Attached files

file filename
EX-32 - SECTION 1350 CERTIFICATIONS 123110 - OHIO VALLEY BANC CORPsec10k123110_32.htm
EX-31.2 - CERTIFICATION - PRINCIPAL FINANCIAL OFFICER 123110 - OHIO VALLEY BANC CORPsec10k123110_31-2.htm
EX-23 - CONSENT OF ACCOUNTANTS CROWE HORWATH 123110 - OHIO VALLEY BANC CORPsec10k123110_ex23.htm
EX-13 - EXHIBIT 13 AR 123110 - OHIO VALLEY BANC CORPsec10k123110_ex13.htm
EX-21 - SUBSIDIARIES OF OHIO VALLEY 123110 - OHIO VALLEY BANC CORPsec10k123110_ex21.htm
EX-10.9 - SUMMARY OF BONUS PROGRAM 123110 - OHIO VALLEY BANC CORPsec10k123110_ex10-9.htm
EX-10.7B - SCHED A TO EX 10.6B EXEC DEFERRED COMP 123110 - OHIO VALLEY BANC CORPsec10k123110_ex107b.htm
EX-10.7A - SCHED A TO EX 10.6A DIRECTOR DEFERRED 123110 - OHIO VALLEY BANC CORPsec10k123110_ex107a.htm
EX-31.1 - CERTIFICATION - PRINCIPAL EXECUTIVE OFFICER 123110 - OHIO VALLEY BANC CORPsec10k123110_ex31-1.htm
EX-10.8 - SUMMARY OF COMPENSATION-DIRECTORS AND NEOS 123110 - OHIO VALLEY BANC CORPsec10k123110_ex10-8.htm
10-K - FORM 10-K AT 12/31/10 - OHIO VALLEY BANC CORPsec10k123110.htm

 
EXHIBIT 4
 

OHIO VALLEY BANC CORP.
420 Third Avenue, PO Box 240
Gallipolis, OH  45631
(740) 446-2631

March 16, 2011

Securities and Exchange Commission
100 F Street, N.E.
Washington, D.C.  20549

RE: Ohio Valley Banc Corp. – Form 10-K for the fiscal year ended December 31, 2010

Gentlemen:

Ohio Valley Banc Corp., an Ohio corporation (“Ohio Valley”), is today filing an Annual Report on Form 10-K for the fiscal year ended December 31, 2010 (the “Form 10-K”), as executed on March 16, 2011.

Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, Ohio Valley hereby agrees to furnish the Commission, upon request, copies of instruments and agreements, defining the rights of holders of its long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to the Form 10-K.  Such long-term debt does not exceed 10% of the total assets of Ohio Valley Banc Corp. and its subsidiaries on a consolidated basis.


Very truly yours,

/s/ Jeffrey E. Smith
Jeffrey E. Smith
Chairman and CEO
Ohio Valley Banc Corp.