Attached files
file | filename |
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10-K - ANNUAL REPORT - CFS BANCORP INC | cfsbancorp_10k.htm |
EX-32.0 - SECTION 1350 CERTIFICATIONS - CFS BANCORP INC | exhibit32-0.htm |
EX-23.0 - CONSENT OF BKD, LLP - CFS BANCORP INC | exhibit23-0.htm |
EX-31.1 - RULE 13A-14(A) CERTIFICATION OF CHIEF EXECUTIVE OFFICER - CFS BANCORP INC | exhibit31-1.htm |
EX-21.1 - SUBSIDIARIES OF CFS BANCORP, INC. - CFS BANCORP INC | exhibit21-1.htm |
EXHIBIT 31.2
CERTIFICATION
I, Charles V. Cole,
Executive Vice President and Chief Financial Officer certify that:
1. I have reviewed this annual
report on Form 10-K of CFS Bancorp, Inc. (the “Registrant”);
2. Based on my knowledge, this report does not
contain any untrue statement of a material fact or omit to state a material fact
necessary to make the statements made, in light of the circumstances under which
such statements were made, not misleading with respect to the period covered by
this report;
3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the Registrant as of, and for, the periods presented in this report;
3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the Registrant as of, and for, the periods presented in this report;
4. The Registrant’s other certifying
officer(s) and I are responsible for establishing and maintaining disclosure
controls and procedures (as defined in Exchange Act Rules 13a-15(e) and
15d-15(e)) and internal control over financial reporting (as defined in Exchange
Act Rules 13a-15(f) and 15d-15(f)) for the Registrant and have:
(a) Designed such disclosure controls and procedures, or caused such
disclosure controls and procedures to be designed under our supervision, to
ensure that material information relating to the Registrant, including its
consolidated subsidiaries, is made known to us by others within those entities,
particularly during the period in which this report is being
prepared;
(b) Designed such internal control over financial reporting, or caused
such internal control over financial reporting to be designed under our
supervision, to provide reasonable assurance regarding the reliability of
financial reporting and the preparation of financial statements for external
purposes in accordance with generally accepted accounting
principles;
(c) Evaluated the effectiveness of the Registrant’s disclosure controls
and procedures and presented in this report our conclusions about the
effectiveness of the disclosure controls and procedures, as of the end of the
period covered by this report based on such evaluation; and
(d) Disclosed in this report any change in the Registrant’s internal
control over financial reporting that occurred during the Registrant’s most
recent fiscal quarter (the Registrant’s fourth fiscal quarter in the case of an
annual report) that has materially affected, or is reasonably likely to
materially affect, the Registrant’s internal control over financial reporting;
and
5. The Registrant’s other certifying
officer(s) and I have disclosed, based on our most recent evaluation of internal
control over financial reporting, to the Registrant’s auditors and the audit
committee of Registrant’s board of directors (or persons performing the
equivalent functions):
(a) All significant deficiencies and material weaknesses in the design or
operation of internal control over financial reporting which are reasonably
likely to adversely affect the Registrant’s ability to record, process,
summarize and report financial information; and
(b) Any fraud, whether or
not material, that involves management or other employees who have a significant
role in the Registrant’s internal control over financial reporting.
/s/ CHARLES V. COLE | |
CHARLES V. COLE Executive Vice President and | |
Chief
Financial Officer
|
Date: March 10, 2010
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