Attached files
| file | filename |
|---|---|
| 10-Q - AGFI 10-Q FOR THE PERIOD ENDED 03/31/10 - AMERICAN GENERAL FINANCE INC | inc0310.htm |
| EX-32 - AGFI EX. 32 FOR THE PERIOD ENDED 03/31/10 - AMERICAN GENERAL FINANCE INC | x32i0310.htm |
| EX-31.1 - AGFI EX. 31.1 FOR THE PERIOD ENDED 03/31/10 - AMERICAN GENERAL FINANCE INC | x311i0310.htm |
| EX-31.2 - AGFI EX. 31.2 FOR THE PERIOD ENDED 03/31/10 - AMERICAN GENERAL FINANCE INC | x312i0310.htm |
| EX-10.5 - AGFI EX. 10.5 - AMERICAN GENERAL FINANCE INC | exhibit105.htm |
| EX-10.3 - AGFI EX. 10.3 - AMERICAN GENERAL FINANCE INC | us_activepurchaseagreement43.htm |
| EX-10.1 - AGFI EX. 10.1 - AMERICAN GENERAL FINANCE INC | us_activemortgageloanpurchas.htm |
| EX-10.2 - AGFI EX. 10.2 - AMERICAN GENERAL FINANCE INC | us_activeagmlt20101psa432952.htm |
Exhibit 12
AMERICAN GENERAL FINANCE, INC. AND SUBSIDIARIES
Computation of Ratio of Earnings to Fixed Charges
(Unaudited)
Three Months Ended March 31, |
|
|
(dollars in thousands) | 2010 | 2009 |
Earnings: Loss before (benefit from) provision for income taxes | $ (44,860) | $(242,729) |
Interest expense | 265,828 | 279,327 |
Implicit interest in rents | 3,708 | 4,513 |
Total earnings | $224,676 | $ 41,111 |
Fixed charges: Interest expense | $265,828 | $ 279,327 |
Implicit interest in rents | 3,708 | 4,513 |
Total fixed charges | $269,536 | $ 283,840 |
Ratio of earnings to fixed charges* | 0.83 | 0.14 |
*
Earnings were inadequate to cover total fixed charges by $44.9 million for the three months ended March 31, 2010 and $242.7 million for the three months ended March 31, 2009.
69