Tax: except otherwise stated in laws, the client has to deduct the relevant taxes out of the repayment according to laws, otherwise, all the amount agreed in the agreement must be paid off without any deduction. If the client has to deduct the relevant taxes according to laws, the client should pay additional amount to the bank so that the bank can get full amount specified in the agreement without any deduction.

Statements and warranties: the client should make the following statements and warranties, and the statements and warranties are treated as the necessity whenever the financing bank grants loans to the client according to the agreement:

The client must be an entity registered legally in China (excluding Hong Kong, Macao and Taiwan, similarly hereinafter). It should have the right to sign the agreement and all the relevant documents, take any necessary corporate actions to assure the validity, effect and compulsory fulfillment of the agreements and relevant documents;

The signing and fulfillment of the agreement shall not violate the other signed contracts and documents, articles of incorporation, applicable laws and administrative provisions, certain documents and verdicts from relevant authorities, other obligations and arrangements of the client.

Client, its any shareholders and associate companies have never involved in the similar legal procedures such as liquidation, bankruptcy, reformation, merger, incorporation, branch, dissolution, closure, discontinuance and so on; And have no any conditions leading to such procedures;

The client has been never involved in economic, civil, criminal and administrative lawsuit and similar arbitration procedures which will exert serious influence on the client; there shall be no conditions for the client to be involved in the proceedings or similar ones;

Legal representative, director, supervisor, executives and major capitals of the client have never been involved in compulsory implementation, being sealed, detention, being frozen and lien or supervised; and they have no conditions leading to the measures;

The client must clarify all financial statements comply with China’s laws and regulations, which shall be true, integral and judicial to reflect its financial status; during the signing and fulfillment of the agreement, the client must make sure that the materials, documents and information about guarantee and itself submitted to the bank, must be true, effective, correct and integral without any concealment and omission;

The client shall carry out its business in line with the regulations and laws; it must conduct business based on the regulations stated in its business license and legal scope of business; besides, it should handle annual check formalities in time;

The client shall assure that there will be no such conditions and affairs that can or may cause serious negative influence on its contractual capability.

The client should fully comply with and fulfill the obligations in the agreement;

According to the clauses in the agreement, the client shall repay the principal, interest and relevant costs; it should get and abide by all the legal approvals, authorizations, registrations and permissions, meanwhile, keep them valid so that it can legally sign and fullfill the obligations in the agreement and relevant documents; at the request of the bank, the client shall issue relevant certificates in time.

In the event the client has known that it is involved in the economic, civil, criminal and administrative lawsuit procedures with serious negative influence or its major capital is concerned with any official measures such as compulsory implementation, being sealed, detention, being frozen and lien, it should inform the bank in writing form about the influence and remedial measures taken or to be taken in details within five business days;

Without the written permission from the financing bank, the client has no right to repay the large amount of debts for a third- party (except the financing bank), or take the guarantee responsibility for others;

Without the written permission from the financing bank, the client has no right to own large amount of debts and contingent liability, plan to provide preferential guarantee for any forms of debts belonging to a third-party or itself in any form; from the date of signing to the end of repayment in the agreement, without the written permission from the financing bank, the client has no right to:

Undergo the procedures or similar procedures such as liquidation, bankruptcy, reformation, merger, incorporation, dissolution, closure and so on;

Sell, hire, donate, transfer or deal with its major capital in any form except the daily business necessary;

Reconstruct its stock ownership;

Sign contracts/agreements or take responsibilities that can cause serious negative influence on its ability to fulfill the agreement.

When the guarantee in the agreement meets special conditions or has to be changed, the client should provide other guarantees up to the requirement of the bank. The special conditions and changes include but not limited to out of service, dissolution, removal of business license, applying or being applied for reconstruction and bankruptcy, serious changes in operation and finance, being involved in serious lawsuits or arbitrations where its legal representatives, directors, supervisors or executives are involved in, the values of things guaranteed are or may be reduced, measures are taken for attachment, noncompliance against the agreement found or the contracts requested for cancellation.

Under the requirements of the bank, the client should handle the notarization with effect of compulsory implementation in the pubic notary office appointed by the bank, bear the cost and accept the compulsory implementation willingly;

The client should inform the bank of the events that will influence its capability to fulfill the obligations under the agreement and the relevant documents.

Expenses and costs: as for the expenses on the modification, signature, compulsory implementation, notarization and registration of any document, the client should make compensation to the bank at the request of the bank. Except those stated for the bank to pay, the client should pay the stamp tax and other taxes of the agreement and the relevant documents.

Interest penalty: with regard to the unpaid due, from the due date to the date payment, the client should pay the interest penalty to the bank. The interest penalty should be calculated daily on the sum unpaid (including interest). The interest penalty (including embezzlement punitive interest, if applicable) should be settled monthly with compound interest by month.

Authorized repayment and offset: the client hereby authorizes the financing bank on behalf of the client to use the sum (regardless of the kind of currency) in its account for the repayment of the debts when the client repays no due loan whether or not the debts belong to those under the agreement; the authorization is irrevocable; regarding to the currency conversion, the bank will adopt the conversion rate determined by itself with the risk taken by the client.

Acknowledgement of debt: according to the constant standard business rules, the bank will keep a set of accounting statements and vouchers in the book of account that is related to the business under the agreement. Except obvious errors, the client should treat the accounting statement and document as valid proofs for its debts.

Transfer: the client has no right to transfer the rights or obligations in the agreement to others. The financing bank has the right to transfer the rights and obligations in the agreement to a third party, disclose any relevant information to a third-party which include any information offered by the client and guarantors for the agreement.

Information disclosure: the client agrees: in addition to the disclosure permitted in article 13, the financing bank can disclose all the relevant information of the agreement to headquarters, branches, related organizations and the staffs in the organizations; meanwhile, the disclosures, which are in line with the requirements of laws and regulations of supervision departments, government agencies and judicial organs, are also permitted.

Default: the defaults include the following conditions: the client violates the statements and commitments in the agreement, or the statements and commitments in it are not true, incorrect, incomplete and inaccurate or have been violated; it violates or refuses to fulfill the commitments and the regulations in the agreement; the conditions undergoing in the company of the client threaten the security of the loan; the guarantors violate the rules agreed in the guarantee documents. If any condition mentioned above happens, the financing bank has the right to claim the acceleration of the maturity for the loan and the client shall compensate for all the losses of the bank including attorney fee.

Special agreement for group client: in the event the client of the agreement is a group, the client hereby agrees: (1) the client should report timely the related transaction conditions about over 10% net assets of the concrete fiduciary, including: a. Relationship of trading parties; b. Project and nature of transaction; c. Transaction sum or corresponding proportion; d. Policy of pricing (including transaction with no sum or only token payment); (2) If the fiduciary has one of the following conditions, the client will be taken as violating the contract, and the financing bank has the right to cancel the credit extension from the client, take back partial or full credit extension or demand the client to add 100% guarantee fund: a. Provide fake materials or hide key operation and financial activities; b. with the permission of the financing bank, the purpose under credit extensions is changed, peculate or engage in illegal or violating transaction under the credit; c. utilize fake contracts with associated parties, take bills receivable, account receivable or other obligatory right (which have no trading actually) for discounting or pledge to cheat for fund or credit from the bank; d. Refuse the supervision and check on the use and financial activities of the credit funds by the financing bank; e. Serious merger, reconstruction or recombination occur, which the bank thinks will threaten the safety of the credit funds; f. evade the claimable assets on purpose through associated transaction.

Other clauses agreed:

Applicable laws and jurisdiction: the agreement will be governed by laws and regulations of the Peoples’ Republic of China (excluding Hong Kong, Macao and Taiwan). Any disputes arising out of the agreement will be handled by the People’s Court at the location of the bank, which owns exclusive jurisdiction.

Address for lawsuit: the client confirms that as for any proceedings under the agreement, any summons and notification relating to the proceedings shall be sent to the address specified at the beginning of the agreement, which will taken as actual arrival of the files, without written notification to the bank, the address mentioned above shall not be changed.

Separation of articles, any failure, illegality or unable to exercise forcefully of articles in the agreement shall not influence the validity, effect and implementation of other articles in the agreement.

During the validity of the agreement, the financing bank may give extension or delay to take actions against violating behaviors of the client, which shall not damage or restrict the bank to enjoy any rights and benefits as debtee under the agreement, and not be taken as connivancy to the noncompliances of the client, and even not as the bank has given up the rights to take actions against the noncompliances.

Consistency of financing sum: If the Agreement for Financing Amount (if applicable, including any alteration valid) conflict with the agreement, the agreement shall prevail.

Signing: The agreement is made in quadruplication, the client holds one copy, and the financing bank holds three copies, which will come into effect on the date when it is affixed with seals of signatures of legal representatives/principals of two parties.