UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C.  20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 24, 2010

TCF FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

(952) 745-2760

 (Registrant’s telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

o   Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o   Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o   Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 8.01 Other Events.

As set forth under Part II, Item 1, “Legal Proceedings” of the Form 10-Q for TCF Financial Corporation (“TCF”) for the quarter ending September 30, 2010, TCF was named in a putative class action challenging its checking account posting practices in August 2010.  The plaintiffs sought damages and other relief, including restitution.  TCF’s account agreement with the plaintiffs contains an arbitration provision under which customers agree to arbitrate disputes such as this dispute in an individual arbitration as opposed to a class action lawsuit.  On November 24, 2010, the United States District Court for the District of Minnesota granted TCF’s motion to compel individual arbitration of all claims by plaintiffs and stayed further proceedings in the legal action.

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Dated:   December 1, 2010

3