AMERICAN HONDA RECEIVABLES LLC - FORM 8-K - EX-99.1 - STATIC POOL INFORMATION

Attached files

file	filename
8-K - CURRENT REPORT - AMERICAN HONDA RECEIVABLES LLC	v317726_8k.htm

2007-1 Summary of Original Pool Characteristics

General	Pool	2007-1
	Cut Off Date	2/1/2007
	Amount	$ 1,251,850,506.56
	# of Loans	69,274
	Avg Orig Prin	$ 20,587.42
	Avg Remain Prin	$ 18,071.00
	Min Rate	1.89%
	Max Rate	21.00%
	WAC (1)	6.053%
	WAM (2)	50.35
	WAOM (3)	56.42
	WA Seasoning (4)	6.07
	WA FICO Score (5)	740.1

	Characteristic	% of Total Pool	WA FICO Score (5)
Make	Honda	78.46%	737.6
Make	Acura	21.54%	749.1

Credit Grade	A	70.31%	772.2
	B	13.34%	694.4
	C	10.72%	646.6
	D	5.63%	591.0

Original Term
	1-24	0.53%	775.5
	25-36	12.74%	780.1
	37-48	6.65%	768.2
	49-60	74.85%	731.2
	61-72	5.23%	725.0

Type	New	85.37%	741.0
	Certified Used	10.85%	737.3
	Non Cert Used	3.79%	727.7

Top 5 States	California	17.35%	734.3
	Texas	8.10%	732.1
	New Jersey	6.60%	743.6
	Florida	5.72%	738.5
	Pennsylvania	5.68%	748.6

(1)

Weighted Average Coupon or weighted average contract rate

(2)

Weighted Average Maturity or weighted average number of months to maturity

(3)

Weighted Average Original Months or weighted average original term

(4)

Weighted Average Seaoning or weighted average age (months passed) of portfolio

(5)

Weighted Average FICO Score is shown for comparative purposes only and may not have been used in calculating the credit grade

American Honda Finance Corporation

Honda Owner Trust 2007-1

Loss and Delinquency Analysis - Total Pool


Original Pool Composition
Original Pool Balance (OPB)				$ 1,251,850,507
Weighted Average Coupon (WAC)				6.05%
Weighted Average Original Term (OT)				56.42	months
Weighted Average Remaining Term (RT)				50.35	months


								Net Losses			Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized		Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %		Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate		Amount	Pool Balance		Period

Feb-07	1,251,850,507	36,652,551	1,215,197,955	31-60	0.02%	-	-	-	0.00%		-	0.00%		1
				61-90	0.00%
				91+	0.00%
				Repossessions	0.01%
					0.03%

Mar-07	1,215,197,955	39,185,067	1,176,012,888	31-60	0.95%	16,265	12,100	4,164	0.00%	*	4,164	0.00%	*	2
				61-90	0.00%
				91+	0.00%
				Repossessions	0.03%
					0.98%

Apr-07	1,176,012,888	38,393,209	1,137,619,679	31-60	1.16%	174,183	114,452	59,731	0.06%		63,895	0.01%		3
				61-90	0.13%
				91+	0.00%
				Repossessions	0.06%
					1.35%

May-07	1,137,619,679	38,194,642	1,099,425,037	31-60	1.41%	537,435	260,318	277,117	0.29%		341,013	0.03%		4
				61-90	0.14%
				91+	0.03%
				Repossessions	0.08%
					1.66%

Jun-07	1,099,425,037	36,888,997	1,062,536,040	31-60	1.61%	590,489	310,476	280,013	0.31%		621,026	0.05%		5
				61-90	0.18%
				91+	0.03%
				Repossessions	0.09%
					1.91%

Jul-07	1,062,536,040	37,005,234	1,025,530,806	31-60	1.68%	839,184	373,690	465,493	0.53%		1,086,519	0.09%		6
				61-90	0.22%
				91+	0.06%
				Repossessions	0.09%
					2.05%

Aug-07	1,025,530,806	37,663,058	987,867,748	31-60	1.63%	793,511	341,878	451,633	0.53%		1,538,152	0.12%		7
				61-90	0.33%
				91+	0.05%
				Repossessions	0.12%
					2.13%

American Honda Finance Corporation

Honda Owner Trust 2007-1

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Sep-07	987,867,748	34,142,155	953,725,593	31-60	2.08%	805,981	349,485	456,496	0.55%	1,994,648	0.16%	8
				61-90	0.29%
				91+	0.06%
				Repossessions	0.12%
					2.55%

Oct-07	953,725,593	36,311,583	917,414,009	31-60	2.02%	883,965	500,502	383,464	0.48%	2,378,112	0.19%	9
				61-90	0.28%
				91+	0.07%
				Repossessions	0.11%
					2.48%

Nov-07	917,414,009	34,130,404	883,283,606	31-60	2.18%	757,172	422,638	334,535	0.44%	2,712,646	0.22%	10
				61-90	0.37%
				91+	0.07%
				Repossessions	0.11%
					2.73%

Dec-07	883,283,606	31,959,823	851,323,783	31-60	2.51%	811,621	461,214	350,407	0.48%	3,063,053	0.24%	11
				61-90	0.38%
				91+	0.09%
				Repossessions	0.13%
					3.11%

Jan-08	851,323,783	33,991,010	817,332,773	31-60	2.17%	825,317	526,008	299,309	0.42%	3,362,362	0.27%	12
				61-90	0.50%
				91+	0.09%
				Repossessions	0.16%
					2.92%

Feb-08	817,332,773	32,943,133	784,389,640	31-60	2.36%	1,117,289	733,389	383,900	0.56%	3,746,262	0.30%	13
				61-90	0.36%
				91+	0.07%
				Repossessions	0.13%
					2.92%

Mar-08	784,389,640	34,764,147	749,625,493	31-60	2.41%	861,995	573,792	288,203	0.44%	4,034,465	0.32%	14
				61-90	0.37%
				91+	0.06%
				Repossessions	0.10%
					2.94%

American Honda Finance Corporation

Honda Owner Trust 2007-1

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Apr-08	749,625,493	33,618,712	716,006,780	31-60	2.65%	516,373	446,505	69,868	0.11%	4,104,333	0.33%	15
				61-90	0.43%
				91+	0.05%
				Repossessions	0.11%
					3.24%

May-08	716,006,780	31,798,104	684,208,676	31-60	2.70%	486,962	363,283	123,679	0.21%	4,228,012	0.34%	16
				61-90	0.49%
				91+	0.11%
				Repossessions	0.10%
					3.40%

Jun-08	684,208,676	31,874,210	652,334,466	31-60	2.86%	698,056	443,609	254,447	0.45%	4,482,459	0.36%	17
				61-90	0.55%
				91+	0.09%
				Repossessions	0.12%
					3.62%

Jul-08	652,334,466	30,870,763	621,463,703	31-60	2.93%	506,542	337,364	169,178	0.31%	4,651,637	0.37%	18
				61-90	0.58%
				91+	0.17%
				Repossessions	0.17%
					3.85%

Aug-08	621,463,703	29,115,105	592,348,598	31-60	2.94%	725,129	428,123	297,006	0.57%	4,948,643	0.40%	19
				61-90	0.87%
				91+	0.15%
				Repossessions	0.19%
					4.15%

Sep-08	592,348,598	29,224,964	563,123,634	31-60	3.32%	890,834	559,937	330,897	0.67%	5,279,540	0.42%	20
				61-90	0.78%
				91+	0.19%
				Repossessions	0.16%
					4.45%

Oct-08	563,123,634	28,006,693	535,116,941	31-60	3.32%	852,803	428,822	423,980	0.90%	5,703,520	0.46%	21
				61-90	0.76%
				91+	0.21%
				Repossessions	0.19%
					4.48%

American Honda Finance Corporation

Honda Owner Trust 2007-1

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Nov-08	535,116,941	24,298,888	510,818,053	31-60	3.86%	928,650	367,146	561,504	1.26%	6,265,024	0.50%	22
				61-90	0.94%
				91+	0.22%
				Repossessions	0.13%
					5.15%

Dec-08	510,818,053	25,605,791	485,212,262	31-60	3.79%	866,707	378,681	488,026	1.15%	6,753,050	0.54%	23
				61-90	0.96%
				91+	0.27%
				Repossessions	0.11%
					5.13%

Jan-09	485,212,262	25,217,622	459,994,641	31-60	3.41%	642,717	482,499	160,219	0.40%	6,913,268	0.55%	24
				61-90	1.31%
				91+	0.26%
				Repossessions	0.17%
					5.15%

Feb-09	459,994,641	23,941,008	436,053,633	31-60	3.97%	527,894	482,801	45,093	0.12%	6,958,361	0.56%	25
				61-90	1.04%
				91+	0.28%
				Repossessions	0.19%
					5.48%

Mar-09	436,053,633	25,435,252	410,618,381	31-60	3.87%	827,467	516,951	310,516	0.85%	7,268,877	0.58%	26
				61-90	1.07%
				91+	0.22%
				Repossessions	0.13%
					5.29%

Apr-09	410,618,381	24,116,044	386,502,337	31-60	4.08%	485,524	471,975	13,550	0.04%	7,282,427	0.58%	27
				61-90	1.18%
				91+	0.31%
				Repossessions	0.13%
					5.70%

May-09	386,502,337	22,526,773	363,975,565	31-60	4.36%	519,293	395,990	123,303	0.38%	7,405,730	0.59%	28
				61-90	1.30%
				91+	0.47%
				Repossessions	0.13%
					6.26%

American Honda Finance Corporation

Honda Owner Trust 2007-1

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Jun-09	363,975,565	21,960,907	342,014,658	31-60	4.55%	461,389	302,647	158,743	0.52%	7,564,472	0.60%	29
				61-90	1.45%
				91+	0.42%
				Repossessions	0.12%
					6.54%

Jul-09	342,014,658	21,972,346	320,042,312	31-60	4.55%	582,017	276,213	305,804	1.07%	7,870,276	0.63%	30
				61-90	1.47%
				91+	0.52%
				Repossessions	0.12%
					6.66%

Aug-09	320,042,312	19,686,203	300,356,109	31-60	4.40%	542,025	336,742	205,282	0.77%	8,075,558	0.65%	31
				61-90	1.87%
				91+	0.61%
				Repossessions	0.13%
					7.01%

Sep-09	300,356,109	18,479,166	281,876,943	31-60	4.98%	615,585	279,004	336,581	1.34%	8,412,139	0.67%	32
				61-90	1.83%
				91+	0.60%
				Repossessions	0.11%
					7.52%

Oct-09	281,876,943	17,376,835	264,500,107	31-60	4.88%	569,373	399,710	169,663	0.72%	8,581,802	0.69%	33
				61-90	1.80%
				91+	0.61%
				Repossessions	0.11%
					7.40%

Nov-09	264,500,107	16,199,327	248,300,780	31-60	5.03%	448,012	373,601	74,410	0.34%	8,656,212	0.69%	34
				61-90	2.15%
				91+	0.63%
				Repossessions	0.09%
					7.90%

Dec-09	248,300,780	16,471,666	231,829,114	31-60	5.35%	452,741	289,437	163,303	0.79%	8,819,515	0.70%	35
				61-90	2.09%
				91+	0.77%
				Repossessions	0.12%
					8.33%

American Honda Finance Corporation

Honda Owner Trust 2007-1

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Jan-10	231,829,114	15,666,215	216,162,899	31-60	4.77%	498,411	335,968	162,443	0.84%	8,981,959	0.72%	36
				61-90	2.46%
				91+	0.89%
				Repossessions	0.09%
					8.21%

Feb-10	216,162,899	14,966,674	201,196,226	31-60	5.69%	437,085	283,184	153,900	0.85%	9,135,859	0.73%	37
				61-90	2.13%
				91+	0.71%
				Repossessions	0.08%
					8.61%

Mar-10	201,196,226	16,586,230	184,609,996	31-60	5.41%	280,350	381,462	(101,112)	-0.60%	9,034,747	0.72%	38
				61-90	1.94%
				91+	0.64%
				Repossessions	0.10%
					8.09%

Apr-10	184,609,996	14,887,385	169,722,612	31-60	5.29%	194,721	315,858	(121,137)	-0.79%	8,913,610	0.71%	39
				61-90	2.18%
				91+	0.69%
				Repossessions	0.08%
					8.24%

May-10	169,722,612	13,528,037	156,194,574	31-60	5.62%	179,235	218,976	(39,742)	-0.28%	8,873,868	0.71%	40
				61-90	2.31%
				91+	0.99%
				Repossessions	0.07%
					8.99%

Jun-10	156,194,574	13,730,526	142,464,048	31-60	5.55%	230,700	430,119	(199,419)	-1.53%	8,674,449	0.69%	41
				61-90	2.47%
				91+	0.98%
				Repossessions	0.07%
					9.07%

Jul-10	142,464,048	13,282,188	129,181,860	31-60	5.67%	303,284	251,582	51,702	0.44%	8,726,151	0.70%	42
				61-90	2.47%
				91+	1.10%
				Repossessions	0.09%
					9.33%

American Honda Finance Corporation

Honda Owner Trust 2007-1

Loss and Delinquency Analysis - Total Pool

Net Losses

Cumulative Net Losses

Total

Delinquency

Gross

Net

Annualized

Cumulative

Cum. Net Losses

Beginning

Principal

Ending

Range

% by $ of

Loss

Liq.

Loss

Net Loss %

Net Loss

% of Original

Month

Balance

Reduction

Balance

of Days

Contracts 30 +

Amount

Proceeds

Amount

Rate

Amount

Pool Balance

Period

Aug-10

129,181,860

31-60

0.00%

295,599

240,850

54,748

0.51%

8,780,899

0.70%

61-90

0.00%

91+

0.00%

Repossessions

0.00%

Totals

1,251,850,507

24,579,883

15,798,984

8,780,899

American Honda Finance Corporation
Honda Owner Trust 2007-1
Prepayment Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,251,850,507
Weighted Average Coupon (WAC)				6.05%
Weighted Average Original Term (OT)				56.42	months
Weighted Average Remaining Term (RT)				50.35	months

				Remaining	Weighted
	Beginning	Total	Ending	Weighted	Average	ABS
	Principal	Principal	Principal	Average	Remaining	Prepayment
Month	Balance	Reduction	Balance	Coupon	Maturity	Speed	Period


				6.05%	50.35		0
Feb-07	1,251,850,507	36,652,551	1,215,197,955	6.05%	50.35	1.12%	1
Mar-07	1,215,197,955	39,185,067	1,176,012,888	6.06%	49.27	1.36%	2
Apr-07	1,176,012,888	38,393,209	1,137,619,679	6.06%	48.31	1.34%	3
May-07	1,137,619,679	38,194,642	1,099,425,037	6.06%	47.38	1.37%	4
Jun-07	1,099,425,037	36,888,997	1,062,536,040	6.06%	46.44	1.31%	5
Jul-07	1,062,536,040	37,005,234	1,025,530,806	6.06%	45.51	1.36%	6
Aug-07	1,025,530,806	37,663,058	987,867,748	6.07%	44.59	1.46%	7
Sep-07	987,867,748	34,142,155	953,725,593	6.07%	43.66	1.23%	8
Oct-07	953,725,593	36,311,583	917,414,009	6.07%	42.79	1.45%	9
Nov-07	917,414,009	34,130,404	883,283,606	6.07%	41.87	1.32%	10
Dec-07	883,283,606	31,959,823	851,323,783	6.08%	40.97	1.19%	11
Jan-08	851,323,783	33,991,010	817,332,773	6.08%	40.09	1.41%	12
Feb-08	817,332,773	32,943,133	784,389,640	6.09%	39.21	1.38%	13
Mar-08	784,389,640	34,764,147	749,625,493	6.09%	38.33	1.59%	14
Apr-08	749,625,493	33,618,712	716,006,780	6.10%	37.47	1.56%	15
May-08	716,006,780	31,798,104	684,208,676	6.11%	36.63	1.46%	16
Jun-08	684,208,676	31,874,210	652,334,466	6.13%	35.78	1.53%	17
Jul-08	652,334,466	30,870,763	621,463,703	6.14%	34.95	1.51%	18
Aug-08	621,463,703	29,115,105	592,348,598	6.15%	34.11	1.41%	19
Sep-08	592,348,598	29,224,964	563,123,634	6.16%	33.30	1.49%	20
Oct-08	563,123,634	28,006,693	535,116,941	6.18%	32.49	1.44%	21
Nov-08	535,116,941	24,298,888	510,818,053	6.19%	31.69	1.11%	22
Dec-08	510,818,053	25,605,791	485,212,262	6.21%	30.90	1.33%	23
Jan-09	485,212,262	25,217,622	459,994,641	6.23%	30.10	1.36%	24
Feb-09	459,994,641	23,941,008	436,053,633	6.25%	29.31	1.29%	25
Mar-09	436,053,633	25,435,252	410,618,381	6.27%	28.54	1.56%	26
Apr-09	410,618,381	24,116,044	386,502,337	6.30%	27.78	1.49%	27
May-09	386,502,337	22,526,773	363,975,565	6.32%	27.02	1.39%	28
Jun-09	363,975,565	21,960,907	342,014,658	6.35%	26.26	1.41%	29
Jul-09	342,014,658	21,972,346	320,042,312	6.37%	25.50	1.51%	30
Aug-09	320,042,312	19,686,203	300,356,109	6.40%	24.73	1.29%	31
Sep-09	300,356,109	18,479,166	281,876,943	6.42%	23.97	1.20%	32
Oct-09	281,876,943	17,376,835	264,500,107	6.43%	23.15	1.12%	33
Nov-09	264,500,107	16,199,327	248,300,780	6.44%	22.27	1.01%	34
Dec-09	248,300,780	16,471,666	231,829,114	6.45%	21.40	1.15%	35
Jan-10	231,829,114	15,666,215	216,162,899	6.46%	20.50	1.10%	36
Feb-10	216,162,899	14,966,674	201,196,226	6.46%	19.62	1.06%	37
Mar-10	201,196,226	16,586,230	184,609,996	6.47%	18.76	1.49%	38
Apr-10	184,609,996	14,887,385	169,722,612	6.48%	17.84	1.28%	39
May-10	169,722,612	13,528,037	156,194,574	6.49%	16.96	1.10%	40
Jun-10	156,194,574	13,730,526	142,464,048	6.50%	16.10	1.28%	41
Jul-10	142,464,048	13,282,188	129,181,860	6.51%	15.22	1.32%	42

Totals		1,122,668,646	1,002,033,995			1.36%

2007-2 Summary of Original Pool Characteristics

General	Pool	2007-2
	Cut Off Date	6/1/2007
	Amount	$ 1,203,571,385.96
	# of Loans	65,226
	Avg Orig Prin	$ 20,695.37
	Avg Remain Prin	$ 18,452.33
	Min Rate	1.88%
	Max Rate	21.00%
	WAC (1)	6.211%
	WAM (2)	51.77
	WAOM (3)	57.90
	WA Seasoning (4)	6.13
	WA FICO Score (5)	739.4

	Characteristic	% of Total Pool	WA FICO Score (5)
Make	Honda	81.55%	736.8
Make	Acura	18.45%	750.6

Credit Grade	A	71.45%	769.3
	B	15.85%	700.2
	C	8.33%	644.0
	D	4.37%	574.2

Original Term
	1-24	0.36%	772.6
	25-36	9.22%	777.4
	37-48	5.45%	757.8
	49-60	74.97%	730.8
	61-72	10.00%	757.3

Type	New	82.37%	752.0
	Certified Used	12.21%	685.0
	Non Cert Used	5.42%	670.5

Top 5 States	California	16.73%	737.2
	Texas	8.38%	736.2
	Florida	6.39%	735.5
	Illinois	5.64%	738.7
	New Jersey	5.38%	735.8

(1)

Weighted Average Coupon or weighted average contract rate

(2)

Weighted Average Maturity or weighted average number of months to maturity

(3)

Weighted Average Original Months or weighted average original term

(4)

Weighted Average Seaoning or weighted average age (months passed) of portfolio

(5)

Weighted Average FICO Score is shown for comparative purposes only and may not have been used in calculating the credit grade

American Honda Finance Corporation
Honda Owner Trust 2007-2
Loss and Delinquency Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,203,571,386
Weighted Average Coupon (WAC)				6.21%
Weighted Average Original Term (OT)				57.90	months
Weighted Average Remaining Term (RT)				51.77	months


								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance		Period

Jun-07	1,203,571,386	34,131,696	1,169,439,690	31-60	0.02%	8,073	-	8,073	0.01%	8,073	0.00%	*	1
				61-90	0.00%
				91+	0.00%
				Repossessions	0.01%
					0.03%

Jul-07	1,169,439,690	33,907,715	1,135,531,975	31-60	1.19%	121,846	50,033	71,813	0.07%	79,885	0.01%		2
				61-90	0.00%
				91+	0.00%
				Repossessions	0.04%
					1.23%

Aug-07	1,135,531,975	34,719,226	1,100,812,749	31-60	1.26%	159,760	85,895	73,865	0.08%	153,750	0.01%		3
				61-90	0.26%
				91+	0.01%
				Repossessions	0.08%
					1.61%

Sep-07	1,100,812,749	30,618,964	1,070,193,785	31-60	1.86%	582,571	236,245	346,326	0.38%	500,076	0.04%		4
				61-90	0.23%
				91+	0.04%
				Repossessions	0.12%
					2.25%

Oct-07	1,070,193,785	35,912,390	1,034,281,394	31-60	1.76%	984,877	384,530	600,347	0.67%	1,100,423	0.09%		5
				61-90	0.24%
				91+	0.06%
				Repossessions	0.18%
					2.24%

Nov-07	1,034,281,394	32,682,946	1,001,598,449	31-60	1.99%	1,449,033	629,905	819,128	0.95%	1,919,551	0.16%		6
				61-90	0.30%
				91+	0.05%
				Repossessions	0.16%
					2.50%

Dec-07	1,001,598,449	31,522,321	970,076,128	31-60	2.31%	1,170,350	546,524	623,827	0.75%	2,543,378	0.21%		7
				61-90	0.35%
				91+	0.07%
				Repossessions	0.17%
					2.90%

American Honda Finance Corporation

Honda Owner Trust 2007-2

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Jan-08	970,076,128	34,307,426	935,768,702	31-60	2.11%	1,400,448	731,375	669,073	0.83%	3,212,450	0.27%	8
				61-90	0.49%
				91+	0.08%
				Repossessions	0.18%
					2.86%

Feb-08	935,768,702	32,811,512	902,957,190	31-60	2.30%	1,286,178	735,360	550,818	0.71%	3,763,269	0.31%	9
				61-90	0.35%
				91+	0.06%
				Repossessions	0.15%
					2.86%

Mar-08	902,957,190	34,346,581	868,610,609	31-60	2.39%	1,154,490	745,692	408,798	0.54%	4,172,066	0.35%	10
				61-90	0.32%
				91+	0.06%
				Repossessions	0.13%
					2.90%

Apr-08	868,610,609	34,129,251	834,481,358	31-60	2.52%	763,216	532,583	230,633	0.32%	4,402,700	0.37%	11
				61-90	0.42%
				91+	0.04%
				Repossessions	0.16%
					3.14%

May-08	834,481,358	33,042,791	801,438,567	31-60	2.51%	777,641	593,038	184,603	0.27%	4,587,303	0.38%	12
				61-90	0.44%
				91+	0.10%
				Repossessions	0.17%
					3.22%

Jun-08	801,438,567	32,611,229	768,827,338	31-60	2.74%	1,034,946	635,205	399,741	0.60%	4,987,044	0.41%	13
				61-90	0.47%
				91+	0.08%
				Repossessions	0.16%
					3.45%

Jul-08	768,827,338	31,170,768	737,656,570	31-60	2.93%	851,096	508,125	342,971	0.54%	5,330,015	0.44%	14
				61-90	0.48%
				91+	0.13%
				Repossessions	0.14%
					3.68%

American Honda Finance Corporation

Honda Owner Trust 2007-2

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Aug-08	737,656,570	29,287,075	708,369,496	31-60	3.08%	975,350	477,838	497,512	0.81%	5,827,526	0.48%	15
				61-90	0.80%
				91+	0.14%
				Repossessions	0.13%
					4.15%

Sep-08	708,369,496	29,272,101	679,097,395	31-60	3.46%	883,415	485,774	397,641	0.67%	6,225,167	0.52%	16
				61-90	0.63%
				91+	0.18%
				Repossessions	0.16%
					4.43%

Oct-08	679,097,395	28,763,751	650,333,644	31-60	3.42%	941,091	411,891	529,200	0.94%	6,754,367	0.56%	17
				61-90	0.72%
				91+	0.16%
				Repossessions	0.19%
					4.49%

Nov-08	650,333,644	24,922,774	625,410,870	31-60	3.81%	910,084	454,935	455,149	0.84%	7,209,517	0.60%	18
				61-90	0.97%
				91+	0.19%
				Repossessions	0.19%
					5.16%

Dec-08	625,410,870	27,060,525	598,350,345	31-60	3.89%	1,176,329	538,633	637,696	1.22%	7,847,213	0.65%	19
				61-90	1.00%
				91+	0.26%
				Repossessions	0.16%
					5.31%

Jan-09	598,350,345	26,240,970	572,109,376	31-60	3.60%	942,957	430,733	512,225	1.03%	8,359,437	0.69%	20
				61-90	1.22%
				91+	0.31%
				Repossessions	0.19%
					5.32%

Feb-09	572,109,376	25,828,139	546,281,236	31-60	4.15%	861,731	452,447	409,283	0.86%	8,768,721	0.73%	21
				61-90	0.98%
				91+	0.25%
				Repossessions	0.23%
					5.61%

American Honda Finance Corporation

Honda Owner Trust 2007-2

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Mar-09	546,281,236	27,403,179	518,878,058	31-60	3.75%	962,880	671,823	291,057	0.64%	9,059,777	0.75%	22
				61-90	1.04%
				91+	0.20%
				Repossessions	0.21%
					5.20%

Apr-09	518,878,058	26,101,224	492,776,834	31-60	3.93%	991,153	631,317	359,836	0.83%	9,419,614	0.78%	23
				61-90	1.12%
				91+	0.30%
				Repossessions	0.20%
					5.55%

May-09	492,776,834	24,700,314	468,076,520	31-60	4.18%	845,503	545,418	300,084	0.73%	9,719,698	0.81%	24
				61-90	1.17%
				91+	0.37%
				Repossessions	0.19%
					5.91%

Jun-09	468,076,520	24,790,371	443,286,149	31-60	4.38%	931,506	532,197	399,309	1.02%	10,119,007	0.84%	25
				61-90	1.40%
				91+	0.33%
				Repossessions	0.14%
					6.25%

Jul-09	443,286,149	23,946,135	419,340,014	31-60	4.50%	685,165	435,656	249,510	0.68%	10,368,517	0.86%	26
				61-90	1.39%
				91+	0.48%
				Repossessions	0.13%
					6.50%

Aug-09	419,340,014	22,161,800	397,178,214	31-60	4.32%	776,812	422,537	354,275	1.01%	10,722,792	0.89%	27
				61-90	1.88%
				91+	0.52%
				Repossessions	0.13%
					6.85%

Sep-09	397,178,214	21,679,172	375,499,042	31-60	4.94%	673,193	448,043	225,150	0.68%	10,947,942	0.91%	28
				61-90	1.70%
				91+	0.62%
				Repossessions	0.16%
					7.42%

American Honda Finance Corporation

Honda Owner Trust 2007-2

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Oct-09	375,499,042	21,215,874	354,283,169	31-60	4.86%	839,731	500,969	338,762	1.08%	11,286,704	0.94%	29
				61-90	1.74%
				91+	0.60%
				Repossessions	0.17%
					7.37%

Nov-09	354,283,169	20,018,455	334,264,714	31-60	5.17%	826,797	459,100	367,698	1.25%	11,654,401	0.97%	30
				61-90	1.99%
				91+	0.63%
				Repossessions	0.12%
					7.91%

Dec-09	334,264,714	20,520,288	313,744,426	31-60	5.38%	776,321	471,212	305,109	1.10%	11,959,510	0.99%	31
				61-90	2.00%
				91+	0.82%
				Repossessions	0.10%
					8.30%

Jan-10	313,744,426	19,019,800	294,724,626	31-60	5.13%	547,691	400,500	147,190	0.56%	12,106,701	1.01%	32
				61-90	2.46%
				91+	0.75%
				Repossessions	0.11%
					8.45%

Feb-10	294,724,626	18,338,235	276,386,391	31-60	5.56%	495,804	386,807	108,998	0.44%	12,215,698	1.01%	33
				61-90	2.29%
				91+	0.63%
				Repossessions	0.13%
					8.61%

Mar-10	276,386,391	20,601,307	255,785,084	31-60	5.18%	516,431	569,283	(52,852)	-0.23%	12,162,846	1.01%	34
				61-90	2.27%
				91+	0.56%
				Repossessions	0.10%
					8.11%

Apr-10	255,785,084	18,715,070	237,070,015	31-60	5.43%	331,149	314,987	16,163	0.08%	12,179,009	1.01%	35
				61-90	2.17%
				91+	0.68%
				Repossessions	0.12%
					8.40%

American Honda Finance Corporation

Honda Owner Trust 2007-2

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


May-10	237,070,015	16,158,038	220,911,977	31-60	5.69%	406,685	327,499	79,186	0.40%	12,258,195	1.02%	36
				61-90	2.34%
				91+	0.78%
				Repossessions	0.11%
					8.92%

Jun-10	220,911,977	16,470,149	204,441,828	31-60	5.54%	495,189	377,531	117,657	0.64%	12,375,852	1.03%	37
				61-90	2.63%
				91+	0.80%
				Repossessions	0.11%
					9.08%

Jul-10	204,441,828	15,954,017	188,487,811	31-60	5.65%	356,743	355,614	1,128	0.01%	12,376,981	1.03%	38
				61-90	2.55%
				91+	0.97%
				Repossessions	0.11%
					9.28%

Aug-10	188,487,811	15,457,620	173,030,191	31-60	5.32%	418,035	410,485	7,550	0.05%	12,384,531	1.03%	39
				61-90	3.15%
				91+	1.04%
				Repossessions	0.11%
					9.62%

Sep-10	173,030,191	14,675,201	158,354,990	31-60	5.96%	573,549	319,558	253,991	1.76%	12,638,521	1.05%	40
				61-90	2.79%
				91+	1.09%
				Repossessions	0.11%
					9.95%

Oct-10	158,354,990	13,893,724	144,461,266	31-60	6.02%	398,442	366,370	32,072	0.24%	12,670,594	1.05%	41
				61-90	2.73%
				91+	1.16%
				Repossessions	0.11%
					10.02%

Nov-10	144,461,266	13,398,729	131,062,537	31-60	6.29%	296,882	364,105	(67,223)	-0.56%	12,603,371	1.05%	42
				61-90	3.03%
				91+	1.13%
				Repossessions	0.08%
					10.53%

Dec-10	131,062,537	12,881,780	118,180,757	31-60	6.24%	372,850	395,448	(22,598)	-0.21%	12,580,772	1.05%	43
				61-90	3.09%
				91+	1.33%
				Repossessions	0.05%
					10.71%

American Honda Finance Corporation

Honda Owner Trust 2007-2

Loss and Delinquency Analysis - Total Pool

Net Losses

Cumulative Net Losses

Total

Delinquency

Gross

Net

Annualized

Cumulative

Cum. Net Losses

Beginning

Principal

Ending

Range

% by $ of

Loss

Liq.

Loss

Net Loss %

Net Loss

% of Original

Month

Balance

Reduction

Balance

of Days

Contracts 30 +

Amount

Proceeds

Amount

Rate

Amount

Pool Balance

Period

Jan-11

118,180,757

31-60

0.00%

280,347

259,559

20,788

0.21%

12,601,560

1.05%

61-90

0.00%

91+

0.00%

Repossessions

0.00%

Totals

1,203,571,386

32,234,338

19,632,777

12,601,560

American Honda Finance Corporation
Honda Owner Trust 2007-2
Prepayment Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,203,571,386
Weighted Average Coupon (WAC)				6.21%
Weighted Average Original Term (OT)				57.90	months
Weighted Average Remaining Term (RT)				51.77	months

				Remaining	Weighted
	Beginning	Total	Ending	Weighted	Average	ABS
	Principal	Principal	Principal	Average	Remaining	Prepayment
Month	Balance	Reduction	Balance	Coupon	Maturity	Speed	Period


				6.21%	51.77		0
Jun-07	1,203,571,386	34,131,696	1,169,439,690	6.21%	51.77	1.09%	1
Jul-07	1,169,439,690	33,907,715	1,135,531,975	6.21%	50.63	1.13%	2
Aug-07	1,135,531,975	34,719,226	1,100,812,749	6.21%	49.68	1.22%	3
Sep-07	1,100,812,749	30,618,964	1,070,193,785	6.21%	48.70	0.93%	4
Oct-07	1,070,193,785	35,912,390	1,034,281,394	6.21%	47.79	1.37%	5
Nov-07	1,034,281,394	32,682,946	1,001,598,449	6.20%	46.82	1.16%	6
Dec-07	1,001,598,449	31,522,321	970,076,128	6.20%	45.88	1.10%	7
Jan-08	970,076,128	34,307,426	935,768,702	6.20%	44.95	1.37%	8
Feb-08	935,768,702	32,811,512	902,957,190	6.19%	44.02	1.29%	9
Mar-08	902,957,190	34,346,581	868,610,609	6.19%	43.09	1.46%	10
Apr-08	868,610,609	34,129,251	834,481,358	6.19%	42.17	1.49%	11
May-08	834,481,358	33,042,791	801,438,567	6.19%	41.26	1.45%	12
Jun-08	801,438,567	32,611,229	768,827,338	6.19%	40.34	1.47%	13
Jul-08	768,827,338	31,170,768	737,656,570	6.19%	39.44	1.40%	14
Aug-08	737,656,570	29,287,075	708,369,496	6.19%	38.54	1.27%	15
Sep-08	708,369,496	29,272,101	679,097,395	6.20%	37.65	1.33%	16
Oct-08	679,097,395	28,763,751	650,333,644	6.20%	36.76	1.33%	17
Nov-08	650,333,644	24,922,774	625,410,870	6.21%	35.87	0.99%	18
Dec-08	625,410,870	27,060,525	598,350,345	6.21%	35.02	1.27%	19
Jan-09	598,350,345	26,240,970	572,109,376	6.22%	34.14	1.24%	20
Feb-09	572,109,376	25,828,139	546,281,236	6.23%	33.29	1.26%	21
Mar-09	546,281,236	27,403,179	518,878,058	6.23%	32.44	1.50%	22
Apr-09	518,878,058	26,101,224	492,776,834	6.25%	31.59	1.43%	23
May-09	492,776,834	24,700,314	468,076,520	6.26%	30.76	1.34%	24
Jun-09	468,076,520	24,790,371	443,286,149	6.27%	29.92	1.43%	25
Jul-09	443,286,149	23,946,135	419,340,014	6.28%	29.09	1.41%	26
Aug-09	419,340,014	22,161,800	397,178,214	6.29%	28.25	1.26%	27
Sep-09	397,178,214	21,679,172	375,499,042	6.30%	27.43	1.28%	28
Oct-09	375,499,042	21,215,874	354,283,169	6.31%	26.59	1.30%	29
Nov-09	354,283,169	20,018,455	334,264,714	6.32%	25.72	1.21%	30
Dec-09	334,264,714	20,520,288	313,744,426	6.33%	24.88	1.37%	31
Jan-10	313,744,426	19,019,800	294,724,626	6.34%	24.02	1.24%	32
Feb-10	294,724,626	18,338,235	276,386,391	6.34%	23.20	1.22%	33
Mar-10	276,386,391	20,601,307	255,785,084	6.35%	22.37	1.70%	34
Apr-10	255,785,084	18,715,070	237,070,015	6.36%	21.49	1.52%	35
May-10	237,070,015	16,158,038	220,911,977	6.37%	20.62	1.17%	36
Jun-10	220,911,977	16,470,149	204,441,828	6.37%	19.76	1.34%	37
Jul-10	204,441,828	15,954,017	188,487,811	6.37%	18.87	1.36%	38
Aug-10	188,487,811	15,457,620	173,030,191	6.37%	17.98	1.39%	39
Sep-10	173,030,191	14,675,201	158,354,990	6.38%	17.13	1.36%	40
Oct-10	158,354,990	13,893,724	144,461,266	6.38%	16.27	1.33%	41
Nov-10	144,461,266	13,398,729	131,062,537	6.37%	15.42	1.36%	42
Dec-10	131,062,537	12,881,780	118,180,757	6.38%	14.56	1.40%	43

Totals		1,085,390,629	1,002,033,995			1.29%

2007-3 Summary of Original Pool Characteristics

General	Pool	2007-3
	Cut Off Date	8/1/2007
	Amount	$ 830,678,326.05
	# of Loans	47,766
	Avg Orig Prin	$ 20,304.70
	Avg Remain Prin	$ 17,390.58
	Min Rate	1.90%
	Max Rate	21.00%
	WAC (1)	6.183%
	WAM (2)	49.93
	WAOM (3)	57.60
	WA Seasoning (4)	7.68
	WA FICO Score (5)	743.3

	Characteristic	% of Total Pool	WA FICO Score (5)
Make	Honda	83.48%	741.7
Make	Acura	16.52%	751.5

Credit Grade	A	72.45%	774.1
	B	15.41%	689.6
	C	8.18%	641.3
	D	3.95%	570.9

Original Term
	1-24	0.43%	779.0
	25-36	11.44%	782.9
	37-48	5.28%	753.9
	49-60	70.43%	734.5
	61-72	12.42%	750.6

Type	New	82.69%	755.2
	Certified Used	11.91%	686.7
	Non Cert Used	5.40%	677.7

Top 5 States	California	16.15%	746.1
	New York	8.53%	727.3
	Texas	7.65%	735.9
	Florida	6.83%	745.1
	Georgia	4.83%	742.6

(1)

Weighted Average Coupon or weighted average contract rate

(2)

Weighted Average Maturity or weighted average number of months to maturity

(3)

Weighted Average Original Months or weighted average original term

(4)

Weighted Average Seaoning or weighted average age (months passed) of portfolio

(5)

Weighted Average FICO Score is shown for comparative purposes only and may not have been used in calculating the credit grade

American Honda Finance Corporation
Honda Owner Trust 2007-3
Loss and Delinquency Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 830,678,326
Weighted Average Coupon (WAC)				6.18%
Weighted Average Original Term (OT)				57.60	months
Weighted Average Remaining Term (RT)				49.93	months


								Net Losses			Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized		Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %		Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate		Amount	Pool Balance		Period



Aug-07	830,678,326	25,502,431	805,175,895	31-60	0.01%	-	-	-	0.00%		-	0.00%		1
				61-90	0.00%
				91+	0.00%
				Repossessions	0.01%
					0.02%

Sep-07	805,175,895	22,366,685	782,809,210	31-60	1.40%	9,312	9,188	124	0.00%	*	124	0.00%	*	2
				61-90	0.00%
				91+	0.00%
				Repossessions	0.04%
					1.44%

Oct-07	782,809,210	24,890,637	757,918,573	31-60	1.56%	73,270	28,267	45,004	0.07%		45,127	0.01%		3
				61-90	0.16%
				91+	0.01%
				Repossessions	0.09%
					1.82%

Nov-07	757,918,573	23,264,598	734,653,975	31-60	1.85%	477,179	209,224	267,955	0.42%		313,083	0.04%		4
				61-90	0.21%
				91+	0.04%
				Repossessions	0.10%
					2.20%

Dec-07	734,653,975	23,212,725	711,441,250	31-60	2.17%	644,816	225,541	419,275	0.68%		732,358	0.09%		5
				61-90	0.25%
				91+	0.06%
				Repossessions	0.15%
					2.63%

Jan-08	711,441,250	24,793,085	686,648,165	31-60	1.97%	709,162	264,776	444,386	0.75%		1,176,744	0.14%		6
				61-90	0.42%
				91+	0.07%
				Repossessions	0.18%
					2.64%

Feb-08	686,648,165	24,276,336	662,371,829	31-60	2.21%	956,292	532,543	423,749	0.74%		1,600,493	0.19%		7
				61-90	0.28%
				91+	0.07%
				Repossessions	0.15%
					2.71%

American Honda Finance Corporation

Honda Owner Trust 2007-3

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Mar-08	662,371,829	24,789,283	637,582,546	31-60	2.11%	875,257	507,835	367,421	0.67%	1,967,914	0.24%	8
				61-90	0.30%
				91+	0.05%
				Repossessions	0.14%
					2.60%

Apr-08	637,582,546	24,701,791	612,880,755	31-60	2.31%	704,153	408,153	296,000	0.56%	2,263,914	0.27%	9
				61-90	0.39%
				91+	0.04%
				Repossessions	0.15%
					2.89%

May-08	612,880,755	23,831,553	589,049,203	31-60	2.38%	695,037	523,850	171,187	0.34%	2,435,101	0.29%	10
				61-90	0.34%
				91+	0.10%
				Repossessions	0.16%
					2.98%

Jun-08	589,049,203	24,142,638	564,906,565	31-60	2.69%	690,412	354,729	335,683	0.68%	2,770,784	0.33%	11
				61-90	0.50%
				91+	0.04%
				Repossessions	0.15%
					3.38%

Jul-08	564,906,565	22,806,764	542,099,801	31-60	2.71%	689,646	414,426	275,219	0.58%	3,046,003	0.37%	12
				61-90	0.50%
				91+	0.15%
				Repossessions	0.15%
					3.51%

Aug-08	542,099,801	21,377,263	520,722,538	31-60	2.94%	797,641	370,444	427,198	0.95%	3,473,201	0.42%	13
				61-90	0.79%
				91+	0.15%
				Repossessions	0.18%
					4.06%

Sep-08	520,722,538	21,946,158	498,776,380	31-60	3.29%	800,532	384,035	416,496	0.96%	3,889,697	0.47%	14
				61-90	0.61%
				91+	0.15%
				Repossessions	0.20%
					4.25%

American Honda Finance Corporation

Honda Owner Trust 2007-3

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Oct-08	498,776,380	21,169,272	477,607,108	31-60	3.38%	899,972	474,721	425,252	1.02%	4,314,949	0.52%	15
				61-90	0.67%
				91+	0.19%
				Repossessions	0.19%
					4.43%

Nov-08	477,607,108	18,871,186	458,735,922	31-60	3.78%	777,533	335,871	441,662	1.11%	4,756,611	0.57%	16
				61-90	0.84%
				91+	0.16%
				Repossessions	0.22%
					5.00%

Dec-08	458,735,922	18,969,422	439,766,499	31-60	3.86%	779,272	331,515	447,757	1.17%	5,204,368	0.63%	17
				61-90	0.90%
				91+	0.23%
				Repossessions	0.23%
					5.22%

Jan-09	439,766,499	19,607,461	420,159,039	31-60	3.73%	902,470	461,242	441,228	1.20%	5,645,596	0.68%	18
				61-90	1.11%
				91+	0.27%
				Repossessions	0.22%
					5.33%

Feb-09	420,159,039	19,123,234	401,035,805	31-60	3.95%	651,304	439,409	211,896	0.61%	5,857,492	0.71%	19
				61-90	0.95%
				91+	0.25%
				Repossessions	0.21%
					5.36%

Mar-09	401,035,805	19,762,786	381,273,019	31-60	3.89%	814,866	563,646	251,220	0.75%	6,108,712	0.74%	20
				61-90	0.90%
				91+	0.19%
				Repossessions	0.16%
					5.14%

Apr-09	381,273,019	18,771,140	362,501,879	31-60	4.13%	408,187	357,547	50,640	0.16%	6,159,352	0.74%	21
				61-90	1.06%
				91+	0.23%
				Repossessions	0.17%
					5.59%

American Honda Finance Corporation

Honda Owner Trust 2007-3

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


May-09	362,501,879	17,656,000	344,845,879	31-60	4.21%	537,610	286,582	251,028	0.83%	6,410,380	0.77%	22
				61-90	1.19%
				91+	0.28%
				Repossessions	0.17%
					5.85%

Jun-09	344,845,879	17,555,409	327,290,471	31-60	4.59%	550,096	289,452	260,644	0.91%	6,671,024	0.80%	23
				61-90	1.22%
				91+	0.35%
				Repossessions	0.19%
					6.35%

Jul-09	327,290,471	17,871,985	309,418,486	31-60	4.55%	676,585	399,894	276,691	1.01%	6,947,715	0.84%	24
				61-90	1.29%
				91+	0.36%
				Repossessions	0.17%
					6.37%

Aug-09	309,418,486	16,535,470	292,883,016	31-60	4.47%	501,312	353,782	147,530	0.57%	7,095,245	0.85%	25
				61-90	1.74%
				91+	0.50%
				Repossessions	0.20%
					6.91%

Sep-09	292,883,016	16,222,971	276,660,045	31-60	5.11%	553,448	341,544	211,905	0.87%	7,307,150	0.88%	26
				61-90	1.58%
				91+	0.51%
				Repossessions	0.16%
					7.36%

Oct-09	276,660,045	15,944,864	260,715,181	31-60	4.89%	527,311	310,662	216,649	0.94%	7,523,799	0.91%	27
				61-90	1.64%
				91+	0.51%
				Repossessions	0.17%
					7.21%

Nov-09	260,715,181	14,445,461	246,269,719	31-60	5.29%	509,694	348,802	160,892	0.74%	7,684,691	0.93%	28
				61-90	1.91%
				91+	0.52%
				Repossessions	0.16%
					7.88%

American Honda Finance Corporation

Honda Owner Trust 2007-3

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Dec-09	246,269,719	14,654,060	231,615,660	31-60	5.54%	484,751	248,376	236,374	1.15%	7,921,065	0.95%	29
				61-90	2.02%
				91+	0.67%
				Repossessions	0.12%
					8.35%

Jan-10	231,615,660	14,081,601	217,534,059	31-60	5.05%	522,840	290,943	231,897	1.20%	8,152,963	0.98%	30
				61-90	2.45%
				91+	0.65%
				Repossessions	0.17%
					8.32%

Feb-10	217,534,059	13,690,265	203,843,795	31-60	6.06%	391,298	339,753	51,545	0.28%	8,204,508	0.99%	31
				61-90	1.95%
				91+	0.64%
				Repossessions	0.17%
					8.82%

Mar-10	203,843,795	15,217,902	188,625,893	31-60	5.46%	456,819	435,646	21,173	0.12%	8,225,681	0.99%	32
				61-90	1.81%
				91+	0.59%
				Repossessions	0.18%
					8.04%

Apr-10	188,625,893	13,569,072	175,056,821	31-60	5.62%	345,432	341,963	3,470	0.02%	8,229,150	0.99%	33
				61-90	1.86%
				91+	0.58%
				Repossessions	0.14%
					8.20%

May-10	175,056,821	11,871,620	163,185,201	31-60	6.00%	270,677	264,934	5,743	0.04%	8,234,893	0.99%	34
				61-90	2.17%
				91+	0.75%
				Repossessions	0.09%
					9.01%

Jun-10	163,185,201	11,878,398	151,306,803	31-60	6.14%	300,399	219,068	81,331	0.60%	8,316,224	1.00%	35
				61-90	2.14%
				91+	0.72%
				Repossessions	0.06%
					9.06%

American Honda Finance Corporation

Honda Owner Trust 2007-3

Loss and Delinquency Analysis - Total Pool

								Net Losses			Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized		Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %		Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate		Amount	Pool Balance	Period


Jul-10	151,306,803	11,355,553	139,951,250	31-60	6.09%	205,349	216,274	(10,924)	-0.09%		8,305,299	1.00%	36
				61-90	2.19%
				91+	0.82%
				Repossessions	0.10%
					9.20%

Aug-10	139,951,250	10,625,292	129,325,958	31-60	5.63%	232,368	226,626	5,742	0.05%		8,311,041	1.00%	37
				61-90	2.90%
				91+	0.95%
				Repossessions	0.09%
					9.57%

Sep-10	129,325,958	10,320,891	119,005,067	31-60	6.42%	260,165	260,544	(379)	0.00%	*	8,310,662	1.00%	38
				61-90	2.45%
				91+	1.13%
				Repossessions	0.10%
					10.10%

Oct-10	119,005,067	9,616,990	109,388,077	31-60	6.58%	224,334	203,264	21,070	0.21%		8,331,732	1.00%	39
				61-90	2.60%
				91+	1.05%
				Repossessions	0.14%
					10.37%

Nov-10	109,388,077	9,504,912	99,883,165	31-60	6.48%	232,737	202,384	30,354	0.33%		8,362,086	1.01%	40
				61-90	3.02%
				91+	1.01%
				Repossessions	0.13%
					10.64%

Dec-10	99,883,165	9,128,448	90,754,716	31-60	6.40%	208,530	227,354	(18,824)	-0.23%		8,343,262	1.00%	41
				61-90	2.83%
				91+	1.34%
				Repossessions	0.13%
					10.70%

Jan-11	90,754,716	8,886,323	81,868,393	31-60	6.20%	256,084	199,050	57,033	0.75%		8,400,296	1.01%	42
				61-90	3.27%
				91+	1.39%
				Repossessions	0.14%
					11.00%

American Honda Finance Corporation

Honda Owner Trust 2007-3

Loss and Delinquency Analysis - Total Pool

Net Losses

Cumulative Net Losses

Total

Delinquency

Gross

Net

Annualized

Cumulative

Cum. Net Losses

Beginning

Principal

Ending

Range

% by $ of

Loss

Liq.

Loss

Net Loss %

Net Loss

% of Original

Month

Balance

Reduction

Balance

of Days

Contracts 30 +

Amount

Proceeds

Amount

Rate

Amount

Pool Balance

Period

Feb-11

81,868,393

31-60

0.00%

210,238

244,742

(34,503)

-0.51%

8,365,792

1.01%

61-90

0.00%

91+

0.00%

Repossessions

0.00%

Totals

830,678,326

21,814,393

13,448,600

8,365,792

American Honda Finance Corporation
Honda Owner Trust 2007-3
Prepayment Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 830,678,326
Weighted Average Coupon (WAC)				6.18%
Weighted Average Original Term (OT)				57.60	months
Weighted Average Remaining Term (RT)				49.93	months

				Remaining	Weighted
	Beginning	Total	Ending	Weighted	Average	ABS
	Principal	Principal	Principal	Average	Remaining	Prepayment
Month	Balance	Reduction	Balance	Coupon	Maturity	Speed	Period


				6.18%	49.93		0
Aug-07	830,678,326	25,502,431	805,175,895	6.18%	49.93	1.21%	1
Sep-07	805,175,895	22,366,685	782,809,210	6.18%	48.81	0.95%	2
Oct-07	782,809,210	24,890,637	757,918,573	6.18%	47.92	1.24%	3
Nov-07	757,918,573	23,264,598	734,653,975	6.18%	46.97	1.10%	4
Dec-07	734,653,975	23,212,725	711,441,250	6.18%	46.05	1.13%	5
Jan-08	711,441,250	24,793,085	686,648,165	6.18%	45.14	1.34%	6
Feb-09	686,648,165	24,276,336	662,371,829	6.18%	44.22	1.32%	7
Mar-08	662,371,829	24,789,283	637,582,546	6.17%	43.32	1.42%	8
Apr-08	637,582,546	24,701,791	612,880,755	6.17%	42.42	1.46%	9
May-08	612,880,755	23,831,553	589,049,203	6.18%	41.53	1.42%	10
Jun-08	589,049,203	24,142,638	564,906,565	6.18%	40.63	1.50%	11
Jul-08	564,906,565	22,806,764	542,099,801	6.19%	39.76	1.40%	12
Aug-08	542,099,801	21,377,263	520,722,538	6.19%	38.87	1.28%	13
Sep-08	520,722,538	21,946,158	498,776,380	6.19%	38.01	1.40%	14
Oct-08	498,776,380	21,169,272	477,607,108	6.20%	37.14	1.36%	15
Nov-08	477,607,108	18,871,186	458,735,922	6.20%	36.27	1.10%	16
Dec-08	458,735,922	18,969,422	439,766,499	6.21%	35.43	1.17%	17
Jan-09	439,766,499	19,607,461	420,159,039	6.21%	34.58	1.31%	18
Feb-09	420,159,039	19,123,234	401,035,805	6.22%	33.74	1.31%	19
Mar-09	401,035,805	19,762,786	381,273,019	6.23%	32.91	1.47%	20
Apr-09	381,273,019	18,771,140	362,501,879	6.24%	32.11	1.39%	21
May-09	362,501,879	17,656,000	344,845,879	6.26%	31.28	1.29%	22
Jun-09	344,845,879	17,555,409	327,290,471	6.27%	30.48	1.35%	23
Jul-09	327,290,471	17,871,985	309,418,486	6.28%	29.66	1.48%	24
Aug-09	309,418,486	16,535,470	292,883,016	6.30%	28.85	1.34%	25
Sep-09	292,883,016	16,222,971	276,660,045	6.32%	28.07	1.36%	26
Oct-09	276,660,045	15,944,864	260,715,181	6.33%	27.27	1.40%	27
Nov-09	260,715,181	14,445,461	246,269,719	6.34%	26.45	1.21%	28
Dec-09	246,269,719	14,654,060	231,615,660	6.35%	25.64	1.33%	29
Jan-10	231,615,660	14,081,601	217,534,059	6.37%	24.83	1.31%	30
Feb-10	217,534,059	13,690,265	203,843,795	6.39%	24.04	1.32%	31
Mar-10	203,843,795	15,217,902	188,625,893	6.40%	23.27	1.75%	32
Apr-10	188,625,893	13,569,072	175,056,821	6.42%	22.46	1.53%	33
May-10	175,056,821	11,871,620	163,185,201	6.44%	21.66	1.24%	34
Jun-10	163,185,201	11,878,398	151,306,803	6.45%	20.84	1.35%	35
Jul-10	151,306,803	11,355,553	139,951,250	6.45%	19.98	1.34%	36
Aug-10	139,951,250	10,625,292	129,325,958	6.45%	19.12	1.26%	37
Sep-10	129,325,958	10,320,891	119,005,067	6.45%	18.28	1.29%	38
Oct-10	119,005,067	9,616,990	109,388,077	6.46%	17.45	1.20%	39
Nov-10	109,388,077	9,504,912	99,883,165	6.45%	16.59	1.30%	40
Dec-10	99,883,165	9,128,448	90,754,716	6.46%	15.75	1.32%	41
Jan-11	90,754,716	8,886,323	81,868,393	6.46%	14.90	1.39%	42

Totals		748,809,933	1,002,033,995			1.30%

2008-1 Summary of Original Pool Characteristics

General	Pool	2008-1
	Cut Off Date	6/1/2008
	Amount	$ 1,500,001,174.27
	# of Loans	91,229
	Avg Orig Prin	$ 20,811.75
	Avg Remain Prin	$ 16,442.15
	Min Rate	1.59%
	Max Rate	19.99%
	WAC (1)	6.009%
	WAM (2)	45.85
	WAOM (3)	57.12
	WA Seasoning (4)	11.26
	WA FICO Score (5)	741.4

	Characteristic	% of Total Pool	WA FICO Score (5)
Make	Honda	83.15%	737.5
Make	Acura	16.85%	760.8

Credit Grade	A	72.00%	772.2
	B	15.96%	694.7
	C	8.07%	638.9
	D	3.97%	579.2

Original Term
	1-24	0.25%	781.4
	25-36	13.12%	784.9
	37-48	5.25%	765.3
	49-60	71.43%	737.9
	61-72	9.95%	695.7

Type	New	85.04%	751.1
	Certified Used	10.80%	689.9
	Non Cert Used	4.15%	676.1

Top 5 States	California	15.74%	737.2
	Texas	8.70%	735.1
	New York	7.19%	733.7
	Illinois	5.28%	747.3
	Florida	5.27%	736.6

(1)

Weighted Average Coupon or weighted average contract rate

(2)

Weighted Average Maturity or weighted average number of months to maturity

(3)

Weighted Average Original Months or weighted average original term

(4)

Weighted Average Seaoning or weighted average age (months passed) of portfolio

(5)

Weighted Average FICO Score is shown for comparative purposes only and may not have been used in calculating the credit grade

American Honda Finance Corporation
Honda Owner Trust 2008-1
Loss and Delinquency Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,500,001,174
Weighted Average Coupon (WAC)				6.01%
Weighted Average Original Term (OT)				57.12	months
Weighted Average Remaining Term (RT)				45.85	months


								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance		Period


Jun-08	1,500,001,174	48,586,210	1,451,414,964	31-60	0.01%	-	-	-	0.00%	-	0.00%		1
				61-90	0.00%
				91+	0.00%
				Repossessions	0.01%
					0.02%

Jul-08	1,451,414,964	49,347,131	1,402,067,833	31-60	1.28%	64,476	41,770	22,706	0.02%	22,706	0.00%	*	2
				61-90	0.00%
				91+	0.00%
				Repossessions	0.04%
					1.32%

Aug-08	1,402,067,833	46,377,204	1,355,690,629	31-60	1.57%	106,356	46,438	59,919	0.05%	82,625	0.01%		3
				61-90	0.34%
				91+	0.02%
				Repossessions	0.08%
					2.01%

Sep-08	1,355,690,629	47,103,030	1,308,587,600	31-60	2.10%	892,367	387,842	504,524	0.45%	587,149	0.04%		4
				61-90	0.24%
				91+	0.06%
				Repossessions	0.16%
					2.56%

Oct-08	1,308,587,600	47,964,946	1,260,622,654	31-60	2.21%	1,185,943	551,963	633,980	0.58%	1,221,129	0.08%		5
				61-90	0.31%
				91+	0.07%
				Repossessions	0.20%
					2.79%

Nov-08	1,260,622,654	42,124,095	1,218,498,559	31-60	2.74%	1,859,888	801,288	1,058,600	1.01%	2,279,729	0.15%		6
				61-90	0.45%
				91+	0.08%
				Repossessions	0.19%
					3.46%

Dec-08	1,218,498,559	44,380,424	1,174,118,135	31-60	2.93%	1,690,962	669,183	1,021,779	1.01%	3,301,508	0.22%		7
				61-90	0.50%
				91+	0.12%
				Repossessions	0.20%
					3.75%

American Honda Finance Corporation

Honda Owner Trust 2008-1

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Jan-09	1,174,118,135	45,396,823	1,128,721,312	31-60	2.68%	2,000,625	861,010	1,139,615	1.16%	4,441,123	0.30%	8
				61-90	0.76%
				91+	0.14%
				Repossessions	0.19%
					3.77%

Feb-09	1,128,721,312	43,089,163	1,085,632,149	31-60	3.09%	1,535,263	755,388	779,874	0.83%	5,220,998	0.35%	9
				61-90	0.60%
				91+	0.11%
				Repossessions	0.22%
					4.02%

Mar-09	1,085,632,149	47,113,191	1,038,518,958	31-60	3.08%	1,650,179	912,833	737,346	0.82%	5,958,343	0.40%	10
				61-90	0.55%
				91+	0.09%
				Repossessions	0.26%
					3.98%

Apr-09	1,038,518,958	45,402,254	993,116,704	31-60	3.25%	1,876,059	1,071,306	804,753	0.93%	6,763,097	0.45%	11
				61-90	0.66%
				91+	0.13%
				Repossessions	0.19%
					4.23%

May-09	993,116,704	42,269,509	950,847,195	31-60	3.55%	1,446,957	894,345	552,612	0.67%	7,315,708	0.49%	12
				61-90	0.66%
				91+	0.19%
				Repossessions	0.17%
					4.57%

Jun-09	950,847,195	43,342,020	907,505,174	31-60	3.74%	1,453,163	870,142	583,021	0.74%	7,898,730	0.53%	13
				61-90	0.84%
				91+	0.15%
				Repossessions	0.17%
					4.90%

Jul-09	907,505,174	43,156,514	864,348,660	31-60	3.81%	1,316,095	676,524	639,571	0.85%	8,538,300	0.57%	14
				61-90	0.93%
				91+	0.22%
				Repossessions	0.17%
					5.13%

American Honda Finance Corporation

Honda Owner Trust 2008-1

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Aug-09	864,348,660	39,913,782	824,434,878	31-60	3.82%	1,296,667	594,875	701,792	0.97%	9,240,092	0.62%	15
				61-90	1.36%
				91+	0.29%
				Repossessions	0.18%
					5.65%

Sep-09	824,434,878	39,784,160	784,650,719	31-60	4.50%	1,467,703	937,709	529,994	0.77%	9,770,086	0.65%	16
				61-90	1.11%
				91+	0.34%
				Repossessions	0.15%
					6.10%

Oct-09	784,650,719	38,540,943	746,109,776	31-60	4.49%	1,094,227	782,193	312,034	0.48%	10,082,120	0.67%	17
				61-90	1.20%
				91+	0.36%
				Repossessions	0.13%
					6.18%

Nov-09	746,109,776	37,155,799	708,953,977	31-60	4.85%	1,396,173	564,950	831,223	1.34%	10,913,343	0.73%	18
				61-90	1.44%
				91+	0.34%
				Repossessions	0.13%
					6.76%

Dec-09	708,953,977	37,183,359	671,770,618	31-60	5.03%	1,063,428	532,049	531,378	0.90%	11,444,722	0.76%	19
				61-90	1.45%
				91+	0.47%
				Repossessions	0.15%
					7.10%

Jan-10	671,770,618	35,808,770	635,961,848	31-60	4.62%	1,235,615	682,719	552,895	0.99%	11,997,617	0.80%	20
				61-90	2.02%
				91+	0.45%
				Repossessions	0.19%
					7.28%

Feb-10	635,961,848	34,410,967	601,550,882	31-60	5.44%	1,127,356	771,292	356,064	0.67%	12,353,681	0.82%	21
				61-90	1.73%
				91+	0.39%
				Repossessions	0.13%
					7.69%

American Honda Finance Corporation

Honda Owner Trust 2008-1

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Mar-10	601,550,882	38,577,886	562,972,996	31-60	4.97%	937,218	827,578	109,640	0.22%	12,463,321	0.83%	22
				61-90	1.60%
				91+	0.37%
				Repossessions	0.09%
					7.03%

Apr-10	562,972,996	34,862,185	528,110,812	31-60	5.14%	761,165	480,038	281,126	0.60%	12,744,447	0.85%	23
				61-90	1.67%
				91+	0.37%
				Repossessions	0.10%
					7.28%

May-10	528,110,812	31,798,700	496,312,111	31-60	5.44%	661,394	430,499	230,895	0.52%	12,975,342	0.87%	24
				61-90	1.75%
				91+	0.57%
				Repossessions	0.11%
					7.87%

Jun-10	496,312,111	31,944,909	464,367,202	31-60	5.45%	772,798	379,773	393,026	0.95%	13,368,368	0.89%	25
				61-90	2.01%
				91+	0.53%
				Repossessions	0.11%
					8.10%

Jul-10	464,367,202	30,102,032	434,265,170	31-60	5.43%	761,905	591,958	169,947	0.44%	13,538,314	0.90%	26
				61-90	1.92%
				91+	0.66%
				Repossessions	0.10%
					8.11%

Aug-10	434,265,170	29,071,449	405,193,721	31-60	5.26%	658,925	483,437	175,488	0.48%	13,713,802	0.91%	27
				61-90	2.59%
				91+	0.74%
				Repossessions	0.11%
					8.70%

Sep-10	405,193,721	27,012,105	378,181,617	31-60	5.94%	749,420	348,884	400,536	1.19%	14,114,339	0.94%	28
				61-90	2.20%
				91+	0.82%
				Repossessions	0.13%
					9.09%

American Honda Finance Corporation

Honda Owner Trust 2008-1

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Oct-10	378,181,617	25,464,419	352,717,197	31-60	6.05%	738,601	544,855	193,746	0.61%	14,308,085	0.95%	29
				61-90	2.29%
				91+	0.81%
				Repossessions	0.14%
					9.29%

Nov-10	352,717,197	24,483,853	328,233,344	31-60	6.18%	796,047	505,262	290,785	0.99%	14,598,870	0.97%	30
				61-90	2.60%
				91+	0.74%
				Repossessions	0.13%
					9.65%

Dec-10	328,233,344	23,840,980	304,392,364	31-60	6.10%	592,286	499,623	92,663	0.34%	14,691,534	0.98%	31
				61-90	2.61%
				91+	1.03%
				Repossessions	0.15%
					9.89%

Jan-11	304,392,364	22,800,789	281,591,575	31-60	5.89%	709,835	542,085	167,751	0.66%	14,859,284	0.99%	32
				61-90	3.01%
				91+	1.01%
				Repossessions	0.17%
					10.08%

Feb-11	281,591,575	21,718,384	259,873,191	31-60	6.37%	477,324	482,192	(4,868)	-0.02%	14,854,416	0.99%	33
				61-90	2.77%
				91+	0.91%
				Repossessions	0.16%
					10.21%

Mar-11	259,873,191	23,351,314	236,521,877	31-60	6.18%	502,491	544,462	(41,972)	-0.19%	14,812,444	0.99%	34
				61-90	2.63%
				91+	0.88%
				Repossessions	0.14%
					9.83%

Apr-11	236,521,877	20,729,807	215,792,070	31-60	6.15%	418,150	454,639	(36,489)	-0.19%	14,775,955	0.99%	35
				61-90	2.78%
				91+	0.92%
				Repossessions	0.12%
					9.97%

American Honda Finance Corporation

Honda Owner Trust 2008-1

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


May-11	215,792,070	19,110,887	196,681,184	31-60	6.56%	412,427	531,854	(119,428)	-0.66%	14,656,528	0.98%	36
				61-90	2.82%
				91+	1.12%
				Repossessions	0.11%
					10.61%

Jun-11	196,681,184	18,577,226	178,103,958	31-60	6.63%	496,005	450,599	45,406	0.28%	14,701,934	0.98%	37
				61-90	3.14%
				91+	1.10%
				Repossessions	0.10%
					10.97%

Jul-11	178,103,958	17,312,709	160,791,249	31-60	6.77%	404,603	368,711	35,892	0.24%	14,737,826	0.98%	38
				61-90	3.02%
				91+	1.30%
				Repossessions	0.08%
					11.17%

Aug-11	160,791,249	16,751,577	144,039,672	31-60	6.42%	305,898	465,714	(159,815)	-1.19%	14,578,010	0.97%	39
				61-90	3.67%
				91+	1.30%
				Repossessions	0.11%
					11.50%

Sep-11	144,039,672	144,039,672	-	31-60	0.00%	322,897	401,680	(78,783)	-0.66%	14,499,228	0.97%	40
				61-90	0.00%
				91+	0.00%
				Repossessions	0.00%
					0.00%

Totals		1,500,001,174				37,238,891	22,739,663	14,499,228

American Honda Finance Corporation
Honda Owner Trust 2008-1
Prepayment Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,500,001,174
Weighted Average Coupon (WAC)				6.01%
Weighted Average Original Term (OT)				57.12	months
Weighted Average Remaining Term (RT)				45.85	months

				Remaining	Weighted
	Beginning	Total	Ending	Weighted	Average	ABS
	Principal	Principal	Principal	Average	Remaining	Prepayment
Month	Balance	Reduction	Balance	Coupon	Maturity	Speed	Period


				6.01%	45.85		0
Jun-08	1,500,001,174	48,586,210	1,451,414,964	6.01%	45.85	1.15%	1
Jul-08	1,451,414,964	49,347,131	1,402,067,833	6.02%	44.78	1.26%	2
Aug-08	1,402,067,833	46,377,204	1,355,690,629	6.03%	43.88	1.13%	3
Sep-08	1,355,690,629	47,103,030	1,308,587,600	6.04%	42.99	1.21%	4
Oct-08	1,308,587,600	47,964,946	1,260,622,654	6.05%	42.11	1.30%	5
Nov-08	1,260,622,654	42,124,095	1,218,498,559	6.06%	41.22	1.01%	6
Dec-08	1,218,498,559	44,380,424	1,174,118,135	6.06%	40.37	1.18%	7
Jan-09	1,174,118,135	45,396,823	1,128,721,312	6.07%	39.49	1.29%	8
Feb-09	1,128,721,312	43,089,163	1,085,632,149	6.09%	38.64	1.20%	9
Mar-09	1,085,632,149	47,113,191	1,038,518,958	6.10%	37.79	1.49%	10
Apr-09	1,038,518,958	45,402,254	993,116,704	6.11%	36.96	1.45%	11
May-09	993,116,704	42,269,509	950,847,195	6.13%	36.13	1.31%	12
Jun-09	950,847,195	43,342,020	907,505,174	6.14%	35.31	1.44%	13
Jul-09	907,505,174	43,156,514	864,348,660	6.16%	34.49	1.49%	14
Aug-09	864,348,660	39,913,782	824,434,878	6.18%	33.67	1.35%	15
Sep-09	824,434,878	39,784,160	784,650,719	6.20%	32.89	1.41%	16
Oct-09	784,650,719	38,540,943	746,109,776	6.22%	32.10	1.39%	17
Nov-09	746,109,776	37,155,799	708,953,977	6.24%	31.30	1.36%	18
Dec-09	708,953,977	37,183,359	671,770,618	6.27%	30.51	1.44%	19
Jan-10	671,770,618	35,808,770	635,961,848	6.29%	29.72	1.41%	20
Feb-10	635,961,848	34,410,967	601,550,882	6.31%	28.98	1.38%	21
Mar-10	601,550,882	38,577,886	562,972,996	6.33%	28.22	1.79%	22
Apr-10	562,972,996	34,862,185	528,110,812	6.36%	27.43	1.60%	23
May-10	528,110,812	31,798,700	496,312,111	6.39%	26.68	1.44%	24
Jun-10	496,312,111	31,944,909	464,367,202	6.42%	25.94	1.55%	25
Jul-10	464,367,202	30,102,032	434,265,170	6.44%	25.18	1.48%	26
Aug-10	434,265,170	29,071,449	405,193,721	6.46%	24.38	1.49%	27
Sep-10	405,193,721	27,012,105	378,181,617	6.49%	23.60	1.39%	28
Oct-10	378,181,617	25,464,419	352,717,197	6.50%	22.79	1.33%	29
Nov-10	352,717,197	24,483,853	328,233,344	6.52%	21.98	1.32%	30
Dec-10	328,233,344	23,840,980	304,392,364	6.53%	21.16	1.35%	31
Jan-11	304,392,364	22,800,789	281,591,575	6.55%	20.34	1.34%	32
Feb-11	281,591,575	21,718,384	259,873,191	6.56%	19.51	1.31%	33
Mar-11	259,873,191	23,351,314	236,521,877	6.56%	18.68	1.64%	34
Apr-11	236,521,877	20,729,807	215,792,070	6.57%	17.84	1.44%	35
May-11	215,792,070	19,110,887	196,681,184	6.59%	17.02	1.35%	36
Jun-11	196,681,184	18,577,226	178,103,958	6.60%	16.22	1.41%	37
Jul-11	178,103,958	17,312,709	160,791,249	6.62%	15.42	1.36%	38
Aug-11	160,791,249	16,751,577	144,039,672	6.63%	14.65	1.43%	39

Totals		1,355,961,502				1.33%

2008-2 Summary of Original Pool Characteristics₍₆₎

General	Pool	2008-2
	Cut Off Date	12/1/2008
	Amount	$ 306,186,528.58
	# of Loans	22,461
	Avg Orig Prin	$ 20,996.98
	Avg Remain Prin	$ 13,631.92
	Min Rate	1.69%
	Max Rate	21.74%
	WAC (1)	5.822%
	WAM (2)	39.60
	WAOM (3)	57.04
	WA Seasoning (4)	17.44
	WA FICO Score (5)	745.6

	Characteristic	% of Total Pool	WA FICO Score (5)
Make	Honda	81.22%	744.1
Make	Acura	18.78%	752.0

Credit Grade	A	74.74%	770.5
	B	15.48%	695.6
	C	6.94%	643.3
	D	2.84%	586.2

Original Term
	1-24	0.37%	772.6
	25-36	12.16%	780.6
	37-48	7.01%	772.6
	49-60	70.95%	742.1
	61-72	9.52%	704.6

Type	New	87.99%	751.3
	Certified Used	8.75%	706.3
	Non Cert Used	3.26%	693.1

Top 5 States	California	16.30%	741.0
	Texas	8.94%	739.5
	New York	6.75%	740.9
	Illinois	5.64%	744.3
	Florida	5.39%	742.8

(1)

Weighted Average Coupon or weighted average contract rate

(2)

Weighted Average Maturity or weighted average number of months to maturity

(3)

Weighted Average Original Months or weighted average original term

(4)

Weighted Average Seaoning or weighted average age (months passed) of portfolio

(5)

Weighted Average FICO Score is shown for comparative purposes only and may not have been used in calculating the credit grade

(6)

The pool characteristics are based on the actual selected pool. The 2008-2 prospectus supplement displays pool characteristics based on a statistical pool.

American Honda Finance Corporation
Honda Owner Trust 2008-2
Loss and Delinquency Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 306,186,529
Weighted Average Coupon (WAC)				5.82%
Weighted Average Original Term (OT)				57.04	months
Weighted Average Remaining Term (RT)				39.60	months


								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance		Period


Dec-08	306,186,529	11,462,576	294,723,952	31-60	0.02%	-	-	-	0.00%	-	0.00%		1
				61-90	0.02%
				91+	0.00%
				Repossessions	0.00%
					0.04%

Jan-09	294,723,952	11,634,303	283,089,649	31-60	0.92%	-	-	-	0.00%	-	0.00%		2
				61-90	0.08%
				91+	0.01%
				Repossessions	0.02%
					1.03%

Feb-09	283,089,649	11,197,551	271,892,098	31-60	1.14%	13,826	6,505	7,321	0.03%	7,321	0.00%	*	3
				61-90	0.17%
				91+	0.01%
				Repossessions	0.10%
					1.42%

Mar-09	271,892,098	12,218,645	259,673,453	31-60	1.26%	131,544	87,792	43,752	0.19%	51,074	0.02%		4
				61-90	0.15%
				91+	0.06%
				Repossessions	0.12%
					1.59%

Apr-09	259,673,453	11,757,578	247,915,875	31-60	1.32%	259,348	112,935	146,413	0.68%	197,487	0.06%		5
				61-90	0.19%
				91+	0.05%
				Repossessions	0.11%
					1.67%

May-09	247,915,875	10,979,420	236,936,455	31-60	1.63%	235,163	92,342	142,821	0.69%	340,308	0.11%		6
				61-90	0.25%
				91+	0.08%
				Repossessions	0.07%
					2.03%

Jun-09	236,936,455	11,297,106	225,639,350	31-60	1.85%	144,349	67,738	76,611	0.39%	416,919	0.14%		7
				61-90	0.31%
				91+	0.03%
				Repossessions	0.14%
					2.33%

American Honda Finance Corporation

Honda Owner Trust 2008-2

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Jul-09	225,639,350	11,408,599	214,230,751	31-60	1.95%	189,740	126,656	63,083	0.34%	480,002	0.16%	8
				61-90	0.38%
				91+	0.07%
				Repossessions	0.10%
					2.50%

Aug-09	214,230,751	10,450,864	203,779,887	31-60	2.23%	200,035	156,970	43,065	0.24%	523,067	0.17%	9
				61-90	0.59%
				91+	0.12%
				Repossessions	0.08%
					3.02%

Sep-09	203,779,887	10,185,915	193,593,971	31-60	2.71%	191,042	54,824	136,218	0.80%	659,285	0.22%	10
				61-90	0.49%
				91+	0.11%
				Repossessions	0.11%
					3.42%

Oct-09	193,593,971	10,318,557	183,275,415	31-60	2.87%	219,236	143,442	75,795	0.47%	735,080	0.24%	11
				61-90	0.53%
				91+	0.15%
				Repossessions	0.10%
					3.65%

Nov-09	183,275,415	9,324,933	173,950,481	31-60	3.25%	252,550	108,376	144,174	0.94%	879,254	0.29%	12
				61-90	0.67%
				91+	0.10%
				Repossessions	0.08%
					4.10%

Dec-09	173,950,481	9,648,999	164,301,483	31-60	3.43%	170,593	96,210	74,383	0.51%	953,636	0.31%	13
				61-90	0.68%
				91+	0.21%
				Repossessions	0.10%
					4.42%

Jan-10	164,301,483	8,818,968	155,482,514	31-60	3.08%	129,657	74,748	54,909	0.40%	1,008,545	0.33%	14
				61-90	1.07%
				91+	0.25%
				Repossessions	0.15%
					4.55%

American Honda Finance Corporation

Honda Owner Trust 2008-2

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Feb-10	155,482,514	8,445,134	147,037,381	31-60	3.96%	168,893	129,503	39,391	0.30%	1,047,936	0.34%	15
				61-90	0.84%
				91+	0.21%
				Repossessions	0.15%
					5.16%

Mar-10	147,037,381	9,286,819	137,750,561	31-60	3.51%	210,885	130,957	79,928	0.65%	1,127,864	0.37%	16
				61-90	0.98%
				91+	0.18%
				Repossessions	0.14%
					4.81%

Apr-10	137,750,561	8,515,757	129,234,804	31-60	3.58%	173,765	78,000	95,766	0.83%	1,223,629	0.40%	17
				61-90	1.01%
				91+	0.24%
				Repossessions	0.17%
					5.00%

May-10	129,234,804	7,920,035	121,314,769	31-60	3.71%	161,637	105,262	56,375	0.52%	1,280,005	0.42%	18
				61-90	1.10%
				91+	0.34%
				Repossessions	0.13%
					5.28%

Jun-10	121,314,769	7,857,550	113,457,218	31-60	3.81%	210,515	156,755	53,761	0.53%	1,333,766	0.44%	19
				61-90	1.10%
				91+	0.39%
				Repossessions	0.09%
					5.39%

Jul-10	113,457,218	7,498,001	105,959,218	31-60	3.57%	128,793	56,475	72,318	0.76%	1,406,083	0.46%	20
				61-90	1.30%
				91+	0.46%
				Repossessions	0.10%
					5.43%

Aug-10	105,959,218	6,995,466	98,963,752	31-60	3.57%	111,381	64,158	47,223	0.53%	1,453,306	0.47%	21
				61-90	1.65%
				91+	0.41%
				Repossessions	0.10%
					5.73%

American Honda Finance Corporation

Honda Owner Trust 2008-2

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Sep-10	98,963,752	6,495,408	92,468,344	31-60	4.05%	166,327	118,275	48,051	0.58%	1,501,358	0.49%	22
				61-90	1.35%
				91+	0.47%
				Repossessions	0.12%
					5.99%

Oct-10	92,468,344	6,163,005	86,305,339	31-60	4.39%	196,300	73,983	122,317	1.59%	1,623,674	0.53%	23
				61-90	1.25%
				91+	0.52%
				Repossessions	0.11%
					6.27%

Nov-10	86,305,339	5,907,873	80,397,466	31-60	4.35%	105,331	100,351	4,980	0.07%	1,628,655	0.53%	24
				61-90	1.69%
				91+	0.48%
				Repossessions	0.17%
					6.69%

Dec-10	80,397,466	5,889,508	74,507,958	31-60	4.58%	213,631	129,845	83,786	1.25%	1,712,441	0.56%	25
				61-90	1.71%
				91+	0.69%
				Repossessions	0.10%
					7.08%

Jan-11	74,507,958	5,454,950	69,053,007	31-60	4.08%	141,945	84,124	57,820	0.93%	1,770,261	0.58%	26
				61-90	1.99%
				91+	0.70%
				Repossessions	0.08%
					6.85%

Feb-11	69,053,007	5,049,813	64,003,195	31-60	4.72%	77,895	99,595	(21,700)	-0.38%	1,748,561	0.57%	27
				61-90	1.94%
				91+	0.46%
				Repossessions	0.10%
					7.22%

Mar-11	64,003,195	5,533,546	58,469,648	31-60	4.32%	107,699	103,272	4,428	0.08%	1,752,989	0.57%	28
				61-90	1.84%
				91+	0.53%
				Repossessions	0.06%
					6.75%

American Honda Finance Corporation

Honda Owner Trust 2008-2

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Apr-11	58,469,648	4,757,486	53,712,162	31-60	4.34%	37,054	34,183	2,872	0.06%	1,755,860	0.57%	29
				61-90	1.90%
				91+	0.54%
				Repossessions	0.08%
					6.86%

May-11	53,712,162	4,446,798	49,265,363	31-60	4.75%	42,121	69,845	(27,725)	-0.62%	1,728,136	0.56%	30
				61-90	1.69%
				91+	0.90%
				Repossessions	0.10%
					7.44%

Jun-11	49,265,363	4,369,161	44,896,203	31-60	4.97%	59,098	47,999	11,098	0.27%	1,739,234	0.57%	31
				61-90	2.04%
				91+	0.69%
				Repossessions	0.10%
					7.80%

Jul-11	44,896,203	4,192,620	40,703,583	31-60	4.95%	62,283	89,705	(27,421)	-0.73%	1,711,813	0.56%	32
				61-90	2.29%
				91+	0.80%
				Repossessions	0.10%
					8.14%

Aug-11	40,703,583	4,213,042	36,490,541	31-60	4.73%	100,246	52,523	47,723	1.41%	1,759,535	0.57%	33
				61-90	2.52%
				91+	0.75%
				Repossessions	0.04%
					8.04%

Sep-11	36,490,541	3,790,171	32,700,370	31-60	5.02%	122,803	74,004	48,799	1.60%	1,808,335	0.59%	34
				61-90	2.30%
				91+	0.85%
				Repossessions	0.08%
					8.25%

Oct-11	32,700,370	3,526,876	29,173,495	31-60	4.93%	71,935	89,274	(17,339)	-0.64%	1,790,995	0.58%	35
				61-90	2.44%
				91+	0.88%
				Repossessions	0.07%
					8.32%

American Honda Finance Corporation

Honda Owner Trust 2008-2

Loss and Delinquency Analysis - Total Pool

Net Losses

Cumulative Net Losses

Total

Delinquency

Gross

Net

Annualized

Cumulative

Cum. Net Losses

Beginning

Principal

Ending

Range

% by $ of

Loss

Liq.

Loss

Net Loss %

Net Loss

% of Original

Month

Balance

Reduction

Balance

of Days

Contracts 30 +

Amount

Proceeds

Amount

Rate

Amount

Pool Balance

Period

Nov-11

29,173,495

31-60

0.00%

36,010

61,516

(25,507)

-1.05%

1,765,489

0.58%

61-90

0.00%

91+

0.00%

Repossessions

0.00%

Totals

306,186,529

4,843,630

3,078,141

1,765,489

American Honda Finance Corporation
Honda Owner Trust 2008-2
Prepayment Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 306,186,529
Weighted Average Coupon (WAC)				5.82%
Weighted Average Original Term (OT)				57.04	months
Weighted Average Remaining Term (RT)				39.60	months

				Remaining	Weighted
	Beginning	Total	Ending	Weighted	Average	ABS
	Principal	Principal	Principal	Average	Remaining	Prepayment
Month	Balance	Reduction	Balance	Coupon	Maturity	Speed	Period


				5.82%	39.60		0
Dec-08	306,186,529	11,462,576	294,723,952	5.82%	39.60	1.18%	1
Jan-09	294,723,952	11,634,303	283,089,649	5.84%	38.66	1.29%	2
Feb-09	283,089,649	11,197,551	271,892,098	5.86%	37.90	1.24%	3
Mar-09	271,892,098	12,218,645	259,673,453	5.88%	37.14	1.50%	4
Apr-09	259,673,453	11,757,578	247,915,875	5.90%	36.41	1.47%	5
May-09	247,915,875	10,979,420	236,936,455	5.92%	35.67	1.37%	6
Jun-09	236,936,455	11,297,106	225,639,350	5.94%	34.95	1.49%	7
Jul-09	225,639,350	11,408,599	214,230,751	5.96%	34.24	1.58%	8
Aug-09	214,230,751	10,450,864	203,779,887	5.98%	33.51	1.44%	9
Sep-09	203,779,887	10,185,915	193,593,971	6.01%	32.83	1.44%	10
Oct-09	193,593,971	10,318,557	183,275,415	6.03%	32.14	1.54%	11
Nov-09	183,275,415	9,324,933	173,950,481	6.05%	31.44	1.37%	12
Dec-09	173,950,481	9,648,999	164,301,483	6.08%	30.77	1.53%	13
Jan-10	164,301,483	8,818,968	155,482,514	6.11%	30.08	1.39%	14
Feb-10	155,482,514	8,445,134	147,037,381	6.13%	29.39	1.36%	15
Mar-10	147,037,381	9,286,819	137,750,561	6.16%	28.72	1.66%	16
Apr-10	137,750,561	8,515,757	129,234,804	6.18%	27.98	1.54%	17
May-10	129,234,804	7,920,035	121,314,769	6.21%	27.27	1.45%	18
Jun-10	121,314,769	7,857,550	113,457,218	6.24%	26.57	1.52%	19
Jul-10	113,457,218	7,498,001	105,959,218	6.26%	25.83	1.50%	20
Aug-10	105,959,218	6,995,466	98,963,752	6.28%	25.06	1.42%	21
Sep-10	98,963,752	6,495,408	92,468,344	6.30%	24.34	1.33%	22
Oct-10	92,468,344	6,163,005	86,305,339	6.31%	23.58	1.30%	23
Nov-10	86,305,339	5,907,873	80,397,466	6.33%	22.81	1.29%	24
Dec-10	80,397,466	5,889,508	74,507,958	6.34%	22.01	1.37%	25
Jan-11	74,507,958	5,454,950	69,053,007	6.35%	21.23	1.29%	26
Feb-11	69,053,007	5,049,813	64,003,195	6.37%	20.44	1.20%	27
Mar-11	64,003,195	5,533,546	58,469,648	6.38%	19.64	1.52%	28
Apr-11	58,469,648	4,757,486	53,712,162	6.39%	18.83	1.27%	29
May-11	53,712,162	4,446,798	49,265,363	6.40%	18.05	1.22%	30
Jun-11	49,265,363	4,369,161	44,896,203	6.42%	17.26	1.29%	31
Jul-11	44,896,203	4,192,620	40,703,583	6.43%	16.47	1.31%	32
Aug-11	40,703,583	4,213,042	36,490,541	6.45%	15.72	1.46%	33
Sep-11	36,490,541	3,790,171	32,700,370	6.46%	14.97	1.35%	34
Oct-11	32,700,370	3,526,876	29,173,495	6.48%	14.21	1.32%	35

Totals		277,013,034				1.41%

2009-1 Summary of Original Pool Characteristics

General	Pool		2009-1
	Cut Off Date		1/1/2009
	Amount	A	$ 1,340,207,921.93
	# of Loans	B	104,061
	Avg Orig Prin	C	$ 21,381.61
	Avg Remain Prin	D	$ 12,879.06
	Min Rate	E	1.00%
	Max Rate	F	20.89%
	WAC (1)	G	5.714%
	WAM (2)	H	35.89
	WAOM (3)	I	57.13
	WA Seasoning (4)	J	21.24
	WA FICO Score (5)	K	746.7

	Characteristic		% of Total Pool		WA FICO Score (5)
Make	Honda	L	81.15%	N	744.6
Make	Acura	M	18.85%	O	755.9

Credit Grade	A	T	74.87%	X	772.2
	B	U	15.50%	Y	696.9
	C	V	6.78%	Z	645.1
	D	W	2.85%	AA	590.4

Original Term
	1-24	AB	0.07%	AG	779.4
	25-36	AC	12.59%	AH	784.2
	37-48	AD	6.27%	AI	770.2
	49-60	AE	71.61%	AJ	743.5
	61-72	AF	9.46%	AK	705.8

Type	New	AL	88.24%	AO	752.7
	Certified Used	AM	8.72%	AP	707.6
	Non Cert Used	AN	3.04%	AQ	684.8

Top 5 States	California	AR	15.17%	AW	742.0
	Texas	AS	8.58%	AX	742.4
	New York	AT	7.00%	AY	741.4
	Illinois	AU	5.53%	AZ	747.5
	Florida	AV	5.24%	BB	740.7

(1)

Weighted Average Coupon or weighted average contract rate

(2)

Weighted Average Maturity or weighted average number of months to maturity

(3)

Weighted Average Original Months or weighted average original term

(4)

Weighted Average Seaoning or weighted average age (months passed) of portfolio

(5)

Weighted Average FICO Score is shown for comparative purposes only and may not have been used in calculating the credit grade

American Honda Finance Corporation
Honda Owner Trust 2009-1
Loss and Delinquency Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,340,207,622
Weighted Average Coupon (WAC)				5.71%
Weighted Average Original Term (OT)				57.13	months
Weighted Average Remaining Term (RT)				35.89	months


								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance		Period


Jan-09	1,340,207,622	55,339,567	1,284,868,055	31-60	0.01%	-	-	-	0.00%	-	0.00%		1
				61-90	0.00%
				91+	0.00%
				Repossessions	0.01%
					0.02%

Feb-09	1,284,868,055	54,226,766	1,230,641,289	31-60	1.11%	-	-	-	0.00%	-	0.00%		2
				61-90	0.00%
				91+	0.00%
				Repossessions	0.03%
					1.14%

Mar-09	1,230,641,289	57,851,272	1,172,790,016	31-60	1.17%	159,965	95,525	64,440	0.06%	64,440	0.00%	*	3
				61-90	0.16%
				91+	0.00%
				Repossessions	0.07%
					1.40%

Apr-09	1,172,790,016	55,920,980	1,116,869,037	31-60	1.52%	452,348	205,326	247,022	0.25%	311,462	0.02%		4
				61-90	0.20%
				91+	0.03%
				Repossessions	0.09%
					1.84%

May-09	1,116,869,037	53,500,080	1,063,368,957	31-60	1.81%	829,767	473,678	356,089	0.38%	667,551	0.05%		5
				61-90	0.24%
				91+	0.06%
				Repossessions	0.09%
					2.20%

Jun-09	1,063,368,957	53,866,846	1,009,502,111	31-60	1.99%	660,589	282,561	378,028	0.43%	1,045,579	0.08%		6
				61-90	0.32%
				91+	0.06%
				Repossessions	0.11%
					2.48%

American Honda Finance Corporation

Honda Owner Trust 2009-1

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Jul-09	1,009,502,111	55,001,801	954,500,310	31-60	2.13%	981,330	466,116	515,214	0.61%	1,560,793	0.12%	7
				61-90	0.36%
				91+	0.08%
				Repossessions	0.10%
					2.67%

Aug-09	954,500,310	50,009,433	904,490,877	31-60	2.29%	731,219	412,304	318,915	0.40%	1,879,708	0.14%	8
				61-90	0.65%
				91+	0.11%
				Repossessions	0.11%
					3.16%

Sep-09	904,490,877	48,896,741	855,594,136	31-60	2.73%	898,692	456,593	442,099	0.59%	2,321,807	0.17%	9
				61-90	0.54%
				91+	0.13%
				Repossessions	0.11%
					3.51%

Oct-09	855,594,136	48,273,540	807,320,596	31-60	2.75%	896,433	481,659	414,775	0.58%	2,736,581	0.20%	10
				61-90	0.55%
				91+	0.14%
				Repossessions	0.09%
					3.53%

Nov-09	807,320,596	44,977,939	762,342,657	31-60	3.16%	816,691	439,848	376,843	0.56%	3,113,424	0.23%	11
				61-90	0.71%
				91+	0.13%
				Repossessions	0.08%
					4.08%

Dec-09	762,342,657	45,657,524	716,685,133	31-60	3.27%	648,841	343,820	305,020	0.48%	3,418,444	0.26%	12
				61-90	0.77%
				91+	0.19%
				Repossessions	0.09%
					4.32%

Jan-10	716,685,133	42,641,277	674,043,856	31-60	3.23%	692,057	327,984	364,073	0.61%	3,782,518	0.28%	13
				61-90	1.15%
				91+	0.23%
				Repossessions	0.13%
					4.74%

Feb-10	674,043,856	41,083,835	632,960,021	31-60	3.73%	638,707	426,011	212,696	0.38%	3,995,214	0.30%	14
				61-90	0.96%
				91+	0.21%
				Repossessions	0.12%
					5.02%

American Honda Finance Corporation

Honda Owner Trust 2009-1

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Mar-10	632,960,021	45,499,466	587,460,555	31-60	3.39%	727,375	564,343	163,032	0.31%	4,158,246	0.31%	15
				61-90	0.91%
				91+	0.18%
				Repossessions	0.12%
					4.60%

Apr-10	587,460,555	41,739,237	545,721,318	31-60	3.53%	506,432	418,105	88,327	0.18%	4,246,573	0.32%	16
				61-90	1.00%
				91+	0.16%
				Repossessions	0.08%
					4.77%

May-10	545,721,318	36,985,485	508,735,833	31-60	3.79%	344,157	324,586	19,571	0.04%	4,266,144	0.32%	17
				61-90	1.03%
				91+	0.35%
				Repossessions	0.07%
					5.24%

Jun-10	508,735,833	36,672,333	472,063,500	31-60	3.89%	646,231	319,970	326,261	0.77%	4,592,405	0.34%	18
				61-90	1.26%
				91+	0.25%
				Repossessions	0.04%
					5.44%

Jul-10	472,063,500	33,600,027	438,463,472	31-60	3.98%	358,495	216,168	142,327	0.36%	4,734,733	0.35%	19
				61-90	1.22%
				91+	0.35%
				Repossessions	0.11%
					5.66%

Aug-10	438,463,472	32,417,469	406,046,003	31-60	3.73%	740,474	316,201	424,273	1.16%	5,159,006	0.38%	20
				61-90	1.79%
				91+	0.38%
				Repossessions	0.10%
					6.00%

Sep-10	406,046,003	29,653,194	376,392,809	31-60	4.30%	404,581	257,126	147,455	0.44%	5,306,461	0.40%	21
				61-90	1.46%
				91+	0.55%
				Repossessions	0.09%
					6.40%

American Honda Finance Corporation

Honda Owner Trust 2009-1

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Oct-10	376,392,809	27,856,316	348,536,494	31-60	4.30%	538,663	312,277	226,386	0.72%	5,532,847	0.41%	22
				61-90	1.65%
				91+	0.47%
				Repossessions	0.08%
					6.50%

Nov-10	348,536,494	26,712,388	321,824,106	31-60	4.60%	448,035	292,118	155,918	0.54%	5,688,765	0.42%	23
				61-90	1.73%
				91+	0.46%
				Repossessions	0.06%
					6.85%

Dec-10	321,824,106	25,408,535	296,415,572	31-60	4.68%	321,055	305,540	15,515	0.06%	5,704,280	0.43%	24
				61-90	1.76%
				91+	0.58%
				Repossessions	0.09%
					7.11%

Jan-11	296,415,572	24,658,160	271,757,411	31-60	4.49%	374,242	296,979	77,263	0.31%	5,781,543	0.43%	25
				61-90	2.01%
				91+	0.64%
				Repossessions	0.10%
					7.24%

Feb-11	271,757,411	23,249,344	248,508,067	31-60	5.10%	347,618	368,365	(20,747)	-0.09%	5,760,796	0.43%	26
				61-90	1.89%
				91+	0.54%
				Repossessions	0.06%
					7.59%

Mar-11	248,508,067	25,336,343	223,171,724	31-60	4.74%	239,794	279,040	(39,245)	-0.19%	5,721,550	0.43%	27
				61-90	1.81%
				91+	0.52%
				Repossessions	0.07%
					7.14%

Apr-11	223,171,724	22,164,082	201,007,642	31-60	4.85%	216,143	232,701	(16,558)	-0.09%	5,704,992	0.43%	28
				61-90	1.94%
				91+	0.55%
				Repossessions	0.05%
					7.39%

American Honda Finance Corporation

Honda Owner Trust 2009-1

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


May-11	201,007,642	19,994,547	181,013,095	31-60	5.12%	165,301	223,174	(57,873)	-0.35%	5,647,118	0.42%	29
				61-90	1.97%
				91+	0.75%
				Repossessions	0.06%
					7.90%

Jun-11	181,013,095	19,503,566	161,509,529	31-60	5.12%	211,195	238,897	(27,702)	-0.18%	5,619,416	0.42%	30
				61-90	2.16%
				91+	0.70%
				Repossessions	0.07%
					8.05%

Jul-11	161,509,529	18,009,825	143,499,704	31-60	5.33%	225,660	228,134	(2,475)	-0.02%	5,616,942	0.42%	31
				61-90	2.17%
				91+	0.90%
				Repossessions	0.06%
					8.46%

Aug-11	143,499,704	143,499,704	-	31-60	0.00%	203,885	303,557	(99,672)	-0.83%	5,517,270	0.41%	32
				61-90	0.00%
				91+	0.00%
				Repossessions	0.00%
					0.00%

Totals		1,340,207,622				15,425,977	9,908,707	5,517,270

American Honda Finance Corporation
Honda Owner Trust 2009-1
Prepayment Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,340,207,622
Weighted Average Coupon (WAC)				5.71%
Weighted Average Original Term (OT)				57.13	months
Weighted Average Remaining Term (RT)				35.89	months

				Remaining	Weighted
	Beginning	Total	Ending	Weighted	Average	ABS
	Principal	Principal	Principal	Average	Remaining	Prepayment
Month	Balance	Reduction	Balance	Coupon	Maturity	Speed	Period


				5.71%	35.89		0
Jan-09	1,340,207,622	55,339,567	1,284,868,055	5.71%	35.89	1.20%	1
Feb-09	1,284,868,055	54,226,766	1,230,641,289	5.73%	34.86	1.24%	2
Mar-09	1,230,641,289	57,851,272	1,172,790,016	5.75%	34.06	1.43%	3
Apr-09	1,172,790,016	55,920,980	1,116,869,037	5.78%	33.27	1.41%	4
May-09	1,116,869,037	53,500,080	1,063,368,957	5.80%	32.49	1.36%	5
Jun-09	1,063,368,957	53,866,846	1,009,502,111	5.82%	31.72	1.44%	6
Jul-09	1,009,502,111	55,001,801	954,500,310	5.85%	30.95	1.55%	7
Aug-09	954,500,310	50,009,433	904,490,877	5.87%	30.19	1.40%	8
Sep-09	904,490,877	48,896,741	855,594,136	5.90%	29.47	1.42%	9
Oct-09	855,594,136	48,273,540	807,320,596	5.93%	28.76	1.46%	10
Nov-09	807,320,596	44,977,939	762,342,657	5.96%	28.02	1.37%	11
Dec-09	762,342,657	45,657,524	716,685,133	5.99%	27.33	1.48%	12
Jan-10	716,685,133	42,641,277	674,043,856	6.03%	26.62	1.40%	13
Feb-10	674,043,856	41,083,835	632,960,021	6.06%	25.95	1.39%	14
Mar-10	632,960,021	45,499,466	587,460,555	6.09%	25.27	1.71%	15
Apr-10	587,460,555	41,739,237	545,721,318	6.12%	24.55	1.61%	16
May-10	545,721,318	36,985,485	508,735,833	6.16%	23.87	1.43%	17
Jun-10	508,735,833	36,672,333	472,063,500	6.19%	23.19	1.50%	18
Jul-10	472,063,500	33,600,027	438,463,472	6.22%	22.49	1.40%	19
Aug-10	438,463,472	32,417,469	406,046,003	6.24%	21.75	1.42%	20
Sep-10	406,046,003	29,653,194	376,392,809	6.26%	20.99	1.31%	21
Oct-10	376,392,809	27,856,316	348,536,494	6.28%	20.19	1.26%	22
Nov-10	348,536,494	26,712,388	321,824,106	6.29%	19.38	1.26%	23
Dec-10	321,824,106	25,408,535	296,415,572	6.30%	18.57	1.24%	24
Jan-11	296,415,572	24,658,160	271,757,411	6.32%	17.75	1.27%	25
Feb-11	271,757,411	23,249,344	248,508,067	6.33%	16.95	1.24%	26
Mar-11	248,508,067	25,336,343	223,171,724	6.34%	16.14	1.56%	27
Apr-11	223,171,724	22,164,082	201,007,642	6.35%	15.33	1.38%	28
May-11	201,007,642	19,994,547	181,013,095	6.38%	14.53	1.26%	29
Jun-11	181,013,095	19,503,566	161,509,529	6.39%	13.76	1.34%	30
Jul-11	161,509,529	18,009,825	143,499,704	6.42%	12.99	1.30%	31

Totals		1,196,707,918				1.39%

2009-2 Summary of Original Pool Characteristics

General	Pool		2009-2
	Cut Off Date		5/1/2009
	Amount	A	$ 1,566,582,876.59
	# of Loans	B	91,166
	Avg Orig Prin	C	$ 21,129.38
	Avg Remain Prin	D	$ 17,183.85
	Min Rate	E	1.00%
	Max Rate	F	22.39%
	WAC (1)	G	4.954%
	WAM (2)	H	47.72
	WAOM (3)	I	58.22
	WA Seasoning (4)	J	10.50
	WA FICO Score (5)	K	746.1

	Characteristic		% of Total Pool		WA FICO Score (5)
Make	Honda	L	87.61%	N	745.6
Make	Acura	M	12.39%	O	749.6

Credit Grade	A	T	75.92%	X	773.3
	B	U	13.19%	Y	688.5
	C	V	8.10%	Z	633.6
	D	W	2.78%	AA	580.2

Original Term
	1-24	AB	0.15%	AG	783.7
	25-36	AC	9.37%	AH	787.6
	37-48	AD	3.84%	AI	767.7
	49-60	AE	76.83%	AJ	744.9
	61-72	AF	9.81%	AK	706.4

Type	New	AL	88.25%	AO	752.0
	Certified Used	AM	8.87%	AP	707.4
	Non Cert Used	AN	2.87%	AQ	682.7

Top 5 States	California	AR	16.97%	AW	737.5
	New York	AS	7.27%	AX	740.7
	Florida	AT	6.05%	AY	742.5
	New Jersey	AU	5.70%	AZ	740.5
	Illinois	AV	5.51%	BB	748.8

(1)

Weighted Average Coupon or weighted average contract rate

(2)

Weighted Average Maturity or weighted average number of months to maturity

(3)

Weighted Average Original Months or weighted average original term

(4)

Weighted Average Seaoning or weighted average age (months passed) of portfolio

(5)

Weighted Average FICO Score is shown for comparative purposes only and may not have been used in calculating the credit grade

American Honda Finance Corporation
Honda Owner Trust 2009-2
Loss and Delinquency Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,566,582,877
Weighted Average Coupon (WAC)				4.95%
Weighted Average Original Term (OT)				58.22	months
Weighted Average Remaining Term (RT)				47.72	months


								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance		Period


May-09	1,566,582,877	43,024,274	1,523,558,603	31-60	0.01%	9,986	73	9,912	0.01%	9,912	0.00%	*	1
				61-90	0.00%
				91+	0.00%
				Repossessions	0.02%
					0.03%

Jun-09	1,523,558,603	44,543,603	1,479,015,000	31-60	1.12%	147,200	85,315	61,885	0.05%	71,797	0.00%	*	2
				61-90	0.00%
				91+	0.00%
				Repossessions	0.05%
					1.17%

Jul-09	1,479,015,000	45,694,751	1,433,320,249	31-60	1.37%	271,288	168,056	103,232	0.08%	175,029	0.01%		3
				61-90	0.15%
				91+	0.01%
				Repossessions	0.11%
					1.64%

Aug-09	1,433,320,249	43,794,327	1,389,525,922	31-60	1.64%	890,222	479,077	411,145	0.34%	586,174	0.04%		4
				61-90	0.36%
				91+	0.05%
				Repossessions	0.13%
					2.18%

Sep-09	1,389,525,922	44,326,114	1,345,199,807	31-60	2.19%	1,307,866	767,227	540,639	0.47%	1,126,813	0.07%		5
				61-90	0.28%
				91+	0.07%
				Repossessions	0.15%
					2.69%

Oct-09	1,345,199,807	45,570,472	1,299,629,335	31-60	2.32%	1,556,878	917,767	639,111	0.57%	1,765,924	0.11%		6
				61-90	0.33%
				91+	0.08%
				Repossessions	0.15%
					2.88%

Nov-09	1,299,629,335	43,646,512	1,255,982,824	31-60	2.60%	1,700,506	851,814	848,692	0.78%	2,614,615	0.17%		7
				61-90	0.46%
				91+	0.08%
				Repossessions	0.13%
					3.27%

American Honda Finance Corporation

Honda Owner Trust 2009-2

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Dec-09	1,255,982,824	45,032,989	1,210,949,835	31-60	2.88%	1,393,110	773,622	619,488	0.59%	3,234,103	0.21%	8
				61-90	0.52%
				91+	0.14%
				Repossessions	0.13%
					3.67%

Jan-10	1,210,949,835	42,635,478	1,168,314,356	31-60	2.81%	1,482,167	728,187	753,979	0.75%	3,988,083	0.25%	9
				61-90	0.75%
				91+	0.14%
				Repossessions	0.18%
					3.88%

Feb-10	1,168,314,356	41,787,466	1,126,526,890	31-60	3.23%	1,582,073	959,496	622,577	0.64%	4,610,660	0.29%	10
				61-90	0.62%
				91+	0.09%
				Repossessions	0.18%
					4.12%

Mar-10	1,126,526,890	49,456,121	1,077,070,769	31-60	2.77%	1,601,812	1,099,819	501,993	0.53%	5,112,653	0.33%	11
				61-90	0.57%
				91+	0.07%
				Repossessions	0.16%
					3.57%

Apr-10	1,077,070,769	45,627,928	1,031,442,841	31-60	3.01%	1,217,932	936,667	281,265	0.31%	5,393,918	0.34%	12
				61-90	0.60%
				91+	0.11%
				Repossessions	0.14%
					3.86%

May-10	1,031,442,841	41,863,420	989,579,421	31-60	3.35%	1,371,388	988,208	383,180	0.45%	5,777,098	0.37%	13
				61-90	0.68%
				91+	0.17%
				Repossessions	0.12%
					4.32%

Jun-10	989,579,421	43,814,203	945,765,218	31-60	3.42%	1,220,891	710,744	510,147	0.62%	6,287,245	0.40%	14
				61-90	0.79%
				91+	0.16%
				Repossessions	0.11%
					4.48%

American Honda Finance Corporation

Honda Owner Trust 2009-2

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Jul-10	945,765,218	43,457,521	902,307,697	31-60	3.51%	1,042,898	592,334	450,564	0.57%	6,737,809	0.43%	15
				61-90	0.75%
				91+	0.22%
				Repossessions	0.12%
					4.60%

Aug-10	902,307,697	42,656,650	859,651,047	31-60	3.46%	1,018,399	618,071	400,328	0.53%	7,138,136	0.46%	16
				61-90	1.18%
				91+	0.22%
				Repossessions	0.16%
					5.02%

Sep-10	859,651,047	41,178,135	818,472,912	31-60	3.90%	1,152,699	722,031	430,668	0.60%	7,568,805	0.48%	17
				61-90	0.98%
				91+	0.28%
				Repossessions	0.16%
					5.32%

Oct-10	818,472,912	39,227,784	779,245,128	31-60	4.07%	1,311,940	718,032	593,908	0.87%	8,162,713	0.52%	18
				61-90	0.98%
				91+	0.32%
				Repossessions	0.15%
					5.52%

Nov-10	779,245,128	38,645,631	740,599,497	31-60	4.33%	1,120,255	685,060	435,195	0.67%	8,597,908	0.55%	19
				61-90	1.24%
				91+	0.26%
				Repossessions	0.14%
					5.97%

Dec-10	740,599,497	38,707,537	701,891,960	31-60	4.28%	1,282,296	681,040	601,257	0.97%	9,199,165	0.59%	20
				61-90	1.32%
				91+	0.37%
				Repossessions	0.13%
					6.10%

Jan-11	701,891,960	36,891,012	665,000,947	31-60	3.98%	1,066,634	561,424	505,210	0.86%	9,704,375	0.62%	21
				61-90	1.63%
				91+	0.43%
				Repossessions	0.16%
					6.20%

American Honda Finance Corporation

Honda Owner Trust 2009-2

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Feb-11	665,000,947	35,264,128	629,736,820	31-60	4.59%	1,070,216	729,195	341,022	0.62%	10,045,397	0.64%	22
				61-90	1.41%
				91+	0.33%
				Repossessions	0.14%
					6.47%

Mar-11	629,736,820	38,680,878	591,055,942	31-60	4.21%	962,886	864,603	98,283	0.19%	10,143,679	0.65%	23
				61-90	1.37%
				91+	0.29%
				Repossessions	0.12%
					5.99%

Apr-11	591,055,942	35,091,262	555,964,680	31-60	4.30%	664,267	530,890	133,377	0.27%	10,277,056	0.66%	24
				61-90	1.43%
				91+	0.35%
				Repossessions	0.09%
					6.17%

May-11	555,964,680	32,677,915	523,286,765	31-60	4.45%	387,609	571,158	(183,549)	-0.40%	10,093,507	0.64%	25
				61-90	1.45%
				91+	0.51%
				Repossessions	0.09%
					6.50%

Jun-11	523,286,765	32,593,905	490,692,860	31-60	4.63%	644,022	482,688	161,334	0.37%	10,254,842	0.65%	26
				61-90	1.66%
				91+	0.38%
				Repossessions	0.11%
					6.78%

Jul-11	490,692,860	30,700,442	459,992,418	31-60	4.75%	590,011	461,155	128,855	0.32%	10,383,697	0.66%	27
				61-90	1.68%
				91+	0.56%
				Repossessions	0.11%
					7.10%

Aug-11	459,992,418	30,746,085	429,246,332	31-60	4.32%	818,697	470,588	348,109	0.91%	10,731,806	0.69%	28
				61-90	2.08%
				91+	0.59%
				Repossessions	0.10%
					7.09%

American Honda Finance Corporation

Honda Owner Trust 2009-2

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Sep-11	429,246,332	29,325,449	399,920,883	31-60	4.79%	629,730	453,732	175,998	0.49%	10,907,804	0.70%	29
				61-90	1.74%
				91+	0.59%
				Repossessions	0.10%
					7.22%

Oct-11	399,920,883	27,317,922	372,602,961	31-60	4.87%	587,624	500,359	87,265	0.26%	10,995,069	0.70%	30
				61-90	1.83%
				91+	0.60%
				Repossessions	0.10%
					7.40%

Nov-11	372,602,961	25,565,164	347,037,797	31-60	4.96%	599,667	506,269	93,398	0.30%	11,088,467	0.71%	31
				61-90	2.08%
				91+	0.58%
				Repossessions	0.10%
					7.72%

Dec-11	347,037,797	24,933,090	322,104,707	31-60	5.07%	499,315	423,172	76,144	0.26%	11,164,611	0.71%	32
				61-90	1.95%
				91+	0.71%
				Repossessions	0.12%
					7.85%

Jan-12	322,104,707	24,124,172	297,980,535	31-60	4.71%	512,493	501,857	10,636	0.04%	11,175,247	0.71%	33
				61-90	2.32%
				91+	0.73%
				Repossessions	0.10%
					7.86%

Feb-12	297,980,535	23,527,790	274,452,745	31-60	5.03%	255,032	475,012	(219,981)	-0.89%	10,955,266	0.70%	34
				61-90	2.00%
				91+	0.62%
				Repossessions	0.10%
					7.75%

Mar-12	274,452,745	24,262,906	250,189,839	31-60	4.75%	315,516	457,076	(141,560)	-0.62%	10,813,707	0.69%	35
				61-90	2.10%
				91+	0.55%
				Repossessions	0.05%
					7.45%

American Honda Finance Corporation

Honda Owner Trust 2009-2

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Apr-12	250,189,839	21,593,404	228,596,435	31-60	5.06%	269,781	360,886	(91,104)	-0.44%	10,722,602	0.68%	36
				61-90	2.13%
				91+	0.64%
				Repossessions	0.04%
					7.87%

May-12	228,596,435	20,803,301	207,793,134	31-60	5.00%	247,196	365,414	(118,218)	-0.62%	10,604,385	0.68%	37
				61-90	2.08%
				91+	0.93%
				Repossessions	0.03%
					8.04%

Totals		1,358,789,743				32,802,502	22,198,118	10,604,385

American Honda Finance Corporation
Honda Owner Trust 2009-2
Prepayment Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,566,582,877
Weighted Average Coupon (WAC)				4.95%
Weighted Average Original Term (OT)				58.22	months
Weighted Average Remaining Term (RT)				47.72	months

				Remaining	Weighted
	Beginning	Total	Ending	Weighted	Average	ABS
	Principal	Principal	Principal	Average	Remaining	Prepayment
Month	Balance	Reduction	Balance	Coupon	Maturity	Speed	Period


				4.95%	47.72		0
May-09	1,566,582,877	43,024,274	1,523,558,603	4.95%	47.72	0.79%	1
Jun-09	1,523,558,603	44,543,603	1,479,015,000	4.96%	46.64	0.93%	2
Jul-09	1,479,015,000	45,694,751	1,433,320,249	4.96%	45.72	1.02%	3
Aug-09	1,433,320,249	43,794,327	1,389,525,922	4.96%	44.79	0.95%	4
Sep-09	1,389,525,922	44,326,114	1,345,199,807	4.96%	43.90	1.01%	5
Oct-09	1,345,199,807	45,570,472	1,299,629,335	4.96%	43.00	1.12%	6
Nov-09	1,299,629,335	43,646,512	1,255,982,824	4.96%	42.08	1.05%	7
Dec-09	1,255,982,824	45,032,989	1,210,949,835	4.96%	41.19	1.16%	8
Jan-10	1,210,949,835	42,635,478	1,168,314,356	4.96%	40.27	1.07%	9
Feb-10	1,168,314,356	41,787,466	1,126,526,890	4.97%	39.40	1.05%	10
Mar-10	1,126,526,890	49,456,121	1,077,070,769	4.97%	38.54	1.56%	11
Apr-10	1,077,070,769	45,627,928	1,031,442,841	4.96%	37.60	1.39%	12
May-10	1,031,442,841	41,863,420	989,579,421	4.96%	36.71	1.21%	13
Jun-10	989,579,421	43,814,203	945,765,218	4.96%	35.84	1.39%	14
Jul-10	945,765,218	43,457,521	902,307,697	4.96%	34.96	1.43%	15
Aug-10	902,307,697	42,656,650	859,651,047	4.97%	34.08	1.45%	16
Sep-10	859,651,047	41,178,135	818,472,912	4.97%	33.22	1.41%	17
Oct-10	818,472,912	39,227,784	779,245,128	4.97%	32.36	1.35%	18
Nov-10	779,245,128	38,645,631	740,599,497	4.97%	31.51	1.37%	19
Dec-10	740,599,497	38,707,537	701,891,960	4.97%	30.66	1.45%	20
Jan-11	701,891,960	36,891,012	665,000,947	4.98%	29.79	1.39%	21
Feb-11	665,000,947	35,264,128	629,736,820	4.98%	28.95	1.34%	22
Mar-11	629,736,820	38,680,878	591,055,942	4.98%	28.10	1.69%	23
Apr-11	591,055,942	35,091,262	555,964,680	4.98%	27.23	1.50%	24
May-11	555,964,680	32,677,915	523,286,765	4.98%	26.38	1.38%	25
Jun-11	523,286,765	32,593,905	490,692,860	4.99%	25.54	1.47%	26
Jul-11	490,692,860	30,700,442	459,992,418	4.99%	24.69	1.39%	27
Aug-11	459,992,418	30,746,085	429,246,332	4.99%	23.87	1.49%	28
Sep-11	429,246,332	29,325,449	399,920,883	5.00%	23.02	1.46%	29
Oct-11	399,920,883	27,317,922	372,602,961	5.00%	22.17	1.36%	30
Nov-11	372,602,961	25,565,164	347,037,797	4.99%	21.33	1.27%	31
Dec-11	347,037,797	24,933,090	322,104,707	4.99%	20.49	1.30%	32
Jan-12	322,104,707	24,124,172	297,980,535	4.99%	19.61	1.32%	33
Feb-12	297,980,535	23,527,790	274,452,745	4.97%	18.74	1.36%	34
Mar-12	274,452,745	24,262,906	250,189,839	4.96%	17.86	1.59%	35
Apr-12	250,189,839	21,593,404	228,596,435	4.95%	16.98	1.37%	36
May-12	228,596,435	20,803,301	207,793,134	4.95%	16.14	1.40%	37

Totals		1,358,789,743				1.23%

2009-3 Summary of Original Pool Characteristics

General	Pool		2009-3
	Cut Off Date		7/1/2009
	Amount	A	$ 1,908,088,102.50
	# of Loans	B	110,129
	Avg Orig Prin	C	$ 21,357.73
	Avg Remain Prin	D	$ 17,325.94
	Min Rate	E	0.50%
	Max Rate	F	23.19%
	WAC (1)	G	4.947%
	WAM (2)	H	46.18
	WAOM (3)	I	56.16
	WA Seasoning (4)	J	9.97
	WA FICO Score (5)	K	746.7

	Characteristic		% of Total Pool		WA FICO Score (5)
Make	Honda	L	87.06%	N	745.2
Make	Acura	M	12.94%	O	757.0

Credit Grade	A	T	76.73%	X	772.2
	B	U	14.68%	Y	684.1
	C	V	5.93%	Z	637.8
	D	W	2.65%	AA	579.7

Original Term
	1-24	AB	0.25%	AG	776.5
	25-36	AC	17.32%	AH	788.7
	37-48	AD	4.37%	AI	756.2
	49-60	AE	68.77%	AJ	741.7
	61-72	AF	9.28%	AK	699.4

Type	New	AL	89.93%	AO	752.6
	Certified Used	AM	6.44%	AP	695.3
	Non Cert Used	AN	3.63%	AQ	689.5

Top 5 States	California	AR	15.72%	AW	736.4
	Texas	AS	9.86%	AX	736.8
	New York	AT	6.80%	AY	744.2
	Florida	AU	6.01%	AZ	747.6
	New Jersey	AV	5.61%	BB	744.2

(1)

Weighted Average Coupon or weighted average contract rate

(2)

Weighted Average Maturity or weighted average number of months to maturity

(3)

Weighted Average Original Months or weighted average original term

(4)

Weighted Average Seaoning or weighted average age (months passed) of portfolio

(5)

Weighted Average FICO Score is shown for comparative purposes only and may not have been used in calculating the credit grade

American Honda Finance Corporation
Honda Owner Trust 2009-3
Loss and Delinquency Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,908,088,103
Weighted Average Coupon (WAC)				4.95%
Weighted Average Original Term (OT)				56.16	months
Weighted Average Remaining Term (RT)				46.18	months


								Net Losses			Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized		Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %		Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate		Amount	Pool Balance		Period


Jul-09	1,908,088,103	56,110,799	1,851,977,304	31-60	0.01%	17,923	17,445	479	0.00%	*	479	0.00%	*	1
				61-90	0.00%
				91+	0.00%
				Repossessions	0.02%
					0.03%

Aug-09	1,851,977,304	54,372,996	1,797,604,308	31-60	1.03%	146,045	102,361	43,684	0.03%		44,163	0.00%	*	2
				61-90	0.08%
				91+	0.00%
				Repossessions	0.05%
					1.16%

Sep-09	1,797,604,308	54,842,653	1,742,761,655	31-60	1.43%	428,183	299,196	128,987	0.09%		173,150	0.01%		3
				61-90	0.14%
				91+	0.01%
				Repossessions	0.09%
					1.67%

Oct-09	1,742,761,655	55,934,198	1,686,827,457	31-60	1.65%	1,084,112	657,201	426,911	0.29%		600,060	0.03%		4
				61-90	0.22%
				91+	0.02%
				Repossessions	0.09%
					1.98%

Nov-09	1,686,827,457	54,886,169	1,631,941,288	31-60	2.04%	1,214,238	676,389	537,848	0.38%		1,137,909	0.06%		5
				61-90	0.28%
				91+	0.05%
				Repossessions	0.11%
					2.48%

Dec-09	1,631,941,288	56,683,761	1,575,257,527	31-60	2.19%	1,300,260	700,636	599,624	0.44%		1,737,533	0.09%		6
				61-90	0.36%
				91+	0.07%
				Repossessions	0.12%
					2.74%

Jan-10	1,575,257,527	55,575,163	1,519,682,363	31-60	2.23%	1,603,563	792,554	811,009	0.62%		2,548,542	0.13%		7
				61-90	0.57%
				91+	0.08%
				Repossessions	0.13%
					3.01%

American Honda Finance Corporation

Honda Owner Trust 2009-3

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Feb-10	1,519,682,363	54,800,760	1,464,881,603	31-60	2.58%	1,477,808	900,658	577,150	0.46%	3,125,692	0.16%	8
				61-90	0.43%
				91+	0.05%
				Repossessions	0.12%
					3.18%

Mar-10	1,464,881,603	63,231,278	1,401,650,325	31-60	2.32%	1,516,774	1,085,489	431,285	0.35%	3,556,977	0.19%	9
				61-90	0.39%
				91+	0.07%
				Repossessions	0.13%
					2.91%

Apr-10	1,401,650,325	58,441,514	1,343,208,811	31-60	2.50%	1,341,807	868,324	473,484	0.41%	4,030,461	0.21%	10
				61-90	0.46%
				91+	0.07%
				Repossessions	0.12%
					3.15%

May-10	1,343,208,811	54,499,775	1,288,709,036	31-60	2.78%	1,233,983	818,126	415,858	0.37%	4,446,319	0.23%	11
				61-90	0.52%
				91+	0.11%
				Repossessions	0.12%
					3.53%

Jun-10	1,288,709,036	56,627,431	1,232,081,605	31-60	2.92%	1,499,279	853,003	646,276	0.60%	5,092,594	0.27%	12
				61-90	0.64%
				91+	0.09%
				Repossessions	0.12%
					3.77%

Jul-10	1,232,081,605	55,671,899	1,176,409,705	31-60	3.04%	1,276,859	874,987	401,873	0.39%	5,494,467	0.29%	13
				61-90	0.60%
				91+	0.16%
				Repossessions	0.12%
					3.92%

Aug-10	1,176,409,705	55,260,150	1,121,149,555	31-60	2.94%	1,590,241	787,293	802,947	0.82%	6,297,415	0.33%	14
				61-90	1.01%
				91+	0.16%
				Repossessions	0.09%
					4.20%

American Honda Finance Corporation

Honda Owner Trust 2009-3

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Sep-10	1,121,149,555	53,685,932	1,067,463,623	31-60	3.52%	1,183,382	704,394	478,988	0.51%	6,776,402	0.36%	15
				61-90	0.82%
				91+	0.19%
				Repossessions	0.10%
					4.63%

Oct-10	1,067,463,623	50,920,746	1,016,542,877	31-60	3.62%	994,683	594,440	400,243	0.45%	7,176,645	0.38%	16
				61-90	0.83%
				91+	0.21%
				Repossessions	0.11%
					4.77%

Nov-10	1,016,542,877	50,471,027	966,071,851	31-60	3.84%	1,095,287	742,902	352,385	0.42%	7,529,031	0.39%	17
				61-90	0.98%
				91+	0.22%
				Repossessions	0.12%
					5.16%

Dec-10	966,071,851	50,310,410	915,761,441	31-60	3.88%	1,261,925	750,338	511,586	0.64%	8,040,617	0.42%	18
				61-90	1.02%
				91+	0.32%
				Repossessions	0.12%
					5.34%

Jan-11	915,761,441	49,729,329	866,032,112	31-60	3.71%	1,414,837	761,909	652,927	0.86%	8,693,544	0.46%	19
				61-90	1.35%
				91+	0.29%
				Repossessions	0.13%
					5.48%

Feb-11	866,032,112	46,138,443	819,893,669	31-60	4.18%	800,756	564,048	236,708	0.33%	8,930,252	0.47%	20
				61-90	1.19%
				91+	0.24%
				Repossessions	0.13%
					5.74%

Mar-11	819,893,669	50,670,986	769,222,683	31-60	3.98%	996,427	790,018	206,409	0.30%	9,136,661	0.48%	21
				61-90	1.09%
				91+	0.25%
				Repossessions	0.11%
					5.43%

American Honda Finance Corporation

Honda Owner Trust 2009-3

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Apr-11	769,222,683	46,032,318	723,190,365	31-60	3.96%	839,531	728,705	110,825	0.17%	9,247,486	0.48%	22
				61-90	1.24%
				91+	0.26%
				Repossessions	0.09%
					5.55%

May-11	723,190,365	43,751,763	679,438,602	31-60	4.34%	574,826	532,478	42,348	0.07%	9,289,834	0.49%	23
				61-90	1.24%
				91+	0.41%
				Repossessions	0.08%
					6.07%

Jun-11	679,438,602	43,525,708	635,912,895	31-60	4.30%	702,757	483,767	218,990	0.39%	9,508,824	0.50%	24
				61-90	1.48%
				91+	0.35%
				Repossessions	0.09%
					6.22%

Jul-11	635,912,895	40,746,858	595,166,037	31-60	4.56%	630,900	504,496	126,405	0.24%	9,635,229	0.50%	25
				61-90	1.45%
				91+	0.51%
				Repossessions	0.09%
					6.61%

Aug-11	595,166,037	41,017,317	554,148,720	31-60	4.13%	871,798	542,459	329,339	0.66%	9,964,568	0.52%	26
				61-90	1.91%
				91+	0.50%
				Repossessions	0.12%
					6.66%

Sep-11	554,148,720	39,181,083	514,967,637	31-60	4.68%	770,215	455,399	314,816	0.68%	10,279,384	0.54%	27
				61-90	1.56%
				91+	0.49%
				Repossessions	0.12%
					6.85%

Oct-11	514,967,637	36,151,113	478,816,524	31-60	4.80%	760,320	505,348	254,972	0.59%	10,534,356	0.55%	28
				61-90	1.63%
				91+	0.55%
				Repossessions	0.07%
					7.05%

American Honda Finance Corporation

Honda Owner Trust 2009-3

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Nov-11	478,816,524	32,250,532	446,565,992	31-60	4.99%	638,702	458,684	180,018	0.45%	10,714,374	0.56%	29
				61-90	1.85%
				91+	0.52%
				Repossessions	0.07%
					7.43%

Dec-11	446,565,992	31,056,247	415,509,745	31-60	4.91%	503,550	408,193	95,358	0.26%	10,809,732	0.57%	30
				61-90	1.80%
				91+	0.66%
				Repossessions	0.11%
					7.48%

Jan-12	415,509,745	29,524,499	385,985,245	31-60	4.69%	642,582	492,079	150,503	0.43%	10,960,235	0.57%	31
				61-90	2.23%
				91+	0.66%
				Repossessions	0.10%
					7.68%

Feb-12	385,985,245	27,948,400	358,036,846	31-60	5.07%	477,704	539,546	(61,841)	-0.19%	10,898,394	0.57%	32
				61-90	1.92%
				91+	0.49%
				Repossessions	0.09%
					7.57%

Mar-12	358,036,846	28,232,075	329,804,770	31-60	4.86%	291,986	477,426	(185,440)	-0.62%	10,712,954	0.56%	33
				61-90	1.83%
				91+	0.47%
				Repossessions	0.08%
					7.24%

Apr-12	329,804,770	25,351,889	304,452,881	31-60	4.96%	329,494	457,817	(128,323)	-0.47%	10,584,631	0.55%	34
				61-90	1.99%
				91+	0.56%
				Repossessions	0.07%
					7.58%

May-12	304,452,881	24,676,472	279,776,409	31-60	5.26%	287,646	395,766	(108,120)	-0.43%	10,476,510	0.55%	35
				61-90	1.97%
				91+	0.69%
				Repossessions	0.03%
					7.95%

Totals		1,628,311,693				31,800,383	21,323,873	10,476,510

American Honda Finance Corporation
Honda Owner Trust 2009-3
Prepayment Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,908,088,103
Weighted Average Coupon (WAC)				4.95%
Weighted Average Original Term (OT)				56.16	months
Weighted Average Remaining Term (RT)				46.18	months

				Remaining	Weighted
	Beginning	Total	Ending	Weighted	Average	ABS
	Principal	Principal	Principal	Average	Remaining	Prepayment
Month	Balance	Reduction	Balance	Coupon	Maturity	Speed	Period


							0
Jul-09	1,908,088,103	56,110,799	1,851,977,304	4.95%	46.18	0.90%	1
Aug-09	1,851,977,304	54,372,996	1,797,604,308	4.95%	45.10	0.89%	2
Sep-09	1,797,604,308	54,842,653	1,742,761,655	4.96%	44.21	0.93%	3
Oct-09	1,742,761,655	55,934,198	1,686,827,457	4.97%	43.33	1.02%	4
Nov-09	1,686,827,457	54,886,169	1,631,941,288	4.97%	42.44	1.01%	5
Dec-09	1,631,941,288	56,683,761	1,575,257,527	4.98%	41.57	1.13%	6
Jan-10	1,575,257,527	55,575,163	1,519,682,363	4.98%	40.67	1.12%	7
Feb-10	1,519,682,363	54,800,760	1,464,881,603	4.99%	39.82	1.13%	8
Mar-10	1,464,881,603	63,231,278	1,401,650,325	5.00%	38.98	1.57%	9
Apr-10	1,401,650,325	58,441,514	1,343,208,811	5.00%	38.07	1.41%	10
May-10	1,343,208,811	54,499,775	1,288,709,036	5.01%	37.20	1.27%	11
Jun-10	1,288,709,036	56,627,431	1,232,081,605	5.02%	36.36	1.44%	12
Jul-10	1,232,081,605	55,671,899	1,176,409,705	5.02%	35.50	1.45%	13
Aug-10	1,176,409,705	55,260,150	1,121,149,555	5.03%	34.65	1.50%	14
Sep-10	1,121,149,555	53,685,932	1,067,463,623	5.04%	33.83	1.49%	15
Oct-10	1,067,463,623	50,920,746	1,016,542,877	5.05%	33.01	1.41%	16
Nov-10	1,016,542,877	50,471,027	966,071,851	5.06%	32.20	1.45%	17
Dec-10	966,071,851	50,310,410	915,761,441	5.08%	31.38	1.52%	18
Jan-11	915,761,441	49,729,329	866,032,112	5.10%	30.57	1.57%	19
Feb-11	866,032,112	46,138,443	819,893,669	5.11%	29.80	1.44%	20
Mar-11	819,893,669	50,670,986	769,222,683	5.13%	29.03	1.80%	21
Apr-11	769,222,683	46,032,318	723,190,365	5.14%	28.27	1.62%	22
May-11	723,190,365	43,751,763	679,438,602	5.16%	27.52	1.57%	23
Jun-11	679,438,602	43,525,708	635,912,895	5.19%	26.79	1.66%	24
Jul-11	635,912,895	40,746,858	595,166,037	5.22%	26.07	1.57%	25
Aug-11	595,166,037	41,017,317	554,148,720	5.24%	25.36	1.70%	26
Sep-11	554,148,720	39,181,083	514,967,637	5.27%	24.66	1.69%	27
Oct-11	514,967,637	36,151,113	478,816,524	5.30%	23.96	1.57%	28
Nov-11	478,816,524	32,250,532	446,565,992	5.32%	23.25	1.36%	29
Dec-11	446,565,992	31,056,247	415,509,745	5.34%	22.50	1.37%	30
Jan-12	415,509,745	29,524,499	385,985,245	5.35%	21.68	1.34%	31
Feb-12	385,985,245	27,948,400	358,036,846	5.35%	20.85	1.29%	32
Mar-12	358,036,846	28,232,075	329,804,770	5.33%	19.97	1.43%	33
Apr-12	329,804,770	25,351,889	304,452,881	5.32%	19.06	1.24%	34
May-12	304,452,881	24,676,472	279,776,409	5.31%	18.19	1.28%	35

Totals		1,628,311,693				1.30%

2010-1 Summary of Original Pool Characteristics

General	Pool		2010-1
	Cut Off Date		2/1/2010
	Amount	A	$ 1,413,519,731.40
	# of Loans	B	92,675
	Avg Orig Prin	C	$ 21,153.63
	Avg Remain Prin	D	$ 15,252.44
	Min Rate	E	0.70%
	Max Rate	F	24.70%
	WAC (1)	G	4.920%
	WAM (2)	H	44.35
	WAOM (3)	I	57.31
	WA Seasoning (4)	J	12.96
	WA FICO Score (5)	K	746.8

	Characteristic		% of Total Pool		WA FICO Score (5)
Make	Honda	L	88.00%	N	745.2
Make	Acura	M	12.00%	O	758.6

Credit Grade	A	T	77.51%	X	770.5
	B	U	14.14%	Y	686.7
	C	V	6.18%	Z	635.0
	D	W	2.17%	AA	592.9

Original Term
	1-24	AB	0.17%	AG	785.3
	25-36	AC	12.92%	AH	784.9
	37-48	AD	4.50%	AI	758.1
	49-60	AE	72.74%	AJ	744.1
	61-72	AF	9.67%	AK	710.9

Type	New	AL	89.47%	AO	753.1
	Certified Used	AM	6.67%	AP	699.3
	Non Cert Used	AN	3.86%	AQ	683.9

Top 5 States	California	AR	15.18%	AW	738.3
	Texas	AS	9.56%	AX	743.2
	Florida	AT	6.26%	AY	743.3
	New Jersey	AU	5.72%	AZ	742.5
	New York	AV	5.31%	BB	748.2

(1)

Weighted Average Coupon or weighted average contract rate

(2)

Weighted Average Maturity or weighted average number of months to maturity

(3)

Weighted Average Original Months or weighted average original term

(4)

Weighted Average Seaoning or weighted average age (months passed) of portfolio

(5)

Weighted Average FICO Score is shown for comparative purposes only and may not have been used in calculating the credit grade

American Honda Finance Corporation
Honda Owner Trust 2010-1
Loss and Delinquency Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,413,519,731
Weighted Average Coupon (WAC)				4.92%
Weighted Average Original Term (OT)				57.31	months
Weighted Average Remaining Term (RT)				44.35	months


								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance		Period


Feb-10	1,413,519,731	46,372,645	1,367,147,087	31-60	0.35%	-	-	-	0.00%	-	0.00%		1
				61-90	0.00%
				91+	0.00%
				Repossessions	0.01%
					0.36%

Mar-10	1,367,147,087	53,113,647	1,314,033,440	31-60	0.90%	78,945	53,910	25,034	0.02%	25,034	0.00%	*	2
				61-90	0.02%
				91+	0.00%
				Repossessions	0.03%
					0.95%

Apr-10	1,314,033,440	49,767,271	1,264,266,169	31-60	1.21%	247,042	173,360	73,682	0.07%	98,717	0.01%		3
				61-90	0.09%
				91+	0.00%
				Repossessions	0.04%
					1.34%

May-10	1,264,266,169	46,899,519	1,217,366,650	31-60	1.65%	289,638	190,408	99,231	0.09%	197,947	0.01%		4
				61-90	0.14%
				91+	0.02%
				Repossessions	0.06%
					1.87%

Jun-10	1,217,366,650	48,841,429	1,168,525,220	31-60	1.83%	638,719	347,409	291,310	0.29%	489,257	0.03%		5
				61-90	0.21%
				91+	0.03%
				Repossessions	0.06%
					2.13%

Jul-10	1,168,525,220	48,137,125	1,120,388,095	31-60	2.03%	632,112	382,407	249,706	0.26%	738,963	0.05%		6
				61-90	0.26%
				91+	0.04%
				Repossessions	0.06%
					2.39%

Aug-10	1,120,388,095	48,411,116	1,071,976,979	31-60	2.13%	602,743	313,817	288,926	0.31%	1,027,889	0.07%		7
				61-90	0.48%
				91+	0.07%
				Repossessions	0.09%
					2.77%

American Honda Finance Corporation

Honda Owner Trust 2010-1

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Sep-10	1,071,976,979	46,793,361	1,025,183,618	31-60	2.59%	1,048,543	567,158	481,386	0.54%	1,509,274	0.11%	8
				61-90	0.39%
				91+	0.09%
				Repossessions	0.11%
					3.18%

Oct-10	1,025,183,618	45,752,380	979,431,238	31-60	2.79%	892,644	570,349	322,295	0.38%	1,831,569	0.13%	9
				61-90	0.44%
				91+	0.11%
				Repossessions	0.10%
					3.44%

Nov-10	979,431,238	44,106,137	935,325,101	31-60	2.95%	840,514	496,303	344,211	0.42%	2,175,780	0.15%	10
				61-90	0.56%
				91+	0.10%
				Repossessions	0.09%
					3.70%

Dec-10	935,325,101	43,114,337	892,210,764	31-60	3.02%	854,953	515,541	339,412	0.44%	2,515,192	0.18%	11
				61-90	0.59%
				91+	0.12%
				Repossessions	0.08%
					3.81%

Jan-11	892,210,764	41,323,150	850,887,614	31-60	2.97%	645,800	370,138	275,662	0.37%	2,790,854	0.20%	12
				61-90	0.83%
				91+	0.14%
				Repossessions	0.09%
					4.03%

Feb-11	850,887,614	40,456,387	810,431,226	31-60	3.36%	556,795	399,862	156,933	0.22%	2,947,787	0.21%	13
				61-90	0.75%
				91+	0.14%
				Repossessions	0.11%
					4.36%

Mar-11	810,431,226	44,897,406	765,533,820	31-60	3.09%	899,838	683,884	215,954	0.32%	3,163,741	0.22%	14
				61-90	0.71%
				91+	0.15%
				Repossessions	0.09%
					4.04%

American Honda Finance Corporation

Honda Owner Trust 2010-1

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Apr-11	765,533,820	41,566,137	723,967,683	31-60	3.20%	624,547	385,393	239,154	0.37%	3,402,895	0.24%	15
				61-90	0.78%
				91+	0.16%
				Repossessions	0.09%
					4.23%

May-11	723,967,683	38,210,767	685,756,916	31-60	3.39%	567,296	369,678	197,618	0.33%	3,600,514	0.25%	16
				61-90	0.82%
				91+	0.23%
				Repossessions	0.07%
					4.51%

Jun-11	685,756,916	38,450,171	647,306,745	31-60	3.46%	552,644	260,215	292,430	0.51%	3,892,943	0.28%	17
				61-90	1.01%
				91+	0.18%
				Repossessions	0.09%
					4.74%

Jul-11	647,306,745	35,072,413	612,234,332	31-60	3.72%	392,825	223,976	168,849	0.31%	4,061,792	0.29%	18
				61-90	0.98%
				91+	0.27%
				Repossessions	0.13%
					5.10%

Aug-11	612,234,332	34,803,111	577,431,220	31-60	3.59%	714,725	508,273	206,453	0.40%	4,268,245	0.30%	19
				61-90	1.27%
				91+	0.29%
				Repossessions	0.15%
					5.30%

Sep-11	577,431,220	32,952,356	544,478,865	31-60	3.96%	742,360	460,178	282,181	0.59%	4,550,426	0.32%	20
				61-90	1.09%
				91+	0.32%
				Repossessions	0.13%
					5.50%

Oct-11	544,478,865	30,831,458	513,647,407	31-60	3.85%	743,618	529,864	213,753	0.47%	4,764,180	0.34%	21
				61-90	1.20%
				91+	0.32%
				Repossessions	0.08%
					5.45%

American Honda Finance Corporation

Honda Owner Trust 2010-1

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Nov-11	513,647,407	29,300,875	484,346,532	31-60	4.16%	402,552	315,211	87,340	0.20%	4,851,520	0.34%	22
				61-90	1.30%
				91+	0.30%
				Repossessions	0.09%
					5.85%

Dec-11	484,346,532	28,534,021	455,812,512	31-60	4.14%	426,725	336,745	89,980	0.22%	4,941,500	0.35%	23
				61-90	1.42%
				91+	0.41%
				Repossessions	0.10%
					6.07%

Jan-12	455,812,512	28,055,055	427,757,456	31-60	4.00%	581,570	378,286	203,283	0.54%	5,144,783	0.36%	24
				61-90	1.61%
				91+	0.40%
				Repossessions	0.09%
					6.10%

Feb-12	427,757,456	27,411,989	400,345,467	31-60	4.36%	240,921	328,300	(87,379)	-0.25%	5,057,405	0.36%	25
				61-90	1.44%
				91+	0.32%
				Repossessions	0.07%
					6.19%

Mar-12	400,345,467	27,816,182	372,529,285	31-60	4.11%	306,580	312,623	(6,044)	-0.02%	5,051,361	0.36%	26
				61-90	1.36%
				91+	0.30%
				Repossessions	0.06%
					5.83%

Apr-12	372,529,285	25,371,151	347,158,134	31-60	4.30%	258,264	223,785	34,479	0.11%	5,085,840	0.36%	27
				61-90	1.48%
				91+	0.37%
				Repossessions	0.07%
					6.22%

May-12	347,158,134	25,113,189	322,044,945	31-60	4.32%	298,793	328,997	(30,204)	-0.10%	5,055,636	0.36%	28
				61-90	1.45%
				91+	0.46%
				Repossessions	0.04%
					6.27%

Totals		1,091,474,787				15,081,707	10,026,070	5,055,636

American Honda Finance Corporation
Honda Owner Trust 2010-1
Prepayment Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,413,519,731
Weighted Average Coupon (WAC)				4.92%
Weighted Average Original Term (OT)				57.31	months
Weighted Average Remaining Term (RT)				44.35	months

				Remaining	Weighted
	Beginning	Total	Ending	Weighted	Average	ABS
	Principal	Principal	Principal	Average	Remaining	Prepayment
Month	Balance	Reduction	Balance	Coupon	Maturity	Speed	Period


							0
Feb-10	1,413,519,731	46,372,645	1,367,147,087	4.92%	44.35	1.07%	1
Mar-10	1,367,147,087	53,113,647	1,314,033,440	4.93%	43.42	1.49%	2
Apr-10	1,314,033,440	49,767,271	1,264,266,169	4.94%	42.58	1.37%	3
May-10	1,264,266,169	46,899,519	1,217,366,650	4.95%	41.77	1.27%	4
Jun-10	1,217,366,650	48,841,429	1,168,525,220	4.95%	40.99	1.42%	5
Jul-10	1,168,525,220	48,137,125	1,120,388,095	4.96%	40.20	1.44%	6
Aug-10	1,120,388,095	48,411,116	1,071,976,979	4.97%	39.42	1.51%	7
Sep-10	1,071,976,979	46,793,361	1,025,183,618	4.98%	38.67	1.48%	8
Oct-10	1,025,183,618	45,752,380	979,431,238	4.99%	37.91	1.48%	9
Nov-10	979,431,238	44,106,137	935,325,101	5.00%	37.17	1.45%	10
Dec-10	935,325,101	43,114,337	892,210,764	5.01%	36.43	1.46%	11
Jan-11	892,210,764	41,323,150	850,887,614	5.03%	35.68	1.42%	12
Feb-11	850,887,614	40,456,387	810,431,226	5.04%	34.95	1.43%	13
Mar-11	810,431,226	44,897,406	765,533,820	5.06%	34.23	1.77%	14
Apr-11	765,533,820	41,566,137	723,967,683	5.07%	33.50	1.65%	15
May-11	723,967,683	38,210,767	685,756,916	5.09%	32.77	1.51%	16
Jun-11	685,756,916	38,450,171	647,306,745	5.10%	32.06	1.60%	17
Jul-11	647,306,745	35,072,413	612,234,332	5.12%	31.30	1.45%	18
Aug-11	612,234,332	34,803,111	577,431,220	5.14%	30.55	1.51%	19
Sep-11	577,431,220	32,952,356	544,478,865	5.15%	29.76	1.45%	20
Oct-11	544,478,865	30,831,458	513,647,407	5.16%	28.96	1.36%	21
Nov-11	513,647,407	29,300,875	484,346,532	5.17%	28.16	1.31%	22
Dec-11	484,346,532	28,534,021	455,812,512	5.19%	27.37	1.32%	23
Jan-12	455,812,512	28,055,055	427,757,456	5.20%	26.57	1.36%	24
Feb-12	427,757,456	27,411,989	400,345,467	5.21%	25.79	1.39%	25
Mar-12	400,345,467	27,816,182	372,529,285	5.22%	25.00	1.52%	26
Apr-12	372,529,285	25,371,151	347,158,134	5.23%	24.21	1.38%	27
May-12	347,158,134	25,113,189	322,044,945	5.25%	23.46	1.46%	28

Totals		1,091,474,787				1.43%

2010-2 Summary of Original Pool Characteristics

General	Pool		2010-2
	Cut Off Date		5/1/2010
	Amount	A	$ 1,288,659,793.82
	# of Loans	B	82,847
	Avg Orig Prin	C	$ 21,048.17
	Avg Remain Prin	D	$ 15,554.69
	Min Rate	E	0.50%
	Max Rate	F	23.84%
	WAC (1)	G	5.053%
	WAM (2)	H	44.49
	WAOM (3)	I	57.86
	WA Seasoning (4)	J	13.37
	WA FICO Score (5)	K	746.2

	Characteristic		% of Total Pool		WA FICO Score (5)
Make	Honda	L	86.77%	N	744.6
Make	Acura	M	13.23%	O	756.6

Credit Grade	A	T	76.97%	X	771.1
	B	U	13.90%	Y	683.9
	C	V	6.56%	Z	637.8
	D	W	2.57%	AA	592.1

Original Term
	1-24	AB	0.12%	AG	783.7
	25-36	AC	11.41%	AH	790.4
	37-48	AD	4.58%	AI	770.4
	49-60	AE	71.84%	AJ	740.1
	61-72	AF	12.05%	AK	730.9

Type	New	AL	89.14%	AO	753.1
	Certified Used	AM	7.08%	AP	694.1
	Non Cert Used	AN	3.78%	AQ	677.5

Top 5 States	California	AR	15.56%	AW	734.5
	Texas	AS	8.95%	AX	741.7
	Florida	AT	6.73%	AY	744.0
	New Jersey	AU	5.94%	AZ	746.0
	New York	AV	5.28%	BB	745.4

(1)

Weighted Average Coupon or weighted average contract rate

(2)

Weighted Average Maturity or weighted average number of months to maturity

(3)

Weighted Average Original Months or weighted average original term

(4)

Weighted Average Seaoning or weighted average age (months passed) of portfolio

(5)

Weighted Average FICO Score is shown for comparative purposes only and may not have been used in calculating the credit grade

American Honda Finance Corporation
Honda Owner Trust 2010-2
Loss and Delinquency Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,288,659,794
Weighted Average Coupon (WAC)				5.05%
Weighted Average Original Term (OT)				57.86	months
Weighted Average Remaining Term (RT)				44.49	months


								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance		Period


May-10	1,288,659,794	42,325,862	1,246,333,932	31-60	0.40%	-	-	-	0.00%	-	0.00%		1
				61-90	0.00%
				91+	0.00%
				Repossessions	0.01%
					0.41%

Jun-10	1,246,333,932	44,791,475	1,201,542,457	31-60	1.36%	116,095	81,924	34,171	0.03%	34,171	0.00%	*	2
				61-90	0.05%
				91+	0.00%
				Repossessions	0.03%
					1.44%

Jul-10	1,201,542,457	44,651,144	1,156,891,313	31-60	1.54%	121,923	87,059	34,864	0.03%	69,035	0.01%		3
				61-90	0.14%
				91+	0.02%
				Repossessions	0.06%
					1.76%

Aug-10	1,156,891,313	43,865,923	1,113,025,390	31-60	1.89%	684,098	414,940	269,158	0.28%	338,193	0.03%		4
				61-90	0.31%
				91+	0.02%
				Repossessions	0.06%
					2.28%

Sep-10	1,113,025,390	43,623,688	1,069,401,702	31-60	2.41%	516,406	248,860	267,546	0.29%	605,739	0.05%		5
				61-90	0.27%
				91+	0.06%
				Repossessions	0.08%
					2.82%

Oct-10	1,069,401,702	43,007,209	1,026,394,493	31-60	2.57%	686,026	310,124	375,902	0.42%	981,641	0.08%		6
				61-90	0.30%
				91+	0.07%
				Repossessions	0.10%
					3.04%

Nov-10	1,026,394,493	42,000,284	984,394,209	31-60	2.82%	757,436	465,710	291,726	0.34%	1,273,367	0.10%		7
				61-90	0.43%
				91+	0.05%
				Repossessions	0.11%
					3.41%

American Honda Finance Corporation

Honda Owner Trust 2010-2

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Dec-10	984,394,209	43,077,312	941,316,897	31-60	2.92%	890,546	533,105	357,440	0.44%	1,630,808	0.13%	8
				61-90	0.48%
				91+	0.13%
				Repossessions	0.11%
					3.64%

Jan-11	941,316,897	41,776,777	899,540,120	31-60	2.82%	1,092,191	586,019	506,172	0.65%	2,136,980	0.17%	9
				61-90	0.75%
				91+	0.13%
				Repossessions	0.11%
					3.81%

Feb-11	899,540,120	39,041,949	860,498,171	31-60	3.32%	613,185	390,023	223,162	0.30%	2,360,142	0.18%	10
				61-90	0.57%
				91+	0.13%
				Repossessions	0.12%
					4.14%

Mar-11	860,498,171	43,685,247	816,812,924	31-60	2.97%	903,451	605,984	297,467	0.41%	2,657,609	0.21%	11
				61-90	0.55%
				91+	0.08%
				Repossessions	0.08%
					3.68%

Apr-11	816,812,924	40,140,254	776,672,670	31-60	3.22%	474,638	460,055	14,583	0.02%	2,672,191	0.21%	12
				61-90	0.63%
				91+	0.11%
				Repossessions	0.07%
					4.03%

May-11	776,672,670	39,079,255	737,593,414	31-60	3.51%	533,020	393,271	139,749	0.22%	2,811,940	0.22%	13
				61-90	0.72%
				91+	0.18%
				Repossessions	0.06%
					4.47%

Jun-11	737,593,414	37,983,349	699,610,065	31-60	3.61%	545,544	233,152	312,393	0.51%	3,124,333	0.24%	14
				61-90	0.84%
				91+	0.19%
				Repossessions	0.09%
					4.73%

American Honda Finance Corporation

Honda Owner Trust 2010-2

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Jul-11	699,610,065	35,582,162	664,027,903	31-60	3.84%	590,403	298,907	291,496	0.50%	3,415,828	0.27%	15
				61-90	0.88%
				91+	0.30%
				Repossessions	0.08%
					5.10%

Aug-11	664,027,903	36,039,989	627,987,914	31-60	3.67%	685,461	328,494	356,967	0.65%	3,772,795	0.29%	16
				61-90	1.32%
				91+	0.26%
				Repossessions	0.09%
					5.34%

Sep-11	627,987,914	34,352,345	593,635,570	31-60	4.09%	647,020	421,340	225,680	0.43%	3,998,475	0.31%	17
				61-90	1.03%
				91+	0.30%
				Repossessions	0.09%
					5.51%

Oct-11	593,635,570	32,142,523	561,493,047	31-60	4.18%	641,399	359,529	281,869	0.57%	4,280,344	0.33%	18
				61-90	1.11%
				91+	0.33%
				Repossessions	0.08%
					5.70%

Nov-11	561,493,047	30,489,234	531,003,813	31-60	4.45%	590,020	333,144	256,876	0.55%	4,537,221	0.35%	19
				61-90	1.35%
				91+	0.28%
				Repossessions	0.10%
					6.18%

Dec-11	531,003,813	29,849,501	501,154,312	31-60	4.25%	519,697	356,434	163,263	0.37%	4,700,484	0.36%	20
				61-90	1.34%
				91+	0.44%
				Repossessions	0.09%
					6.12%

Jan-12	501,154,312	29,954,255	471,200,057	31-60	4.02%	573,015	421,487	151,528	0.36%	4,852,012	0.38%	21
				61-90	1.71%
				91+	0.45%
				Repossessions	0.10%
					6.28%

American Honda Finance Corporation

Honda Owner Trust 2010-2

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Feb-12	471,200,057	28,646,104	442,553,953	31-60	4.38%	470,732	406,334	64,398	0.16%	4,916,410	0.38%	22
				61-90	1.37%
				91+	0.33%
				Repossessions	0.09%
					6.17%

Mar-12	442,553,953	29,526,915	413,027,038	31-60	4.09%	382,416	347,683	34,733	0.09%	4,951,143	0.38%	23
				61-90	1.29%
				91+	0.33%
				Repossessions	0.07%
					5.78%

Apr-12	413,027,038	27,163,340	385,863,698	31-60	4.35%	441,336	312,532	128,804	0.37%	5,079,947	0.39%	24
				61-90	1.52%
				91+	0.33%
				Repossessions	0.07%
					6.27%

May-12	385,863,698	25,655,435	360,208,263	31-60	4.54%	284,793	307,673	(22,880)	-0.07%	5,057,066	0.39%	25
				61-90	1.48%
				91+	0.51%
				Repossessions	0.06%
					6.59%

Totals		928,451,531				13,760,849	8,703,783	5,057,066

American Honda Finance Corporation
Honda Owner Trust 2010-2
Prepayment Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,288,659,794
Weighted Average Coupon (WAC)				5.05%
Weighted Average Original Term (OT)				57.86	months
Weighted Average Remaining Term (RT)				44.49	months

				Remaining	Weighted
	Beginning	Total	Ending	Weighted	Average	ABS
	Principal	Principal	Principal	Average	Remaining	Prepayment
Month	Balance	Reduction	Balance	Coupon	Maturity	Speed	Period


							0
May-10	1,288,659,794	42,325,862	1,246,333,932	5.05%	44.49	1.08%	1
Jun-10	1,246,333,932	44,791,475	1,201,542,457	5.06%	43.53	1.29%	2
Jul-10	1,201,542,457	44,651,144	1,156,891,313	5.07%	42.69	1.32%	3
Aug-10	1,156,891,313	43,865,923	1,113,025,390	5.08%	41.84	1.33%	4
Sep-10	1,113,025,390	43,623,688	1,069,401,702	5.08%	41.02	1.36%	5
Oct-10	1,069,401,702	43,007,209	1,026,394,493	5.09%	40.19	1.37%	6
Nov-10	1,026,394,493	42,000,284	984,394,209	5.10%	39.38	1.37%	7
Dec-10	984,394,209	43,077,312	941,316,897	5.11%	38.57	1.49%	8
Jan-11	941,316,897	41,776,777	899,540,120	5.12%	37.75	1.47%	9
Feb-11	899,540,120	39,041,949	860,498,171	5.13%	36.97	1.35%	10
Mar-11	860,498,171	43,685,247	816,812,924	5.14%	36.19	1.70%	11
Apr-11	816,812,924	40,140,254	776,672,670	5.15%	35.41	1.56%	12
May-11	776,672,670	39,079,255	737,593,414	5.17%	34.64	1.56%	13
Jun-11	737,593,414	37,983,349	699,610,065	5.18%	33.89	1.56%	14
Jul-11	699,610,065	35,582,162	664,027,903	5.19%	33.12	1.46%	15
Aug-11	664,027,903	36,039,989	627,987,914	5.20%	32.34	1.57%	16
Sep-11	627,987,914	34,352,345	593,635,570	5.21%	31.55	1.52%	17
Oct-11	593,635,570	32,142,523	561,493,047	5.22%	30.74	1.43%	18
Nov-11	561,493,047	30,489,234	531,003,813	5.23%	29.96	1.37%	19
Dec-11	531,003,813	29,849,501	501,154,312	5.23%	29.19	1.39%	20
Jan-12	501,154,312	29,954,255	471,200,057	5.24%	28.39	1.48%	21
Feb-12	471,200,057	28,646,104	442,553,953	5.24%	27.60	1.45%	22
Mar-12	442,553,953	29,526,915	413,027,038	5.24%	26.81	1.61%	23
Apr-12	413,027,038	27,163,340	385,863,698	5.25%	26.02	1.49%	24
May-12	385,863,698	25,655,435	360,208,263	5.25%	25.24	1.44%	25

Totals		928,451,531				1.42%

2010-3 Summary of Original Pool Characteristics

General	Pool		2010-3
	Cut Off Date		10/1/2010
	Amount	A	$ 1,599,989,157.75
	# of Loans	B	95,387
	Avg Orig Prin	C	$ 21,773.78
	Avg Remain Prin	D	$ 16,773.66
	Min Rate	E	0.75%
	Max Rate	F	23.39%
	WAC (1)	G	4.840%
	WAM (2)	H	46.13
	WAOM (3)	I	58.64
	WA Seasoning (4)	J	12.51
	WA FICO Score (5)	K	747.9

	Characteristic		% of Total Pool		WA FICO Score (5)
Make	Honda	L	85.03%	N	745.7
Make	Acura	M	14.97%	O	760.4

Credit Grade	A	T	76.70%	X	772.7
	B	U	14.54%	Y	684.1
	C	V	6.89%	Z	643.0
	D	W	1.88%	AA	596.9

Original Term
	1-24	AB	0.18%	AG	778.4
	25-36	AC	8.59%	AH	794.4
	37-48	AD	3.27%	AI	770.7
	49-60	AE	77.03%	AJ	746.1
	61-72	AF	10.94%	AK	716.6

Type	New	AL	87.63%	AO	753.7
	Certified Used	AM	6.16%	AP	721.4
	Non Cert Used	AN	6.20%	AQ	692.1

Top 5 States	California	AR	15.67%	AW	736.0
	Texas	AS	9.06%	AX	740.4
	Florida	AT	6.73%	AY	741.2
	New Jersey	AU	6.07%	AZ	748.4
	New York	AV	5.26%	BB	748.3

(1)

Weighted Average Coupon or weighted average contract rate

(2)

Weighted Average Maturity or weighted average number of months to maturity

(3)

Weighted Average Original Months or weighted average original term

(4)

Weighted Average Seaoning or weighted average age (months passed) of portfolio

(5)

Weighted Average FICO Score is shown for comparative purposes only and may not have been used in calculating the credit grade

American Honda Finance Corporation
Honda Owner Trust 2010-3
Loss and Delinquency Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,599,989,158
Weighted Average Coupon (WAC)				4.84%
Weighted Average Original Term (OT)				58.64	months
Weighted Average Remaining Term (RT)				46.13	months


								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance		Period


Oct-10	1,599,989,158	50,118,037	1,549,871,121	31-60	0.36%	-	-	-	0.00%	-	0.00%		1
				61-90	0.00%
				91+	0.00%
				Repossessions	0.01%
					0.37%

Nov-10	1,549,871,121	51,330,947	1,498,540,173	31-60	1.21%	78,936	42,410	36,526	0.03%	36,526	0.00%	*	2
				61-90	0.05%
				91+	0.00%
				Repossessions	0.03%
					1.29%

Dec-10	1,498,540,173	51,105,546	1,447,434,627	31-60	1.47%	159,407	118,523	40,884	0.03%	77,410	0.00%	*	3
				61-90	0.14%
				91+	0.02%
				Repossessions	0.05%
					1.68%

Jan-11	1,447,434,627	50,568,035	1,396,866,593	31-60	1.63%	649,644	333,742	315,902	0.26%	393,312	0.02%		4
				61-90	0.24%
				91+	0.04%
				Repossessions	0.08%
					1.99%

Feb-11	1,396,866,593	49,849,064	1,347,017,529	31-60	2.01%	891,128	495,973	395,155	0.34%	788,467	0.05%		5
				61-90	0.22%
				91+	0.04%
				Repossessions	0.10%
					2.37%

Mar-11	1,347,017,529	55,718,051	1,291,299,478	31-60	1.79%	961,575	611,033	350,542	0.31%	1,139,009	0.07%		6
				61-90	0.21%
				91+	0.03%
				Repossessions	0.08%
					2.11%

Apr-11	1,291,299,478	53,081,518	1,238,217,960	31-60	1.99%	677,791	385,491	292,301	0.27%	1,431,310	0.09%		7
				61-90	0.21%
				91+	0.04%
				Repossessions	0.09%
					2.33%

American Honda Finance Corporation

Honda Owner Trust 2010-3

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


May-11	1,238,217,960	50,666,441	1,187,551,518	31-60	2.27%	985,814	698,837	286,977	0.28%	1,718,286	0.11%	8
				61-90	0.28%
				91+	0.06%
				Repossessions	0.05%
					2.66%

Jun-11	1,187,551,518	50,664,901	1,136,886,618	31-60	2.51%	448,285	314,229	134,056	0.14%	1,852,342	0.12%	9
				61-90	0.40%
				91+	0.04%
				Repossessions	0.07%
					3.02%

Jul-11	1,136,886,618	50,132,092	1,086,754,526	31-60	2.67%	643,872	397,752	246,120	0.26%	2,098,462	0.13%	10
				61-90	0.46%
				91+	0.12%
				Repossessions	0.07%
					3.32%

Aug-11	1,086,754,526	49,559,870	1,037,194,656	31-60	2.58%	909,185	401,189	507,996	0.56%	2,606,458	0.16%	11
				61-90	0.66%
				91+	0.14%
				Repossessions	0.08%
					3.46%

Sep-11	1,037,194,656	47,163,692	990,030,964	31-60	2.94%	817,081	400,607	416,474	0.48%	3,022,932	0.19%	12
				61-90	0.55%
				91+	0.11%
				Repossessions	0.11%
					3.71%

Oct-11	990,030,964	45,762,506	944,268,458	31-60	3.11%	1,017,044	625,776	391,267	0.47%	3,414,199	0.21%	13
				61-90	0.62%
				91+	0.15%
				Repossessions	0.09%
					3.97%

Nov-11	944,268,458	43,323,072	900,945,385	31-60	3.27%	805,685	443,095	362,590	0.46%	3,776,789	0.24%	14
				61-90	0.71%
				91+	0.15%
				Repossessions	0.09%
					4.22%

American Honda Finance Corporation

Honda Owner Trust 2010-3

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Dec-11	900,945,385	42,852,174	858,093,211	31-60	3.44%	823,061	474,374	348,687	0.46%	4,125,476	0.26%	15
				61-90	0.73%
				91+	0.19%
				Repossessions	0.09%
					4.45%

Jan-12	858,093,211	43,882,913	814,210,298	31-60	3.25%	858,193	463,143	395,050	0.55%	4,520,526	0.28%	16
				61-90	1.03%
				91+	0.21%
				Repossessions	0.11%
					4.60%

Feb-12	814,210,298	41,810,665	772,399,632	31-60	3.53%	752,967	700,367	52,599	0.08%	4,573,125	0.29%	17
				61-90	0.77%
				91+	0.16%
				Repossessions	0.08%
					4.54%

Mar-12	772,399,632	43,833,385	728,566,248	31-60	3.31%	467,169	429,679	37,489	0.06%	4,610,615	0.29%	18
				61-90	0.81%
				91+	0.14%
				Repossessions	0.06%
					4.32%

Apr-12	728,566,248	40,763,391	687,802,856	31-60	3.50%	528,603	363,258	165,345	0.27%	4,775,960	0.30%	19
				61-90	0.96%
				91+	0.18%
				Repossessions	0.09%
					4.73%

May-12	687,802,856	39,802,223	648,000,633	31-60	3.59%	608,346	414,825	193,521	0.34%	4,969,481	0.31%	20
				61-90	1.03%
				91+	0.28%
				Repossessions	0.08%
					4.98%

Totals		951,988,524				13,083,785	8,114,304	4,969,481

American Honda Finance Corporation
Honda Owner Trust 2010-3
Prepayment Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,599,989,158
Weighted Average Coupon (WAC)				4.84%
Weighted Average Original Term (OT)				58.64	months
Weighted Average Remaining Term (RT)				46.13	months

				Remaining	Weighted
	Beginning	Total	Ending	Weighted	Average	ABS
	Principal	Principal	Principal	Average	Remaining	Prepayment
Month	Balance	Reduction	Balance	Coupon	Maturity	Speed	Period


							0
Oct-10	1,599,989,158	50,118,037	1,549,871,121	4.84%	46.13	1.03%	1
Nov-10	1,549,871,121	51,330,947	1,498,540,173	4.84%	45.13	1.15%	2
Dec-10	1,498,540,173	51,105,546	1,447,434,627	4.85%	44.24	1.18%	3
Jan-11	1,447,434,627	50,568,035	1,396,866,593	4.85%	43.33	1.19%	4
Feb-11	1,396,866,593	49,849,064	1,347,017,529	4.86%	42.46	1.19%	5
Mar-11	1,347,017,529	55,718,051	1,291,299,478	4.86%	41.59	1.52%	6
Apr-11	1,291,299,478	53,081,518	1,238,217,960	4.86%	40.70	1.45%	7
May-11	1,238,217,960	50,666,441	1,187,551,518	4.86%	39.83	1.39%	8
Jun-11	1,187,551,518	50,664,901	1,136,886,618	4.86%	38.96	1.44%	9
Jul-11	1,136,886,618	50,132,092	1,086,754,526	4.87%	38.10	1.47%	10
Aug-11	1,086,754,526	49,559,870	1,037,194,656	4.87%	37.24	1.50%	11
Sep-11	1,037,194,656	47,163,692	990,030,964	4.87%	36.38	1.43%	12
Oct-11	990,030,964	45,762,506	944,268,458	4.87%	35.50	1.41%	13
Nov-11	944,268,458	43,323,072	900,945,385	4.87%	34.64	1.33%	14
Dec-11	900,945,385	42,852,174	858,093,211	4.87%	33.78	1.36%	15
Jan-12	858,093,211	43,882,913	814,210,298	4.88%	32.90	1.49%	16
Feb-12	814,210,298	41,810,665	772,399,632	4.88%	32.05	1.43%	17
Mar-12	772,399,632	43,833,385	728,566,248	4.88%	31.18	1.63%	18
Apr-12	728,566,248	40,763,391	687,802,856	4.88%	30.31	1.51%	19
May-12	687,802,856	39,802,223	648,000,633	4.88%	29.46	1.53%	20

Totals		951,988,524				1.35%

2011-1 Summary of Original Pool Characteristics

General	Pool		2011-1
	Cut Off Date		2/1/2011
	Amount	A	$ 1,025,646,787.94
	# of Loans	B	62,621
	Avg Orig Prin	C	$ 22,173.45
	Avg Remain Prin	D	$ 16,378.64
	Min Rate	E	0.69%
	Max Rate	F	23.54%
	WAC (1)	G	4.013%
	WAM (2)	H	45.82
	WAOM (3)	I	58.39
	WA Seasoning (4)	J	12.57
	WA FICO Score (5)	K	750.0

	Characteristic		% of Total Pool		WA FICO Score (5)
Make	Honda	L	85.56%	N	747.8
Make	Acura	M	14.44%	O	763.2

Credit Grade	A	T	76.47%	X	774.3
	B	U	14.64%	Y	690.9
	C	V	6.99%	Z	644.3
	D	W	1.91%	AA	600.6

Original Term
	1-24	AB	0.18%	AG	784.3
	25-36	AC	9.53%	AH	791.0
	37-48	AD	3.96%	AI	765.3
	49-60	AE	74.94%	AJ	750.7
	61-72	AF	11.39%	AK	705.4

Type	New	AL	87.37%	AO	756.4
	Certified Used	AM	8.03%	AP	719.9
	Non Cert Used	AN	4.60%	AQ	681.7

Top 5 States	California	AR	14.55%	AW	738.2
	Texas	AS	9.38%	AX	742.2
	Florida	AT	5.85%	AY	741.9
	New Jersey	AU	5.56%	AZ	749.8
	New York	AV	5.23%	BB	751.3

(1)

Weighted Average Coupon or weighted average contract rate

(2)

Weighted Average Maturity or weighted average number of months to maturity

(3)

Weighted Average Original Months or weighted average original term

(4)

Weighted Average Seaoning or weighted average age (months passed) of portfolio

(5)

Weighted Average FICO Score is shown for comparative purposes only and may not have been used in calculating the credit grade

American Honda Finance Corporation
Honda Owner Trust 2011-1
Loss and Delinquency Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,025,646,788
Weighted Average Coupon (WAC)				4.01%
Weighted Average Original Term (OT)				58.39	months
Weighted Average Remaining Term (RT)				45.82	months


								Net Losses			Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized		Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %		Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate		Amount	Pool Balance		Period


Feb-11	1,025,646,788	32,185,479	993,461,309	31-60	0.30%	-	-	-	0.00%		-	0.00%		1
				61-90	0.00%
				91+	0.00%
				Repossessions	0.01%
					0.31%

Mar-11	993,461,309	35,593,606	957,867,703	31-60	0.86%	19,437	16,382	3,055	0.00%	*	3,055	0.00%	*	2
				61-90	0.02%
				91+	0.00%
				Repossessions	0.02%
					0.90%

Apr-11	957,867,703	34,714,370	923,153,333	31-60	1.06%	47,037	36,207	10,830	0.01%		13,885	0.00%	*	3
				61-90	0.09%
				91+	0.00%
				Repossessions	0.05%
					1.20%

May-11	923,153,333	33,511,338	889,641,995	31-60	1.34%	243,315	162,576	80,739	0.10%		94,624	0.01%		4
				61-90	0.13%
				91+	0.02%
				Repossessions	0.05%
					1.54%

Jun-11	889,641,995	34,732,210	854,909,785	31-60	1.61%	440,165	290,354	149,811	0.20%		244,435	0.02%		5
				61-90	0.19%
				91+	0.01%
				Repossessions	0.08%
					1.89%

Jul-11	854,909,785	33,131,931	821,777,854	31-60	1.79%	422,729	250,585	172,144	0.24%		416,579	0.04%		6
				61-90	0.22%
				91+	0.05%
				Repossessions	0.08%
					2.14%

Aug-11	821,777,854	34,771,576	787,006,279	31-60	1.84%	496,026	312,359	183,666	0.27%		600,245	0.06%		7
				61-90	0.38%
				91+	0.06%
				Repossessions	0.07%
					2.35%

American Honda Finance Corporation

Honda Owner Trust 2011-1

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Sep-11	787,006,279	32,768,858	754,237,421	31-60	2.20%	383,530	222,205	161,325	0.25%	761,571	0.07%	8
				61-90	0.29%
				91+	0.07%
				Repossessions	0.10%
					2.66%

Oct-11	754,237,421	31,928,247	722,309,174	31-60	2.25%	610,138	304,896	305,241	0.49%	1,066,812	0.10%	9
				61-90	0.39%
				91+	0.07%
				Repossessions	0.09%
					2.80%

Nov-11	722,309,174	30,524,819	691,784,355	31-60	2.56%	490,845	242,427	248,418	0.41%	1,315,231	0.13%	10
				61-90	0.46%
				91+	0.05%
				Repossessions	0.07%
					3.14%

Dec-11	691,784,355	30,426,855	661,357,501	31-60	2.57%	475,055	331,886	143,169	0.25%	1,458,399	0.14%	11
				61-90	0.48%
				91+	0.11%
				Repossessions	0.08%
					3.24%

Jan-12	661,357,501	29,798,502	631,558,999	31-60	2.45%	470,602	268,111	202,491	0.37%	1,660,890	0.16%	12
				61-90	0.64%
				91+	0.12%
				Repossessions	0.08%
					3.29%

Feb-12	631,558,999	30,423,560	601,135,438	31-60	2.84%	501,587	361,663	139,924	0.27%	1,800,814	0.18%	13
				61-90	0.43%
				91+	0.08%
				Repossessions	0.07%
					3.42%

Mar-12	601,135,438	31,015,551	570,119,887	31-60	2.62%	282,716	215,933	66,783	0.13%	1,867,597	0.18%	14
				61-90	0.46%
				91+	0.07%
				Repossessions	0.09%
					3.24%

American Honda Finance Corporation

Honda Owner Trust 2011-1

Loss and Delinquency Analysis - Total Pool

								Net Losses			Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized		Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %		Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate		Amount	Pool Balance	Period


Apr-12	570,119,887	29,210,893	540,908,995	31-60	2.94%	376,148	221,688	154,460	0.33%		2,022,056	0.20%	15
				61-90	0.60%
				91+	0.06%
				Repossessions	0.06%
					3.66%

May-12	540,908,995	28,569,104	512,339,891	31-60	2.98%	268,988	268,685	303	0.00%	*	2,022,359	0.20%	16
				61-90	0.65%
				91+	0.16%
				Repossessions	0.03%
					3.82%

Totals		513,306,897				5,528,317	3,505,959	2,022,359

American Honda Finance Corporation
Honda Owner Trust 2011-1
Prepayment Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,025,646,788
Weighted Average Coupon (WAC)				4.01%
Weighted Average Original Term (OT)				58.39	months
Weighted Average Remaining Term (RT)				45.82	months

				Remaining	Weighted
	Beginning	Total	Ending	Weighted	Average	ABS
	Principal	Principal	Principal	Average	Remaining	Prepayment
Month	Balance	Reduction	Balance	Coupon	Maturity	Speed	Period


							0
Feb-11	1,025,646,788	32,185,479	993,461,309	4.01%	45.82	1.00%	1
Mar-11	993,461,309	35,593,606	957,867,703	4.01%	44.88	1.31%	2
Apr-11	957,867,703	34,714,370	923,153,333	4.01%	44.03	1.29%	3
May-11	923,153,333	33,511,338	889,641,995	4.00%	43.20	1.25%	4
Jun-11	889,641,995	34,732,210	854,909,785	4.00%	42.39	1.39%	5
Jul-11	854,909,785	33,131,931	821,777,854	3.99%	41.58	1.32%	6
Aug-11	821,777,854	34,771,576	787,006,279	3.98%	40.78	1.50%	7
Sep-11	787,006,279	32,768,858	754,237,421	3.97%	39.97	1.40%	8
Oct-11	754,237,421	31,928,247	722,309,174	3.96%	39.16	1.39%	9
Nov-11	722,309,174	30,524,819	691,784,355	3.95%	38.36	1.34%	10
Dec-11	691,784,355	30,426,855	661,357,501	3.94%	37.57	1.39%	11
Jan-12	661,357,501	29,798,502	631,558,999	3.94%	36.78	1.40%	12
Feb-12	631,558,999	30,423,560	601,135,438	3.94%	36.00	1.51%	13
Mar-12	601,135,438	31,015,551	570,119,887	3.93%	35.22	1.63%	14
Apr-12	570,119,887	29,210,893	540,908,995	3.92%	34.44	1.55%	15
May-12	540,908,995	28,569,104	512,339,891	3.91%	33.68	1.57%	16

Totals		513,306,897				1.37%

2011-2 Summary of Original Pool Characteristics

General	Pool		2011-2
	Cut Off Date		5/1/2011
	Portfolio Amount	A	$ 1,481,913,483.75
	# of Loans	B	85,393
	Avg Orig Prin	C	$ 22,614.43
	Avg Remain Prin	D	$ 17,354.04
	Min Rate	E	0.50%
	Max Rate	F	22.99%
	WAC (1)	G	3.706%
	WAM (2)	H	47.00
	WAOM (3)	I	58.87
	WA Seasoning (4)	J	11.87
	WA FICO Score (5)	K	750.7

	Characteristic		% of Total Pool		WA FICO Score (5)
Make	Honda	L	84.60%	N	748.0
Make	Acura	M	15.40%	O	765.1

Credit Grade	.A	T	76.34%	X	774.9
	.B	U	15.13%	Y	689.5
	.C	V	6.49%	Z	650.9
	.D	W	2.03%	AA	599.2

Original Term
	13 - 24	AB	0.17%	AG	785.9
	25 - 36	AC	7.89%	AH	791.2
	37 - 48	AD	3.04%	AI	769.4
	49 - 60	AE	77.70%	AJ	752.1
	61 - 72	AF	11.20%	AK	706.4

Type	New	AL	87.20%	AO	758.0
	Certified Used	AM	8.16%	AP	710.6
	Non Cert Used	AN	4.64%	AQ	681.6

Top 5 States	California	CA	15.79%	AW	738.3
	Texas	TX	9.76%	AX	746.4
	Florida	FL	6.68%	AY	742.7
	New Jersey	NJ	6.02%	AZ	749.0
	New York	NY	5.55%	BB	750.8

(1)

Weighted Average Coupon or weighted average contract rate

(2)

Weighted Average Maturity or weighted average number of months to maturity

(3)

Weighted Average Original Months or weighted average original term

(4)

Weighted Average Seaoning or weighted average age (months passed) of portfolio

(5)

Weighted Average FICO Score is shown for comparative purposes only and may not have been used in calculating the credit grade

American Honda Finance Corporation
Honda Owner Trust 2011-2
Loss and Delinquency Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,481,913,484
Weighted Average Coupon (WAC)				3.71%
Weighted Average Original Term (OT)				58.87	months
Weighted Average Remaining Term (RT)				47.00	months


								Net Losses			Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized		Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %		Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate		Amount	Pool Balance		Period


May-11	1,481,913,484	46,022,308	1,435,891,175	31-60	0.27%	7,160	5,263	1,897	0.00%	*	1,897	0.00%	*	1
				61-90	0.00%
				91+	0.00%
				Repossessions	0.00%
					0.27%

Jun-11	1,435,891,175	48,230,703	1,387,660,472	31-60	1.03%	838	464	374	0.00%	*	2,271	0.00%	*	2
				61-90	0.05%
				91+	0.00%
				Repossessions	0.02%
					1.10%

Jul-11	1,387,660,472	46,652,763	1,341,007,709	31-60	1.31%	99,119	74,586	24,533	0.02%		26,804	0.00%	*	3
				61-90	0.14%
				91+	0.02%
				Repossessions	0.03%
					1.50%

Aug-11	1,341,007,709	48,932,339	1,292,075,370	31-60	1.52%	441,816	236,446	205,370	0.18%		232,174	0.02%		4
				61-90	0.26%
				91+	0.03%
				Repossessions	0.07%
					1.88%

Sep-11	1,292,075,370	46,983,514	1,245,091,856	31-60	1.83%	491,834	223,051	268,783	0.25%		500,957	0.03%		5
				61-90	0.19%
				91+	0.04%
				Repossessions	0.10%
					2.16%

Oct-11	1,245,091,856	46,168,962	1,198,922,894	31-60	2.02%	915,280	498,568	416,712	0.40%		917,669	0.06%		6
				61-90	0.21%
				91+	0.03%
				Repossessions	0.08%
					2.34%

Nov-11	1,198,922,894	45,231,685	1,153,691,209	31-60	2.32%	975,753	541,957	433,796	0.43%		1,351,465	0.09%		7
				61-90	0.31%
				91+	0.06%
				Repossessions	0.06%
					2.75%

American Honda Finance Corporation

Honda Owner Trust 2011-2

Loss and Delinquency Analysis - Total Pool

								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance	Period


Dec-11	1,153,691,209	44,035,447	1,109,655,762	31-60	2.45%	526,488	303,813	222,675	0.23%	1,574,140	0.11%	8
				61-90	0.29%
				91+	0.10%
				Repossessions	0.08%
					2.92%

Jan-12	1,109,655,762	44,981,275	1,064,674,487	31-60	2.29%	881,979	455,876	426,103	0.46%	2,000,243	0.13%	9
				61-90	0.56%
				91+	0.07%
				Repossessions	0.09%
					3.01%

Feb-12	1,064,674,487	44,326,955	1,020,347,532	31-60	2.50%	699,199	498,879	200,320	0.23%	2,200,563	0.15%	10
				61-90	0.37%
				91+	0.06%
				Repossessions	0.09%
					3.02%

Mar-12	1,020,347,532	47,022,722	973,324,810	31-60	2.25%	668,097	490,996	177,101	0.21%	2,377,664	0.16%	11
				61-90	0.34%
				91+	0.05%
				Repossessions	0.07%
					2.71%

Apr-12	973,324,810	44,289,646	929,035,164	31-60	2.53%	575,419	380,455	194,964	0.24%	2,572,628	0.17%	12
				61-90	0.43%
				91+	0.06%
				Repossessions	0.07%
					3.09%

May-12	929,035,164	43,494,198	885,540,966	31-60	2.72%	618,315	480,094	138,221	0.18%	2,710,849	0.18%	13
				61-90	0.49%
				91+	0.10%
				Repossessions	0.05%
					3.36%

Totals		596,372,518				6,901,296	4,190,447	2,710,849

American Honda Finance Corporation
Honda Owner Trust 2011-2
Prepayment Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,481,913,484
Weighted Average Coupon (WAC)				3.71%
Weighted Average Original Term (OT)				58.87	months
Weighted Average Remaining Term (RT)				47.00	months

				Remaining	Weighted
	Beginning	Total	Ending	Weighted	Average	ABS
	Principal	Principal	Principal	Average	Remaining	Prepayment
Month	Balance	Reduction	Balance	Coupon	Maturity	Speed	Period


							0
May-11	1,481,913,484	46,022,308	1,435,891,175	3.71%	47.00	1.01%	1
Jun-11	1,435,891,175	48,230,703	1,387,660,472	3.70%	45.99	1.19%	2
Jul-11	1,387,660,472	46,652,763	1,341,007,709	3.69%	45.10	1.15%	3
Aug-11	1,341,007,709	48,932,339	1,292,075,370	3.68%	44.23	1.31%	4
Sep-11	1,292,075,370	46,983,514	1,245,091,856	3.68%	43.35	1.25%	5
Oct-11	1,245,091,856	46,168,962	1,198,922,894	3.67%	42.48	1.25%	6
Nov-11	1,198,922,894	45,231,685	1,153,691,209	3.66%	41.60	1.25%	7
Dec-11	1,153,691,209	44,035,447	1,109,655,762	3.65%	40.74	1.23%	8
Jan-12	1,109,655,762	44,981,275	1,064,674,487	3.64%	39.87	1.33%	9
Feb-12	1,064,674,487	44,326,955	1,020,347,532	3.63%	39.03	1.35%	10
Mar-12	1,020,347,532	47,022,722	973,324,810	3.62%	38.18	1.56%	11
Apr-12	973,324,810	44,289,646	929,035,164	3.61%	37.32	1.47%	12
May-12	929,035,164	43,494,198	885,540,966	3.61%	36.49	1.48%	13

Totals		596,372,518				1.28%

2011-3 Summary of Original Pool Characteristics

General	Pool	2011-3
	Cut Off Date	10/1/2011
	Portfolio Amount	$ 1,521,949,072.90
	# of Loans	99,154
	Avg Orig Prin	$ 21,968.63
	Avg Remain Prin	$ 15,349.35
	Min Rate	0.50%
	Max Rate	22.34%
	WAC (1)	3.243%
	WAM (2)	45.17
	WAOM (3)	59.55
	WA Seasoning (4)	14.38
	WA FICO Score (5)	750.7

	Characteristic	% of Total Pool	WA FICO Score (5)
Make	Honda	84.15%	748.4
Make	Acura	15.85%	762.5

Credit Grade	.A	76.84%	773.9
	.B	15.32%	692.1
	.C	5.82%	648.7
	.D	2.02%	604.0

Original Term
	13 - 24	0.12%	785.7
	25 - 36	5.95%	791.1
	37 - 48	2.48%	778.4
	49 - 60	79.21%	753.3
	61 - 72	12.23%	707.6

Type	New	86.10%	755.6
	Certified Used	12.19%	725.4
	Non Cert Used	1.71%	680.9

Top 5 States	California	15.49%	738.6
	Texas	9.03%	743.4
	Florida	6.46%	742.8
	New Jersey	5.60%	750.7
	New York	5.51%	751.6

(1)

Weighted Average Coupon or weighted average contract rate

(2)

Weighted Average Maturity or weighted average number of months to maturity

(3)

Weighted Average Original Months or weighted average original term

(4)

Weighted Average Seaoning or weighted average age (months passed) of portfolio

(5)

Weighted Average FICO Score is shown for comparative purposes only and may not have been used in calculating the credit grade

American Honda Finance Corporation
Honda Owner Trust 2011-3
Loss and Delinquency Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,521,949,073
Weighted Average Coupon (WAC)				3.24%
Weighted Average Original Term (OT)				59.55	months
Weighted Average Remaining Term (RT)				45.17	months


								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance		Period


Oct-11	1,521,949,073	52,245,720	1,469,703,353	31-60	0.30%	-	-	-	0.00%	-	0.00%		1
				61-90	0.00%
				91+	0.00%
				Repossessions	0.01%
					0.31%

Nov-11	1,469,703,353	50,526,008	1,419,177,345	31-60	1.19%	36,141	25,049	11,092	0.01%	11,092	0.00%	*	2
				61-90	0.05%
				91+	0.00%
				Repossessions	0.03%
					1.27%

Dec-11	1,419,177,345	51,034,685	1,368,142,660	31-60	1.39%	339,384	211,935	127,449	0.11%	138,541	0.01%		3
				61-90	0.14%
				91+	0.01%
				Repossessions	0.05%
					1.59%

Jan-12	1,368,142,660	52,656,927	1,315,485,733	31-60	1.53%	564,556	338,905	225,650	0.20%	364,192	0.02%		4
				61-90	0.25%
				91+	0.03%
				Repossessions	0.08%
					1.89%

Feb-12	1,315,485,733	52,418,925	1,263,066,809	31-60	1.72%	716,324	423,831	292,493	0.27%	656,685	0.04%		5
				61-90	0.17%
				91+	0.02%
				Repossessions	0.06%
					1.97%

Mar-12	1,263,066,809	55,480,423	1,207,586,385	31-60	1.54%	615,977	403,993	211,984	0.20%	868,668	0.06%		6
				61-90	0.19%
				91+	0.02%
				Repossessions	0.06%
					1.81%

Apr-12	1,207,586,385	51,490,251	1,156,096,134	31-60	1.86%	498,419	310,335	188,084	0.19%	1,056,752	0.07%		7
				61-90	0.23%
				91+	0.03%
				Repossessions	0.06%
					2.18%

American Honda Finance Corporation

Honda Owner Trust 2011-3

Loss and Delinquency Analysis - Total Pool

Net Losses

Cumulative Net Losses

Total

Delinquency

Gross

Net

Annualized

Cumulative

Cum. Net Losses

Beginning

Principal

Ending

Range

% by $ of

Loss

Liq.

Loss

Net Loss %

Net Loss

% of Original

Month

Balance

Reduction

Balance

of Days

Contracts 30 +

Amount

Proceeds

Amount

Rate

Amount

Pool Balance

Period

May-12

1,156,096,134

50,644,296

1,105,451,838

31-60

2.09%

462,877

290,176

172,701

0.18%

1,229,453

0.08%

61-90

0.26%

91+

0.06%

Repossessions

0.06%

2.47%

Totals

416,497,235

3,233,677

2,004,224

1,229,453

American Honda Finance Corporation
Honda Owner Trust 2011-3
Prepayment Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,521,949,073
Weighted Average Coupon (WAC)				3.24%
Weighted Average Original Term (OT)				59.55	months
Weighted Average Remaining Term (RT)				45.17	months

				Remaining	Weighted
	Beginning	Total	Ending	Weighted	Average	ABS
	Principal	Principal	Principal	Average	Remaining	Prepayment
Month	Balance	Reduction	Balance	Coupon	Maturity	Speed	Period


							0
Oct-11	1,521,949,073	52,245,720	1,469,703,353	3.24%	45.17	1.15%	1
Nov-11	1,469,703,353	50,526,008	1,419,177,345	3.23%	44.23	1.14%	2
Dec-11	1,419,177,345	51,034,685	1,368,142,660	3.22%	43.43	1.20%	3
Jan-12	1,368,142,660	52,656,927	1,315,485,733	3.21%	42.60	1.33%	4
Feb-12	1,315,485,733	52,418,925	1,263,066,809	3.19%	41.81	1.37%	5
Mar-12	1,263,066,809	55,480,423	1,207,586,385	3.17%	41.03	1.56%	6
Apr-12	1,207,586,385	51,490,251	1,156,096,134	3.16%	40.23	1.44%	7
May-12	1,156,096,134	50,644,296	1,105,451,838	3.14%	39.45	1.45%	8

Totals		416,497,235				1.32%

2012-1 Summary of Original Pool Characteristics

General	Pool	2012-1
	Cut Off Date	1/1/2012
	Portfolio Amount	$ 1,737,164,363.62
	# of Loans	107,845
	Avg Orig Prin	$ 22,456.58
	Avg Remain Prin	$ 16,107.97
	Min Rate	0.50%
	Max Rate	23.49%
	WAC (1)	2.956%
	WAM (2)	46.07
	WAOM (3)	59.59
	WA Seasoning (4)	13.52
	WA FICO Score (5)	751.9

	Characteristic	% of Total Pool	WA FICO Score (5)
Make	Honda	85.28%	750.1
Make	Acura	14.72%	762.0

Credit Grade	.A	77.07%	774.7
	.B	15.25%	691.3
	.C	5.72%	649.2
	.D	1.97%	606.3

Original Term
	13 - 24	0.11%	779.9
	25 - 36	5.83%	791.8
	37 - 48	2.42%	777.9
	49 - 60	79.45%	755.0
	61 - 72	12.19%	706.9

Type	New	86.40%	757.2
	Certified Used	11.92%	722.4
	Non Cert Used	1.68%	685.9

Top 5 States	California	15.92%	739.4
	Texas	8.44%	744.0
	Florida	5.82%	743.8
	New Jersey	5.20%	752.8
	New York	5.18%	754.6

(1)

Weighted Average Coupon or weighted average contract rate

(2)

Weighted Average Maturity or weighted average number of months to maturity

(3)

Weighted Average Original Months or weighted average original term

(4)

Weighted Average Seaoning or weighted average age (months passed) of portfolio

(5)

Weighted Average FICO Score is shown for comparative purposes only and may not have been used in calculating the credit grade

American Honda Finance Corporation
Honda Owner Trust 2012-1
Loss and Delinquency Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,737,164,364
Weighted Average Coupon (WAC)				2.96%
Weighted Average Original Term (OT)				59.59	months
Weighted Average Remaining Term (RT)				46.07	months


								Net Losses			Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized		Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %		Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate		Amount	Pool Balance		Period


Feb-12	1,737,164,364	58,195,680	1,678,968,684	31-60	0.21%	-	-	-	0.00%		-	0.00%		1
				61-90	0.00%
				91+	0.00%
				Repossessions	0.00%
					0.21%

Mar-12	1,678,968,684	61,223,420	1,617,745,264	31-60	0.70%	17,831	12,743	5,088	0.00%	*	5,088	0.00%	*	2
				61-90	0.02%
				91+	0.00%
				Repossessions	0.02%
					0.74%

Apr-12	1,617,745,264	59,533,320	1,558,211,944	31-60	1.00%	248,904	179,462	69,442	0.05%		74,530	0.00%	*	3
				61-90	0.05%
				91+	0.01%
				Repossessions	0.02%
					1.08%

May-12	1,558,211,944	59,392,539	1,498,819,405	31-60	1.25%	351,838	201,517	150,321	0.12%		224,851	0.01%		4
				61-90	0.08%
				91+	0.02%
				Repossessions	0.03%
					1.38%

Totals		238,344,958				618,573	393,722	224,851

American Honda Finance Corporation
Honda Owner Trust 2012-1
Prepayment Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,737,164,364
Weighted Average Coupon (WAC)				2.96%
Weighted Average Original Term (OT)				59.59	months
Weighted Average Remaining Term (RT)				46.07	months

				Remaining	Weighted
	Beginning	Total	Ending	Weighted	Average	ABS
	Principal	Principal	Principal	Average	Remaining	Prepayment
Month	Balance	Reduction	Balance	Coupon	Maturity	Speed	Period


							0
Feb-12	1,737,164,364	58,195,680	1,678,968,684	2.96%	46.07	1.12%	1
Mar-12	1,678,968,684	61,223,420	1,617,745,264	2.94%	45.13	1.32%	2
Apr-12	1,617,745,264	59,533,320	1,558,211,944	2.93%	44.28	1.29%	3
May-12	1,558,211,944	59,392,539	1,498,819,405	2.91%	43.47	1.34%	4

Totals		238,344,958				1.27%

2012-2 Summary of Original Pool Characteristics

General	Pool	2012-2
	Cut Off Date	4/1/2012
	Portfolio Amount	$ 1,538,462,659.84
	# of Loans	91,636
	Avg Orig Prin	$ 23,059.62
	Avg Remain Prin	$ 16,788.85
	Min Rate	0.50%
	Max Rate	21.79%
	WAC (1)	2.784%
	WAM (2)	46.46
	WAOM (3)	59.79
	WA Seasoning (4)	13.33
	WA FICO Score (5)	751.8

	Characteristic	% of Total Pool	WA FICO Score (5)
Make	Honda	85.25%	750.1
Make	Acura	14.75%	761.1

Credit Grade	.A	78.24%	768.4
	.B	14.22%	704.4
	.C	6.24%	666.5
	.D	1.30%	681.7

Original Term
	13 - 24	0.05%	726.9
	25 - 36	5.65%	787.8
	37 - 48	1.93%	757.9
	49 - 60	79.63%	755.4
	61 - 72	12.74%	712.4

Type	New	86.57%	756.1
	Certified Used	11.52%	727.2
	Non Cert Used	1.91%	702.7

Top 5 States	California	16.25%	744.5
	Texas	8.53%	746.3
	Florida	5.56%	745.1
	New Jersey	5.12%	751.3
	New York	4.96%	755.1

(1)

Weighted Average Coupon or weighted average contract rate

(2)

Weighted Average Maturity or weighted average number of months to maturity

(3)

Weighted Average Original Months or weighted average original term

(4)

Weighted Average Seaoning or weighted average age (months passed) of portfolio

(5)

Weighted Average FICO Score is shown for comparative purposes only and may not have been used in calculating the credit grade

American Honda Finance Corporation
Honda Owner Trust 2012-2
Loss and Delinquency Analysis - Total Pool

Original Pool Composition
Original Pool Balance (OPB)				$ 1,538,462,660
Weighted Average Coupon (WAC)				2.78%
Weighted Average Original Term (OT)				59.79	months
Weighted Average Remaining Term (RT)				46.46	months


								Net Losses		Cumulative Net Losses
		Total		Delinquency		Gross		Net	Annualized	Cumulative	Cum. Net Losses
	Beginning	Principal	Ending	Range	% by $ of	Loss	Liq.	Loss	Net Loss %	Net Loss	% of Original
Month	Balance	Reduction	Balance	of Days	Contracts 30 +	Amount	Proceeds	Amount	Rate	Amount	Pool Balance		Period


Apr-12	1,538,462,660	52,463,898	1,485,998,762	31-60	0.08%	-	-	-	0.00%	-	0.00%		1
				61-90	0.00%
				91+	0.00%
				Repossessions	0.00%
					0.08%

May-12	1,485,998,762	52,002,256	1,433,996,506	31-60	0.66%	35,258	21,454	13,804	0.01%	13,804	0.00%	*	2
				61-90	0.00%
				91+	0.00%
				Repossessions	0.01%
					0.67%

Totals		104,466,154				35,258	21,454	13,804

American Honda Finance Corporation

Honda Owner Trust 2012-2

Prepayment Analysis - Total Pool

Original Pool Composition

Original Pool Balance (OPB)

$ 1,538,462,660

Weighted Average Coupon (WAC)

2.78%

Weighted Average Original Term (OT)

59.79

months

Weighted Average Remaining Term (RT)

46.46

months

Remaining

Weighted

Beginning

Total

Ending

Weighted

Average

ABS

Principal

Average

Remaining

Prepayment

Month

Balance

Reduction

Balance

Coupon

Maturity

Speed

Period

Apr-12

1,538,462,660

52,463,898

1,485,998,762

2.78%

46.46

1.18%

May-12

1,485,998,762

52,002,256

1,433,996,506

2.77%

45.48

1.23%

Totals

104,466,154

1.20%

AMERICAN HONDA RECEIVABLES LLC - FORM 8-K - EX-99.1 - STATIC POOL INFORMATION - July 16, 2012

Attached files