Attached files
file | filename |
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10-Q - FORM 10-Q - HOME BANCSHARES INC | d84764e10vq.htm |
EX-15 - EX-15 - HOME BANCSHARES INC | d84764exv15.htm |
EX-31.1 - EX-31.1 - HOME BANCSHARES INC | d84764exv31w1.htm |
EX-31.2 - EX-31.2 - HOME BANCSHARES INC | d84764exv31w2.htm |
EX-32.2 - EX-32.2 - HOME BANCSHARES INC | d84764exv32w2.htm |
EXCEL - IDEA: XBRL DOCUMENT - HOME BANCSHARES INC | Financial_Report.xls |
EX-32.1 - EX-32.1 - HOME BANCSHARES INC | d84764exv32w1.htm |
Exhibit 12.1
Home BancShares, Inc.
Computation of Ratios of Earnings to Fixed Charges
Computation of Ratios of Earnings to Fixed Charges
Three Months Ended | Nine Months Ended | |||||||||||||||||||||||||||||||||||
September 30, | September 30, | Year Ended December 31, | ||||||||||||||||||||||||||||||||||
Exhibit | 2011 | 2010 | 2011 | 2010 | 2010 | 2009 | 2008 | 2007 | 2006 | |||||||||||||||||||||||||||
(In thousands, except ratio's) | ||||||||||||||||||||||||||||||||||||
Fixed Charges and Preferred Dividends |
||||||||||||||||||||||||||||||||||||
Interest expense |
7,008 | 8,310 | 22,036 | 23,948 | 32,373 | 37,391 | 56,552 | 70,776 | 57,949 | |||||||||||||||||||||||||||
Capital debt expense Trust Preferred |
539 | 599 | 1,620 | 1,796 | 2,335 | 2,552 | 3,114 | 3,002 | 2,991 | |||||||||||||||||||||||||||
Estimated interest in rent |
107 | 98 | 328 | 271 | 395 | 318 | 332 | 284 | 261 | |||||||||||||||||||||||||||
Preferred dividends (E) |
35 | 625 | 1,285 | 1,875 | 2,500 | 2,395 | | | 359 | |||||||||||||||||||||||||||
Combined fixed charges and preferred dividends ( B ) |
7,689 | 9,632 | 25,269 | 27,890 | 37,603 | 42,656 | 59,998 | 74,062 | 61,560 | |||||||||||||||||||||||||||
Less: interest on deposits |
5,638 | 6,319 | 17,884 | 17,486 | 24,302 | 27,442 | 45,593 | 56,232 | 46,213 | |||||||||||||||||||||||||||
Combined fixed charges and preferred dvidends
excluding interest on deposits ( D ) |
2,051 | 3,313 | 7,385 | 10,404 | 13,301 | 15,214 | 14,405 | 17,830 | 15,347 | |||||||||||||||||||||||||||
Earnings |
||||||||||||||||||||||||||||||||||||
Pre-tax income from continuing operations |
21,936 | 14,166 | 62,362 | 47,520 | 23,612 | 38,936 | 12,036 | 28,964 | 23,165 | |||||||||||||||||||||||||||
Fixed charges and preferred dividends |
7,689 | 9,632 | 25,269 | 27,890 | 37,603 | 42,656 | 59,998 | 74,062 | 61,560 | |||||||||||||||||||||||||||
Total earnings ( A ) |
29,625 | 23,798 | 87,631 | 75,410 | 61,215 | 81,592 | 72,034 | 103,026 | 84,725 | |||||||||||||||||||||||||||
Less: interest on deposits |
5,638 | 6,319 | 17,884 | 17,486 | 24,302 | 27,442 | 45,593 | 56,232 | 46,213 | |||||||||||||||||||||||||||
Total earnings excluding interest on deposits ( C ) |
23,987 | 17,479 | 69,747 | 57,924 | 36,913 | 54,150 | 26,441 | 46,794 | 38,512 | |||||||||||||||||||||||||||
Ratio of earnings to fixed charges |
||||||||||||||||||||||||||||||||||||
Ratio, including interest on deposits (A/(B-E)) |
3.87 | 2.64 | 3.65 | 2.90 | 1.74 | 2.03 | 1.20 | 1.39 | 1.38 | |||||||||||||||||||||||||||
Ratio, excluding interest on deposits (C/(D-E)) |
11.90 | 6.50 | 11.43 | 6.79 | 3.42 | 4.22 | 1.84 | 2.62 | 2.57 | |||||||||||||||||||||||||||
Ratio of earnings to fixed charges & preferred dividends |
||||||||||||||||||||||||||||||||||||
Ratio, including interest on deposits (A/B) |
3.85 | 2.47 | 3.47 | 2.70 | 1.63 | 1.91 | 1.20 | 1.39 | 1.38 | |||||||||||||||||||||||||||
Ratio, excluding interest on deposits (C/D) |
11.70 | 5.28 | 9.44 | 5.57 | 2.78 | 3.56 | 1.84 | 2.62 | 2.51 |