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QUARTERLY REPORT FOR 03/05
SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D. C. 20549


FORM 10-Q


QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934




FOR QUARTER ENDED March 31, 2005 Commission file number 0-7376



Hynes & Howes Insurance Counselors, Inc.

(Exact name of registrant as specified on its charter)



Iowa 42-0948341

(State or other jurisdiction of (I.R.S. Employer
incorporation or organization) Identification No.)



2920 Harrison St., Davenport, Iowa 52803

(Address of principal executive offices) (Zip Code)




Registrant's telephone number, including area code (563) 326-6401


Indicate by check mark whether the registrant (1) has filed all annual,
quarterly and other reports required to be filed with the Commission and (2)
has been subject to the filing requirements for
at least the past 90 days. Yes XX No .



Indicate the number of shares outstanding of each of the issuer's classes of
common stock, as of the close of the period covered by this report.

11,226,699

EX-99.1
NOTES TO FINANCIAL STATEMENTS FOR 03/05

HYNES & HOWES INSURANCE COUNSELORS, INC.
Notes to Financial Statements
March 31, 2005



Note 1. Filing of Forms 8-K

A form 8-K was not required to be filed for the quarter reporting
any unusual charges or credits to the income or change in auditors.

Note 2. Management's Analysis of Income From Operations

Income from operations for the six months ended March 31, 2005
decreased $20,016 as compared to the six month period ended
March 31, 2004.


EX-99.2
OTHER INFORMATION FOR 03/05

HYNES & HOWES INSURANCE COUNSELORS, INC.


Part II: Other information

There were no events during this quarter that would be reportable
under the Items 1 through 8 of the Form 10-Q for Registrant.

Item 9. Exhibits and Reports on Form 8-K

There were no 8-K's filed during the quarter for which this report is
filed.


EX-99.3
REGULATION S-X FOR 03/05

Regulation S-X, Section 10-01 (b) (8)


This interim financial statement reflects all adjustments which
are, in the opinion of management, necessary to a fair statement
of the results for the interim period. The corporation has
no bonus or profit sharing arrangements to be settled at year-end.

EX-99.4
SIGNATURES FOR 03/05

SIGNATURES



Pursuant to the requirements of the Securities Act of 1934, the Registrant
has duly caused this report to be signed on its behalf by the undersigned
thereunto duly authorized.

HYNES & HOWES INSURANCE COUNSELORS, INC.


By:_____________________________________
Joyce Whitt, President


This corporation has no treasurer.


Dated___________________ By:_____________________________________
Jennifer Burkhart, Secretary


EX-99.5
COMPUTATION OF EPS FOR 03/05

HYNES & HOWES INSURANCE COUNSELORS, INC.
Computation of Earnings (Loss) Per Common Share
For the Six Months Ended March 31, 2005 and 2004
(Unaudited)


Three Months Ended Six Months Ended
March 31, March 31,
2005 2004 2005 2004

Common Shares Outstanding:

Beginning of Period 11,226,699 11,226,699 11,226,699 11,226,699

End of Period 11,226,699 11,226,699 11,226,699 11,226,699

Average Number of Shares
Outstanding for the Period 11,226,699 11,226,699 11,226,699 11,226,699


Net Income (Loss) (2,972) 1,459 (31,883) (11,867)
Earnings (Loss) Per Common Share:

Net Income $ 0.00 $ 0.00 $ 0.00 $ 0.00

EX-99.6
BALANCE SHEET FOR 03/05
HYNES & HOWES INSURANCE COUNSELORS, INC.
Balance Sheet
March 31, 2005 and 2004
(Unaudited)

March 31,
2005 2004
Assets
Current Assets:
Cash in Bank $ 5,727 $ 35,021
Other Current Assets 6,574 10,761
Total Current Assets $ 12,301 $ 45,782

Investments:
Contracts Receivable-Real Estate 638,728 665,909
Real Estate on Hand 43,383 0
Equipment 11,512 5,413
Total Investments $ 693,623 $ 671,322

Total Assets $ 705,924 $ 717,104

Liabilities and Stockholders' Equity

Current Liabilities:
Buyers Escrow $ 8,339 $ 7,217
Loan Payable 30,000 0
Accounts Payable 1,000 0
Total Current Liabilities $ 39,339 $ 7,217
Long Term Liabilities:
Total Long Term Liabilities $ 0 $ 0
Total Liabilities $ 39,339 $ 7,217

Stockholders' Equity:
Capital Stock, no par value, 100,000,000 shares
authorized, 11,260,675 shares issued $ 3,780,765 $ 3,780,765
Paid in Capital 100 100
Retained Earnings (Deficit) (3,081,028) (3,037,777)
Treasury Stock, at cost (33,252) (33,252)

Total Stockholders' Equity $ 666,585 $ 709,887

Total Liabilities and Stockholders'
Equity $ 705,924 $ 717,104

EX-99.7
STATEMENT OF OPERATIONS FOR 03/05

HYNES & HOWES INSURANCE COUNSELORS, INC.
Statement of Operations
For the Six Months Ended March 31, 2005 and 2004
(Unaudited)


The following Statements of Operations of Hynes & Howes Insurance Counselors,
Inc. for the six months ended March 31, 2005 and 2004, reflect, in the
opinion of the Company, all adjustments (which include only normal recurring
adjustments) necessary to present fairly the results of operations for such
periods. The results for interim periods are not necessarily indicative of
results to be expected for the year.

Three Months Ended Six Months Ended
March 31, March 31,
2005 2004 2005 2004

Operating Income:
Interest $17,911 $ 21,117 $32,600 $38,881
Other Income (488) 10,286 781 9,612

Total Operating Income $17,423 $ 31,403 $33,381 $48,493

Operating Expenses:
Management Fees $12,000 $ 12,000 $24,000 $24,000
Legal and Audit 282 736 9,062 8,530
Other Operating Expenses 7,858 17,208 32,202 27,830

Total Operating Expenses$10,140 $ 29,944 $65,264 $60,360

Income(Loss)from Operations $(2,717) $ 1,459 $(31,883) $(11,867)
Provision for Income Taxes 0 0 0 0

Net Income (Loss) $(2,717) $ 1,459 $(31,883) $(11,867)

Earnings Per Common Share $ 0 $ 0 $ 0 $ 0
Dividends per Common Share $ 0 $ 0 $ 0 $ 0

EX-99.8
STATEMENT OF CASH FLOW FOR 03/05

HYNES & HOWES INSURANCE COUNSELORS, INC.
Statement of Cash Flow
For the Six Months Ended March 31, 2005 and 2004
Increase (Decrease) in Cash and Cash Equivalents
(Unaudited)

Six Months Ended
March 31,
2005 2004
Cash Flows from Operating Activities:
Interest Received $ 32,600 $ 38,881
Other Income Received 781 11,054
Legal, Audit and Management Fees Paid (33,062) (32,530)
Cash Paid to Suppliers for
Operating Expenses (29,940) (29,811)
Net Cash Provided (Used)
by Operating Activities $ (29,621) $(12,406)
Cash Flow from Financing Activities:
Proceeds from loan receivable 30,000 0
Purchase of Equipment $ 0 0
Net Cash Provided (Used)
by Financing Activities $ 30,000 0

Cash Flow from Investing Activities:
Principal Collected on Real Estate
Contracts $ 39,157 36,136
Purchase of Real Estate Contracts (40,495) 0
Buyers Escrow Received 2,085 2,121
Tax Certificates Collected (Purchased) 1,690 8,328
Purchase of real estate (43,383) 0
Net Cash Provided (Used)
by Investing Activities $ (40,946) $ 46,585

Net Increase (Decrease) in Cash
and Cash Equivalents $ (40,567) $ 34,179
Cash & Cash Equivalents at
Beginning of Period $ 46,294 $ 842

Cash and Cash Equivalents at End of Period $ 5,727 $ 35,021

EX-27
ART. 5 FDS FOR 03/31/05
PERIOD-TYPE 6-MOS
FISCAL-YEAR-END SEP-30-2005
PERIOD-END MAR-31-2005
CASH 5,727
SECURITIES 0
RECEIVABLES 638,728
ALLOWANCES 0
INVENTORY 0
CURRENT-ASSETS 6,574
REAL ESTATE 43,383
PP&E 19,252
DEPRECIATION 7,740
TOTAL-ASSETS 705,924
CURRENT-LIABILITIES 39,339
LONG-LIABILITIES 0
BONDS 0
PREFERRED-MANDATORY 0
PREFERRED 0
COMMON 3,780,765
OTHER-SE 100
TOTAL-LIABILITY-AND-EQUITY 705,924
SALES 0
TOTAL-REVENUES 33,381
CGS 0
TOTAL-COSTS 65,264
OTHER-EXPENSES 0
LOSS-PROVISION 0
INTEREST-EXPENSE 0
INCOME-PRETAX (31,883)
INCOME-TAX 0
INCOME-CONTINUING 0
DISCONTINUED 0
EXTRAORDINARY 0
CHANGES 0
NET-INCOME (31,883)
EPS-PRIMARY 0
EPS-DILUTED 0