AFS SENSUB CORP. - FORM 8-K - EX-99.1 - STATISTICAL INFORMATION FOR THE RECEIVABLES AS OF THE CUTOFF DATE - April 16, 2012

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Exhibit 99.1

AmeriCredit Automobile Receivables Trust 2012-2

Final Pool as of the Cutoff Date

4/12/2012

Composition of the Auto Loan Contracts

as of the Cutoff Date

 

     New     Used     Total  

Aggregate Principal Balance (1)

    $ 505,121,922.23      $ 661,991,671.39      $ 1,167,113,593.62   

Number of Automobile Loan Contracts

      24,363        48,349        72,712   

Percent of Aggregate Principal Balance

      43.28 %      56.72 %      100.00 % 

Average Principal Balance

    $ 20,733.16      $ 13,691.94      $ 16,051.18   

Range of Principal Balances

    ($ 324.55 to $73,392.33 )    ($ 253.41 to $60,812.40 )      ($253.41 to $73,392.33 ) 

Weighted Average APR (1)

      13.01 %      16.58 %      15.03 % 

Range of APRs

      (1.90% to 27.00% )      (2.90% to 29.99% )      (1.90% to 29.99% ) 

Weighted Average Remaining Term

      66        60        62   

Range of Remaining Terms

      (3 to 72 months )      (3 to 72 months )      (3 to 72 months ) 

Weighted Average Original Term

      72        69        70   

Range of Original Terms

      (36 to 72 months )      (24 to 72 months )      (24 to 72 months ) 

 

(1) Aggregate Principal Balance includes some portion of accrued interest. As a result, the Weighted Average APR of the automobile loan contracts may not be equivalent to the automobile loan contracts’ aggregate yield on the Aggregate Principal Balance.

Score Distribution of the Automobile Loan Contracts

as of the Cutoff Date

 

          % of Aggregate        % of Aggregate
     AmeriCredit Score (1)    Principal Balance (2)   Credit Bureau Score  (3)    Principal Balance  (2)
   Less than 215    11.36%     
   215-224    15.66%   Less than 540    29.02%
   225-244    36.24%   540-599    43.98%
   245-259    21.51%   600-659    23.11%
   260 and greater    15.22%   660 and greater    3.88%
  

 

     

 

   

Weighted Average Score

    238      569   

 

(1) Proprietary credit score developed and utilized by AmeriCredit to support the credit approval and pricing process. The scale of the proprietary score is not comparable to a credit bureau score. An AmeriCredit score may not be available for a small portion of loans originated under discontinued origination platforms and those accounts will not be included in the AmeriCredit score table above. Since these accounts are not included in the percentages above, the Aggregate Principal Balance of the accounts based on the AmeriCredit score may be less than the total statistical pool.
(2) Percentages may not add to 100% because of rounding.
(3) A statistically based score (sometimes referred to as FICO score) generated by credit reporting agencies. AmeriCredit utilizes TransUnion, Equifax or Experian credit reports depending on the location of the obligor. Credit Bureau Scores are unavailable for some accounts and those accounts are not included in the Credit Bureau Score table above. Since these accounts are not included in the percentages above, the Aggregate Principal Balance of the accounts based on Credit Bureau Score may be less than the total statistical pool.

AmeriCredit Automobile Receivables Trust 2012-2

Final Pool as of the Cutoff Date

4/12/2012

Distribution of the Automobile Loan Contracts by APR

as of the Cutoff Date

 

Distribution by APR

    Aggregate Principal
Balance (1)		      % of Aggregate
Principal Balance (2)		     Number of Automobile
Loan Contracts		      % of Total Number
of Automobile
Loan Contracts (2)		  

1.000% to 1.999%

    $ 63,847.67         0.01 %      2         0.00 % 

2.000% to 2.999%

      543,404.15         0.05 %      18         0.02 % 

3.000% to 3.999%

      2,199,373.74         0.19 %      79         0.11 % 

4.000% to 4.999%

      4,918,576.21         0.42 %      164         0.23 % 

5.000% to 5.999%

      13,960,861.21         1.20 %      508         0.70 % 

6.000% to 6.999%

      13,767,215.64         1.18 %      597         0.82 % 

7.000% to 7.999%

      29,992,450.63         2.57 %      1,127         1.55 % 

8.000% to 8.999%

      47,088,275.21         4.03 %      2,304         3.17 % 

9.000% to 9.999%

      49,034,645.22         4.20 %      2,521         3.47 % 

10.000% to 10.999%

      57,236,696.51         4.90 %      3,141         4.32 % 

11.000% to 11.999%

      93,208,772.56         7.99 %      4,704         6.47 % 

12.000% to 12.999%

      80,593,670.32         6.91 %      4,915         6.76 % 

13.000% to 13.999%

      74,512,917.28         6.38 %      4,681         6.44 % 

14.000% to 14.999%

      100,564,914.60         8.62 %      6,115         8.41 % 

15.000% to 15.999%

      92,892,458.80         7.96 %      6,073         8.35 % 

16.000% to 16.999%

      125,043,814.70         10.71 %      7,645         10.51 % 

17.000% to 17.999%

      89,710,713.18         7.69 %      6,087         8.37 % 

18.000% to 18.999%

      110,570,167.92         9.47 %      7,844         10.79 % 

19.000% to 19.999%

      51,436,637.40         4.41 %      3,748         5.15 % 

20.000% to 20.999%

      45,103,700.99         3.86 %      3,400         4.68 % 

21.000% to 21.999%

      38,088,195.24         3.26 %      3,082         4.24 % 

22.000% to 22.999%

      18,804,955.07         1.61 %      1,577         2.17 % 

23.000% to 23.999%

      15,195,144.65         1.30 %      1,288         1.77 % 

24.000% to 24.999%

      9,758,167.64         0.84 %      851         1.17 % 

25.000% to 25.999%

      2,092,647.40         0.18 %      175         0.24 % 

26.000% to 26.999%

      478,357.63         0.04 %      44         0.06 % 

27.000% to 27.999%

      135,036.51         0.01 %      12         0.02 % 

28.000% to 28.999%

      95,331.78         0.01 %      8         0.01 % 

29.000% to 29.999%

      22,643.76         0.00 %      2         0.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

TOTAL

    $ 1,167,113,593.62         100.00 %      72,712         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Aggregate Principal Balances include some portion of accrued interest. Indicated APRs represent APRs on principal balance net of such accrued interest.
(2) Percentages may not add to 100% because of rounding.

AmeriCredit Automobile Receivables Trust 2012-2

Final Pool as of the Cutoff Date

4/12/2012

Distribution of the Automobile Loan Contracts by Geographic Location

of Obligor as of the Cutoff Date

 

Geographic Location

    Aggregate
Principal
Balance (1)		      % of Aggregate
Principal Balance (2)		     Number of
Automobile
Loan Contracts		      % of Total Number
of Automobile
Loan Contracts (2)		  

Alabama

    $ 16,534,637.90         1.42 %      1,110         1.53 % 

Alaska

      1,908,829.36         0.16 %      98         0.13 % 

Arizona

      27,578,370.79         2.36 %      1,526         2.10 % 

Arkansas

      14,103,015.45         1.21 %      876         1.20 % 

California

      97,180,175.75         8.33 %      5,939         8.17 % 

Colorado

      17,867,639.24         1.53 %      1,057         1.45 % 

Connecticut

      9,302,088.87         0.80 %      614         0.84 % 

Delaware

      4,123,909.88         0.35 %      283         0.39 % 

District of Columbia

      2,472,135.38         0.21 %      145         0.20 % 

Florida

      111,432,272.38         9.55 %      7,075         9.73 % 

Georgia

      44,138,386.35         3.78 %      2,564         3.53 % 

Hawaii

      5,057,098.19         0.43 %      307         0.42 % 

Idaho

      2,634,001.06         0.23 %      163         0.22 % 

Illinois

      39,212,164.43         3.36 %      2,561         3.52 % 

Indiana

      29,702,397.68         2.54 %      1,857         2.55 % 

Iowa

      5,447,005.32         0.47 %      346         0.48 % 

Kansas

      5,272,447.09         0.45 %      333         0.46 % 

Kentucky

      14,709,461.24         1.26 %      1,037         1.43 % 

Louisiana

      28,238,240.25         2.42 %      1,590         2.19 % 

Maine

      4,511,762.16         0.39 %      358         0.49 % 

Maryland

      29,042,026.79         2.49 %      1,676         2.30 % 

Massachusetts

      19,633,909.74         1.68 %      1,305         1.79 % 

Michigan

      29,650,210.77         2.54 %      2,006         2.76 % 

Minnesota

      9,129,078.65         0.78 %      614         0.84 % 

Mississippi

      15,729,731.63         1.35 %      1,038         1.43 % 

Missouri

      19,836,574.88         1.70 %      1,307         1.80 % 

Montana

      2,453,990.60         0.21 %      130         0.18 % 

Nebraska

      3,113,213.19         0.27 %      202         0.28 % 

Nevada

      8,693,444.33         0.74 %      548         0.75 % 

New Hampshire

      4,433,036.40         0.38 %      295         0.41 % 

New Jersey

      24,580,995.56         2.11 %      1,576         2.17 % 

New Mexico

      13,433,049.74         1.15 %      774         1.06 % 

New York

      44,586,036.46         3.82 %      3,024         4.16 % 

North Carolina

      42,825,482.35         3.67 %      2,712         3.73 % 

North Dakota

      1,427,726.50         0.12 %      77         0.11 % 

Ohio

      44,675,525.78         3.83 %      3,318         4.56 % 

Oklahoma

      15,109,387.28         1.29 %      842         1.16 % 

Oregon

      6,304,774.95         0.54 %      451         0.62 % 

Pennsylvania

      52,281,072.09         4.48 %      3,582         4.93 % 

Rhode Island

      2,770,789.56         0.24 %      211         0.29 % 

South Carolina

      16,966,465.56         1.45 %      1,088         1.50 % 

South Dakota

      1,452,658.87         0.12 %      97         0.13 % 

Tennessee

      22,382,712.37         1.92 %      1,488         2.05 % 

Texas

      183,078,231.07         15.69 %      10,021         13.78 % 

Utah

      3,961,779.28         0.34 %      237         0.33 % 

Vermont

      1,807,760.38         0.15 %      113         0.16 % 

Virginia

      24,983,151.35         2.14 %      1,535         2.11 % 

Washington

      13,294,217.63         1.14 %      843         1.16 % 

West Virginia

      12,467,880.67         1.07 %      724         1.00 % 

Wisconsin

      12,779,128.75         1.09 %      883         1.21 % 

Wyoming

      2,560,339.57         0.22 %      119         0.16 % 

Other (3)

      243,172.10         0.02 %      37         0.05 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

TOTAL

    $ 1,167,113,593.62         100.00 %      72,712         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.
(3) States and Territories with Aggregate Principal Balances less than $1,000,000 each.

 

AmeriCredit Automobile Receivables Trust 2012-2

Final Pool as of the Cutoff Date

4/12/2012

Distribution of the Automobile Loan Contracts by Wholesale LTV

as of the Cutoff Date

 

         % of Aggregate
     Wholesale LTV (1)  Range   Principal Balance  (2)(3)
   Less than 100%   26.81%
   100-109   23.49%
   110-119   22.98%
   120-129   16.54%
   130-139   7.74%
   140-149   1.98%
   150 and greater   0.45%
  

 

  

Weighted Average Wholesale LTV

    110%  

 

(1) Wholesale LTV is calculated using the total amount financed, which may include taxes, title fees and ancillary products over the wholesale auction value of the financed vehicle at the time the vehicle is financed. The vehicle value at origination is determined by using NADA or “Kelly Blue Book Trade-in” prices for used vehicles or dealer invoice/dealer wholesale price

for new vehicles.

(2) Wholesale LTV was not available or could not be calculated on certain loans and these loans are not included in the table above. Since these loans are not included in the Wholesale LTV table, the Aggregate Principal Balance may be less than the total statistical pool.
(3) Percentages may not add up to 100% because of rounding.

AmeriCredit Automobile Receivables Trust 2012-2

Final Pool as of the Cutoff Date

4/12/2012

Distribution of the Automobile Loan Contracts by Vehicle Make

as of the Cutoff Date

 

Vehicle Make

    Aggregate
Principal
Balance (1)		      % of Aggregate
Principal Balance (2)		     Number of
Automobile
Loan Contracts		      % of Total Number
of Automobile
Loan Contracts (2)		  

BMW

    $ 12,210,223.34         1.05 %      582         0.80 % 

Buick (4)

      15,229,142.69         1.30 %      857         1.18 % 

Cadillac (4)

      19,227,802.96         1.65 %      946         1.30 % 

Chevrolet (4)

      374,136,722.15         32.06 %      19,437         26.73 % 

Chrysler

      39,637,209.03         3.40 %      3,029         4.17 % 

Dodge

      105,765,214.36         9.06 %      6,914         9.51 % 

Ford

      105,579,800.92         9.05 %      7,658         10.53 % 

GMC (4)

      53,322,778.08         4.57 %      2,300         3.16 % 

Honda

      32,142,511.61         2.75 %      2,320         3.19 % 

Hyundai

      33,685,364.29         2.89 %      2,485         3.42 % 

Jeep

      36,062,849.92         3.09 %      2,318         3.19 % 

Kia

      64,705,493.74         5.54 %      4,586         6.31 % 

Mazda

      15,970,948.49         1.37 %      1,175         1.62 % 

Mercedes

      13,372,611.23         1.15 %      649         0.89 % 

Mitsubishi

      14,487,632.22         1.24 %      1,062         1.46 % 

Nissan

      77,229,563.46         6.62 %      5,075         6.98 % 

Pontiac

      14,371,487.28         1.23 %      1,667         2.29 % 

Toyota

      55,781,050.44         4.78 %      3,686         5.07 % 

Volkswagen

      13,443,704.99         1.15 %      910         1.25 % 

Other (3)

      70,751,482.42         6.06 %      5,056         6.95 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

Total

    $ 1,167,113,593.62         100.00 %      72,712         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.
(3) Aggregate Principal Balance of less than 1% of Total Aggregate Principal Balance per vehicle make.
(4) The total Aggregate Principal Balance of all new GM vehicles is $281,624,188.37, or approximately 24% of the Final Pool.

Distribution of the Automobile Loan Contracts by Vehicle Segment

as of the Cutoff Date

 

Vehicle Segment (1)

    Aggregate
Principal
Balance (2)		      % of Aggregate
Principal Balance (3)		     Number of
Automobile
Loan Contracts		      % of Total Number
of Automobile
Loan Contracts (3)		  

Full-Size Car

    $ 6,600,708.52         0.57 %      496         0.68 % 

Full-Size Van/Truck

      163,686,352.48         14.02 %      7,813         10.75 % 

Full-Size SUV

      65,984,672.92         5.65 %      3,141         4.32 % 

Mid-Size Car

      322,273,106.53         27.61 %      20,858         28.69 % 

Mid-Size SUV

      257,110,245.91         22.03 %      15,440         21.23 % 

Economy/Compact Car

      204,668,900.01         17.54 %      15,546         21.38 % 

Compact Van/Truck

      57,939,077.49         4.96 %      4,586         6.31 % 

Sports Car

      88,714,525.44         7.60 %      4,821         6.63 % 

Segment Unavailable (4)

      136,004.32         0.01 %      11         0.02 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

Total

    $ 1,167,113,593.62         100.00 %      72,712         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Categories reflect consolidated categories based on J.D. Power defined segments.
(2) Aggregate Principal Balances include some portion of accrued interest.
(3) Percentages may not add up to 100% because of rounding.
(4) Vehicle segmentation was not available for certain accounts at the time the pool was selected.

AmeriCredit Automobile Receivables Trust 2012-2

Final Pool as of the Cutoff Date

4/12/2012

Historical Delinquency Experience of the Automobile Loan Contracts

as of the Cutoff Date

 

Number of Times

Ever 31 to 60 Days

Delinquent

    Aggregate Principal
Balance (1)		      % of Aggregate
Principal Balance (2)		     Number of
Automobile
Loan Contracts		      % of Total Number of
Automobile Loan
Contracts (2)		  

0

    $ 1,045,945,055.66         89.62 %      56,301         77.43 % 

1

      12,983,114.49         1.11 %      1,718         2.36 % 

2+

      108,185,423.47         9.27 %      14,693         20.21 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

Total

    $ 1,167,113,593.62         100.00 %      72,712         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.

 

Number of Times

Ever 61 to 90 Days

Delinquent

    Aggregate Principal
Balance (1)		      % of Aggregate
Principal Balance (2)		     Number of
Automobile
Loan Contracts		      % of Total Number of
Automobile Loan
Contracts (2)		  

0

    $ 1,098,498,293.84         94.12 %      63,876         87.85 % 

1

      17,527,514.76         1.50 %      2,393         3.29 % 

2+

      51,087,785.02         4.38 %      6,443         8.86 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

Total

    $ 1,167,113,593.62         100.00 %      72,712         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.

 

Number of Times

Ever Greater Than

90 Days Delinquent

    Aggregate Principal
Balance (1)		      % of Aggregate
Principal Balance (2)		     Number of
Automobile
Loan Contracts		      % of Total Number of
Automobile Loan
Contracts (2)		  

0

    $ 1,148,419,454.31         98.40 %      70,335         96.73 % 

1

      12,136,569.64         1.04 %      1,569         2.16 % 

2+

      6,557,569.67         0.56 %      808         1.11 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

Total

    $ 1,167,113,593.62         100.00 %      72,712         100.00 % 
  

 

 

     

 

 

    

 

 

     

 

 

  

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.

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