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</b>
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<div align="left" style="font-size: 10pt; margin-top: 12pt"><b>Note A: Basis of Presentation</b>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">The accompanying unaudited interim condensed consolidated financial statements have been prepared
in accordance with generally accepted accounting principles for interim financial information and
with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not
include all of the information and footnotes required by generally accepted accounting principles
for complete financial statements. Our management has included all adjustments it considers
necessary for a fair presentation. These adjustments are of a normal, recurring nature except for
those related to acquired businesses (described in Note C). The accompanying financial statements
should be read with the Notes to Consolidated Financial Statements included in our Annual Report on
Form 10-K for the year ended September 30, 2010. The balance sheet at September 30, 2010 has been
derived from the audited financial statements at that date but does not include all of the
information and footnotes required by generally accepted accounting principles for complete
financial statements. Certain prior period balances have been reclassified to conform to the
current presentation.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">Our business is subject to seasonal variations, and operating results for the three-month period
ended December 31, 2010 (the “current quarter”) are not necessarily indicative of the results of
operations for the full fiscal year.
</div>
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<div align="left" style="font-size: 10pt; margin-top: 12pt"><b>Note B: Significant Accounting Policies</b>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt"><b><i>Consolidation: </i></b>The consolidated financial statements include the accounts of EZCORP, Inc. and its
wholly owned subsidiaries. All significant inter-company accounts and transactions have been
eliminated in consolidation. We account for our investments in Albemarle & Bond Holdings, PLC and
Cash Converters International Limited using the equity method.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt"><b><i>Pawn Loan and Sales Revenue Recognition: </i></b>We record pawn service charges using the interest method
for all pawn loans we believe to be collectible. We base our estimate of collectible loans on
several factors, including recent redemption rates, historical trends in redemption rates and the
amount of loans due in the following two months. Unexpected variations in any of these factors
could change our estimate of collectible loans, affecting our earnings and financial condition. If
a pawn loan is not repaid, we value the forfeited collateral (inventory) at the lower of cost (pawn
loan principal) or market value of the property. We record sales revenue and the related cost when
this inventory is sold, or when we receive the final payment on a layaway sale. Sales tax
collected upon the sale of inventory is excluded from the amount recognized as sales and instead
recorded as a liability in “Accounts payable and other accrued expenses” on our balance sheets
until remitted to the appropriate governmental authorities.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt"><b><i>Signature Loan Credit Service Fee Revenue Recognition: </i></b>We earn credit service fees when we assist
customers in obtaining signature loans from unaffiliated lenders. We initially defer recognition
of the fees we expect to collect, net of direct expenses, and recognize that deferred net amount
over the life of the related loans. We reserve the percentage of credit service fees we expect not
to collect. Accrued fees related to defaulted loans reduce credit service fee revenue upon loan
default, and increase credit service fee revenue upon collection. Signature loan credit service
fee revenue is included in “Signature loan fees” on our statements of operations.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt"><b><i>Signature Loan Credit Service Bad Debt: </i></b>We issue letters of credit to enhance the creditworthiness
of our customers seeking signature loans from unaffiliated lenders. The letters of credit assure
the lenders that if borrowers default on the loans, we will pay the lenders, upon demand, the
principal and accrued interest owed to the lenders by the borrowers plus any insufficient funds
fees and late fees. Although amounts paid under letters of credit may be collected later, we
charge those amounts to signature loan bad debt upon default. We record recoveries under the
letters of credit as a reduction of bad debt at the time of collection. After attempting
collection of bad debts internally, we occasionally sell them to an unaffiliated company as another
method of recovery, and record the proceeds from such sales as a reduction of bad debt at the time
of the sale.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">The majority of our credit service customers obtain short-term signature loans with a single
maturity date. These short-term loans, with maturity dates averaging about 16 days, are considered
defaulted if they have not been repaid or renewed by the maturity date. Other credit service
customers obtain installment loans with a series of payments
due over as much as a five-month period. If one payment of an installment loan is delinquent, that
one payment is
considered defaulted. If more than one installment payment is delinquent at any
time, the entire loan is considered defaulted.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt"><b><i>Allowance for Losses on Signature Loan Credit Services: </i></b>We provide an allowance for losses we
expect to incur under letters of credit for brokered signature loans that have not yet matured.
The allowance is based on recent loan default experience adjusted for seasonal variations. It
includes all amounts we expect to pay to the unaffiliated lenders upon loan default, including loan
principal, accrued interest, insufficient funds fees and late fees, net of the amounts we expect to
collect from borrowers (collectively, “Expected LOC Losses”). Changes in the allowance are charged
to signature loan bad debt. We include the balance of Expected LOC Losses in “Accounts payable and
other accrued expenses” on our balance sheets. At December 31, 2010, the allowance for Expected
LOC Losses on signature loans was $1.7 million and our maximum exposure for losses on letters of
credit, if all brokered signature loans defaulted and none was collected, was $27.9 million. This
amount includes principal, interest, insufficient funds fees and late fees. Based on the expected
loss and collection percentages, we also provide an allowance for the signature loan credit service
fees we expect not to collect, and charge changes in this allowance to signature loan fee revenue.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt"><b><i>Signature Loan Revenue Recognition: </i></b>We accrue fees in accordance with state and provincial laws on
the percentage of signature loans (payday loans and installment loans) we have made that we believe
to be collectible. Accrued fees related to defaulted loans reduce fee revenue upon loan default,
and increase fee revenue upon collection.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt"><b><i>Signature Loan Bad Debt: </i></b>We consider a payday loan defaulted if it has not been repaid or renewed
by the maturity date. If one payment of an installment loan is delinquent, that one payment is
considered defaulted. If more than one installment payment is delinquent at any time, the entire
installment loan is considered defaulted. Although defaulted loans may be collected later, we
charge the loan principal to signature loan bad debt upon default, leaving only active loans in the
reported balance. We record collections of principal as a reduction of signature loan bad debt
when collected. After attempting collection of bad debts internally, we occasionally sell them to
an unaffiliated company as another method of recovery and record the proceeds from such sales as a
reduction of bad debt at the time of the sale.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt"><b><i>Signature Loan Allowance for Losses: </i></b>We provide an allowance for losses on signature loans that
have not yet matured and related fees receivable, based on recent loan default experience adjusted
for seasonal variations. We charge any changes in the principal valuation allowance to signature
loan bad debt. We record changes in the fee receivable valuation allowance to signature loan fee
revenue.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt"><b><i>Auto Title Loan Credit Service Fee Revenue Recognition: </i></b>We earn auto title credit service fees
when we assist customers in obtaining auto title loans from unaffiliated lenders. We recognize the
fee revenue ratably over the life of the loan, and reserve the percentage of fees we expect not to
collect. Auto title loan credit service fee revenue is included in “Auto title loan fees” on our
statements of operations.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt"><b><i>Bad Debt and Allowance for Losses on Auto Title Loan Credit Services: </i></b>We issue letters of credit
to enhance the creditworthiness of our customers seeking auto title loans from unaffiliated
lenders. The letters of credit assure the lenders that if borrowers default on the loans, we will
pay the lenders, upon demand, all amounts owed to the lenders by the borrowers plus any late fees.
Through a charge to auto title loan bad debt, we provide an allowance for losses we expect to incur
under letters of credit for brokered auto title loans, and record actual charge-offs against this
allowance. The allowance includes all amounts we expect to pay to the unaffiliated lenders upon
loan default, including principal, accrued interest and late fees, net of the amounts we expect to
collect from borrowers or through the sale of repossessed vehicles. We include the allowance for
expected losses in “Accounts payable and other accrued expenses” on our balance sheets. At
December 31, 2010, the allowance was $0.3 million and our maximum exposure for losses on letters of
credit, if all brokered auto title loans defaulted and none was collected, was $8.0 million.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt"><b><i>Auto Title Loan Revenue Recognition: </i></b>We accrue fees in accordance with state laws on the
percentage of auto title loans we have made that we believe to be collectible. We recognize the
fee revenue ratably over the life of the loan.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt"><b><i>Auto Title Loan Bad Debt and Allowance for Losses: </i></b>Based on historical collection experience, the
age of past-due loans and amounts we expect to receive through the sale of repossessed vehicles, we
provide an allowance for
losses on auto title loans and related fees receivable. We charge any increases in the principal
valuation allowance
to auto title loan bad debt and charge uncollectable loans against this
allowance. We record changes in the fee receivable valuation allowance to auto title loan fee
revenue.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt"><b><i>Cash and Cash Equivalents and Cash Concentrations: </i></b>Cash and cash equivalents consist primarily of
cash on deposit or highly liquid investments or mutual funds with original contractual maturities
of three months or less. We hold cash at major financial institutions that often exceed FDIC
insured limits. We manage our credit risk associated with cash and cash equivalents and cash
concentrations by investing in high quality instruments or funds, concentrating our cash deposits
in high quality financial institutions and by periodically evaluating the credit quality of the
primary financial institutions issuing investments or holding such deposits. Historically, we have
not experienced any losses due to such cash concentrations.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt"><b><i>Inventory: </i></b>If a pawn loan is not redeemed, we record the forfeited collateral at cost (the
principal amount of the pawn loan). We do not record loan loss allowances or charge-offs on the
principal portion of pawn loans, as they are fully collateralized. In order to state inventory at
the lower of cost (specific identification) or market value, we record an allowance for excess,
obsolete or slow-moving inventory based on the type and age of merchandise. At December 31, 2010,
the inventory valuation allowance was $6.4 million or 7.6% of gross inventory. We record changes
in the inventory valuation allowance as cost of goods sold.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt"><b><i>Intangible Assets: </i></b>Goodwill and other intangible assets having indefinite lives are not subject to
amortization. They are tested for impairment each July 1<sup style="font-size: 85%; vertical-align: text-top">st</sup>, or more frequently if
events or changes in circumstances indicate that they might be impaired, based on cash flows and
other market valuation methods. We recognized no impairment of our intangible assets in the
current or prior year periods. We amortize intangible assets with definite lives over their
estimated useful lives, using the straight-line method.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt"><b><i>Property and Equipment: </i></b>We record property and equipment at cost. We depreciate these assets on a
straight-line basis using estimated useful lives of 30 years for buildings and 2 to 7 years for
furniture, equipment, and software development costs. We depreciate leasehold improvements over
the shorter of their estimated useful life (typically 10 years) or the reasonably assured lease
term at the inception of the lease. Property and equipment is shown net of accumulated
depreciation of $117.3 million at December 31, 2010.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt"><b><i>Valuation of Tangible Long-Lived Assets: </i></b>We assess the impairment of tangible long-lived assets
whenever events or changes in circumstances indicate that the net recorded amount may not be
recoverable. The following factors could trigger an impairment review: significant
underperformance relative to historical or projected future cash flows, significant changes in the
manner of use of the assets or the strategy for the overall business, significant negative industry
trends or legislative changes prohibiting us from offering our loan products. When we determine
that the net recorded amount of tangible long-lived assets may not be recoverable, we measure
impairment based on the excess of the assets’ net recorded amount over the estimated fair value.
No impairment of tangible long-lived assets was recognized in the current or prior year periods.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt"><b><i>Fair Value of Financial Instruments: </i></b>We have elected not to measure at fair value any eligible
items for which fair value measurement is optional. We determine the fair value of financial
instruments by reference to various market data and other valuation techniques, as appropriate.
Unless otherwise disclosed, the fair values of financial instruments approximate their recorded
values, due primarily to their short-term nature. The recorded value of our outstanding debt is
assumed to estimate its fair value, as it has no prepayment penalty and a floating interest rate
based on market rates.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt"><b><i>Foreign Currency Translation: </i></b>Our equity investments in Albemarle & Bond and Cash Converters are
translated from British pounds and Australian dollars, respectively, into U.S. dollars at the
exchange rates as of the investees’ balance sheet date. The related interest in the investees’ net
income is translated at the average exchange rates for each six-month period reported by the
investees. The functional currency of our wholly-owned Empeño Fácil pawn segment is the Mexican
peso and the functional currency of our wholly-owned foreign subsidiary CASHMAX is the Canadian
dollar. Empeño Fácil’s and CASHMAX’s balance sheet accounts are translated from their respective
functional currencies into U.S. dollars at the exchange rate at the end of each quarter, and their
earnings are translated into U.S. dollars at the average exchange rate each quarter. We present
resulting translation adjustments from Albemarle & Bond, Cash Converters, Empeño Fácil and CASHMAX
as a separate component of stockholders’ equity. Foreign currency transaction gains and losses
have not been significant, and are reported as “Other” expense in our statements of operations.
</div>
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<div align="left" style="font-size: 10pt; margin-top: 6pt"><b><i>Income Taxes: </i></b>We account for income taxes using the asset and liability method. Deferred tax
assets and liabilities are recognized for the future tax consequences attributable to differences
between the financial statement carrying value of assets and liabilities and their tax basis and
for operating loss and tax credit carryforwards. Deferred tax assets and liabilities are measured
using enacted tax rates expected to apply to taxable income in the years in which the related
temporary differences are expected to be recovered or settled. The effect on deferred tax assets
and liabilities of a change in tax rates is recognized when the rate change is enacted.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt"><b><i>Stock Compensation: </i></b>We account for stock compensation in accordance with the fair value
recognition provisions of FASB ASC 718-10-25 (Compensation — Stock Compensation). The fair value
of restricted shares is measured as the closing market price of our stock on the date of grant,
which is amortized over the vesting period for each grant. We have not granted any stock options
since fiscal 2007. When granted, our policy is to estimate the grant-date fair value of options
using the Black-Scholes-Merton option-pricing model and amortize that fair value to compensation
expense on a ratable basis over the options’ vesting periods.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt"><b><i>Recently Issued Accounting Pronouncements: </i></b>In June 2009, FASB amended ASC 810-10-65
(Consolidation). Amended ASC 810-10-65 relates to the consolidation of variable interest entities.
It eliminates the quantitative approach previously required for determining the primary
beneficiary of a variable interest entity and requires ongoing qualitative reassessments of whether
an enterprise is the primary beneficiary of a variable interest entity. This guidance also
requires additional disclosures about an enterprise’s involvement in variable interest entities.
We adopted this amended standard October 1, 2010, resulting in no effect on our financial position,
results of operations or cash flows.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">In July 2010, FASB issued Accounting Standards Update (“ASU”) 2010-20, “Disclosures about the
Credit Quality of Financing Receivables and the Allowance for Credit Losses.” This update amends
FASB ASC 310 (Receivables) to improve the disclosures that an entity provides about the credit
quality of its financing receivables and the related allowance for credit losses. As a result of
these amendments, an entity is required to disaggregate by portfolio segment or class certain
existing disclosures and provide new disclosures about its financing receivables and related
allowance for credit losses. We adopted this amended standard on October 1, 2010, resulting in no
effect on our financial position, results of operations or cash flows. The additional required
disclosures are included in Note M.
</div>
</div>
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<div align="left" style="font-size: 10pt; margin-top: 12pt"><b>Note C: Acquisitions</b>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">Between June and September 2010, we acquired, through asset purchases, five pawn stores located in
the Chicago metropolitan area, eight pawn stores located in Central and South Florida, two pawn
stores located in Corpus Christi, Texas and one pawn store in Las Vegas, Nevada for approximately
$21.8 million in cash. The stores were acquired from five separate sellers. We recorded
approximately $4.9 million of net tangible assets and $1.0 million of intangible assets
attributable to non-compete agreements and a pawn license. Goodwill of $15.9 million, which is
expected to be fully tax deductible, was recorded in the U.S. Pawn Operations segment as part of
these acquisitions. The factors contributing to the recognition of goodwill were based on several
strategic and synergistic benefits we expect to realize from the acquisitions. These benefits
include our initial entry into Chicago, a greater presence in prime pawn markets and the ability to
further leverage our expense structure through increased scale.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">In the quarter ended December 31, 2010, we acquired three pawn stores located in the Chicago
metropolitan area and one pawn store located in Marietta, Georgia for approximately $13.7 million
in cash. The stores were acquired from four separate sellers. One of the stores in Chicago was
acquired by purchasing all of the capital stock of the corporation that owned it, and the other
three were acquired through asset purchases. We recorded approximately $2.8 million of net
tangible assets, $0.1 million of intangible assets attributable to non-compete agreements and $10.8
million of goodwill, all of which was recorded in the U.S. Pawn Operations segment. Of the total
goodwill, $6.1 million is expected to be fully tax deductible and $4.7 million is expected to be
non-deductible. The factors contributing to the recognition of goodwill were based on several
strategic and synergistic benefits we expect to realize from the acquisitions. These benefits
include a greater presence in a prime pawn market and the ability to further leverage our expense
structure through increased scale.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">All stores were acquired as part of our continuing strategy to acquire domestic pawn stores to
enhance and diversify our earnings. Transaction related expenses were not material and were
expensed as incurred. The results of all acquired stores have been consolidated with our results
since their acquisition. The purchase price allocation of stores acquired in the twelve months
ended December 31, 2010 is preliminary as we continue to receive information
regarding the acquired assets. Pro forma results of operations have not been presented because the
acquisitions were not significant on either an individual or an aggregate basis.
</div>
</div>
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<div align="left" style="font-size: 10pt; margin-top: 12pt"><b>Note D: Earnings per Share</b>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">We compute basic earnings per share on the basis of the weighted average number of shares of common
stock outstanding during the period. We compute diluted earnings per share on the basis of the
weighted average number of shares of common stock plus the effect of dilutive potential common
shares outstanding during the period using the treasury stock method. Dilutive potential common
shares include outstanding stock options and restricted stock awards.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">Potential common shares are required to be excluded from the computation of diluted earnings per
share if the assumed proceeds upon exercise or vest, as defined by FASB ASC 718-10-25, are greater
than the cost to re-acquire the same number of shares at the average market price, and therefore
the effect would be anti-dilutive. In the periods presented, we had no such potential common
shares that were anti-dilutive.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">Components of basic and diluted earnings per share are as follows (in thousands except per share
amounts):
</div>
<div align="center">
<table style="font-size: 10pt; text-align: left" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<tr valign="bottom">
<td width="76%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="6">Three Months Ended</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="6" style="border-bottom: 1px solid #000000">December 31,</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">2010</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">2009</td>
<td> </td>
</tr>
<!-- End Table Head -->
<!-- Begin Table Body -->
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Net income (A)
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">27,429</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">25,707</td>
<td> </td>
</tr>
<tr valign="bottom"><!-- Blank Space -->
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Weighted average outstanding shares of common stock (B)
</div></td>
<td> </td>
<td> </td>
<td align="right">49,698</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">48,722</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Dilutive effect of stock options, warrants, and restricted stock
</div></td>
<td> </td>
<td> </td>
<td align="right">421</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">678</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Weighted average common stock and common stock equivalents (C)
</div></td>
<td> </td>
<td> </td>
<td align="right">50,119</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">49,400</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom"><!-- Blank Space -->
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Basic earnings per share (A/B)
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">0.55</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">0.53</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Diluted earnings per share (A/C)
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">0.55</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">0.52</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom"><!-- Blank Space -->
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Potential common shares excluded from the calculation of diluted earnings per share
</div></td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
</tr>
<!-- End Table Body -->
</table>
</div>
</div>
<!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" -->
<!-- Begin Block Tagged Note 5 - us-gaap:EquityMethodInvestmentsDisclosureTextBlock-->
<div style="font-family: 'Times New Roman',Times,serif">
<div align="left" style="font-size: 10pt; margin-top: 12pt"><b>Note E: Strategic Investments and Fair Value of Financial Instruments</b>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">At December 31, 2010, we owned 16,644,640 common shares of Albemarle & Bond Holdings, PLC,
representing almost 30% of its total outstanding shares. Our total cost for those shares was
approximately $27.6 million. Albemarle & Bond is primarily engaged in pawnbroking, retail jewelry
sales, check cashing and lending in the United Kingdom. We account for the investment using the
equity method. Since Albemarle & Bond’s fiscal year ends three months prior to ours, we report the
income from this investment on a three-month lag. Albemarle & Bond files semi-annual financial
reports for its fiscal periods ending December 31 and June 30. The income reported for our quarter
ended December 31, 2010 represents our percentage interest in the estimated results of Albemarle &
Bond’s operations from July 1, 2010 to September 30, 2010.
</div>
<!-- Folio -->
<!-- /Folio -->
</div>
<!-- PAGEBREAK -->
<div style="font-family: 'Times New Roman',Times,serif">
<div align="left" style="font-size: 10pt; margin-top: 6pt">In its functional currency of British pounds, Albemarle & Bond’s total assets increased 7% from
June 30, 2009 to June 30, 2010 and its net income improved 35% for the year ended June 30, 2010.
Below is summarized financial information for Albemarle & Bond’s most recently reported results
after translation to U.S. dollars (using the exchange rate as of June 30 of each year for balance
sheet items and average exchange rates for the income statement items for the periods indicated):
</div>
<div align="center">
<table style="font-size: 10pt; text-align: left" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<tr valign="bottom">
<td width="76%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="6" style="border-bottom: 1px solid #000000">As of June 30,</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">2010</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">2009</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="6"><i>(In thousands)</i></td>
<td> </td>
</tr>
<!-- End Table Head -->
<!-- Begin Table Body -->
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Current assets
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">97,476</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">102,034</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Non-current assets
</div></td>
<td> </td>
<td> </td>
<td align="right">52,325</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">51,980</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Total assets
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">149,801</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">154,014</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom"><!-- Blank Space -->
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Current liabilities
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">17,898</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">13,247</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Non-current liabilities
</div></td>
<td> </td>
<td> </td>
<td align="right">42,078</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">55,729</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Shareholders’ equity
</div></td>
<td> </td>
<td> </td>
<td align="right">89,825</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">85,038</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Total liabilities and shareholders’ equity
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">149,801</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">154,014</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
</tr>
<!-- End Table Body -->
</table>
</div>
<div align="center">
<table style="font-size: 10pt; text-align: left" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<tr valign="bottom">
<td width="76%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="6" style="border-bottom: 1px solid #000000">Years ended June 30,</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">2010</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">2009</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="6"><i>(in thousands)</i></td>
<td> </td>
</tr>
<!-- End Table Head -->
<!-- Begin Table Body -->
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Turnover (gross revenues)
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">129,794</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">89,712</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Gross profit
</div></td>
<td> </td>
<td> </td>
<td align="right">84,850</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">68,572</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Profit for the year (net income)
</div></td>
<td> </td>
<td> </td>
<td align="right">22,792</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">17,239</td>
<td> </td>
</tr>
<!-- End Table Body -->
</table>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">At December 31, 2010, we owned 124,418,000 shares, or approximately 33% of the total common
shares of Cash Converters International Limited, which is a publicly traded company headquartered
in Perth, Australia. We acquired the shares between November 2009 and May 2010 for approximately
$57.8 million. Cash Converters franchises and operates a worldwide network of over 600 specialty
financial services and retail stores that provide pawn loans, short-term unsecured loans and other
consumer finance products, and buy and sell second-hand goods. Cash Converters has significant
store concentrations in Australia and the United Kingdom.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">We account for our investment in Cash Converters using the equity method. Since Cash Converters’
fiscal year ends three months prior to ours, we report the income from this investment on a
three-month lag. Cash Converters files semi-annual financial reports for its fiscal periods ending
December 31 and June 30. Due to the three-month lag, our results for the quarter ended December
31, 2010 include our percentage interest in the estimated results of Cash Converters’ operations
from July 1, 2010 to September 30, 2010. Our results for the quarter ended December 31, 2009
reflect no contribution from Cash Converters as the contribution was first reflected in our results
three months after our initial investment date of November 6, 2009.
</div>
<!-- Folio -->
<!-- /Folio -->
</div>
<!-- PAGEBREAK -->
<div style="font-family: 'Times New Roman',Times,serif">
<div align="left" style="font-size: 10pt; margin-top: 6pt">In its functional currency of Australian dollars, Cash Converters’ total assets increased 72% from
June 30, 2009 to June 30, 2010 and its net income improved 34% for the year ended June 30, 2010.
Below is summarized financial information for Cash Converters’ most recently reported results after
translation to U.S. dollars (using the exchange rate as of June 30 of each year for balance sheet
items and average exchange rates for the income statement items for the periods indicated):
</div>
<div align="center">
<table style="font-size: 10pt; text-align: left" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<tr valign="bottom">
<td width="76%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="6" style="border-bottom: 1px solid #000000">As of June 30,</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">2010</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">2009</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="6"><i>(In thousands)</i></td>
<td> </td>
</tr>
<!-- End Table Head -->
<!-- Begin Table Body -->
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Current assets
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">96,489</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">37,477</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Non-current assets
</div></td>
<td> </td>
<td> </td>
<td align="right">72,408</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">54,900</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Total assets
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">168,897</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">92,377</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom"><!-- Blank Space -->
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Current liabilities
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">19,179</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">14,523</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Non-current liabilities
</div></td>
<td> </td>
<td> </td>
<td align="right">10,199</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">11,467</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Shareholders’ equity
</div></td>
<td> </td>
<td> </td>
<td align="right">139,519</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">66,387</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Total liabilities and shareholders’ equity
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">168,897</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">92,377</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
</tr>
<!-- End Table Body -->
</table>
</div>
<div align="center">
<table style="font-size: 10pt; text-align: left" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<tr valign="bottom">
<td width="76%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="6" style="border-bottom: 1px solid #000000">Years ended June 30,</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">2010</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">2009</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="6"><i>(in thousands)</i></td>
<td> </td>
</tr>
<!-- End Table Head -->
<!-- Begin Table Body -->
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Gross revenues
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">112,733</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">70,916</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Gross profit
</div></td>
<td> </td>
<td> </td>
<td align="right">85,811</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">52,984</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Profit for the year (net income)
</div></td>
<td> </td>
<td> </td>
<td align="right">19,122</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">12,084</td>
<td> </td>
</tr>
<!-- End Table Body -->
</table>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">The table below summarizes the recorded value and fair value of each of these strategic
investments at the dates indicated. These fair values are considered level one estimates within
the fair value hierarchy of FASB ASC 820-10-50, and were calculated as (a) the quoted stock price
on each company’s principal market multiplied by (b) the number of shares we owned multiplied by
(c) the applicable foreign currency exchange rate at the dates indicated. We included no control
premium for owning a large percentage of outstanding shares.
</div>
<div align="center">
<table style="font-size: 10pt; text-align: left" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<tr valign="bottom">
<td width="64%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">December 31, 2010</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">December 31, 2009</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">September 30, 2010</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="10"><i>(In thousands of U.S. dollars)</i></td>
<td> </td>
</tr>
<!-- End Table Head -->
<!-- Begin Table Body -->
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Albemarle & Bond:
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Recorded value
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">45,684</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">40,832</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">43,127</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Fair value
</div></td>
<td> </td>
<td> </td>
<td align="right">81,630</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">69,091</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">75,520</td>
<td> </td>
</tr>
<tr valign="bottom"><!-- Blank Space -->
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Cash Converters:
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Recorded value
</div></td>
<td> </td>
<td> </td>
<td align="right">63,275</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">49,623</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">58,259</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Fair value
</div></td>
<td> </td>
<td> </td>
<td align="right">88,512</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">63,789</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">70,005</td>
<td> </td>
</tr>
<!-- End Table Body -->
</table>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">Included in “Other Assets, net” on our balance sheets are available for sale securities with a
fair value of $5.2 million at December 31, 2010, $2.3 million at December 31, 2009 and $4.9 million
at September 30, 2010. This is considered to be a level one measurement of fair value as it is
based on the ending market price for the securities at that date, as quoted on an active public
securities exchange.
</div>
</div>
<!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" -->
<!-- Begin Block Tagged Note 6 - us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock-->
<div style="font-family: 'Times New Roman',Times,serif">
<div align="left" style="font-size: 10pt; margin-top: 12pt"><b>Note F: Goodwill and Other Intangible Assets</b>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">The following table presents the balance of each major class of indefinite-lived intangible asset
at the specified dates:
</div>
<div align="center">
<table style="font-size: 10pt; text-align: left" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<tr valign="bottom">
<td width="64%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">December 31, 2010</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">December 31, 2009</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">September 30, 2010</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="10"><i>(In thousands)</i></td>
<td> </td>
</tr>
<!-- End Table Head -->
<!-- Begin Table Body -->
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Pawn licenses
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">8,836</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">8,229</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">8,836</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Trade name
</div></td>
<td> </td>
<td> </td>
<td align="right">4,870</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">4,870</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">4,870</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Goodwill
</div></td>
<td> </td>
<td> </td>
<td align="right">128,181</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">101,134</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">117,305</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Total
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">141,887</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">114,233</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">131,011</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
</tr>
<!-- End Table Body -->
</table>
</div>
<!-- Folio -->
<!-- /Folio -->
</div>
<!-- PAGEBREAK -->
<div style="font-family: 'Times New Roman',Times,serif">
<div align="left" style="font-size: 10pt; margin-top: 6pt">The following table presents the changes in the carrying value of goodwill, by segment, over
the periods presented:
</div>
<div align="center">
<table style="font-size: 10pt; text-align: left" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<tr valign="bottom">
<td width="52%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">U.S. Pawn</td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">EZMONEY</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2"> </td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Operations</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Empeño Fácil</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Operations</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Consolidated</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="14"><i>(in thousands)</i></td>
<td> </td>
</tr>
<!-- End Table Head -->
<!-- Begin Table Body -->
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Balance at September 30, 2010
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">110,255</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">7,050</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">117,305</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Acquisitions
</div></td>
<td> </td>
<td> </td>
<td align="right">10,793</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">10,793</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Effect of foreign currency translation changes
</div></td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">83</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">83</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Balance at December 31, 2010
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">121,048</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">7,133</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">128,181</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
</tr>
<!-- End Table Body -->
</table>
</div>
<div align="center">
<table style="font-size: 10pt; text-align: left" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<tr valign="bottom">
<td width="52%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">U.S. Pawn</td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">EZMONEY</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2"> </td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Operations</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Empeño Fácil</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Operations</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Consolidated</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="14"><i>(in thousands)</i></td>
<td> </td>
</tr>
<!-- End Table Head -->
<!-- Begin Table Body -->
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Balance at September 30, 2009
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">94,192</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">6,527</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">100,719</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Post-closing purchase price allocation
adjustments for prior year acquisitions
</div></td>
<td> </td>
<td> </td>
<td align="right">193</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">193</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Effect of foreign currency translation changes
</div></td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">222</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">222</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Balance at December 31, 2009
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">94,385</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">6,749</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">101,134</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
</tr>
<!-- End Table Body -->
</table>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">The following table presents the gross carrying amount and accumulated amortization for each
major class of definite-lived intangible asset at the specified dates:
</div>
<div align="center">
<table style="font-size: 10pt; text-align: left" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<tr valign="bottom">
<td width="28%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="6" style="border-bottom: 1px solid #000000">December 31, 2010</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="6" style="border-bottom: 1px solid #000000">December 31, 2009</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="6" style="border-bottom: 1px solid #000000">September 30, 2010</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">Carrying</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">Accumulated</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">Carrying</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">Accumulated</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">Carrying</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">Accumulated</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Amount</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Amortization</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Amount</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Amortization</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Amount</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Amortization</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="22"><i>(In thousands)</i></td>
<td> </td>
</tr>
<!-- End Table Head -->
<!-- Begin Table Body -->
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">License application fees
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">345</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="left">$</td>
<td align="right">(345</td>
<td nowrap="nowrap">)</td>
<td> </td>
<td align="left">$</td>
<td align="right">345</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="left">$</td>
<td align="right">(342</td>
<td nowrap="nowrap">)</td>
<td> </td>
<td align="left">$</td>
<td align="right">345</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="left">$</td>
<td align="right">(345</td>
<td nowrap="nowrap">)</td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Real estate finders’ fees
</div></td>
<td> </td>
<td> </td>
<td align="right">1,029</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">(420</td>
<td nowrap="nowrap">)</td>
<td> </td>
<td> </td>
<td align="right">665</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">(377</td>
<td nowrap="nowrap">)</td>
<td> </td>
<td> </td>
<td align="right">948</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">(401</td>
<td nowrap="nowrap">)</td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Non-compete agreements
</div></td>
<td> </td>
<td> </td>
<td align="right">3,216</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">(2,040</td>
<td nowrap="nowrap">)</td>
<td> </td>
<td> </td>
<td align="right">2,587</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">(1,354</td>
<td nowrap="nowrap">)</td>
<td> </td>
<td> </td>
<td align="right">3,081</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">(1,834</td>
<td nowrap="nowrap">)</td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Favorable lease
</div></td>
<td> </td>
<td> </td>
<td align="right">644</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">(241</td>
<td nowrap="nowrap">)</td>
<td> </td>
<td> </td>
<td align="right">644</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">(126</td>
<td nowrap="nowrap">)</td>
<td> </td>
<td> </td>
<td align="right">644</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">(219</td>
<td nowrap="nowrap">)</td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Other
</div></td>
<td> </td>
<td> </td>
<td align="right">46</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">(7</td>
<td nowrap="nowrap">)</td>
<td> </td>
<td> </td>
<td align="right">11</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">(1</td>
<td nowrap="nowrap">)</td>
<td> </td>
<td> </td>
<td align="right">48</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">(6</td>
<td nowrap="nowrap">)</td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Total
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">5,280</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="left">$</td>
<td align="right">(3,053</td>
<td nowrap="nowrap">)</td>
<td> </td>
<td align="left">$</td>
<td align="right">4,252</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="left">$</td>
<td align="right">(2,200</td>
<td nowrap="nowrap">)</td>
<td> </td>
<td align="left">$</td>
<td align="right">5,066</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="left">$</td>
<td align="right">(2,805</td>
<td nowrap="nowrap">)</td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
</tr>
<!-- End Table Body -->
</table>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">The amortization of most definite lived intangible assets is recorded as amortization expense.
The favorable lease asset and other intangibles are amortized to Operations expense (rent expense)
over the related lease terms. The following table presents the amount and classification of
amortization recognized as expense in each of the periods presented (in thousands):
</div>
<div align="center">
<table style="font-size: 10pt; text-align: left" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<tr valign="bottom">
<td width="76%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="6">Three Months Ended</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="6" style="border-bottom: 1px solid #000000">December 31,</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">2010</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">2009</td>
<td> </td>
</tr>
<!-- End Table Head -->
<!-- Begin Table Body -->
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Amortization expense
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">212</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">126</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Operations expense
</div></td>
<td> </td>
<td> </td>
<td align="right">23</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">32</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Total expense from the amortization of definite-lived intangible assets
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">235</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">158</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
</tr>
<!-- End Table Body -->
</table>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">The following table presents our estimate of the amount and classification of amortization
expense for definite-lived intangible assets for each of the five succeeding full fiscal years
beginning October 1, 2010 (in thousands):
</div>
<div align="center">
<table style="font-size: 10pt; text-align: left" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<tr valign="bottom">
<td width="76%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td nowrap="nowrap" align="left" style="border-bottom: 1px solid #000000">Fiscal Year</td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Amortization Expense</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Operations Expense</td>
<td> </td>
</tr>
<!-- End Table Head -->
<!-- Begin Table Body -->
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">2011
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">790</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">98</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">2012
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">635</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">75</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">2013
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">159</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">63</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">2014
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">74</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">52</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">2015
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">65</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">38</td>
<td> </td>
</tr>
<!-- End Table Body -->
</table>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">As acquisitions and dispositions occur in the future, amortization and operations expense may
vary from these estimates.
</div>
</div>
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<div style="font-family: 'Times New Roman',Times,serif">
<div align="left" style="font-size: 10pt; margin-top: 12pt"><b>Note G: Long-term Debt</b>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">Our syndicated credit agreement provides for, among other things, (i) an $80 million revolving
credit facility, maturing December 31, 2011, that we may, under the terms of the agreement, request
to be increased to a total of $110 million and (ii) a $40 million term loan, maturing December 31,
2012. Our term loan requires $2.5 million quarterly principal payments. At December 31, 2010,
$22.5 million was outstanding under the term loan and bank
letters of credit totaling $5.0 were outstanding, leaving $75 million available on our revolving
credit facility. The outstanding bank letters of credit secure our obligations under letters of
credit we issue to unaffiliated lenders as part of our credit service operations.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">Pursuant to the credit agreement, we may choose either a Eurodollar rate or the base rate. We may
choose to pay interest to the lenders for outstanding borrowings at the Eurodollar rate plus 175 to
250 basis points or the bank’s base rate plus 0 to 50 basis points, depending on our leverage ratio
computed at the end of each calendar quarter. Our rates are currently at the minimum of the range.
On the unused amount of the revolving credit facility, we pay a commitment fee of 25 to 30 basis
points depending on our leverage ratio calculated at the end of each quarter. Terms of the credit
agreement require, among other things, that we meet certain financial covenants. We were in
compliance with all covenants at December 31, 2010. The payment of dividends and additional debt
are restricted. The recorded value of our debt approximates its fair value as it is all variable
rate debt and carries no pre-payment penalty.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">Deferred financing costs of $0.4 million related to our credit agreement are included in Other
assets, net in our December 31, 2010 balance sheet. These costs are being amortized to interest
expense over their three-year estimated useful life.
</div>
</div>
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<!-- Begin Block Tagged Note 8 - us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock-->
<div style="font-family: 'Times New Roman',Times,serif">
<div align="left" style="font-size: 10pt; margin-top: 12pt"><b>Note H: Stock Compensation</b>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">Our net income includes the following compensation costs related to our stock compensation
arrangements:
</div>
<div align="center">
<table style="font-size: 10pt; text-align: left" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<tr valign="bottom">
<td width="76%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="6" style="border-bottom: 1px solid #000000">Three Months Ended December 31,</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">2010</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">2009</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="6"><i>(in thousands)</i></td>
<td> </td>
</tr>
<!-- End Table Head -->
<!-- Begin Table Body -->
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Gross compensation cost
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">8,548</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">1,056</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Income tax benefits
</div></td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">(2,974</td>
<td nowrap="nowrap">)</td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">(358</td>
<td nowrap="nowrap">)</td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Stock compensation cost, net of tax benefit
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">5,574</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">698</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
</tr>
<!-- End Table Body -->
</table>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">Included in the compensation cost for the three months ended December 31, 2010 is $7.3 million
for the accelerated vesting of restricted stock upon the retirement of our former Chief Executive
Officer on October 31, 2010, and a related $2.5 million income tax benefit. Stock option exercises
resulted in the issuance of 22,800 shares of our Class A Non-voting Common Stock in the current
quarter for total proceeds of $0.2 million. All options and restricted stock relate to our Class A
Non-voting Common Stock.
</div>
</div>
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<div style="font-family: 'Times New Roman',Times,serif">
<div align="left" style="font-size: 10pt; margin-top: 12pt"><b>Note I: Income Taxes</b>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">The current quarter’s effective tax rate is 35.5% for both the current and prior year quarters.
</div>
</div>
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<div style="font-family: 'Times New Roman',Times,serif">
<div align="left" style="font-size: 10pt; margin-top: 12pt"><b>Note J: Contingencies</b>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">Currently and from time to time, we are defendants in various legal and regulatory actions. While
we cannot determine the ultimate outcome of these actions, we believe their resolution will not
have a material adverse effect on our financial condition, results of operations or liquidity.
However, we cannot give any assurance as to their ultimate outcome.
</div>
</div>
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<div style="font-family: 'Times New Roman',Times,serif">
<div align="left" style="font-size: 10pt; margin-top: 12pt"><b>Note K: Comprehensive Income</b>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">Comprehensive income includes net income and other revenues, expenses, gains and losses that are
excluded from net income but are included as a component of total stockholders’ equity.
Comprehensive income for the fiscal quarters ended December 31, 2010 and 2009 was $34.5 million and
$25.8 million. The difference between comprehensive income and net income results primarily from
the effect of foreign currency translation adjustments and the unrealized gain or loss on available
for sale securities. At December 31, 2010, the accumulated balance of net foreign currency and
unrealized gain activity excluded from net income was $2.1 million, net of applicable tax of $1.4
million. The net $0.7 million is presented as “Accumulated other comprehensive income (loss)” in
the balance sheet at December 31, 2010.
</div>
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</div>
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<div style="font-family: 'Times New Roman',Times,serif">
</div>
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<div style="font-family: 'Times New Roman',Times,serif">
<div align="left" style="font-size: 10pt; margin-top: 12pt"><b>Note L: Operating Segment Information</b>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">We manage our business and internal reporting as three reportable segments with operating results
reported separately for each segment.
</div>
<div style="margin-top: 6pt">
<table width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; text-align: left">
<tr valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<td width="3%" style="background: transparent"> </td>
<td width="2%" nowrap="nowrap" align="left"><b>•</b></td>
<td width="1%"> </td>
<td>The U.S. Pawn Operations segment offers pawn related activities in our 396 U.S. pawn
stores, offers signature loans in 29 pawn stores and six EZMONEY stores and offers auto
title loans in 44 pawn stores.</td>
</tr>
<tr>
<td style="font-size: 6pt"> </td>
</tr>
<tr valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<td width="3%" style="background: transparent"> </td>
<td width="2%" nowrap="nowrap" align="left"><b>•</b></td>
<td width="1%"> </td>
<td>The Empeño Fácil segment offers pawn related activities in 132 Mexico pawn stores.</td>
</tr>
<tr>
<td style="font-size: 6pt"> </td>
</tr>
<tr valign="top" style="font-size: 10pt; color: #000000; background: transparent">
<td width="3%" style="background: transparent"> </td>
<td width="2%" nowrap="nowrap" align="left"><b>•</b></td>
<td width="1%"> </td>
<td>The EZMONEY Operations segment offers signature loans in 442 U.S. EZMONEY stores and 56
Canadian CASHMAX stores. The segment also offers auto title loans in 403 of its U.S.
stores.</td>
</tr>
</table>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">There are no inter-segment revenues, and the amounts below were determined in accordance with the
same accounting principles used in our consolidated financial statements. The following tables
present operating segment information:
</div>
<div align="center">
<table style="font-size: 10pt; text-align: left" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<tr valign="bottom">
<td width="52%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">U.S. Pawn</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">Empeño</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">EZMONEY</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2"> </td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Operations</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Fácil</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Operations</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Consolidated</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="14"><i>(in thousands)</i></td>
<td> </td>
</tr>
<!-- End Table Head -->
<!-- Begin Table Body -->
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px"><b>Three Months Ended December 31, 2010:</b>
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Revenues:
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Merchandise sales
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">62,341</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">5,389</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">67,730</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Scrap sales
</div></td>
<td> </td>
<td> </td>
<td align="right">47,006</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">3,462</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">197</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">50,665</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Pawn service charges
</div></td>
<td> </td>
<td> </td>
<td align="right">46,436</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">3,374</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">49,810</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Signature loan fees
</div></td>
<td> </td>
<td> </td>
<td align="right">509</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">39,557</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">40,066</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Auto title loan fees
</div></td>
<td> </td>
<td> </td>
<td align="right">393</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">5,851</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">6,244</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Other
</div></td>
<td> </td>
<td> </td>
<td align="right">4,081</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">189</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">41</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">4,311</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:45px; text-indent:-15px">Total revenues
</div></td>
<td> </td>
<td> </td>
<td align="right">160,766</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">12,414</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">45,646</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">218,826</td>
<td> </td>
</tr>
<tr valign="bottom"><!-- Blank Space -->
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Merchandise cost of goods sold
</div></td>
<td> </td>
<td> </td>
<td align="right">38,197</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">3,114</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">41,311</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Scrap cost of goods sold
</div></td>
<td> </td>
<td> </td>
<td align="right">29,538</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">2,638</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">79</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">32,255</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Signature loan bad debt
</div></td>
<td> </td>
<td> </td>
<td align="right">165</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">9,881</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">10,046</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Auto title loan bad debt
</div></td>
<td> </td>
<td> </td>
<td align="right">61</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">921</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">982</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:45px; text-indent:-15px">Net revenues
</div></td>
<td> </td>
<td> </td>
<td align="right">92,805</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">6,662</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">34,765</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">134,232</td>
<td> </td>
</tr>
<tr valign="bottom"><!-- Blank Space -->
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Operations expense
</div></td>
<td> </td>
<td> </td>
<td align="right">43,196</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">4,278</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">17,030</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">64,504</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:45px; text-indent:-15px">Store operating income
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">49,609</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">2,384</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">17,735</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">69,728</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom"><!-- Blank Space -->
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px"><b>Three Months Ended December 31, 2009:</b>
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Revenues:
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Merchandise sales
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">59,211</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">3,265</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">62,476</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Scrap sales
</div></td>
<td> </td>
<td> </td>
<td align="right">36,823</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">607</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">12</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">37,442</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Pawn service charges
</div></td>
<td> </td>
<td> </td>
<td align="right">38,941</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">1,856</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">40,797</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Signature loan fees
</div></td>
<td> </td>
<td> </td>
<td align="right">553</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">38,125</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">38,678</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Auto title loan fees
</div></td>
<td> </td>
<td> </td>
<td align="right">475</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">2,627</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">3,102</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Other
</div></td>
<td> </td>
<td> </td>
<td align="right">2,167</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">89</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">2,256</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:45px; text-indent:-15px">Total revenues
</div></td>
<td> </td>
<td> </td>
<td align="right">138,170</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">5,817</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">40,764</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">184,751</td>
<td> </td>
</tr>
<tr valign="bottom"><!-- Blank Space -->
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Merchandise cost of goods sold
</div></td>
<td> </td>
<td> </td>
<td align="right">36,906</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">2,358</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">39,264</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Scrap cost of goods sold
</div></td>
<td> </td>
<td> </td>
<td align="right">22,824</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">475</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">7</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">23,306</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Signature loan bad debt
</div></td>
<td> </td>
<td> </td>
<td align="right">186</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">8,604</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">8,790</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Auto title loan bad debt
</div></td>
<td> </td>
<td> </td>
<td align="right">70</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">390</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">460</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:45px; text-indent:-15px">Net revenues
</div></td>
<td> </td>
<td> </td>
<td align="right">78,184</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">2,984</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">31,763</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">112,931</td>
<td> </td>
</tr>
<tr valign="bottom"><!-- Blank Space -->
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Operations expense
</div></td>
<td> </td>
<td> </td>
<td align="right">40,199</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">2,164</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">15,818</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">58,181</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:45px; text-indent:-15px">Store operating income
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">37,985</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">820</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">15,945</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">54,750</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
</tr>
<!-- End Table Body -->
</table>
</div>
<!-- Folio -->
<!-- /Folio -->
</div>
<!-- PAGEBREAK -->
<div style="font-family: 'Times New Roman',Times,serif">
<div align="left" style="font-size: 10pt; margin-top: 6pt">The following table reconciles store operating income, as shown above, to our consolidated
income before income taxes:
</div>
<div align="center">
<table style="font-size: 10pt; text-align: left" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<tr valign="bottom">
<td width="76%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="6" style="border-bottom: 0px solid #000000">Three Months Ended</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="6" style="border-bottom: 1px solid #000000">December 31,</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">2010</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">2009</td>
<td> </td>
</tr>
<!-- End Table Head -->
<!-- Begin Table Body -->
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Consolidated store operating income
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">69,728</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">54,750</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Administrative expenses
</div></td>
<td> </td>
<td> </td>
<td align="right">26,138</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">12,297</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Depreciation and amortization
</div></td>
<td> </td>
<td> </td>
<td align="right">4,179</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">3,356</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Loss on sale / disposal of assets
</div></td>
<td> </td>
<td> </td>
<td align="right">7</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">211</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Interest income
</div></td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">(3</td>
<td nowrap="nowrap">)</td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">(8</td>
<td nowrap="nowrap">)</td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Interest expense
</div></td>
<td> </td>
<td> </td>
<td align="right">300</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">365</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Equity in net income of unconsolidated affiliates
</div></td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">(3,367</td>
<td nowrap="nowrap">)</td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">(1,283</td>
<td nowrap="nowrap">)</td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px">Other
</div></td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">(61</td>
<td nowrap="nowrap">)</td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">(15</td>
<td nowrap="nowrap">)</td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">Consolidated income before income taxes
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">42,535</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">39,827</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
</tr>
<!-- End Table Body -->
</table>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">The following table presents separately identified segment assets:
</div>
<div align="center">
<table style="font-size: 10pt; text-align: left" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<tr valign="bottom">
<td width="52%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">U.S. Pawn</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">Empeño</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">EZMONEY</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2"> </td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Operations</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Fácil</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Operations</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Consolidated</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="14"><i>(in thousands)</i></td>
<td> </td>
</tr>
<!-- End Table Head -->
<!-- Begin Table Body -->
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px"><b>Assets at December 31, 2010:</b>
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Pawn loans
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">117,583</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">6,805</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">124,388</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Signature loans, net
</div></td>
<td> </td>
<td> </td>
<td align="right">454</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">11,499</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">11,953</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Auto title loans, net
</div></td>
<td> </td>
<td> </td>
<td align="right">700</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">2,607</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">3,307</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Service charges and fees receivable, net
</div></td>
<td> </td>
<td> </td>
<td align="right">23,301</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">1,024</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">7,484</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">31,809</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Inventory, net
</div></td>
<td> </td>
<td> </td>
<td align="right">71,865</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">5,761</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">51</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">77,677</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Goodwill
</div></td>
<td> </td>
<td> </td>
<td align="right">121,048</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">7,133</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">128,181</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:45px; text-indent:-15px">Total separately identified recorded segment assets
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">334,951</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">20,723</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">21,641</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">377,315</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom"><!-- Blank Space -->
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:45px; text-indent:-15px">Brokered signature loans outstanding from
unaffiliated lenders
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">242</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">24,580</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">24,822</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:45px; text-indent:-15px">Brokered auto title loans outstanding from
unaffiliated lenders
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">213</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">7,332</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">7,545</td>
<td> </td>
</tr>
<tr valign="bottom"><!-- Blank Space -->
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px"><b>Assets at December 31, 2009:</b>
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Pawn loans
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">99,326</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">4,120</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">103,446</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Signature loans, net
</div></td>
<td> </td>
<td> </td>
<td align="right">426</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">8,508</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">8,934</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Auto title loans, net
</div></td>
<td> </td>
<td> </td>
<td align="right">756</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">1,354</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">2,110</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Service charges and fees receivable, net
</div></td>
<td> </td>
<td> </td>
<td align="right">19,347</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">571</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">6,615</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">26,533</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Inventory, net
</div></td>
<td> </td>
<td> </td>
<td align="right">60,899</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">2,614</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">2</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">63,515</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Goodwill
</div></td>
<td> </td>
<td> </td>
<td align="right">94,385</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">6,749</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">101,134</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:45px; text-indent:-15px">Total separately identified recorded segment assets
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">275,139</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">14,054</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">16,479</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">305,672</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom"><!-- Blank Space -->
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:45px; text-indent:-15px">Brokered signature loans outstanding from
unaffiliated lenders
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">299</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">25,200</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">25,499</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:45px; text-indent:-15px">Brokered auto title loans outstanding from
unaffiliated lenders
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">367</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">3,921</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">4,288</td>
<td> </td>
</tr>
<tr valign="bottom"><!-- Blank Space -->
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px"><b>Assets at September 30, 2010:</b>
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Pawn loans
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">113,944</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">7,257</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">121,201</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Signature loans, net
</div></td>
<td> </td>
<td> </td>
<td align="right">456</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">10,319</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">10,775</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Auto title loans, net
</div></td>
<td> </td>
<td> </td>
<td align="right">651</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">2,494</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">3,145</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Service charges and fees receivable, net
</div></td>
<td> </td>
<td> </td>
<td align="right">20,830</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">1,053</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">7,177</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">29,060</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Inventory, net
</div></td>
<td> </td>
<td> </td>
<td align="right">66,542</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">4,935</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">25</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">71,502</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Goodwill
</div></td>
<td> </td>
<td> </td>
<td align="right">110,255</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">7,050</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">117,305</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:45px; text-indent:-15px">Total separately identified recorded segment assets
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">312,678</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">20,295</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">20,015</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">352,988</td>
<td> </td>
</tr>
<tr style="font-size: 1px">
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td>
<td> </td>
</tr>
<tr valign="bottom"><!-- Blank Space -->
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:45px; text-indent:-15px">Brokered signature loans outstanding from
unaffiliated lenders
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">231</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">22,709</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">22,940</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:45px; text-indent:-15px">Brokered auto title loans outstanding from
unaffiliated lenders
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">236</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">—</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">6,589</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">6,825</td>
<td> </td>
</tr>
<!-- End Table Body -->
</table>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">Brokered loans are not recorded as an asset on our balance sheets, as we do not own a
participation in the loans made by independent lenders. We monitor the principal balance of these
loans, as our credit service fees and bad debt are directly related to their volume due to the
letters of credit we issue on these loans. The balances shown above are the gross principal
balances of the loans outstanding at the specified dates.
</div>
<!-- Folio -->
<!-- /Folio -->
</div>
<!-- PAGEBREAK -->
<div style="font-family: 'Times New Roman',Times,serif">
</div>
<!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" -->
<!-- Begin Block Tagged Note 13 - us-gaap:ScheduleOfValuationAllowanceForImpairmentOfRecognizedServicingAssetsTextBlock-->
<div style="font-family: 'Times New Roman',Times,serif">
<div align="left" style="font-size: 10pt; margin-top: 12pt"><b>Note M: Allowance for Losses and Credit Quality of Financing Receivables</b>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">We offer a variety of loan products and credit services to customers who do not have cash resources
or access to credit to meet their short-term cash needs. Our customers are considered to be in a
higher risk pool with regard to creditworthiness when compared to those of typical financial
institutions. As a result, our receivables do not have a credit risk profile that can be easily
measured by the normal credit quality indicators used by the financial markets. We manage the risk
through closely monitoring the performance of the portfolio and through our underwriting process.
This process includes review of customer information, such as making a credit reporting agency
inquiry, evaluating and verifying income sources and levels, verifying employment and verifying a
telephone number where customers may be contacted. For auto title loans, we additionally inspect
the automobile, title and reference to market values of used automobiles.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">As described in Note B, “Significant Accounting Policies,” we consider a signature loan defaulted
if it has not been repaid or renewed by the maturity date. If one payment of an installment loan
is delinquent, that one payment is considered defaulted. If more than one installment payment is
delinquent at any time, the entire installment loan is considered defaulted. Although defaulted
loans may be collected later, we charge the loan principal to signature loan bad debt upon default,
leaving only active loans in the reported balance. Accrued fees related to defaulted loans reduce
fee revenue upon loan default, and increase fee revenue upon collection. Based on historical
collection experience, the age of past-due loans and amounts we expect to receive through the sale
of repossessed vehicles, we provide an allowance for losses on auto title loans.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">The accuracy of our allowance estimates is dependent upon several factors, including our ability to
predict future default rates based on historical trends and expected future events. We base our
estimates on observable trends and various other assumptions that we believe to be reasonable under
the circumstances.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">The following table presents changes in the allowance for credit losses as well as the recorded
investment in our financing receivables by portfolio segment for the periods presented <i>(in
thousands)</i>:
</div>
<div align="center">
<table style="font-size: 10pt; text-align: left" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<tr valign="bottom">
<td width="28%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">Allowance</td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">Allowance</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">Financing</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">Balance at</td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">Balance at</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">Receivable</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">Beginning</td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">End of</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">End of</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td nowrap="nowrap" align="center" style="border-bottom: 1px solid #000000">Description</td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">of Period</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Charge-offs</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Recoveries</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Provision</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Period</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Period</td>
<td> </td>
</tr>
<!-- End Table Head -->
<!-- Begin Table Body -->
<tr valign="bottom" style="background: #cceeff">
<td nowrap="nowrap">
<div style="margin-left:15px; text-indent:-15px"><b>Allowance for
losses on signature
loans:</b>
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td nowrap="nowrap">
<div style="margin-left:30px; text-indent:-15px">Three-months ended
December 31, 2010
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">750</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="left">$</td>
<td align="right">(4,260</td>
<td nowrap="nowrap">)</td>
<td> </td>
<td align="left">$</td>
<td align="right">1,496</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">3,224</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">1,210</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">13,163</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Three-months ended
December 31, 2009
</div></td>
<td> </td>
<td> </td>
<td align="right">532</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">(3,765</td>
<td nowrap="nowrap">)</td>
<td> </td>
<td> </td>
<td align="right">1,444</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">2,578</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">789</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">9,723</td>
<td> </td>
</tr>
<tr valign="bottom"><!-- Blank Space -->
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:15px; text-indent:-15px"><b>Allowance for
losses on auto
title loans:</b>
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Three-months ended
December 31, 2010
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">1,137</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="left">$</td>
<td align="right">(3,445</td>
<td nowrap="nowrap">)</td>
<td> </td>
<td align="left">$</td>
<td align="right">2,715</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">909</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">1,316</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">4,623</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Three-months ended
December 31, 2009
</div></td>
<td> </td>
<td> </td>
<td align="right">291</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">(1,551</td>
<td nowrap="nowrap">)</td>
<td> </td>
<td> </td>
<td align="right">1,538</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">301</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">579</td>
<td> </td>
<td> </td>
<td> </td>
<td align="right">2,689</td>
<td> </td>
</tr>
<!-- End Table Body -->
</table>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">The provision presented in the table above includes only principal and excludes items such as
NSF fees, late fees, repossession fees, auction fees and interest. In addition, all credit service
expenses and fees related to loans made by our unaffiliated lenders are excluded, as we do not own
the loans made in connection with our credit services and they are not recorded as assets on our
balance sheet.
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">Auto title loans are our only loans that remain as recorded investments when in
delinquent/nonaccrual status. We consider an auto title loan past due if it has not been repaid or
renewed by the maturity date. On auto title loans more than 90 days past due, we reserve the
percentage we estimate will not be recoverable through auction and reserve 100% of loans for which
we have not yet repossessed the underlying collateral. No fees are accrued on any auto title loans
more than 90 days past due.
</div>
<!-- Folio -->
<!-- /Folio -->
</div>
<!-- PAGEBREAK -->
<div style="font-family: 'Times New Roman',Times,serif">
<div align="left" style="font-size: 10pt; margin-top: 6pt">The following table presents an aging analysis of past due financing receivables by portfolio
segment for the periods presented <i>(in thousands)</i>:
</div>
<div align="center">
<table style="font-size: 10pt; text-align: left" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<tr valign="bottom">
<td width="20%"> </td>
<td width="3%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="3%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="3%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="3%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="3%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="3%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="3%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
<td width="3%"> </td>
<td width="1%"> </td>
<td width="5%"> </td>
<td width="1%"> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="14" style="border-bottom: 0px solid #000000"> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">Total </td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">Recorded</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="14" style="border-bottom: 1px solid #000000">Days Past Due</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">Total</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">Current</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">Financing</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2">Investment > 90</td>
<td> </td>
</tr>
<tr style="font-size: 8pt" valign="bottom">
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">1-30</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">31-60</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">61-90</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">>90</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Past Due</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Receivable</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Receivable</td>
<td> </td>
<td> </td>
<td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Days & Accruing</td>
<td> </td>
</tr>
<!-- End Table Head -->
<!-- Begin Table Body -->
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">December 31, 2010
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Auto title loans
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">609</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">636</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">452</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">753</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">2,450</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">2,173</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">4,623</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">—</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Reserve
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">109</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">218</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">217</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">696</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">1,240</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">76</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">1,316</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">—</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Reserve %
</div></td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">18</td>
<td nowrap="nowrap">%</td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">34</td>
<td nowrap="nowrap">%</td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">48</td>
<td nowrap="nowrap">%</td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">92</td>
<td nowrap="nowrap">%</td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">51</td>
<td nowrap="nowrap">%</td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">3</td>
<td nowrap="nowrap">%</td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">28</td>
<td nowrap="nowrap">%</td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom"><!-- Blank Space -->
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">December 31, 2009
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Auto title loans
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">293</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">205</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">118</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">368</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">984</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">1,705</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">2,689</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">—</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Reserve
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">50</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">111</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">85</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">282</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">528</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">51</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">579</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">—</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Reserve %
</div></td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">17</td>
<td nowrap="nowrap">%</td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">54</td>
<td nowrap="nowrap">%</td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">72</td>
<td nowrap="nowrap">%</td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">77</td>
<td nowrap="nowrap">%</td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">54</td>
<td nowrap="nowrap">%</td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">3</td>
<td nowrap="nowrap">%</td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">22</td>
<td nowrap="nowrap">%</td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom"><!-- Blank Space -->
<td>
<div style="margin-left:15px; text-indent:-15px"> 
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:15px; text-indent:-15px">September 30, 2010
</div></td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Auto title loans
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">797</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">552</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">432</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">532</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">2,313</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">1,970</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">4,283</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">—</td>
<td> </td>
</tr>
<tr valign="bottom" style="background: #cceeff">
<td>
<div style="margin-left:30px; text-indent:-15px">Reserve
</div></td>
<td> </td>
<td align="left">$</td>
<td align="right">188</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">229</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">256</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">367</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">1,040</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">97</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">1,137</td>
<td> </td>
<td> </td>
<td align="left">$</td>
<td align="right">—</td>
<td> </td>
</tr>
<tr valign="bottom">
<td>
<div style="margin-left:30px; text-indent:-15px">Reserve %
</div></td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">24</td>
<td nowrap="nowrap">%</td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">41</td>
<td nowrap="nowrap">%</td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">59</td>
<td nowrap="nowrap">%</td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">69</td>
<td nowrap="nowrap">%</td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">45</td>
<td nowrap="nowrap">%</td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">5</td>
<td nowrap="nowrap">%</td>
<td> </td>
<td nowrap="nowrap" align="left"> </td>
<td align="right">27</td>
<td nowrap="nowrap">%</td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<!-- End Table Body -->
</table>
</div>
</div>
<!--DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd" -->
<!-- Begin Block Tagged Note 14 - us-gaap:ScheduleOfSubsequentEventsTextBlock-->
<div style="font-family: 'Times New Roman',Times,serif">
<div align="left" style="font-size: 10pt; margin-top: 12pt"><b>Note N: Subsequent Events</b>
</div>
<div align="left" style="font-size: 10pt; margin-top: 6pt">On January 12 and 13, 2011, we acquired five pawn stores located in Central and South Florida for
approximately $17.6 million in cash. The stores were acquired from two separate sellers. One of
the stores was acquired by purchasing all of the capital stock of the corporation that owned it,
and the other four were acquired through asset purchases. We preliminarily estimate we will record
in the U.S. Pawn Operations segment approximately $2.6 million of net tangible assets and $15.0
million of goodwill related to these acquisitions. Of the total goodwill, $10.0 million is
expected to be fully tax deductible and $5.0 million is expected to be non-deductible.
</div>
</div>
false
--09-30
Q1
2011
2010-12-31
10-Q
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