CAPITAL CROSSING PREFERRED CORP - FORM 10-K - EX-12.1 - EX-12.1 COMPUTATION OF EARNINGS TO FIXED CHARGES - March 31, 2010

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10-K - CAPITAL CROSSING PREFERRED CORPORATION - CAPITAL CROSSING PREFERRED CORPb78728e10vk.htm
EX-10.8 - EX-10.8 AMENDED AND RESTATED MASTER SERVICE AGREEMENT BETWEEN THE COMPANY AND AURORA BANK FSB, DATED MARCH 29, 2010 - CAPITAL CROSSING PREFERRED CORPb78728exv10w8.htm
EX-31.1 - EX-31.1 CERTIFICATION PURSUANT TO EXCHANGE ACT RULES 13A-15(E) AND 15D-15(E) OF THE PRESIDENT - CAPITAL CROSSING PREFERRED CORPb78728exv31w1.htm
EX-10.9 - EX-10.9 AMENDED AND RESTATED ADVISORY AGREEMENT BETWEEN THE COMPANY AND AURORA BANK FSB, DATED MARCH 29, 2010 - CAPITAL CROSSING PREFERRED CORPb78728exv10w9.htm
EX-31.2 - EX-31.2 CERTIFICATION PURSUANT TO EXCHANGE ACT RULES 13A-15(E) AND 15D-15(E) OF THE CHIEF FINANCIAL OFFICER - CAPITAL CROSSING PREFERRED CORPb78728exv31w2.htm
EX-10.7 - EX-10.7 ASSET EXCHANGE AGREEMENT BETWEEN THE COMPANY AND AURORA BANK FSB, DATED NOVEMBER 18, 2009 - CAPITAL CROSSING PREFERRED CORPb78728exv10w7.htm
EX-10.6 - EX-10.6 TERMINATION TO THE ASSET EXCHANGE AGREEMENT ENTERED INTO ON FEBRUARY 5, 2009, BETWEEN THE COMPANY AND AURORA BANK FSB, DATED JULY 20, 2009 - CAPITAL CROSSING PREFERRED CORPb78728exv10w6.htm
EX-32 - EX-32 CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 OF THE PRESIDENT AND CHIEF FINANCIAL OFFICER - CAPITAL CROSSING PREFERRED CORPb78728exv32.htm
Exhibit 12.1
Computation of Earnings to Fixed Charges
(Unaudited)
                                         
    2009   2008   2007   2006   2005
            (Dollars in Thousands)        
Earnings:
                                        
Net (loss) income available to common stockholders
   $ (13,640 )   $ 2,768     $ 4,243     $ 5,591     $ 5,930  
Loss on loans held for sale
     16,263       —       —       —       —  
Preferred stock dividends
     816       3,262       4,006       6,529       6,529  
Income taxes
     —       —       —       —       —  
Interest expense
     —       —       —       —       —  
     
 
   $ 3,439     $ 6,030     $ 8,249     $ 12,120     $ 12,459  
     
Fixed charges:
                                        
Preferred dividends
   $ 816     $ 3,262     $ 4,006     $ 6,529     $ 6,529  
Interest expense
     —       —       —       —       —  
     
 
   $ 816     $ 3,262     $ 4,006     $ 6,529     $ 6,529  
     
 
                                        
Ratio of earnings to fixed charges
     4.21       1.85       2.06       1.86       1.91  
     

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