UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant To Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of report (Date of earliest event reported): April 25, 2012

HUDSON CITY BANCORP, INC.

(Exact name of registrant as specified in its charter)

WEST 80 CENTURY ROAD

PARAMUS, NEW JERSEY 07652

(Address of principal executive offices, including zip code)

Registrant’s telephone number, including area code: (201) 967-1900

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

The annual meeting of shareholders of Hudson City Bancorp, Inc. (the “Company”) was held on April 25, 2012. As of the record date, there were a total of 528,118,173 shares of common stock outstanding and entitled to vote at the annual meeting. At the annual meeting 453,769,461 shares of common stock were represented in person or by proxy, therefore a quorum was present. The following proposals were submitted by the Board of Directors to a vote of security holders and the Company’s independent inspectors of election reported the final results of the vote on each proposal as noted below.

Proposal 1 - Election of Directors.

Each of Denis J. Salamone, Michael W. Azzara and Victoria H. Bruni were nominated to serve for three-year terms expiring at the annual meeting of shareholders to be held in 2015, or when their successors are otherwise duly elected and qualified. The three directors having received the requisite vote of a majority of the votes cast, as indicated below, were elected as directors of the Company.

Proposal 2 - The ratification of the appointment of KPMG LLP as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2012.

The shareholders were asked to ratify the appointment of KPMG LLP as the Company’s independent registered public accounting firm. The appointment was approved by the requisite vote of a majority of the shares represented in person or by proxy and entitled to vote, as indicated below.

Proposal 3 - Approval of a non-binding advisory proposal on named executive officer compensation.

The shareholders were asked to approve the compensation awarded to the Company’s named executive officers as set forth in the Company’s proxy statement in a non-binding advisory vote. This non-binding advisory proposal was approved by the requisite vote of a majority of the shares represented in person or by proxy and entitled to vote, as indicated below.

2

Proposal 4 - Approval of an amendment to the Company’s Certificate of Incorporation to declassify the Board of Directors.

The shareholders were asked to approve an amendment to the Company’s Certificate of Incorporation that would phase-in the declassification of our Board of Directors and provide instead for the annual election of directors. This amendment was approved by the requisite vote of a majority of the outstanding shares represented in person or by proxy and entitled to vote, as indicated below.

3

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: April 27, 2012

4