Attached files

                                                                 Exhibit 31.2

    CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO
                  SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002


I, Richard S. Dziadzio, Senior Executive Vice President and Chief Financial
Officer of MONY Life Insurance Company of America, certify that:

1.       I have reviewed this quarterly report on Form 10-Q of MONY Life
         Insurance Company of America (the "Registrant");

2.       Based on my knowledge, this report does not contain any untrue
         statement of a material fact or omit to state a material fact necessary
         to make the statements made, in light of the circumstances under which
         such statements were made, not misleading with respect to the period
         covered by this report;

3.       Based on my knowledge, the financial statements, and other financial
         information included in this report, fairly present in all material
         respects the financial condition, results of operations and cash flows
         of the Registrant as of, and for, the periods presented in this report;

4.       The Registrant's other certifying officer and I are responsible for
         establishing and maintaining disclosure controls and procedures (as
         defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal
         control over financial reporting (as defined in Exchange Act Rules
         13a-15(f) and 15d-15(f)) for the Registrant and we have:

        a) Designed such disclosure controls and procedures, or caused such
           disclosure controls and procedures to be designed under our
           supervision, to ensure that material information relating to the
           Registrant, including its consolidated subsidiaries, is made known to
           us by others within those entities, particularly during the period in
           which this report is being prepared;

        b) Designed such internal control over financial reporting or caused
           such internal control over financial reporting to be designed under
           our supervision, to provide reasonable assurance regarding the
           reliability of financial reporting and the preparation of financial
           statements for external purposes in accordance with generally
           accepted accounting principles;

        c) Evaluated the effectiveness of the Registrant's disclosure controls
           and procedures and presented in this report our conclusions about the
           effectiveness of the disclosure controls and procedures, as of the
           end of the period covered by this report based on such evaluation;
           and

        d) Disclosed in this report any change in the Registrant's internal
           control over financial reporting that occurred during the
           Registrant's most recent fiscal quarter (the Registrant's fourth
           fiscal quarter in the case of an annual report) that has materially
           affected, or is reasonably likely to materially affect, the
           Registrant's internal control over financial reporting; and

5.       The Registrant's other certifying officer and I have disclosed, based
         on our most recent evaluation of internal control over financial
         reporting, to the Registrant's auditors and the audit committee of
         Registrant's board of directors (or persons performing the equivalent
         functions):

        a) All  significant deficiencies and material weaknesses in the design
           or operation of internal  control over  financial  reporting  which
           are reasonably likely to adversely affect the Registrant's ability
           to record, process, summarize and report financial information; and

        b) Any  fraud, whether or not material, that involves management or
           other employees who have a significant role in the Registrant's
           internal control over financial reporting.

Date:  August 11, 2011

                                                /s/ Richard S. Dziadzio
                                                ------------------------------
                                                Richard S. Dziadzio
                                                Senior Executive Vice President
                                                and Chief Financial Office