Attached files

file filename
EX-13 - EXHIBIT 13.HTM - HABERSHAM BANCORPex13.htm
EX-31.1 - EXHIBIT 31.1 - HABERSHAM BANCORPex31_1.htm
EX-23.1 - EXHIBIT 23.1 - HABERSHAM BANCORPex23_1.htm
EX-31.2 - EXHIBIT 31.2 - HABERSHAM BANCORPex31_2.htm
10-K - HABERSHAM BANCORP 10-K 12-31-2009 - HABERSHAM BANCORPform10k.htm

Exhibit 32.1

CERTIFICATION PURSUANT TO RULE 13a-14(b) OF THE SECURITIES AND EXCHANGE ACT OF 1934 AND 18 U.S.C. SECTION 1350 AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Each of the undersigned hereby certifies, pursuant to Rule 13a-14(b) of the Securities and Exchange Act of 1934 and 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that this Annual Report on Form 10-K for the year ended December 31, 2009 fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended, and the information contained in such report fairly presents, in all material respects, the financial condition and results of operations of the Company.

This 29th day of March 2010.

/s/ David D. Stovall
Chief Executive Officer
 
/s/ Annette Banks
Chief Financial Officer