Attached files
file | filename |
---|---|
EX-32.1 - EX-32.1 - Merchants & Marine Bancorp, Inc. | c20037exv32w1.htm |
EX-32.2 - EX-32.2 - Merchants & Marine Bancorp, Inc. | c20037exv32w2.htm |
EX-31.1 - EX-31.1 - Merchants & Marine Bancorp, Inc. | c20037exv31w1.htm |
EXCEL - IDEA: XBRL DOCUMENT - Merchants & Marine Bancorp, Inc. | Financial_Report.xls |
10-Q - FORM 10-Q - Merchants & Marine Bancorp, Inc. | c20037e10vq.htm |
Exhibit 31.2
CERTIFICATIONS
I, Elise Bourgeois, certify that:
1. | I have reviewed this quarterly report on Form 10-Q of Merchants & Marine Bancorp, Inc.; |
|
2. | Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state
a material fact necessary to make the statements made, in light of the circumstances under which such
statements were made, not misleading with respect to the period covered by this report; |
|
3. | Based on my knowledge, the financial statements, and other financial information included in this report,
fairly present in all material respects the financial condition, results of operations and cash flows of the
registrant as of, and for, the periods presented in this report; |
|
4. | The registrants other certifying officer(s) and I are responsible for establishing and maintaining
disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal
control over financial reporting (as defined in Exchange Act Rules 13(a)-15(f) and 15d-15(f)) for the
registrant and have: |
(a) | Designed such disclosure controls and procedures, or caused such
disclosure controls and procedures to be designed under our supervision,
to ensure that material information relating to the registrant, including
its consolidated subsidiaries, is made known to us by others within those
entities, particularly during the period in which this report is being
prepared; |
||
(b) | Designed such internal control over financial reporting, or caused such
internal control over financial reporting to be designed under our
supervision, to provide reasonable assurance regarding the reliability of
financial reporting and the preparation of financial statements for
external purposes in accordance with generally accepted accounting
principles; |
||
(c) | Evaluated the effectiveness of the registrants disclosure controls and
procedures and presented in this report our conclusions about the
effectiveness of the disclosure controls and procedures, as of the end of
the period covered by this report based on such evaluation; and |
||
(d) | Disclosed in this report any change in the registrants internal control
over financial reporting that occurred during the registrants most
recent fiscal quarter (the registrants fourth fiscal quarter in the case
of an annual report) that has materially affected, or is reasonably
likely to materially affect, the registrants internal control over
financial reporting; and |
5. | The registrants other certifying officer(s) and I have disclosed, based on our most recent evaluation of
internal control over financial reporting, to the registrants auditors and the audit committee of
registrants board of directors (or persons performing the equivalent functions): |
(a) | All significant deficiencies and material weaknesses in the design or
operation of internal control over financial reporting which are
reasonably likely to adversely affect the registrants ability to record,
process, summarize and report financial information; and |
||
(b) | Any fraud, whether or not material, that involves management or other
employees who have a significant role in the registrants internal
control over financial reporting. |
Date: August 12, 2011
/s/ Elise Bourgeois | ||||
Elise Bourgeois, Senior Vice President, | ||||
Cashier, and Chief Financial Officer |