STERLING FINANCIAL CORP /WA/ - FORM S-1 - EX-12.2 - STATEMENT REGARDING COMPUTATION OF RETURN ON AVERAGE ASSETS - September 24, 2010

Attached files

file	filename
S-1 - REGISTRATION STATEMENT ON FORM S-1 - STERLING FINANCIAL CORP /WA/	ds1.htm
EX-4.3 - FORM OF SERIES B STOCK CERTIFICATE - STERLING FINANCIAL CORP /WA/	dex43.htm
EX-4.7 - FORM OF WARRANT TO PURCHASE SHARES - STERLING FINANCIAL CORP /WA/	dex47.htm
EX-4.4 - FORM OF SERIES D PREFERRED STOCK CERTIFICATE - STERLING FINANCIAL CORP /WA/	dex44.htm
EX-4.9 - AMENDED AND RESTATED WARRANT TO PURCHASE SHARES - STERLING FINANCIAL CORP /WA/	dex49.htm
EX-21.1 - LIST OF SUBSIDIARIES OF STERLING - STERLING FINANCIAL CORP /WA/	dex211.htm
EX-12.1 - STATEMENT REGARDING COMPUTATION OF RETURN ON AVERAGE COMMON SHAREHOLDERS' EQUITY - STERLING FINANCIAL CORP /WA/	dex121.htm
EX-23.2 - CONSENT OF BDO USA, LLP, FORMERLY KNOWN AS BDO SEIDMAN, LLP - STERLING FINANCIAL CORP /WA/	dex232.htm
EX-12.3 - STATEMENT OF RATIO OF EARNINGS TO FIXED CHARGES AND PREFERRED DIVIDENDS - STERLING FINANCIAL CORP /WA/	dex123.htm
EX-4.8 - FORM OF WARRANT TO PURCHASE SHARES ISSUED TO WARBURG PINCUS PRIVATE EQUITY X, LP - STERLING FINANCIAL CORP /WA/	dex48.htm

EXHIBIT 12.2

STERLING FINANCIAL CORPORATION

COMPUTATION OF RETURN ON AVERAGE ASSETS

For the Year Ended December 31, 2009


		Total Assets
12/31/2008			12,790,716,000
01/31/2009			12,711,922,915
02/28/2009			12,756,734,322
03/31/2009			12,819,627,000
04/30/2009			13,049,525,216
05/31/2009			13,170,561,000
06/30/2009			12,399,775,000
07/31/2009			12,167,026,000
08/31/2009			12,250,845,682
09/30/2009			11,873,490,000
10/31/2009			11,723,773,087
11/30/2009			11,389,328,358
12/31/2009			10,877,423,484

			159,980,748,064


# of Months			13


Average			12,306,211,390


Net Income		$	(838,094,000	)

ROA			(6.81%	)

Sterling Financial Corporation

Computation of Return on Average Assets


		For the Three Months Ended				For the Six Months Ended
		June 30, 2010
12/31/2009							10,877,423,000
01/31/2010							10,746,730,624
02/28/2010							10,596,884,281
03/31/2010			10,554,567,000				10,554,567,000
04/30/2010			10,346,812,364				10,346,812,364
05/31/2010			10,228,823,682				10,228,823,682
06/30/2010			9,737,781,000				9,737,781,000

			40,867,984,046				73,089,021,951


# of Months			4				7


Average			10,216,996,012				10,441,288,850


Net Income		$	(53,773,000	)		$	(138,119,000	)

ROA			(2.11%	)			(2.67%	)