Attached files
| file | filename |
|---|---|
| 10-Q - FORM 10-Q - SIMMONS FIRST NATIONAL CORP | f10q_080911.htm |
| EX-15 - EXHIBIT 15.1 - SIMMONS FIRST NATIONAL CORP | exh_151.htm |
| EX-31 - EXHIBIT 31.2 - SIMMONS FIRST NATIONAL CORP | exh_312.htm |
| EX-32 - EXHIBIT 32.1 - SIMMONS FIRST NATIONAL CORP | exh_321.htm |
| EX-32 - EXHIBIT 32.2 - SIMMONS FIRST NATIONAL CORP | exh_322.htm |
| EX-31 - EXHIBIT 31.1 - SIMMONS FIRST NATIONAL CORP | exh_311.htm |
Exhibit 12.1
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Simmons First National Corporation
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Computation of Consolidated Ratios of Earnings to Fixed Charges
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Three Months Ended
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March 31
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Year Ended December 31,
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2011
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2010
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2010
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2009
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2008
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2007
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2006
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Fixed Charges:
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Interest on deposits
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$ | 4,176 | $ | 5,437 | $ | 31,046 | $ | 31,046 | $ | 53,150 | $ | 65,474 | $ | 54,250 | ||||||||||||||
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Interest on borrowings
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1,463 | 1,737 | 7,760 | 7,760 | 8,974 | 10,946 | 10,308 | |||||||||||||||||||||
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Estimated interest on rental expense
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192 | 119 | 469 | 469 | 487 | 566 | 541 | |||||||||||||||||||||
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Fixed charges including interest on deposits (A)
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5,831 | 7,293 | 39,275 | 39,275 | 62,611 | 76,986 | 65,099 | |||||||||||||||||||||
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Less: Interest on deposits
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4,176 | 5,437 | 31,046 | 31,046 | 53,150 | 65,474 | 54,250 | |||||||||||||||||||||
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Fixed charges excluding interest on deposits (B)
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$ | 1,655 | $ | 1,856 | $ | 8,229 | $ | 8,229 | $ | 9,461 | $ | 11,512 | $ | 10,849 | ||||||||||||||
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Earnings:
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Pretax income from continuing operations
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$ | 6,816 | $ | 6,585 | $ | 35,400 | $ | 35,400 | $ | 38,337 | $ | 39,741 | $ | 39,921 | ||||||||||||||
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Fixed charges including interest on deposits
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5,831 | 7,293 | 39,275 | 39,275 | 62,611 | 76,986 | 65,099 | |||||||||||||||||||||
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Earnings, including interest on deposits (C)
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12,647 | 13,878 | 74,675 | 74,675 | 100,948 | 116,727 | 105,020 | |||||||||||||||||||||
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Less: Interest on deposits
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4,176 | 5,437 | 31,046 | 31,046 | 53,150 | 65,474 | 54,250 | |||||||||||||||||||||
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Earnings, excluding interest on deposits (D)
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$ | 8,471 | $ | 8,441 | $ | 43,629 | $ | 43,629 | $ | 47,798 | $ | 51,253 | $ | 50,770 | ||||||||||||||
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Ratio of earnings to fixed charges:
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Including interest on deposits (C /A)
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2.17 | 1.90 | 1.90 | 1.90 | 1.61 | 1.52 | 1.61 | |||||||||||||||||||||
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Excluding interest on deposits (D / B)
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5.12 | 4.55 | 5.30 | 5.30 | 5.05 | 4.45 | 4.68 | |||||||||||||||||||||