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Exhibit 99.1

AmeriCredit Automobile Receivables Trust 2011-5

Final Pool as of the Cutoff Date

10/26/2011

Composition of the Auto Loan Contracts

as of the Cutoff Date

 

     New      Used      Total  

Aggregate Principal Balance (1)

   $ 426,713,102.43       $ 528,203,742.43       $ 954,916,844.86   

Number of Automobile Loan Contracts

     17,706         31,242         48,948   

Percent of Aggregate Principal Balance

     44.69%         55.31%         100.00%   

Average Principal Balance

   $ 24,099.92       $ 16,906.85       $ 19,508.80   

Range of Principal Balances

   ($ 339.00 to $69,563.23)       ($ 250.56 to $68,269.74)       ($ 250.56 to $69,563.23)   

Weighted Average APR (1)

     11.90%         16.28%         14.32%   

Range of APRs

     (1.70% to 26.50%)         (1.90% to 29.99%)         (1.70% to 29.99%)   

Weighted Average Remaining Term

     69         65         67   

Range of Remaining Terms

     (3 to 72 months)         (3 to 72 months)         (3 to 72 months)   

Weighted Average Original Term

     72         69         70   

Range of Original Terms

     (36 to 72 months)         (24 to 72 months)         (24 to 72 months)   

 

 

(1) Aggregate Principal Balance includes some portion of accrued interest. As a result, the Weighted Average APR of the automobile loan contracts may not be equivalent to the automobile loan contracts’ aggregate yield on the Aggregate Principal Balance.

Score Distribution of the Automobile Loan Contracts

as of the Cutoff Date

 

     AmeriCredit Score  (1)      % of Aggregate
Principal  Balance (2)
    Credit Bureau Score  (3)      % of Aggregate
Principal  Balance (2)
 
     Less than 215         10.59     
     215-224         13.94     Less than 540         27.57
     225-244         34.51     540-599         43.85
     245-259         22.85     600-659         24.15
     260 and greater         18.11     660 and greater         4.43
  

 

 

    

 

 

   

 

 

    

 

 

 

Weighted Average Score

     240           572      

 

 

(1) Proprietary credit score developed and utilized by AmeriCredit to support the credit approval and pricing process. The scale of the proprietary score is not comparable to a credit bureau score. An AmeriCredit score may not be available for a small portion of originated under discontinued origination platforms and those accounts will not be included in the AmeriCredit score table above. Since these accounts are not included in the percentages above, the Aggregate Principal Balance of the accounts based on the AmeriCredit score may be less than the total statistical pool.
(2) Percentages may not add to 100% because of rounding.
(3) A statistically based score (sometimes referred to as FICO score) generated by credit reporting agencies. AmeriCredit utilizes TransUnion, Equifax or Experian credit reports depending on the location of the obligor. Credit Bureau Scores are unavailable for some accounts and those accounts are not included in the Credit Bureau Score table above. Since these accounts are not included in the percentages above, the Aggregate Principal Balance of the accounts based on Credit Bureau Score may be less than the total statistical pool.


AmeriCredit Automobile Receivables Trust 2011-5

Final Pool as of the Cutoff Date

10/26/2011

Distribution of the Automobile Loan Contracts by APR

as of the Cutoff Date

 

Distribution by APR

   Aggregate Principal
Balance (1)
     % of Aggregate
Principal  Balance (2)
    Number of Automobile
Loan Contracts
     % of Total Number
of  Automobile
Loan Contracts (2)
 

1.000% to 1.999%

   $ 2,781,284.12         0.29     85         0.17

2.000% to 2.999%

     3,013,466.53         0.32     97         0.20

3.000% to 3.999%

     15,778,831.78         1.65     453         0.93

4.000% to 4.999%

     3,521,001.88         0.37     158         0.32

5.000% to 5.999%

     9,401,235.07         0.98     316         0.65

6.000% to 6.999%

     31,740,103.88         3.32     1,469         3.00

7.000% to 7.999%

     30,940,291.45         3.24     1,238         2.53

8.000% to 8.999%

     28,355,564.92         2.97     1,559         3.19

9.000% to 9.999%

     46,767,375.86         4.90     2,355         4.81

10.000% to 10.999%

     51,124,065.67         5.35     2,647         5.41

11.000% to 11.999%

     83,996,422.09         8.80     3,798         7.76

12.000% to 12.999%

     70,906,188.04         7.43     3,644         7.44

13.000% to 13.999%

     69,634,869.63         7.29     3,618         7.39

14.000% to 14.999%

     87,491,045.11         9.16     4,469         9.13

15.000% to 15.999%

     68,552,461.54         7.18     3,644         7.44

16.000% to 16.999%

     76,770,396.58         8.04     3,939         8.05

17.000% to 17.999%

     64,458,838.09         6.75     3,407         6.96

18.000% to 18.999%

     76,733,796.13         8.04     4,126         8.43

19.000% to 19.999%

     35,986,167.41         3.77     2,046         4.18

20.000% to 20.999%

     35,924,996.99         3.76     2,055         4.20

21.000% to 21.999%

     24,974,901.25         2.62     1,532         3.13

22.000% to 22.999%

     15,227,260.35         1.59     927         1.89

23.000% to 23.999%

     11,041,031.76         1.16     712         1.45

24.000% to 24.999%

     6,846,076.65         0.72     446         0.91

25.000% to 25.999%

     1,747,590.42         0.18     123         0.25

26.000% to 26.999%

     1,012,212.59         0.11     71         0.15

27.000% to 27.999%

     181,151.11         0.02     13         0.03

28.000% to 28.999%

     —           0.00     0         0.00

29.000% to 29.999%

     8,217.96         0.00     1         0.00
  

 

 

    

 

 

   

 

 

    

 

 

 

TOTAL

   $ 954,916,844.86         100.00     48,948         100.00
  

 

 

    

 

 

   

 

 

    

 

 

 

 

 

(1) Aggregate Principal Balances include some portion of accrued interest. Indicated APRs represent APRs on principal balance net of such accrued interest.
(2) Percentages may not add to 100% because of rounding.


AmeriCredit Automobile Receivables Trust 2011-5

Final Pool as of the Cutoff Date

10/26/2011

Distribution of the Automobile Loan Contracts by APR

as of the Cutoff Date

 

Geographic Location

   Aggregate
Principal

Balance (1)
     % of Aggregate
Principal Balance (2)
    Number of
Automobile
Loan Contracts
     % of Total Number
of Automobile
Loan Contracts (2)
 

Alabama

   $ 12,719,563.07         1.33     610         1.25

Alaska

     1,836,880.68         0.19     78         0.16

Arizona

     26,998,797.61         2.83     1,542         3.15

Arkansas

     10,685,975.96         1.12     503         1.03

California

     89,416,875.58         9.36     5,646         11.53

Colorado

     17,167,488.05         1.80     919         1.88

Connecticut

     7,469,739.22         0.78     367         0.75

Delaware

     3,242,392.10         0.34     165         0.34

District of Columbia

     1,140,297.27         0.12     62         0.13

Florida

     92,167,531.05         9.65     4,972         10.16

Georgia

     31,394,125.96         3.29     1,547         3.16

Hawaii

     2,989,026.13         0.31     138         0.28

Idaho

     1,798,518.11         0.19     89         0.18

Illinois

     38,525,707.46         4.03     1,880         3.84

Indiana

     24,009,562.00         2.51     1,197         2.45

Iowa

     6,183,095.79         0.65     310         0.63

Kansas

     5,504,234.16         0.58     278         0.57

Kentucky

     12,107,318.42         1.27     592         1.21

Louisiana

     17,999,358.81         1.88     774         1.58

Maine

     2,917,603.15         0.31     155         0.32

Maryland

     23,722,220.56         2.48     1,151         2.35

Massachusetts

     14,011,498.59         1.47     723         1.48

Michigan

     30,515,207.09         3.20     1,522         3.11

Minnesota

     8,925,506.88         0.93     467         0.95

Mississippi

     9,109,397.75         0.95     428         0.87

Missouri

     16,783,110.78         1.76     881         1.80

Montana

     2,631,515.92         0.28     120         0.25

Nebraska

     2,826,737.92         0.30     150         0.31

Nevada

     7,710,895.11         0.81     504         1.03

New Hampshire

     3,672,782.33         0.38     191         0.39

New Jersey

     19,157,402.83         2.01     1,021         2.09

New Mexico

     13,276,557.77         1.39     546         1.12

New York

     34,576,986.62         3.62     1,772         3.62

North Carolina

     28,433,533.42         2.98     1,496         3.06

North Dakota

     1,158,223.44         0.12     51         0.10

Ohio

     35,862,463.82         3.76     1,857         3.79

Oklahoma

     11,880,582.33         1.24     537         1.10

Oregon

     4,456,562.70         0.47     237         0.48

Pennsylvania

     41,803,830.13         4.38     2,195         4.48

Rhode Island

     1,601,912.52         0.17     86         0.18

South Carolina

     12,846,960.58         1.35     681         1.39

South Dakota

     1,817,397.17         0.19     91         0.19

Tennessee

     17,069,128.42         1.79     841         1.72

Texas

     142,257,740.37         14.90     6,528         13.34

Utah

     3,787,175.71         0.40     177         0.36

Vermont

     1,496,523.16         0.16     72         0.15

Virginia

     19,824,697.34         2.08     946         1.93

Washington

     13,361,349.32         1.40     714         1.46

West Virginia

     10,351,965.09         1.08     460         0.94

Wisconsin

     10,625,545.98         1.11     556         1.14

Wyoming

     2,998,914.57         0.31     117         0.24

Other (3)

     88,428.06         0.01     6         0.01
  

 

 

    

 

 

   

 

 

    

 

 

 

TOTAL

   $ 954,916,844.86         100.00     48,948         100.00
  

 

 

    

 

 

   

 

 

    

 

 

 

 

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.
(3) States and Territories with Aggregate Principal Balances less than $1,000,000 each.


AmeriCredit Automobile Receivables Trust 2011-5

Final Pool as of the Cutoff Date

10/26/2011

Distribution of the Automobile Loan Contracts by Wholesale LTV

as of the Cutoff Date

 

   

Wholesale LTV (1) Range

   % of Aggregate
Principal Balance (2) (3)
 
 

Less than 100%

     24.55
 

100-109

     24.30
 

110-119

     25.47
 

120-129

     17.64
 

130-139

     6.94
 

140-149

     0.99
 

150 and greater

     0.13
 

 

  

 

 

 

Weighted Average Wholesale LTV

  110%   

 

 

(1) Wholesale LTV is calculated using the total amount financed, which may include taxes, title fees and ancillary products over the wholesale auction value of the financed vehicle at the time the vehicle is financed. The vehicle value at origination is determined by using NADA or “Kelly Blue Book Trade-in” prices for used vehicles or dealer invoice/dealer wholesale price for new vehicles.
(2) Wholesale LTV was not available or could not be calculated on certain loans and these loans are not included in the table above. Since these loans are not included in the Wholesale LTV table, the Aggregate Principal Balance may be less than the total statistical pool.
(3) Percentages may not add up to 100% because of rounding.


AmeriCredit Automobile Receivables Trust 2011-5

Final Pool as of the Cutoff Date

10/26/2011

Distribution of the Automobile Loan Contracts by Vehicle Make

as of the Cutoff Date

 

Vehicle Make

   Aggregate
Principal

Balance (1)
     % of Aggregate
Principal Balance (2)
    Number of
Automobile

Loan  Contracts
     % of Total Number
of Automobile
Loan Contracts (2)
 

Buick (4)

   $ 12,976,313.86         1.36     534         1.09

Cadillac (4)

     17,830,940.54         1.87     746         1.52

Chevrolet (4)

     339,946,108.79         35.60     15,267         31.19

Chrysler

     28,546,558.81         2.99     1,764         3.60

Dodge

     75,050,329.65         7.86     4,148         8.47

Ford

     73,364,792.64         7.68     4,294         8.77

GMC (4)

     51,512,543.40         5.39     1,925         3.93

Honda

     20,079,615.52         2.10     1,224         2.50

Hyundai

     24,686,894.41         2.59     1,491         3.05

Jeep

     30,301,277.34         3.17     1,711         3.50

Kia

     47,885,838.35         5.01     2,658         5.43

Mazda

     10,677,129.44         1.12     661         1.35

Mercedes

     11,368,163.48         1.19     474         0.97

Mitsubishi

     12,841,112.13         1.34     711         1.45

Nissan

     61,972,379.06         6.49     3,545         7.24

Pontiac

     12,621,398.54         1.32     947         1.93

Toyota

     46,303,948.80         4.85     2,692         5.50

Volkswagen

     10,668,888.53         1.12     616         1.26

Other (3)

     66,282,611.57         6.94     3,540         7.23
  

 

 

    

 

 

   

 

 

    

 

 

 

Total

   $ 954,916,844.86         100.00     48,948         100.00
  

 

 

    

 

 

   

 

 

    

 

 

 

 

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.
(3) Aggregate Principal Balance of less than 1% per vehicle make.
(4) The total Aggregate Principal Balance of all new GM vehicles is $262,599,160.14, or approximately 27% of the statistical pool.

Distribution of the Automobile Loan Contracts by Vehicle Segment

as of the Cutoff Date

 

Vehicle Segment (1)

   Aggregate
Principal

Balance (2)
     % of Aggregate
Principal Balance (3)
    Number of
Automobile
Loan  Contracts
     % of Total Number
of Automobile
Loan Contracts (3)
 

Full-Size Car

   $ 4,077,205.29         0.43     217         0.44

Full-Size Van/Truck

     173,115,718.65         18.13     6,961         14.22

Full-Size SUV

     63,753,960.27         6.68     2,709         5.53

Mid-Size Car

     248,949,239.56         26.07     13,280         27.13

Mid-Size SUV

     205,172,393.02         21.49     10,638         21.73

Economy/Compact Car

     148,947,983.27         15.60     9,141         18.67

Compact Van/Truck

     44,550,760.52         4.67     2,761         5.64

Sports Car

     66,200,437.56         6.93     3,221         6.58

Segment Unavailable (4)

     149,146.72         0.02     20         0.04
  

 

 

    

 

 

   

 

 

    

 

 

 

Total

   $ 954,916,844.86         100.00     48,948         100.00
  

 

 

    

 

 

   

 

 

    

 

 

 

 

 

(1) Categories reflect consolidated categories based on J.D. Power defined segments.
(2) Aggregate Principal Balances include some portion of accrued interest.
(3) Percentages may not add up to 100% because of rounding.
(4) Vehicle segmentation was not available for certain accounts at the time the pool was selected.


AmeriCredit Automobile Receivables Trust 2011-5

Final Pool as of the Cutoff Date

10/26/2011

Historical Delinquency Experience of the Automobile Loan Contracts

as of the Cutoff Date

 

Number of Times

Ever 31 to 60 Days

Delinquent

   Aggregate Principal
Balance (1)
     % of Aggregate
Principal Balance (2)
    Number of
Automobile
Loan Contracts
     % of Total Number of
Automobile Loan
Contracts (2)
 

0

   $ 913,913,227.01         95.71     44,764         91.45

1

     14,328,045.40         1.50     971         1.98

2+

     26,675,572.45         2.79     3,213         6.56
  

 

 

    

 

 

   

 

 

    

 

 

 

Total

   $ 954,916,844.86         100.00     48,948         100.00
  

 

 

    

 

 

   

 

 

    

 

 

 

 

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.

 

Number of Times

Ever 61 to 90 Days

Delinquent

   Aggregate Principal
Balance (1)
     % of Aggregate
Principal Balance (2)
    Number of
Automobile
Loan Contracts
     % of Total Number of
Automobile Loan
Contracts (2)
 

0

   $ 940,074,830.44         98.45     47,173         96.37

1

     5,024,543.10         0.53     526         1.07

2+

     9,817,471.32         1.03     1,249         2.55
  

 

 

    

 

 

   

 

 

    

 

 

 

Total

   $ 954,916,844.86         100.00     48,948         100.00
  

 

 

    

 

 

   

 

 

    

 

 

 

 

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.

 

Number of Times

Ever Greater Than

90 Days Delinquent

   Aggregate Principal
Balance (1)
     % of Aggregate
Principal Balance (2)
    Number of
Automobile
Loan Contracts
     % of Total Number of
Automobile Loan
Contracts (2)
 

0

   $ 951,132,772.90         99.60     48,458         99.00

1

     2,348,189.28         0.25     311         0.64

2+

     1,435,882.68         0.15     179         0.37
  

 

 

    

 

 

   

 

 

    

 

 

 

Total

   $ 954,916,844.86         100.00     48,948         100.00
  

 

 

    

 

 

   

 

 

    

 

 

 

 

 

(1) Aggregate Principal Balances include some portion of accrued interest.
(2) Percentages may not add to 100% because of rounding.