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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549


                                    FORM 8-K


                             CURRENT REPORT PURSUANT
                          TO SECTION 13 OR 15(D) OF THE
                         SECURITIES EXCHANGE ACT OF 1934


Date of report (Date of earliest event reported):      February 23, 2010
                                                 -------------------------------

                                SBT Bancorp, Inc.
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             (Exact Name of Registrant as Specified in Its Charter)

                                   Connecticut
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                 (State or Other Jurisdiction of Incorporation)

       000-51832                                           20-4343972
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(Commission File Number)                       (IRS Employer Identification No.)


760 Hopmeadow Street, P.O. Box 248, Simsbury, CT                       06070
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    (Address of Principal Executive Offices)                         (Zip Code)

                                 (860) 408-5493
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              (Registrant's Telephone Number, Including Area Code)

                                 Not Applicable
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          (Former Name or Former Address, if Changed Since Last Report)

     Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

|_|  Written communications pursuant to Rule 425 under the Securities Act (17
     CFR 230.425)

|_|  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
     240.14a-12)

|_|  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b))

|_|  Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act (17 CFR 240.13e-4(c))



Item 8.01  Other Events.

On February 5, 2010, SBT Bancorp, Inc. issued a press release announcing the
election of Jerry R. Long to the board of its subsidiary, The Simsbury Bank &
Trust Company. A copy of the press release is furnished as Exhibit 99.1 and is
incorporated herein by reference.


Item 9.01  Financial Statements and Exhibits.

(c)  Exhibits

     99.1 Press Release of SBT Bancorp, Inc. dated February 5, 2010



                                   SIGNATURES


     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this Report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                  SBT BANCORP, INC.


                                  By: /s/ Martin J. Geitz
                                      ------------------------------------------
                                      Martin J. Geitz
                                      Title: President & Chief Executive Officer


Dated: February 23, 201