorist activities.  The Company undertakes no obligation to update these forward-looking statements to reflect events or circumstances after the date hereof or to reflect the occurrence of unforeseen events, except as required under the rules and regulations of the Securities and Exchange Commission.

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CONSOLIDATED STATEMENTS OF OPERATIONS

(Dollars in Thousands, Except Per Share Data)

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CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION

(Dollars in Thousands, Except Share Data)

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SELECTED CONSOLIDATED FINANCIAL AND OTHER DATA OF THE COMPANY (UNAUDITED)

(Dollars in Thousands, Except Per Share Data)

(1) Represents stockholders’ equity ratio of Fox Chase Bancorp, Inc.

(2) Represents regulatory capital ratios of Fox Chase Bank.

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(3)     Annualized

(4)     Represents noninterest expense, excluding valuation adjustments on assets acquired through foreclosure and loss on extinguishment of debt, divided by the sum of net interest income and noninterest income, excluding gains or losses on the sale of securities, premises and equipment and assets acquired through foreclosure.

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AVERAGE BALANCE SHEET

(Dollars in Thousands, Unaudited)

(1)          Nonperforming loans are included in average balance computation.

(2)          Yields are not presented on a tax-equivalent basis.

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AVERAGE BALANCE SHEET

(Dollars in Thousands, Unaudited)

(1)          Nonperforming loans are included in average balance computation.

(2)          Yields are not presented on a tax-equivalent basis.

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AVERAGE BALANCE SHEET

(Dollars in Thousands, Unaudited)