Exhibit 99.1

FOR IMMEDIATE RELEASE
April 20, 2011

INVESTOR CONTACT
Myrna Vance, 214.932.6646
myrna.vance@texascapitalbank.com

TEXAS CAPITAL BANCSHARES ANNOUNCES OPERATING RESULTS FOR Q1 2011

DALLAS — April 20, 2011 — Texas Capital Bancshares, Inc. (NASDAQ: TCBI), the parent company of Texas Capital Bank, announced earnings and operating results for the first quarter of 2011.

	•		Net income decreased 1% on a linked quarter basis and increased 57% from Q1 2010
	•		EPS decreased 3% on a linked quarter basis and increased 48% for the first quarter of 2011 as compared to the same quarter of 2010
	•		Demand deposits grew 2% and total deposits decreased 4% on a linked quarter basis and grew 49% and 18%, respectively, from Q1 2010
	•		Loans held for investment remained consistent on a linked quarter basis and total loans decreased 6% on a linked quarter basis; grew 6% and 10%, respectively, from Q1 2010

“We are pleased to report another solid quarter, one in which net interest margin improved significantly,” said George Jones, CEO. “We experienced decreases in the levels of our non-performing assets and credit losses and reduced our funding costs. With our strong core earnings power, we are well-positioned to take advantage of the improving economy and the market opportunities it will afford.”

FINANCIAL SUMMARY

(dollars and shares in thousands)

		Q1 2011				Q1 2010				% Change
QUARTERLY OPERATING RESULTS(1)
Net Income		$	11,939			$	7,600				57	%
Diluted EPS		$	.31			$	.21				48	%
ROA			.78	%			.57	%
ROE			8.91	%			6.21	%
Diluted Shares			38,342				36,784
BALANCE SHEET(1)
Total Assets		$	6,061,046			$	5,499,599				10	%
Demand Deposits			1,480,695				994,096				49	%
Total Deposits			5,221,991				4,409,819				18	%
Loans Held for Investment			4,711,424				4,443,456				6	%
Total Loans			5,522,824				5,035,892				10	%
Stockholders’ Equity			544,925				499,996				9	%

DETAILED FINANCIALS

Texas Capital Bancshares, Inc. reported net income from continuing operations of $11.9 million for the quarter ended March 31, 2011, compared to $7.6 million for the first quarter of 2010. On a fully diluted basis, earnings per common share from continuing operations were $.31 for the three months ended March 31, 2011 compared to $.21 for the same period last year. The discussion below relates only to continuing operations.

Return on average equity was 8.91 percent and return on average assets was .78 percent for the first quarter of 2011, compared to 6.21 percent and .57 percent, respectively, for the first quarter of 2010.

The net interest margin in the first quarter of 2011 was 4.46 percent, a 3 basis point increase from the first quarter of 2010 and a 34 basis point increase from the fourth quarter of 2010. The year over year increase is due to a reduction in funding costs and our ability to maintain and improve spreads on our loans. On a linked quarter basis, we reported a significant increase in margin from 4.12% to 4.46%, as we continued to reduce our overall funding costs. Net interest income was $64.5 million for the first quarter of 2011, compared to $55.2 million for the first quarter of 2010. The increase was due to an increase in average earning assets of $808.3 million over levels reported in the first quarter of 2010. The increase in average earning assets included a $308.0 million increase in average loans held for investment and a $278.2 million increase in average loans held for sale, offset by a decrease of $76.1 million in average securities.

Average total deposits for the first quarter of 2011 increased by $1.0 billion from the first quarter of 2010 and decreased by $437.0 million from the fourth quarter of 2010. For the same periods, the average balance of demand deposits increased by $461.4 million, or 48 percent, to $1.4 billion from $956.4 million during the first quarter of 2010 and increased $80.5 million, or 6 percent, from the fourth quarter of 2010.

In the first quarter of 2011, we experienced decreases in levels of non-performing assets and credit losses. Credit costs, including the provision for credit losses and valuation charges related to other real estate owned (“OREO”) totaled $10.8 million in the first quarter of 2011 compared to $15.4 million in the first quarter of 2010 and $14.3 million in the fourth quarter of 2010. We recorded a $7.5 million provision for credit losses the first quarter of 2011 compared to $13.5 million in the first quarter of 2010 and $12.0 million in the fourth quarter of 2010. At March 31, 2011, the combined reserve decreased to 1.53 percent of loans held for investment as compared to 1.69 percent at March 31, 2010 and 1.56 percent at December 31, 2010. In management’s opinion, the reserve is adequate and is derived from consistent application of the methodology for establishing the adequacy of reserves for Texas Capital Bank’s loan portfolio. In the first quarter of 2011, net charge-offs were $9.0 million, compared to net charge-offs of $9.3 million in the first quarter of 2010 and net charge-offs of $17.0 million in the fourth quarter of 2010. Non-accrual loans were $116.5 million, or 2.47 percent of loans held for investment at the end of the first quarter of 2011, and $115.9 million, or 2.61 percent, at the end of the first quarter of 2010 and $112.1 million, or 2.38 percent, at the end of the fourth quarter 2010. At March 31, 2011, total OREO was $26.2 million compared to $28.9 million at the end of the first quarter of 2010, and $42.3 million at the end of the fourth quarter 2010. The OREO balance of $26.2 million at March 31, 2011 is stated net of a $10.4 million valuation allowance. The valuation charge for OREO reflected in non-interest expense was $3.3 million in the first quarter of 2011 compared to $1.9 million in the first quarter of 2010 and $2.3 million in the fourth quarter of 2010.

Non-interest income increased $736,000 during the first quarter of 2011, or 11%, compared to the same period of 2010 primarily related to increase of $626,000 in brokered loan fees.

Non-interest expense for the first quarter of 2011 increased $9.2 million, or 25 percent, to $46.4 million from $37.2 million in the first quarter of 2010. The increase is primarily related to a $4.1 million increase in salaries and employee benefits to $24.2 million from $20.1 million, which was primarily due to general business growth. Marketing expense increased $1.3 million relating to general business growth. Allowance and other carrying costs for OREO expense increased $1.7 million to $4.0 million, $3.3 million of which related to deteriorating values of assets held in OREO. Of the $3.3 million valuation expense in the first quarter of 2011, $1.9 million was related to an increase in the valuation allowance and $1.4 million related to

direct write-downs of the OREO balance. Additionally, legal and professional expense and FDIC assessment expense increased $773,000 and $643,000, respectively, from the first quarter of 2011.

Stockholders’ equity increased by 9 percent from $500.0 million at March 31, 2010 to $544.9 million at March 31, 2011. Contributing to the increase was retained net income and proceeds of sales of common stock. The Bank is well capitalized under regulatory guidelines and at March 31, 2011, the Company’s ratio of tangible common equity to total tangible assets was 8.8 percent.

ABOUT TEXAS CAPITAL BANCSHARES, INC.

Texas Capital Bancshares, Inc. (NASDAQ: TCBI) is the parent company of Texas Capital Bank, a commercial bank that delivers highly personalized financial services to businesses and private clients. Headquartered in Dallas, the Bank has full-service locations in Austin, Dallas, Fort Worth, Houston and San Antonio.

This release contains forward-looking statements, which are subject to risks and uncertainties. A number of factors, many of which are beyond Texas Capital Bancshares’ control, could cause actual results to differ materially from future results expressed or implied by such forward-looking statements. These risks and uncertainties include the risk of adverse impacts from general economic conditions, competition, interest rate sensitivity and exposure to regulatory and legislative changes. These and other factors that could cause results to differ materially from those described in the forward-looking statements can be found in the Form 10-K and other filings made by Texas Capital Bancshares with the Securities and Exchange Commission.

3

TEXAS CAPITAL BANCSHARES, INC.

SELECTED FINANCIAL HIGHLIGHTS (UNAUDITED)
(Dollars in thousands except per share data)

		1st Quarter				4th Quarter				3rd Quarter				2nd Quarter				1st Quarter
		2011				2010				2010				2010				2010
CONSOLIDATED STATEMENT OF INCOME
Interest income		$	70,111			$	75,432			$	72,600			$	67,472			$	64,306
Interest expense			5,613				9,477				9,994				9,587				9,078
Net interest income			64,498				65,955				62,606				57,885				55,228
Provision for credit losses			7,500				12,000				13,500				14,500				13,500
Net interest income after provision for credit losses			56,998				53,955				49,106				43,385				41,728
Non-interest income			7,684				9,178				8,101				8,036				6,948
Non-interest expense			46,399				44,582				42,602				39,118				37,186
Income from continuing operations before income taxes			18,283				18,551				14,605				12,303				11,490
Income tax expense			6,344				6,475				5,074				4,187				3,890
Income from continuing operations			11,939				12,076				9,531				8,116				7,600
Loss from discontinued operations (after-tax)			(60	)			(22	)			(5	)			(54	)			(55	)
Net income		$	11,879			$	12,054			$	9,526			$	8,062			$	7,545
Diluted EPS from continuing operations		$	.31			$	.32			$	.25			$	.22			$	.21
Diluted EPS		$	.31			$	.32			$	.25			$	.22			$	.21
Diluted shares			38,341,679				37,658,396				37,444,516				37,486,785				36,783,719
CONSOLIDATED BALANCE SHEET DATA
Total assets		$	6,061,046			$	6,448,179			$	6,344,916			$	5,961,472			$	5,499,599
Loans held for investment			4,711,424				4,711,330				4,483,204				4,462,830				4,443,456
Loans held for sale			811,400				1,194,209				1,399,208				997,150				592,436
Securities			171,990				185,424				202,177				227,029				246,209
Demand deposits			1,480,695				1,451,307				1,195,093				1,120,664				994,096
Total deposits			5,221,991				5,455,401				5,407,033				4,926,069				4,409,819
Other borrowings			133,995				300,387				270,628				376,646				452,061
Long-term debt			113,406				113,406				113,406				113,406				113,406
Stockholders’ equity			544,925				528,319				515,618				514,078				499,996
End of period shares outstanding			37,216,929				36,956,688				36,792,030				36,776,836				36,524,313
Book value (excluding securities gains/losses)		$	14.50			$	14.15			$	13.84			$	13.79			$	13.52
Tangible book value (excluding securities gains/losses)		$	14.25			$	13.89			$	13.58			$	13.53			$	13.25
SELECTED FINANCIAL RATIOS
From continuing operations:
Net interest margin			4.46	%			4.12	%			4.27	%			4.32	%			4.43	%
Return on average assets			.78	%			.72	%			.62	%			.58	%			.57	%
Return on average equity			8.91	%			9.04	%			7.23	%			6.33	%			6.21	%
Non-interest income to earning assets			.53	%			.57	%			.55	%			.60	%			.55	%
Efficiency ratio			64.3	%			59.3	%			60.3	%			59.3	%			59.8	%
Efficiency ratio (excluding OREO valuation/write-down)			59.7	%			56.2	%			55.1	%			58.5	%			56.7	%
Non-interest expense to earning assets			3.20	%			2.78	%			2.90	%			2.91	%			2.97	%
From consolidated:
Net interest margin			4.46	%			4.12	%			4.27	%			4.32	%			4.43	%
Return on average assets			.78	%			.72	%			.62	%			.57	%			.57	%
Return on average equity			8.87	%			9.02	%			7.23	%			6.29	%			6.17	%
Tangible common equity to total tangible assets			8.8	%			8.0	%			7.9	%			8.4	%			8.8	%
Tier 1 capital ratio			11.2	%			10.6	%			10.7	%			11.0	%			11.3	%
Total capital ratio			12.5	%			11.8	%			11.9	%			12.3	%			12.5	%
Tier 1 leverage ratio			10.3	%			9.4	%			10.0	%			10.7	%			11.0	%

TEXAS CAPITAL BANCSHARES, INC.

CONSOLIDATED BALANCE SHEETS (UNAUDITED)
(Dollars in thousands)

		March 31,				March 31,				%
		2011				2010				Change
Assets
Cash and due from banks		$	213,480			$	70,066				205	%
Federal funds sold			10,240				9,990				3	%
Securities, available-for-sale			171,990				246,209				(30	)%
Loans held for sale			811,400				592,436				37	%
Loans held for sale from discontinued operations			488				583				(16	)%
Loans held for investment (net of unearned income)			4,711,424				4,443,456				6	%
Less: Allowance for loan losses			70,248				71,705				(2	)%
Loans held for investment, net			4,641,176				4,371,751				6	%
Premises and equipment, net			11,652				10,773				8	%
Accrued interest receivable and other assets			191,706				188,649				3	%
Goodwill and intangibles, net			9,402				9,725				(3	)%
Total assets		$	6,061,534			$	5,500,182				10	%
Liabilities and Stockholders’ Equity
Liabilities:
Deposits:
Non-interest bearing		$	1,480,695			$	994,096				49	%
Interest bearing			3,429,358				3,072,001				12	%
Interest bearing in foreign branches			311,938				343,722				(9	)%
Total deposits			5,221,991				4,409,819				18	%
Accrued interest payable			1,662				2,038				(18	)%
Other liabilities			45,555				22,862				99	%
Federal funds purchased			115,870				425,939				(73	)%
Repurchase agreements			14,716				21,874				(33	)%
Other borrowings			3,409				4,248				(20	)%
Trust preferred subordinated debentures			113,406				113,406				—
Total liabilities			5,516,609				5,000,186				10	%
Stockholders’ equity:
Preferred stock, $.01 par value, $1,000 liquidation value:
Authorized shares — 10,000,000
Issued shares			—				—
Common stock, $.01 par value:
Authorized shares — 100,000,000
Issued shares — 37,217,346 and 36,524,730 at March 31, 2011 and 2010, respectively			372				365				2	%
Additional paid-in capital			341,680				337,124				1	%
Retained earnings			197,686				156,165				27	%
Treasury stock (shares at cost: 417 at March 31, 2011 and 2010, respectively)			(8	)			(8	)			—
Accumulated other comprehensive income, net of taxes			5,195				6,350				(18	)%
Total stockholders’ equity			544,925				499,996				9	%
Total liabilities and stockholders’ equity		$	6,061,534			$	5,500,182				10	%

TEXAS CAPITAL BANCSHARES, INC.

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED)
(Dollars in thousands except per share data)

		Three Months Ended
		March 31
		2011				2010
Interest income
Interest and fees on loans		$	68,040			$	61,569
Securities			1,846				2,726
Federal funds sold			28				9
Deposits in other banks			197				2
Total interest income			70,111				64,306
Interest expense
Deposits			4,871				7,758
Federal funds purchased			107				365
Repurchase agreements			2				4
Other borrowings			—				47
Trust preferred subordinated debentures			633				904
Total interest expense			5,613				9,078
Net interest income			64,498				55,228
Provision for credit losses			7,500				13,500
Net interest income after provision for credit losses			56,998				41,728
Non-interest income
Service charges on deposit accounts			1,783				1,483
Trust fee income			954				954
Bank owned life insurance (BOLI) income			523				471
Brokered loan fees			2,520				1,904
Equipment rental income			783				1,344
Other			1,121				792
Total non-interest income			7,684				6,948
Non-interest expense
Salaries and employee benefits			24,172				20,069
Net occupancy expense			3,310				3,014
Leased equipment depreciation			556				1,059
Marketing			2,123				787
Legal and professional			2,723				1,950
Communications and technology			2,347				1,926
FDIC insurance assessment			2,511				1,868
Allowance and other carrying costs for OREO			4,030				2,292
Other			4,627				4,221
Total non-interest expense			46,399				37,186
Income from continuing operations before income taxes			18,283				11,490
Income tax expense			6,344				3,890
Income from continuing operations			11,939				7,600
Loss from discontinued operations (after-tax)			(60	)			(55	)
Net income		$	11,879			$	7,545
Basic earnings per common share:
Income from continuing operations		$	.32			$	.21
Net income		$	.32			$	.21
Diluted earnings per common share:
Income from continuing operations		$	.31			$	.21
Net income		$	.31			$	.21

TEXAS CAPITAL BANCSHARES, INC.

SUMMARY OF LOAN LOSS EXPERIENCE
(Dollars in thousands)

		1st Quarter				4th Quarter				3rd Quarter				2nd Quarter				1st Quarter
		2011				2010				2010				2010				2010
Reserve for loan losses:
Beginning balance		$	71,510			$	75,655			$	74,881			$	71,705			$	67,931
Loans charged-off:
Commercial			1,993				11,135				2,384				6,653				7,551
Real estate — construction			—				—				6,229				5,789				420
Real estate — term			7,364				5,751				3,000				—				766
Consumer			34				216				—				—				—
Leases			532				148				595				218				594
Total			9,923				17,250				12,208				12,660				9,331
Recoveries:
Commercial			546				47				76				30				23
Real estate — construction			243				—				1				—				—
Real estate — term			31				101				7				22				8
Consumer			1				2				2				—				—
Leases			150				75				8				55				20
Total recoveries			971				225				94				107				51
Net charge-offs			8,952				17,025				12,114				12,553				9,280
Provision for loan losses			7,690				12,880				12,888				15,729				13,054
Ending balance		$	70,248			$	71,510			$	75,655			$	74,881			$	71,705
Reserve for off-balance sheet credit losses:
Beginning balance		$	1,897			$	2,777			$	2,165			$	3,394			$	2,948
Provision (benefit) for off-balance sheet credit losses			(190	)			(880	)			612				(1,229	)			446
Ending balance		$	1,707			$	1,897			$	2,777			$	2,165			$	3,394
Total reserves for credit losses		$	71,955			$	73,407			$	78,432			$	77,046			$	75,099
Total provision for credit losses		$	7,500				12,000			$	13,500			$	14,500			$	13,500
Reserve to loans held for investment(2)			1.49	%			1.52	%			1.69	%			1.68	%			1.61	%
Reserve to average loans held for investment(2)			1.49	%			1.58	%			1.68	%			1.68	%			1.63	%
Net charge-offs to average loans(1)(2)			.77	%			1.49	%			1.07	%			1.13	%			.85	%
Net charge-offs to average loans for last twelve months(1)(2)			1.11	%			1.14	%			.95	%			.73	%			.61	%
Total provision for credit losses to average loans(1)(2)			.64	%			1.05	%			1.19	%			1.30	%			1.24	%
Combined reserves for credit losses to loans held for investment(2)			1.53	%			1.56	%			1.75	%			1.73	%			1.69	%
Non-performing assets (NPAs):
Non-accrual loans		$	116,479			$	112,090			$	127,054			$	138,236			$	115,926
Other real estate owned (OREO) (4)			26,172				42,261				38,646				42,077				28,865
Total		$	142,651			$	154,351			$	165,700			$	180,313			$	144,791
Non-accrual loans to loans(2)			2.47	%			2.38	%			2.83	%			3.10	%			2.61	%
Total NPAs to loans plus OREO(2)			3.01	%			3.25	%			3.66	%			4.00	%			3.24	%
Reserve for loan losses to non-accrual loans			.6	x			.6	x			.6	x			.5	x			.6	x
Restructured loans		$	22,219			$	4,319			$	—			$	—			$	10,700
Loans past due 90 days and still accruing(3)		$	2,529			$	6,706			$	2,428			$	13,962			$	2,390
Loans past due 90 days to loans(2)			.05	%			.14	%			.05	%			.31	%			.05	%

TEXAS CAPITAL BANCSHARES, INC.

CONSOLIDATED STATEMENT OF INCOME (UNAUDITED)
(Dollars in thousands)

		1st Quarter				4th Quarter				3rd Quarter				2nd Quarter				1st Quarter
		2011				2010				2010				2010				2010
Interest income
Interest and fees on loans		$	68,040			$	73,206			$	70,293			$	64,935			$	61,569
Securities			1,846				2,018				2,246				2,491				2,726
Federal funds sold			28				118				50				40				2
Deposits in other banks			197				90				11				6				9
Total interest income			70,111				75,432				72,600				67,472				64,306
Interest expense
Deposits			4,871				8,371				8,760				8,420				7,758
Federal funds purchased			107				229				259				244				365
Repurchase agreements			2				1				3				2				4
Other borrowings			—				—				—				1				47
Trust preferred subordinated debentures			633				876				972				920				904
Total interest expense			5,613				9,477				9,994				9,587				9,078
Net interest income			64,498				65,955				62,606				57,885				55,228
Provision for credit losses			7,500				12,000				13,500				14,500				13,500
Net interest income after provision for credit losses			56,998				53,955				49,106				43,385				41,728
Non-interest income
Service charges on deposit accounts			1,783				1,708				1,662				1,539				1,483
Trust fee income			954				899				1,013				980				954
Bank owned life insurance (BOLI) income			523				482				455				481				471
Brokered loan fees			2,520				3,793				3,272				2,221				1,904
Equipment rental income			783				802				792				1,196				1,344
Other			1,121				1,494				907				1,619				792
Total non-interest income			7,684				9,178				8,101				8,036				6,948
Non-interest expense
Salaries and employee benefits			24,172				21,964				21,872				21,393				20,069
Net occupancy expense			3,310				3,140				3,128				3,032				3,014
Leased equipment depreciation			556				623				580				1,035				1,059
Marketing			2,123				2,198				1,333				1,101				787
Legal and professional			2,723				3,884				2,705				3,298				1,950
Communications and technology			2,347				2,143				2,256				2,186				1,926
FDIC insurance assessment			2,511				2,611				2,482				2,241				1,868
Allowance and other carrying costs for OREO			4,030				3,233				4,071				808				2,292
Other			4,627				4,786				4,175				4,024				4,221
Total non-interest expense			46,399				44,582				42,602				39,118				37,186
Income from continuing operations before income taxes			18,283				18,551				14,605				12,303				11,490
Income tax expense			6,344				6,475				5,074				4,187				3,890
Income from continuing operations			11,939				12,076				9,531				8,116				7,600
Loss from discontinued operations (after-tax)			(60	)			(22	)			(5	)			(54	)			(55	)
Net income		$	11,879			$	12,054			$	9,526			$	8,062			$	7,545

TEXAS CAPITAL BANCSHARES, INC.

QUARTERLY FINANCIAL SUMMARY — UNAUDITED
Consolidated Daily Average Balances, Average Yields and Rates
Continuing Operations
(Dollars in thousands)

		1st Quarter 2011												4th Quarter 2010												3rd Quarter 2010												2nd Quarter 2010												1st Quarter 2010
		Average				Revenue/				Yield/				Average				Revenue/				Yield/				Average				Revenue/				Yield/				Average				Revenue/				Yield/				Average				Revenue/				Yield/
		Balance				Expense (1)				Rate				Balance				Expense (1)				Rate				Balance				Expense (1)				Rate				Balance				Expense (1)				Rate				Balance				Expense (1)				Rate
Assets
Securities — Taxable		$	140,007			$	1,500				4.35	%		$	155,180			$	1,666				4.26	%		$	173,835			$	1,890				4.31	%		$	193,542			$	2,126				4.41	%		$	211,618			$	2,341				4.49	%
Securities — Non-taxable(2)			37,154				532				5.81	%			37,848				541				5.67	%			38,357				548				5.67	%			39,635				562				5.69	%			41,654				592				5.76	%
Federal funds sold			44,322				28				0.26	%			241,907				118				0.19	%			107,404				50				0.18	%			91,564				40				0.18	%			7,471				2				0.11	%
Deposits in other banks			277,228				197				0.29	%			144,650				90				0.25	%			18,766				11				0.23	%			12,449				6				0.19	%			12,457				9				0.29	%
Loans held for sale			735,682				8,677				4.78	%			1,324,264				15,314				4.59	%			1,074,309				12,760				4.71	%			664,474				8,244				4.98	%			457,459				5,490				4.87	%
Loans held for investment			4,721,928				59,363				5.10	%			4,533,501				57,892				5.07	%			4,493,998				57,533				5.08	%			4,459,790				56,691				5.10	%			4,413,960				56,079				5.15	%
Less reserve for loan losses			70,142				—				—				74,580				—				—				74,810				—				—				71,536				—				—				66,726				—				—
Loans, net of reserve			5,387,468				68,040				5.12	%			5,783,185				73,206				5.02	%			5,493,497				70,293				5.08	%			5,052,728				64,935				5.15	%			4,804,693				61,569				5.20	%
Total earning assets			5,886,179				70,297				4.84	%			6,362,770				75,621				4.72	%			5,831,859				72,792				4.95	%			5,389,918				67,669				5.04	%			5,077,893				64,513				5.15	%
Cash and other assets			297,060												285,566												267,923												261,668												311,128
Total assets		$	6,183,239											$	6,648,336											$	6,099,782											$	5,651,586											$	5,389,021
Liabilities and Stockholders’ Equity
Transaction deposits		$	345,978			$	55				0.06	%		$	434,160			$	132				0.12	%		$	465,370			$	189				0.16	%		$	484,900			$	389				0.32	%		$	365,205			$	264				0.29	%
Savings deposits			2,469,435				2,371				0.39	%			2,511,343				3,978				0.63	%			2,222,431				4,228				0.75	%			2,054,199				4,047				0.79	%			1,773,201				3,524				0.81	%
Time deposits			709,604				1,921				1.10	%			1,022,509				3,068				1.19	%			955,703				3,044				1.26	%			832,973				2,808				1.35	%			840,820				2,787				1.34	%
Deposits in foreign branches			376,570				524				0.56	%			451,088				1,193				1.05	%			418,112				1,299				1.23	%			380,361				1,176				1.24	%			353,803				1,183				1.36	%
Total interest bearing deposits			3,901,587				4,871				0.51	%			4,419,100				8,371				0.75	%			4,061,616				8,760				0.86	%			3,752,433				8,420				0.90	%			3,333,029				7,758				0.94	%
Other borrowings			159,450				109				0.28	%			212,939				230				0.43	%			230,043				262				0.45	%			222,427				247				0.45	%			461,477				416				0.37	%
Trust preferred subordinated debentures			113,406				633				2.26	%			113,406				876				3.06	%			113,406				972				3.40	%			113,406				920				3.25	%			113,406				904				3.23	%
Total interest bearing liabilities			4,174,443				5,613				0.55	%			4,745,445				9,477				0.79	%			4,405,065				9,994				0.90	%			4,088,266				9,587				0.94	%			3,907,912				9,078				0.94	%
Demand deposits			1,417,734												1,337,213												1,142,735												1,024,292												956,359
Other liabilities			47,753												35,589												28,997												24,693												28,643
Stockholders’ equity			543,309												530,089												522,985												514,335												496,107
Total liabilities and stockholders’ equity		$	6,183,239											$	6,648,336											$	6,099,782											$	5,651,586											$	5,389,021
Net interest income						$	64,684											$	66,144											$	62,798											$	58,082											$	55,435
Net interest margin											4.46	%											4.12	%											4.27	%											4.32	%											4.43	%