(4) the Notes shall bear interest at the rate of 2.700% per annum. Interest shall accrue from the original issue date of the Notes. The Interest Payment Dates on which such interest will be payable shall be April 9 and October 9 of each year, commencing on April 9, 2013. The Regular Record Date for the determination of Holders to whom interest is payable on any such Interest Payment Date shall be the March 25 and September 24, as the case may be (in each case, whether or not a Business Day) immediately preceding the related Interest Payment Date; provided, however, that interest payable on the Stated Maturity or on any Redemption Date shall be payable to the Person to whom the principal of such Notes shall be paid; interest on the Notes will be computed on the basis of a 360-day year composed of twelve 30-day months. Interest payable on any Interest Payment Date, Redemption Date or Maturity Date shall be the amount of interest accrued from, and including, the next preceding Interest Payment Date in respect of which interest has been paid or duly provided for (or from and including the original issue date of the Notes, if no interest has been paid or duly provided for with respect to the Notes) to, but excluding, such Interest Payment Date, Redemption Date or Maturity Date, as the case may be;

          (5) (a) the principal of and any premium or interest on the Notes shall be payable at, (b) the Notes may be presented for registration of transfer or exchange at, and (c) notices and demands to or upon the Company in respect of the Notes or the Indenture may be made at the Corporate Trust Office of the Trustee, currently located at 101 Barclay Street, Floor 8W;

          (6) the Notes shall be redeemable at any time and from time to time, as a whole or in part, at the option of the Company, at a redemption price equal to the greater of: (a) 100% of the principal amount of the Notes to be redeemed; and (b) the sum of the present values of the remaining scheduled payments of interest and principal thereon (exclusive of interest accrued and unpaid to, but not including, the Redemption Date) discounted to the Redemption Date on a semiannual basis, assuming a 360-day year consisting of twelve 30-day months, at the Treasury Rate (as defined below) plus 15 basis points;

plus, in either case, accrued and unpaid interest to, but not including, the Redemption Date.

With respect to the foregoing, “Treasury Rate” means, with respect to any Redemption Date, the rate per annum equal to the semiannual equivalent yield to maturity of the Comparable Treasury Issue, assuming a price for the Comparable Treasury Issue (expressed as a percentage of its principal amount) equal to the Comparable Treasury Price for such Redemption Date.

“Comparable Treasury Issue” means the United States Treasury security selected by an Independent Investment Banker as having a maturity comparable to the remaining term of the Notes to be redeemed that would be utilized, at the time of selection and in accordance with customary financial practice, in pricing