Attached files

                                                                    Exhibit 32.2

                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

     In connection with the Annual Report on Form 10-K of Cornerstone
Financial Corporation (the "Company") for the period ended December 31, 2009
(the "Report"), I, Keith Winchester, Chief Financial Officer of the Company, to
my knowledge certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to
Section 906 of the Sarbanes-Oxley Act of 2002, that:

     A.   the Report fully complies with the requirements of Section 13(a) or
          15(d) of the Securities Exchange Act of 1934; and

     B.   the information contained in the Report fairly presents, in all
          material respects, the financial condition and results of operations
          of the Company.


Date:  March 30, 2010                            By: /S/ KEITH WINCHESTER
                                                     ---------------------------
                                                     Keith Winchester
                                                     Executive Financial Officer