Exhibit 99.1
KPMG LLP
Duke Energy Center
Suite 3200
550 South Tryon Street
Charlotte, NC 28202-4214
Independent Accountants' Report
The Board of Directors
Wells Fargo & Company:
We have examined management's assertion, included in the accompanying Management
Assertion, that the Retail Credit Operations Division of Wachovia Bank, National Association,
(the Bank), which on March 20, 2010 merged into Wells Fargo Bank, National Association (WFBNA),
a subsidiary of Wells Fargo & Company, complied with the minimum servicing standards set forth in
the Mortgage Bankers Association of America's Uniform Single Attestation Program for Mortgage
Bankers (USAP) relating to its servicing of prime equity lines (home equity lines of credit), pursuant to
the respective Sales and Servicing Agreements for the Summitt Prime Equity Lines Trust 2002
and the Wachovia Asset Securitization Inc. (WASI) Trust 2002 HE-1, 2002 HE-2, 2003 HE-1,
2003 HE-2, 2003 HE-3, 2004 HE-1, 2004 HEMM-1, 2004 HEMM-2, 2007 HE-1, and 2007 HE-2
(collectively the Trusts), except for minimum servicing standards I.2, I.4, III.3, III.4, III.6, V.3, and V.4,
which management has interpreted to be inapplicable to the servicing of the Trusts, as of and for the
year ended December 31, 2009. Management is responsible for the Bank's compliance with those
minimum servicing standards. Our responsibility is to express an opinion on management's assertion
about the Bank's compliance based on our examination.
Our examination was conducted in accordance with attestation standards established by the American
Institute of Certified Public Accountants and, accordingly, included examining, on a test basis, evidence
about the Bank's compliance with the minimum servicing standards specified above and performing
such other procedures as we considered necessary in the circumstances. We believe that our examination
provides a reasonable basis for our opinion. Our examination does not provide a legal determination on
the Bank's compliance with the minimum servicing standards.
In our opinion, management's assertion that the Bank complied with the aforementioned
minimum servicing standards as of and for the year ended December 31, 2009 is fairly stated, in
all material respects.
/s/ KPMG LLP
Charlotte, North Carolina
March 30, 2010
KPMG LLP is a Delaware limited partnership, the U.S.
Member firm of KPMG International Cooperative, a Swiss entity.
