LANDMARK REALTY SERVICES CORPORATION
3310 WEST END AVENUE, SUITE 490
NASHVILLE, TENNESSEE 37203
Mary Anne Collins
Telephone (615) 292-1040
Facsimile (615) 292-2003
November 13, 2003
VIA EDGAR
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
RE: Hickory Lenders, Ltd. (the "Registrant")
Form 10-Q for Quarter Ended September 30, 2003
Ladies and Gentleman:
On behalf of the above named registrant and in accordance with Regulation S-T, we are herewith filing electronically the Registrant's quarterly report on Form 10-Q for the quarter ended September 30, 2003. Please notify me at (615) 292-1040 immediately if you encounter any difficulties in receiving this filing electronically.
Very truly yours,
BY: /s/ Mary Anne Collins